Peningkatan Literasi Keuangan Pelaku UMKM melalui Sosialisasi Pemisahan Keuangan Pribadi dan Usaha serta Pengelolaan Aset di Kampung Dalangan

Crescentiano Agung Wicaksono (Universitas Tidar)
Tiara Rani Santoso (Universitas Tidar)
Hesiya May Ghaisani (Universitas Tidar)
Yuliantari Astasuci Nalurita (Universitas Tidar)
Lukas Tri Prasetyo (Universitas Tidar)
Kharisma Rizqi Auliariyani (Universitas Tidar)

Jurnal Penelitian dan Pengabdian Masyarakat
Vol. 4 No. 4 (2026): November 2026 In Press

Micro, small and Medium Enterprises (MSMEs) play an important role in community economic development but often face challenges in separating personal and business finances and recording assets. This community service program aimed to improve the financial literacy of MSME owners in RW VIII Dalangan, Kramat Utara, Magelang City. Activities included a preliminary survey, seminar, interactive discussions, and pretest-posttest evaluations involving 30 MSME owners. The results showed that the average score increased from 58.3 to 84.7, representing a 45.3% improvement. The proportion of participants with high understanding rose from 26.7% to 90%, while those with low understanding decreased from 40% to 0%. These findings indicate improved participant understanding following the program. The program is expected to encourage more organized financial management and support MSME sustainability and competitiveness.