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<![CDATA[Pengaruh Pola Gaya Hidup Nasabah Terhadap Pengguna Aplikasi Mobile Banking di Kudus ]]>
<![CDATA[Hardiyanti Hardiyanti]]>
<![CDATA[ Jurnal Ilmiah Ekonomi Islam Vol 8, No 1 (2022): JIEI : Vol. 8, No. 1, 2022 ]]>
Publisher : <![CDATA[ITB AAS INDONESIA Surakarta ]]>
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DOI: 10.29040/jiei.v8i1.4596
<![CDATA[Over the past two years since the Covid-19 pandemic in Indonesia, all business trends have implemented information system discipline by maximizing the use of Mobile Banking applications. This trend focuses on providing financial banking services using Android devices and is a major transaction for today's diverse everyday needs. This study aims to clarify the importance of mobile banking applications in the kudu banking sector. The data was collected using questionnaires distributed to 300 customers from several Islamic banks in Kudoz. The results showed that there was no statistically significant difference between user and non-user lifestyle patterns in mobile banking applications. However, users' lifestyle patterns have some common themes. Fashion, leadership, family awareness, health awareness, negligence, public awareness, and usefulness all have a significant impact on mobile application users, but cost awareness is where users use mobile banking applications. It does not have a significant impact on the methodology.]]>
<![CDATA[Strategi Kerjasama Pengembangan Institusi Halal: Implementasi pada Halal Center ]]>
<![CDATA[Poppy Arsil]]>;
<![CDATA[Rumpoko Wicaksono]]>;
<![CDATA[Hety Handayani Hidayat]]>;
<![CDATA[Dian Novitasari]]>
<![CDATA[ Jurnal Ilmiah Ekonomi Islam Vol 8, No 1 (2022): JIEI : Vol. 8, No. 1, 2022 ]]>
Publisher : <![CDATA[ITB AAS INDONESIA Surakarta ]]>
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DOI: 10.29040/jiei.v8i1.3794
<![CDATA[The halal industry has the potential to grow, supported by a gradual implementation of a mandatory halal regulation according to Law No 33 the year 2014 regarding Halal Product Guarantee. To support this program, Halal Product Guarantee Agency (BPJPH) has encouraged universities to establish Halal Centers since 2019. The goal of this study is to investigate the Halal Center's collaboration strategy with other agencies supporting halal mandatory programs using the Analytical Hierarchy Process approach. This research interviewed 40 food and beverage business owners and experts in 2021. Data analysis is divided into three stages: decomposition, pairwise comparisons, and priority synthesis. The hierarchical structure is comprised of four levels, namely the variables affecting collaboration, the actors involved, the goals, and the cooperation strategy. The results show that capital (0.617) and institutional policy (0.30) affect the growth of Halal Center cooperation. While BPJPH (0.33), the government (0.31), and private institutions (0.12) all contribute to the development of the halal center collaboration. The purpose of developing the halal center collaboration is to help accelerate MSME to obtain halal certification (0.67). While the Cooperation strategy suggests that the use of government assistance funds (0.46), as well as collaboration with private institutions (weight 0.34).]]>
<![CDATA[Analisis Akuntabilitas, Transparansi dan Kepercayaan Terhadap Minat Membayar Zakat Pada Badan Amil Zakat Nasional Provinsi Sumatera Utara ]]>
<![CDATA[solahuddin tanjung]]>
<![CDATA[ Jurnal Ilmiah Ekonomi Islam Vol 8, No 1 (2022): JIEI : Vol. 8, No. 1, 2022 ]]>
Publisher : <![CDATA[ITB AAS INDONESIA Surakarta ]]>
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DOI: 10.29040/jiei.v8i1.4487
<![CDATA[This article discusses zakat, zakat is one part of worship of the pillars of Islam, zakat is legally obligatory to be paid if it has entered the criteria for being able to issue it and has reached the reckoning. The purpose of this study was to determine the effect of the variables of accountability, transparency and trust on interest. The research method use quantitative with multiple linear regression using SPSS. From the test results, the number of respondents in this study was 100 people. The findings in this study that accountability has an effect on interest, transparency has an effect on interest and trust has an effect on interest, simultaneously there is an influence between variables (accountability, transparency, trust) on interest. With a 95% confidence level or an error rate of 5%.]]>
