Pengaruh Sikap Keuangan, Locus of Control, dan Teman Sebaya terhadap Perilaku Pengelolaan Keuangan Mahasiswa Rantau Universitas Pendidikan Ganesha

Nyoman Riska Rianti (Universitas Pendidikan Ganesha)
I Nyoman Sujana (Universitas Pendidikan Ganesha)

Jurnal Pendidikan Ekonomi Undiksha
Vol. 18 No. 2 (2026)

This study aims to examine the influence of Financial Attitudes, Locus of Control, and Peers on the Financial Management Behavior of Out-of-Town Students of Ganesha University of Education. This study uses a quantitative approach with a causal research type. The population of this study is out-of-town students of Ganesha University of Education, to determine the number of samples in this study used the Slovin formula of 7%, so that the number of samples used was 200 students. Data were collected through questionnaires, the data analysis technique used was multiple linear regression analysis through IBM SPSS statistics version 26. The results of the study show that; (1) financial attitudes have a positive effect on the financial management behavior of out-of-town students; (2) locus of control has a positive effect on the financial management behavior of out-of-town students; (3) peers have a positive effect on the financial management behavior of out-of-town students; and (4) Financial attitudes, locus of control, and peers have a positive effect on the financial management behavior of out-of-town students of Ganesha University of Education.