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INDONESIA
JESI (Jurnal Ekonomi Syariah Indonesia)
ISSN : 20893566     EISSN : 25031872     DOI : -
Core Subject : Economy,
JESI: Jurnal Ekonomi Syariah Indonesia adalah jurnal ekonomi yang memberikan kajian ekonomi syariah, lembaga keuangan syariah, dan bisnis syariah. Jurnal JESI berupaya untuk menyajikan hasil karya ilmiah, dalam bentuk tulisan yang mengulas pokok permasalahan perekonomian yang berlandaskan syariah islam.
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Articles 8 Documents
Search results for , issue "Vol 12, No 1 (2022)" : 8 Documents clear
Prospect of Islamic Electronic Money in Indonesia: Case Study on the LinkAja Application Hasan, Zulfikar; Jayanti, Endah Dwi; Azlina, Nur; Lestari, Reski; Muslim, Muslim
JESI (Jurnal Ekonomi Syariah Indonesia) Vol 12, No 1 (2022)
Publisher : Universitas Alma Ata

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (372.907 KB) | DOI: 10.21927/jesi.2022.12(1).1-13

Abstract

This research conducted to see how the prospects for electronic money in Indonesia, considering the launch of new electronic money launched this year through the LinkAja application. This application has received a fatwa from the National Sharia Council of the Indonesian Ulema Council (DSN-MUI) to be a strong source of law for application in Indonesian society. The emergence of LinkAja electronic money is one of the policies of all stakeholders because the potential of sharia-based electronic money is quite large, apart from Indonesia having the world's largest Muslim population. The method that the author made is a qualitative method besides reading several journals and reading material about Islamic electronic money. The prospect of newly launched electronic money certainly has several challenges and opportunities that can be used as lessons for relevant stakeholders. Apart from the competition with the same applications as conventional-based electronic money, Indonesians are still used to conventional-based electronic money there is when compared to sharia-based systems. Complete support from the government is needed to make this electronic money develop well, apart from being protected by applicable laws and regulations. Promotion and marketing of all LinkAja management are also necessary to expand the reach not only in cities but also in villages.
Penerapan Etika Bisnis Islam dalam membangun Loyalitas Pelanggan pada PT. Tanjung Abadi Wardani, Yudhita Meika; Ridlwan, Ahmad Ajib
JESI (Jurnal Ekonomi Syariah Indonesia) Vol 12, No 1 (2022)
Publisher : Universitas Alma Ata

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (287.096 KB) | DOI: 10.21927/jesi.2022.12(1).37-52

Abstract

Perkembangan bisnis di era Abad ke-21 telah berkembang sangat pesat dan mengalami metamorfosis yang berkesinambungan. Dapat dilihat dari bisnis di Indonesia pada saat ini  menunjukan perkembangan dan kemajuan. Jumlah UMKM pada saat ini setara dengan 99,99% sedangkan usaha besar hanya mencapai 0,01% dari total unit usaha di Indonesia. Hal ini kemudian berdampak pada timbulnya persaingan yang tidak sehat antar usaha dan banyaknya pengusaha muslim yang tidak menerakan etika bisnis islam dalam menjalankan usaha. Artikel ini bertujuan untuk menganalisis penerapan etika bisnis islam pada PT. Tanjung Abadi dalam membangun loyalitas pelanggan. Metode penelitian yang digunakan adalah kualitatif deskriptif. Hasil dari penelitian ini menunjukkan bahwa dalam pelaksanaannya PT. Tanjung Abadi telah menjalankan bisnisnya sesuai dengan etika bisnis islam yang mencakup lima prinsip etika bisnis islam. Pelanggan merasa puas dan memberikan kepercayaannya kepada perusahaan sebagai pilihan pertama dalam pembelian barang sejenis. Maka dengan adanya hal ini, penerapan etika bisnis islam juga turut membangun loyalitas pelanggan terhadap perusahaan. Sebab loyalitas pelanggan tercipta karena adanya hubungan harmonis dan dengan landasan kepercayaan antara pelanggan dan perusahaan.
The Potential of Sharia Tourism Muara Jambi Temple on Regional Economic Growth Fradesa, Fiza
JESI (Jurnal Ekonomi Syariah Indonesia) Vol 12, No 1 (2022)
Publisher : Universitas Alma Ata

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (248.834 KB) | DOI: 10.21927/jesi.2022.12(1).53-68