<![CDATA[Zakat dan PeranannyaA Dalam Menanggulangi Pelacuran ]]>
<![CDATA[fadhli abdullah M]]>;
<![CDATA[Faisol Mubarok]]>
<![CDATA[ Jurnal Ilmiah Ekonomi Islam Vol 8, No 1 (2022): JIEI : Vol. 8, No. 1, 2022 ]]>
Publisher : <![CDATA[ITB AAS INDONESIA Surakarta ]]>
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DOI: 10.29040/jiei.v8i1.4028
<![CDATA[Abstract Based on religious perspective, prostitution is evil and an act of sin. Many worries arise due to the existence of prostitution, in addition to create unrest in the community, prostitution is also worried about the spread of disease due to deviant sex. Economic underdevelopment is the dominant factor that driving prostitution. Therefore we need an instrument that can prevent and suppress prostitution itself, one of which is zakat. This study aims to determine the relationship between zakat and prostitution (PSK) and how the role of zakat in reducing the rate of prostitution. The method used in this study is a qualitative descriptive method to provide an overview of the effectiveness of zakat in preventing and suppressing the rate of prostitution. The data in this study were obtained through observations, interviews, and the author's search results on related references, both through digital and non-digital sources. The results of this study indicated that zakat is an instrument that is proven to be able to prevent and reduce the rate of prostitution through the provision of facilities and infrastructure for prostitutes, increase productivity, and increase their income.]]>
<![CDATA[Peran Perguruan Tinggi Keagamaan Islam Negeri dalam Pengembangan BUMDES Menuju Kemandirian Desa di Provinsi Lampung ]]>
<![CDATA[Ahmad Hazas Syarif]]>;
<![CDATA[Ahmad Habibi]]>
<![CDATA[ Jurnal Ilmiah Ekonomi Islam Vol 8, No 1 (2022): JIEI : Vol. 8, No. 1, 2022 ]]>
Publisher : <![CDATA[ITB AAS INDONESIA Surakarta ]]>
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DOI: 10.29040/jiei.v8i1.4261
<![CDATA[Higher education plays an essential function and role in the development of Human Resources (HR), this is what makes Indonesians look forward to higher education institutions, especially Islamic colleges, to build skilled and self-sufficient generations. The State Islamic Universities in Lampung is divided into two different institutions, Raden Intan State Islamic University Lampung (UIN RIL) and Metro State Islamic Institute (IAIN Metro) Lampung. Education occupies a strategic position in economic development when high-quality human resources are viewed as the determining factor in successful development. Likewise, most economists agree that human resources are the most decisive factor in character and National development speeds and Economy. This research is a qualitative study, with an entire population of Bumdes in the Lampung province of 1,988 and the identification of samples to 95 BUMDes. The results of this study found that out of 475 BUMDes administrators, there were still a few who had a undergraduate education background (S1), and they are not from state Islamic religious universities, because the contribution of alumni from UIN Raden Intan Lampung and IAIN Jurai Siwo remain limited in the business or partners of the various provinces of Lampung province. Keywords: State Islamic Religious Universities, BUMDes, Independent Villages.]]>
<![CDATA[Pengaruh Label Halal, Electronic Word Of Mouth Dan Kualitas Produk Terhadap Keputusan Pembelian Skincare Safi Melalui Brand Image Dan Brand Trust ]]>
<![CDATA[Didik Gunawan Gunawan]]>
<![CDATA[ Jurnal Ilmiah Ekonomi Islam Vol 8, No 1 (2022): JIEI : Vol. 8, No. 1, 2022 ]]>
Publisher : <![CDATA[ITB AAS INDONESIA Surakarta ]]>
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DOI: 10.29040/jiei.v8i1.4508
<![CDATA[This study aims to determine the effect of halal labels, electronic word of mouth, and product quality on purchasing decisions mediated by brand image and brand trust on consumers who use safi skincare. The effect that we want to know is the direct or indirect effect. This type of research is explanatory research which explains the causal relationship between the variables through hypothesis testing. The sample used in this study amounted to 100 respondents with simple random sampling technique. The test tool used is Partial Least Square (PLS) using SmartPLS 3.0 software. From the results of this test, it can be concluded that the halal label, electronic word of and product quality have a significant effect on brand image. Halal label, electronic word of mouth and product quality have a significant effect on brand trust. Halal label, electronic word of mouth and product quality have no significant effect on purchasing decisions. Brand image and brand trust have a significant effect on purchasing decisions. Halal labels, electronic word of mouth have a significant effect on purchasing decisions with brand image and brand trust as mediating variables. Product quality has no significant effect on purchasing decisions with brand image and brand trust as mediating variables.]]>
