<![CDATA[The transformation of digital payments has increased transaction convenience for students while also creating risks related to data security, impulsive consumption, phishing, social engineering, and unwise use of paylater and online lending services. This community service program aimed to improve students' digital payment literacy, transaction security awareness, and financial risk management skills at SMK YUPPENTEK 5 Curug, Tangerang Regency. The program was conducted on April 23, 2026 through an interactive seminar and training consisting of preparation, a pre-test, ice breaking, instructional sessions, discussion, simulation, a post-test, and evaluation. The materials covered QRIS, e-wallets and mobile banking; password and OTP protection; phishing and social engineering; two-factor authentication; public Wi-Fi risks; budgeting; expenditure control; paylater and online lending risks; and digital security emergency protocols. Qualitative results indicate that participants gained better understanding of digital payment methods, were able to identify transaction security threats, understood the importance of managing pocket money and controlling expenditures, and became more aware of digital debt traps. The program also strengthened awareness that technological convenience must be accompanied by self-control and security practices. Since the activity report does not provide numerical pre-test and post-test scores, the outcomes are presented descriptively. Continued practical training and periodic measurable evaluation are recommended.]]>
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