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Journal of Institution And Sharia Finance
Published by Institut Agama Islam Negeri Palopo
ISSN : 26546043     EISSN : 26205130     DOI : -
Core Subject : Economy,
Economics, Econometrics & Finance
Journal Of Institution And Sharia Finance compile writing and research on Islamic financial institutions, Islamic banking, sharia business management, strengthening people's economy, Islamic financial management.
Arjuna Subject : -
Articles 5 Documents
 1 
Search results for , issue "Vol 5, No 1 (2022): JUNI" : 5 Documents clear
Micro Arrum Product Marketing Strategy Implementation in Attracting the Interest of Luwu Branch Sharia Payment Customers' Interest During Covid-19 Andi Nurfaika Muslim
Journal Of Institution And Sharia Finance Vol 5, No 1 (2022): JUNI
Publisher : Program Studi Perbankan Syariah, IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/joins.v5i1.3355

Abstract

This study aims to describe the marketing strategy for arrum micro products in attracting the interest of customers of the Luwu branch of Islamic Pawnshops during the Covid-19 pandemic. This type of research is a descriptive qualitative approach. The research data were obtained from primary data sources using data collection techniques, namely observation, interviews and documentation. Furthermore, this research data was analyzed by data reduction, data presentation and conclusion drawing/data verification. As for testing the validity of the data using triangulation. The results showed that the marketing strategy for arrum micro products implemented by the Luwu branch of sharia pawnshops through 4P was: Product Strategy, by making products according to customer needs, developing rahn products into arrum and providing good service. The Price Strategy, the Luwu branch of Islamic pawnshops provides lower mu'nah or capital leases compared to other financing. Promotion strategy, by becoming sponsorship, through canvassing, distributing brochures, door to door, through the internet such as whatsaap, wa blast, Instagram, Facebook, Bukalapak and other social media. StrategiPlace, the location of the sharia pawnshop is in the center of the crowd close to the Andi Tadda traditional market, in the city center and on the edge of the main road.
Determinants of Iain Palopo Student Interest in BSI Mobile Services in The Covid-19 Pandemi Cahayani Cahayani
Journal Of Institution And Sharia Finance Vol 5, No 1 (2022): JUNI
Publisher : Program Studi Perbankan Syariah, IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/joins.v5i1.3356

Abstract

This study aims to find out whether the convenience, benefits, and safety affect IAIN Palopo students' interest in using BSI Mobile services during the Covid-19 pandemic. The data collection technique in this study used a questionnaire distributed online with a population of all Islamic banking students class of 2017 at the Faculty of Economics and Business at IAIN Palopo. The sampling technique used accidental sampling using the slovin formula, namely 67 people. The research method used was multiple regression analysis with the help of SPSS version 22 software. The results of the study were (1) convenience (X1) with a tcount of 2.916 > ttable of 1.999 and a significant level of 0.005 <0.05. (2) benefits (X2) with a tcount of 2,412 > ttable of 1.999 and a significant level of 0.019 <0.05. (3) security (X3) tcount 2.042 > t table 1.999 and a significance level of 0.045 < 0.05. so that it can be concluded that these three variables partially had a positive and significant effect on students' interest in using BSI mobile services during the Covid-19 pandemic. (4) convenience, benefits, and safety simultaneously have a positive and significant effect on students' interest in using BSI Mobile services during the Covid-19 pandemic with an F count of 33,164 and a significance value of 0.000 (<0.05). The coefficient of determination (R2) is 0.625.
Pengaruh Corporate Identity terhadap Keputusan Menggunakan Produk Simpanan Mudharabah Khusus Pelajar di Baitul Maal Wat Tamwil (BMT) Madani Fitriyah Ningsih; Prayudi Setiawan Prabowo
Journal Of Institution And Sharia Finance Vol 5, No 1 (2022): JUNI
Publisher : Program Studi Perbankan Syariah, IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/joins.v5i1.3357

Abstract

The purpose of this study was to analyze whether there is an influence between Corporate Identity on the decision to use mudharabah savings products specifically for students in BMT Madani Sepanjang, Sidoarjo. This type of research is associative quantitative. The population used as many as 400 people, while the sample used as many as 200, the determination of the data using the Non Probability Sampling technique. The data collection method using  interview, observation and questionnaire. The data analysis method uses simple linear analysis. The results obtained indicate that there is a positive and significant influence between Corporate Identity on the decision to use mudharabah savings products specifically for students. The influence of the Corporate Identity variable on the decision variable is 36.8%, while 63.2% is influenced by other variables.
The Role of Sharia Banking Lecturer in Motiving Febi Students to Transaction in Sharia Bank Milda Madani
Journal Of Institution And Sharia Finance Vol 5, No 1 (2022): JUNI
Publisher : Program Studi Perbankan Syariah, IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/joins.v5i1.3358

Abstract

The Palopo State Islamic Institute has a Faculty of Islamic Economics and Business, the Islamic Banking Study Program. Students, especially Islamic banking study programs, should be able to understand the world of Islamic banking so that this can trigger students' interest in using Islamic banks as a transaction tool. The research carried out was using a type of descriptive qualitative research method with a Field Research approach by examining directly the object to be studied. The data and data sources used in this study are primary and secondary data and techniques in data collection were obtained from observation, interviews and documentation. The instruments in this study were cell phones, cameras, and interview guides. Then analyzed further and drawn a conclusion. Based on Soerjono Soekanto's theory and data found from informants, the results of the study show that the lecturer has carried out his role by providing an introduction to Islamic banking courses through the learning process in the classroom and then the campus has also provided facilities to support student motivation towards interest in transactions in Islamic banks. Also, the campus has collaborated with external parties, in this case, namely BSI and Bank Muamalat in providing socialization regarding the products offered. Then the obstacle is the lack of Automated Teller Machines in the area where students live so this is an excuse for students not to use Islamic banks as a transaction tool.
Analysis of Factors Affecting Customer Decision to Saving at Bank Sharia Indonesia, Palopo City Puspa Indah Mulfi
Journal Of Institution And Sharia Finance Vol 5, No 1 (2022): JUNI
Publisher : Program Studi Perbankan Syariah, IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/joins.v5i1.3359

Abstract

The results of the study show that: (1) knowledge (X1) has a positive and significant effect on customers' decisions to save at BSI because the tcount is 2.562 > ttable 1.664 and sig. 0.012 <0.05 or in other words H0 is rejected H1 is accepted. (2) Service (X2) has a positive and significant effect on customers' decisions to save at BSI because the tcount is 2.150 > ttable 1.664 and sig. 0.035 <0.05 or in other words H0 is rejected H1 is accepted. (3) Promotion (X3) has a positive and significant effect on customers' decisions to save at BSI because the tcount is 2.105 > ttable 1.664 and sig. 0.038 <0.05 or in other words H0 is rejected H1 is accepted. There is an influence between the variables X1, X2 and X3 on Y which can be seen from the results of the coefficient of determination test which shows an Adjusted Square value of 0.178 equivalent to 17.8%. This means that 17.8% of customers' decisions to save at BSI are influenced by knowledge, service and promotion. Then 82.2% was influenced by other factors not explained in the study.

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