Al-Intaj: Jurnal Ekonomi dan Perbankan Syariah
Vol. 11 No. 2 (2025)

The Role of Sharia Banking in the Development of the Halal Tourism Industry in Indonesia: Opportunities and Challenges in Bengkulu Province

suharyono suharyono (Sekolah Tinggi Ilmu Ekonomi Syariah Nahdlatul Ulama Bengkulu)
Suyono Suyono (Universitas Islam Negeri Fatmawati Sukarno Bengkulu)
Syafri Yanto (Sekolah Tinggi Ilmu Ekonomi Syariah Nahdlatul Ulama Bengkulu)
Muhammad Azmi (STAIN Sultan Abdurrahman Kepulauan Riau)



Article Info

Publish Date
14 Sep 2025

Abstract

Purpose: This study aims to examine the role of Islamic banking in the development of halal tourism in Indonesia, with a particular focus on identifying both opportunities and challenges.Design/Methodology: This research employs a qualitative approach with a descriptive-analytical method. The study is based on a literature review and analyzed through several stages, including classification, reduction, and verification of sources related to halal tourism.Findings: The findings indicate that Islamic banking holds a pivotal role in advancing halal tourism by providing financing, facilitating sharia-compliant financial services, and fostering synergies with related halal industries. Nonetheless, limited public awareness and competition with conventional banks remain significant challenges to its optimal contribution.Practical Implications: The study highlights that Islamic banking can play a strategic role in financing and supporting halal tourism businesses, particularly by addressing capital constraints. Strengthening collaboration and innovative sharia-compliant financial products will enhance the growth and sustainability of halal tourism in IndonesiaOriginality/Value: This research contributes originality by examining the intersection of Islamic banking and halal tourism within the specific context of Bengkulu Province, a locus rarely addressed in prior studies. The study advances the discourse by positioning Islamic banking not merely as a financing intermediary but as a structural enabler of halal tourism development, thereby offering a novel perspective on its role in regional economic empowerment and sustainable industry growth

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Journal Info

Abbrev

Al-Intaj

Publisher

Subject

Religion Economics, Econometrics & Finance

Description

Focus Al-Intaj: Jurnal Ekonomi dan Perbankan Syariah provides a scholarly forum for researchers, academics, and practitioners to discuss contemporary and emerging issues in Islamic economics, banking, and finance. Scope The journal welcomes original empirical and theoretical contributions covering, ...