Journal of Digital Business & Banking (JDBB) is a scientific, open access, peer-reviewed journal published two times a year (June and December) by Politeknik Kebangsaan Gorontalo whose objective is to publish original research papers related to the Digital Business & Banking issues. This journal is also dedicated to disseminating the published articles for academicians, researchers, practitioners, and public societies. The areas of concern in this journal include: (1) Digital Business and E-Commerce; (2) Financial Technology/FinTech; (3) Digital Banking; (4) Cybersecurity and Risk Management in Banking; (5) Digital Entrepreneurship; (6) Artificial Intelligence and Automation in Banking; (7) accounting economics, and other relevant subjects.