<![CDATA[MENGINVESTIGASI MODEL PEMBELAJARAN MUSLIM YANG EFEKTIF ANAK USIA DINI DIMASA PANDEMIC COVID-19 ]]>
<![CDATA[Maryam Hasyim]]>;
<![CDATA[Mirwan Surya Perdhana]]>
<![CDATA[ Jurnal Ilmiah Ekonomi Islam Vol 8, No 1 (2022): JIEI : Vol. 8, No. 1, 2022 ]]>
Publisher : <![CDATA[ITB AAS INDONESIA Surakarta ]]>
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DOI: 10.29040/jiei.v8i1.4818
<![CDATA[The corona virus (Covid-19) that is hitting the world today is very influential on social and economic life, and even has an impact on the world of education. The Indonesian government has taken a policy which is stated in Government Regulation No. 21 of 2020. The article explains to limit school activities with BDR (Learning From Home) learning activities through the circular letter of the Minister of Education and Culture 36962/MPK.A/HK/2020 which stated that all learning must be done online to prevent the spread of the corona virus disease (Covid-19). The existence of government policies that enforce online learning ultimately requires parents to be able to guide their children to study at home and can replace teachers at school, so that parents play an important role in achieving online learning goals. This study specifically discusses the involvement of parent-teacher relationships in achieving effective learning models during the Covid-19 pandemic. This research is a qualitative research with a phenomenological method. The research population includes parents and teachers from kindergarten to elementary school grade 2 and the sample technique using Purposive Sampling includes 10 parents and 10 teachers. Qualitative data analysis consists of five stages including collecting data into a formal database (compile database), breaking down data in the database (disassemble database), reassembly (compiling), interpreting (interpreting data) and the last stage is providing conclusions (conclude). Research data processing consists of coding (coding), data classification (classify), followed by categorization or categorization, or also called in-vivo term or in-vivo coding. Government policies that enforce online learning in fact make children less able to understand the material so that learning becomes less effective. The results of the assessment found that the problem was that not all levels of education were able to support the implementation of education through the use of the internet. Some teachers in various regions also feel uneasy about the online learning model. This is inseparable from the importance of face-to-face learning which should be important for early childhood children. Learning that is applied during the pandemic shows a big change and tends to lead to a decline. This is because the educational model contradicts the educational goals that are applied and needed for early childhood who require a lot of interaction with other people. Keywords : Effectiveness of learning, online learning, phenomenology, basic education]]>
<![CDATA[Strategy to Increase Waqif Trust by Nazir Waqf Lazismu Trensains Sragen ]]>
<![CDATA[Mulyono Jamal]]>;
<![CDATA[Nurul Fathonah]]>
<![CDATA[ Jurnal Ilmiah Ekonomi Islam Vol 8, No 1 (2022): JIEI : Vol. 8, No. 1, 2022 ]]>
Publisher : <![CDATA[ITB AAS INDONESIA Surakarta ]]>
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DOI: 10.29040/jiei.v8i1.4343
<![CDATA[This research is to find out what strategies are carried out by an Islamic boarding school waqf institution to maintain and increase the trust of waqif. This research is qualitative research with a literature study approach, unstructured interviews, observation, analysis using a triangulation approach. The object of this research is Lazismu Trensains located in Muhammadiyah Pesantren Sains (Trensains) Sragen City, Central Java. This study found that several strategies were carried out by nazir waqf Lazismu Trensains to increase the trust of waqif, one of which was a transparent reporting system, intensely building active communication with donors and creating an online waqf platform, namely sedekahanaja.id which made it easier for waqifs to waqf. This study only explores the nazir strategy in Lazismu Trensains which is based on Islamic boarding school. There is no research that discusses the strategy of increasing waqif trust by nazir waqf in Muhammadiyah Islamic boarding school.]]>
