<![CDATA[This community service activity aims to improve digital financial literacy among high school students through Microsoft Excel-based personal financial management training. The main challenges faced by students are a lack of understanding in managing income and expenses in a planned manner, as well as a high tendency towards consumptive behavior, particularly regarding non-priority spending. The methods used in this activity include material delivery, hands-on practice in preparing a monthly budget, and analyzing personal spending patterns using Microsoft Excel. The material provided includes an introduction to income types (recurring and non-recurring), expense classifications (fixed, variable, and non-priority), and the importance of saving and investing from an early age. Furthermore, participants are introduced to simple financial management concepts using the 50% needs, 30% wants, and 20% savings and investment approach. The results of the activity indicate an increase in students' understanding of budgeting, identifying spending patterns, and fostering awareness of managing finances more wisely and in a planned manner. Thus, this training is expected to foster good financial management habits from an early age and support students' financial independence in the digital age.]]>
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