<![CDATA[This study aims to analyze the effect of Wadi’ah bonus expenses and promotional expenses on operating profit at PT. Bank Panin Dubai Syariah Tbk for the period 2015–2024. The research employs a quantitative approach using secondary data derived from the company’s quarterly financial reports. Data collection methods include literature review and documentation, while data analysis techniques consist of classical assumption testing, multiple linear regression analysis, and hypothesis testing using EViews version 12. The results indicate that partially, Wadi’ah bonus expenses have a positive and significant effect on operating profit, whereas promotional expenses have a negative and significant effect. Simultaneously, both independent variables have a significant influence on operating profit. These findings suggest that effective management of Wadi’ah bonus expenses can enhance the company’s profitability, while promotional expenses require further evaluation to ensure their efficiency and contribution to financial performance]]>
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