Abstract

Abstract This scientific article aims to discuss The Potential of Sharia Tourism Muara Jambi Temple on Regional Economic Growth. The data collection techniques in this study used qualitative methods through observation, interviews, documentation, and triangulation techniques, as well as data analysis techniques, namely data reduction, data presentation, and conclusion drawing and verification. The results of his research are that Muara Jambi Temple has the potential to become sharia tourism, seen from its development which can have a significant impact on the economy, about 45% of the people around the temple area who depend their lives on this tourist spot. However, when viewed as a whole, this tourist spot has no potential as a sharia tourist place because in its management there are still several policies that do not lead to sharia rules, so improvements and improvements still need to be reviewed so that later this place can be used as sharia tourism, it is predicted around 10-15 years later this temple can be realized as a sharia tourism. The government and related stakeholders are expected to further strengthen the synergy to build Jambi tourism for the better in order to increase regional economic growth. Keywords: Potential, Sharia Tourism, Economic Growth.
Pengaruh kemajuan teknologi dan Literasi Keuangan terhadap Minat Masyarakat untuk Berinvestasi pada Produk Syariah melalui Reksadana dengan Perilaku Keuangan sebagai Variabel Moderasi Mei Dianty, Sa'adatun Nisa'
JESI (Jurnal Ekonomi Syariah Indonesia) Vol 12, No 1 (2022)
Publisher : Universitas Alma Ata

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (250.725 KB) | DOI: 10.21927/jesi.2022.12(1)14-24

Abstract

Reksadana di Indonesia berkembang mulai tahun 1976 dengan adanya kemajuan teknologi hal ini berkembang dengan pesat namun literasi keuangan dan perilaku keuangan pada masyarakat indonesia masih rendah meskipun setiap tahun terjadi peningkatan. Penelitian yang dilakukan oleh peneliti bertujuan untuk menguji pengaruh kemajuan teknologi dan literasi keuangan terhadap minat masyarakat untuk berinvestasi khususnya pada produk syariah melalui aplikasi investasi reksadana dengan menggunakan variabel moderasi yaitu perilaku keuangan. Metode penelitian yang digunakan dalam penelitian ini yaitu penelitian kuantitatif dengan menggunakan teknik nonprobability sampling dengan pendekatan purposive sampling untuk pengambilan sampel. Kuesioner akan disebarkan kepada masyarakat di Provinsi Jawa Timur dengan jumlah sampel sebanyak 116 responden. Penelitian ini menggunakan analisis regresi linier berganda serta melakukan uji analisis generasi moderate, uji t dan koefisien determinasi. Hasil uji statistik penelitian ini menunjukkan bahwa kemajuan teknologi dan literasi keuangan berpengaruh positif dan signifikan terhadap return on investment secara parsial ataupun simultan. Kemudian untuk behavioral finance dapat memoderasi pengaruh kemajuan teknologi terhadap minat investor. Demikian pula, keuangan perilaku  dapat mengontrol efek literasi keuangan pada hasil investasi.
Financial Performance Analysis on Empirical Study CSR Disclosure: IDX Manufacturing Company Suryono, Abi
JESI (Jurnal Ekonomi Syariah Indonesia) Vol 12, No 1 (2022)
Publisher : Universitas Alma Ata

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (262.003 KB) | DOI: 10.21927/jesi.2022.12(1).69-76

Abstract

Penelitian ini bertujuan untuk mengungkap Tanggung Jawab Sosial Perusahaan dengan ROA sebagai proxy kinerja keuangan dan nilai perusahaan. Hasil penelitian ini akan menunjukkan bukti empiris efek kinerja keuangan ROA terhadap CSR. Sampel penelitian adalah 30 perusahaan manufaktur yang terdaftar di Bursa Efek Indonesia pada tahun 2013-2015. Analisis data menggunakan analisis regresi linier sederhana. Hasil penelitian ini menunjukkan bahwa ROA memiliki efek signifikan terhadap nilai perusahaan. Hasilnya menunjukkan nilai positif sehingga dapat ditentukan bahwa semakin tinggi kekuatan pendapatan semakin efisien perputaran aset dan atau semakin tinggi margin keuntungan yang diperoleh perusahaan. Hal ini berdampak pada peningkatan nilai perusahaan. Studi ini menemukan bahwa ROA memiliki efek positif yang signifikan pada pengembalian saham selama periode berikutnya. Oleh karena itu, ROA merupakan salah satu faktor yang mempengaruhi nilai perusahaan.
Pemetaan Penelitian Seputar Akad Musyarakah pada Lembaga Keuangan Syariah: Studi Bibliometrik VOSviewer dan Literature Review Budianto, Eka Wahyu Hestya
JESI (Jurnal Ekonomi Syariah Indonesia) Vol 12, No 1 (2022)
Publisher : Universitas Alma Ata

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (592.193 KB) | DOI: 10.21927/jesi.2022.12(1).25-36

