ALQALAM
Vol 33 No 1 (2016): January - June 2016

AGENCY PROBLEM DALAM PENERAPAN PEMBIAYAAN AKAD MUDHARABAH PADA PERBANKAN SYARIAH

Aswadi Lubis (Fakultas Ekonomi dan Bisnis Islam IAIN Padangsidimpuan)



Article Info

Publish Date
30 Jun 2016

Abstract

The purpose of writing this article is to describe the agency problems that arise in the application of the financing with mudharabah on Islamic banking. In this article the author describes the use of the theory of financing, asymetri information, agency problems inside of financing. The conclusion of this article is that the financing is asymmetric information problems will arise, both adverse selection and moral hazard. The high risk of prospective managers (mudharib) for their moral hazard and lack of readiness of human resources in Islamic banking is among the factors that make the composition of the distribution of funds to the public more in the form of financing. The limitations that can be done to optimize this financing is among other things; owners of capital supervision (monitoring) and the customers themselves place restrictions on its actions (bonding).

Copyrights © 2016






Journal Info

Abbrev

alqalam

Publisher

Subject

Arts Humanities Education Social Sciences

Description

ALQALAM (e-ISSN: 2620-598X; p-ISSN: 1410-3222) is a journal published by the Center for Research and Community Service of UIN Sultan Maulana Hasanuddin Banten-INDONESIA. ALQALAM is an academic journal published twice a year (every six months). ALQALAM had been accreditated by Ministry of Education ...