Eksistensi Wakaf Uang dalam Pengembangan Ekonomi Masyarakat Perspektif Ekonomi Syariah

Siska Andriyani (Universitas Islam Negeri Sjech M. Djamil Djambek Bukittinggi)
Endri Yenti (Universitas Islam Negeri Sjech M. Djamil Djambek Bukittinggi)

Maqasid Forum
Vol. 1 No. 2 (2026): June 2026

This study is motivated by the substantial potential of cash waqf as an Islamic economic instrument for promoting community economic development. However, the implementation of cash waqf management in Pariaman City continues to face several challenges, particularly the absence of a nazhir specifically responsible for managing cash waqf and the suboptimal productive utilization of waqf funds. Consequently, the benefits of cash waqf have not been fully realized by the community. This study aims to examine the existence of cash waqf management in supporting community economic development from an Islamic economic perspective in Pariaman City. This research employs a field research design using a qualitative approach. Data were collected through observation, interviews, and documentation at the Ministry of Religious Affairs of Pariaman City. The research informants included officials of the Ministry of Religious Affairs and other stakeholders involved in cash waqf management. Data were analyzed through data reduction, data display, and conclusion drawing. The findings indicate that cash waqf management in Pariaman City has demonstrated its existence through the collection of waqf funds, particularly from Civil Servants (ASN). Nevertheless, its management remains suboptimal, as the collected funds are still deposited in Islamic Financial Institutions Receiving Waqf Funds (LKS-PWU) and have not been productively utilized. Furthermore, the absence of a dedicated nazhir for cash waqf has resulted in the lack of continuous management, development, and reporting mechanisms. From the perspective of Islamic economics, cash waqf management reflects the principles of tauhid, justice, trust and responsibility, mutual assistance (ta'awun), balance, and public benefit (maslahah). Therefore, strengthening the productive management of cash waqf, accompanied by greater transparency and accountability, is necessary to maximize its contribution to community welfare. This study contributes to the literature on Islamic economics by providing empirical insight into the implementation of cash waqf management at the local level and highlighting the importance of strengthening institutional capacity and productive utilization to enhance the social and economic benefits of cash waqf.