Pengaruh Literasi Keuangan, dan Kontrol Diri terhadap Kecenderungan Perilaku Judi Online pada Generasi Z di Indonesia

Intan Maharani Putri (Manajemen, Fakultas Ekonomi dan Bisnis, Universitas Pamulang)
Dinda Alita Ramadani AR (Manajemen, Fakultas Ekonomi dan Bisnis, Universitas Pamulang)
Ria Aulia (Manajemen, Fakultas Ekonomi dan Bisnis, Universitas Pamulang)

Journal of Business Economics and Management
Vol. 3 No. 2 (2026): Oktober-Desember

This study aims to examine the influence of financial literacy and self-control on the tendency toward online gambling behavior among Generation Z in Indonesia. This research employed a quantitative approach, collecting data through questionnaires from 46 respondents. Data were analyzed using simple and multiple linear regression. The results indicate that financial literacy has a positive and significant effect on self-control, with a regression coefficient of 0.668 and a significance value below 0.001. However, self-control does not significantly affect the tendency toward online gambling behavior, with a significance value of 0.580. The simultaneous test also shows that financial literacy and self-control do not have a significant joint effect on online gambling tendencies, with a significance value of 0.673. Therefore, these two variables have not been proven to significantly explain online gambling tendencies in this study.