Abstract

This study aims to determine the map of research developments regarding Musyarakah contracts at Islamic Financial Institutions with a VOSviewer bibliometric study and a literature review study. The research was carried out for a period of 17 years from 2005 to 2021 by searching through the Garuda website (Garba Reference Digital) for the key to Musyarakah. And obtained 310 research articles. The search results were then analyzed descriptively and inputted to find out the visualization of the mapping of the development of topics and research subjects around the Musyarakah contract. The results of the study indicate that the number of publications regarding Musyarakah contracts has increased significantly every year, and based on the results of mapping visualization using VOSviewer, research on Musyarakah contracts is divided into 5 clusters. Meanwhile, based on the results of the literature review, there are 8 main themes and 124 research topics regarding Musyarakah contracts at Islamic Financial Institutions. Penelitian ini bertujuan untuk mengetahui peta perkembangan penelitian seputar akad Musyarakah pada Lembaga Keuangan Syariah dengan studi bibliometrik VOSviewer dan kajian literature review. Penelitian dilakukan selama kurun waktu 17 tahun dari tahun 2005 hingga 2021 dengan cara melakukan penelusuran melalui website Garuda (Garba Rujukan Digital) berkata kunci Musyarakah. Dan didapatkan 310 artikel penelitian. Artikel hasil penelusuran tersebut kemudian dianalisis secara deskriptif, diinput dan dianalisis untuk mengetahui visualisasi pemetaan perkembangan topik dan subjek penelitian seputar akad Musyarakah. Hasil penelitian menunjukkan bahwa jumlah publikasi seputar akad Musyarakah mengalami peningkatan secara signifikan setiap tahunnya, dan berdasarkan hasil visualisasi pemetaan menggunakan VOSviewer, penelitian seputar akad Musyarakah terbagi menjadi 5 kluster. Sedangkan berdasarkan hasil kajian literature review, terdapat 8 tema utama dan 124 topik penelitian seputar akad Musyarakah pada Lembaga Keuangan Syariah.
Kajian Ekonomi Syariah Perspektif Filsafat Islam Yunadi, Ahmad
JESI (Jurnal Ekonomi Syariah Indonesia) Vol 12, No 1 (2022)
Publisher : Universitas Alma Ata

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (415.868 KB) | DOI: 10.21927/jesi.2022.12(1).77-89

Abstract

This research is a library research by using books and other literatures as the main object. The study in this paper provides a clear, objective, analytical and critical overview of the existing phenomena regarding the development of Islamic economics in Indonesia in the perspective of Islamic philosophy. Currently, there are still some discrepancies between the concept and its application in Islamic Economics. It took a lot of time to find meaning from the concept of Islamic economics through the Islamic law/maqasid sharia approach. The search for meaning is of course through inquiries by involving many researchers both from insiders and outsiders. The concept of maqasid shari'ah is strongly influenced by interpretation, perspective, educational background and depth of religious knowledge.In the study of the philosophy of the Islamic sciences, one of the efforts to break the stagnation of Islamic economic concepts and thinking is through the deconstruction of critical thinking with a critical paradigm. It is needed to avoid logocentrism (centered on its own logos/way of thinking). Each mahzab of Islamic economics should be aware that religious understanding from nash is essentially only one possible meaning of the many other possible meanings hidden behind the nash. This is to avoid the reality of the sacralization of each other's understanding so that it triggers conflict with the understanding of others. That way, the common thread of the concept of Islamic economics can be found together to be a reference for practice its field.Keywords; Economics, Islam, Maqasid Sharia, Philosophy.
Business Feasibility Aspects of Village-Owned Enterprises in Indonesia Darmawan, Darmawan
JESI (Jurnal Ekonomi Syariah Indonesia) Vol 12, No 1 (2022)
Publisher : Universitas Alma Ata

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21927/jesi.2022.12(1).90-107

Abstract

This research is the first in an effort to find out the Business Feasibility Aspects of Village-Owned Enterprises (BUM Desa) in Indonesia. This research is very important because the Village Fund of IDR 329 trillion over the last five years has not been able to be maximally utilized by BUM Desa. There are 2,188 BUM Desa not operating and 1,670 BUM Desa that are running but have not yet contributed optimally to driving the village economy. BUM Desa must be revitalized, improving the performance of BUM Desa is important and urgent because Village Funds continue to increase every year. In 2020, the government allocates a budget of IDR 72 trillion. This study seeks the Business Feasibility Aspects of Village-Owned Enterprises (BUM Desa) by using questionnaires and direct field observations throughout Indonesia with a sample expected to represent Java and Outside Java. It was found that there are five aspects that can measure the feasibility of a business in the BUM Desa business unit: Market and Marketing Aspects; Management and Human Resources Aspects; Financial aspect; Business Environment Aspect; and Legal Aspects. The main problem of BUM Desa is in the financial aspect (76,56%) and the aspect of the business environment (73,29%). Meanwhile, the Market and Marketing Aspects; Management and HR Aspects; Legal Aspect  have a feasibility score of above 80%. The business feasibility of BUM Desa in Java is better than outside Java. The social and financial business type has a lower feasibility level than other types of business.

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