<![CDATA[Pengaruh Sukuk To Equity Ratio, Current Ratio, Debt To Equity Ratio dan Size Terhadap Profitabilitas Perusahaan yang Terdaftar di Bursa Efek Indonesia Tahun 2013-2018 ]]>
<![CDATA[muhammad suhaidi]]>
<![CDATA[ Jurnal Ilmiah Ekonomi Islam Vol 8, No 1 (2022): JIEI : Vol. 8, No. 1, 2022 ]]>
Publisher : <![CDATA[ITB AAS INDONESIA Surakarta ]]>
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DOI: 10.29040/jiei.v8i1.4603
<![CDATA[The company's profitability can be interpreted as a prospect or future, many factors can affect the level of profitability of a company, so companies are required to make efforts to obtain maximum profit. One indicator of the company's profitability can be seen from the return on assets of the company itself. The factors in question that can affect the company's profitability include the company's ability to carry out financing, meet its short-term debt, the company's ability in capital structure policies and how the company utilizes all its assets. Based on the above background, this study was conducted to examine and examine the effect of sukuk to equity ratio, current ratio, debt to equity ratio and size on the profitability of companies listed on the Indonesia Stock Exchange in 2013-2018. The source of data in this study comes from secondary data. The data collection technique uses documentation studies in the form of statistics on the development of companies that issue sukuk ijarah and data published by the Indonesia Stock Exchange and the Financial Services Authority. While the data analysis technique in this study used multiple linear regression analysis techniques. The results showed that the simultaneous issuance of Sukuk Ijarah, Current Rastio, Debt To Equity Ratio and size had a positive and significant impact on company profitability. As for partially, first, the issuance of sukuk ijarah has a positive influence on the company's profitability. Second, the Current Ratio has no effect on the company's profitability. Third, the Debt To Equity Ratio has no effect on profitability. Fourth, Size has a significant positive effect on company profitability.]]>
<![CDATA[Manajemen Risiko dalam Upaya Resiko Muzakki dan Mustahiq pada lembaga MPZ Citra Anak Sholeh ]]>
<![CDATA[Achmad Ali Mustofa]]>
<![CDATA[ Jurnal Ilmiah Ekonomi Islam Vol 8, No 1 (2022): JIEI : Vol. 8, No. 1, 2022 ]]>
Publisher : <![CDATA[ITB AAS INDONESIA Surakarta ]]>
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DOI: 10.29040/jiei.v8i1.4207
<![CDATA[At this time the population in the city of Surabaya is around 2.8 million people, the data comes from the Central Statistics Agency for the province of East Java. From these data, it becomes an opportunity for philanthropic institutions in the city of Surabaya. The fraud above is an obstacle to raising the reputation of the Amil zakat institution in Indonesia. The case above has added to the urgency in risk management that must be carried out by all BAZ and LAZ institutions so that this does not happen again. In this study, ERM Enterprise Risk Management was used through the COSO Committee Of Sponsoring of the treadway commission approach. The results of the risk assessment of muzakki and mustahiq MPZ Citra Anak Sholeh show that there are 11 risks that are indicated as low risk and eight risks that are moderate or in the medium stage. Risk data with a high opportunity and impact measure are muzakki who donate their zakat to more than one amil zakat institution. Risk Handling Muzakki and mustahiq MPZ Citra Anak Sholeh held a sharing discussion internally and externally with LAZ Yatim Mandiri. MPZ Citra Anak Sholeh identifies the problem, then makes anticipation regarding the risks that will occur. muzakki who donate their zakat to more than one amil zakat institution. According to the leadership of the MPZ institution, it is necessary to identify the reasons why the muzakki donated to the two institutions, so that it is known specifically what strategy will be made to attract the muzakki.]]>
