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JESI (Jurnal Ekonomi Syariah Indonesia)

JESI
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Published by Universitas Alma Ata Yogyakarta

ISSN : 20893566 EISSN : 25031872 DOI : -

Core Subject : Economy,

Economics, Econometrics & Finance

JESI: Jurnal Ekonomi Syariah Indonesia adalah jurnal ekonomi yang memberikan kajian ekonomi syariah, lembaga keuangan syariah, dan bisnis syariah. Jurnal JESI berupaya untuk menyajikan hasil karya ilmiah, dalam bentuk tulisan yang mengulas pokok permasalahan perekonomian yang berlandaskan syariah islam.

Arjuna Subject : -

Articles 15 Documents

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Search results for , issue "Vol 13, No 1 (2023)" : 15 Documents clear

Development of a Tourism Village Efforts to Empower the Community's Economy from an Islamic Economic Perspective: A Case Study of West Lombok's Kebon Ayu Kurniati Fitri, Zahratul Aini; Mansyur, Zainudin; Mulhimmah, Baiq Ratna
JESI (Jurnal Ekonomi Syariah Indonesia) Vol 13, No 1 (2023)
Publisher : Universitas Alma Ata

The tourism sector in the world economy has a role to play as a contributor to employment and economic growth. In the current era of regional autonomy, villages are given the authority to regulate wider community interests, aiming to accelerate the realization of community welfare through service, empowerment, and the role of village communities, as well as increasing regional competitiveness by taking into account the principles of equity and justice. The development of tourism villages is a new idea related to the utilization of village potential, which is expected to be packaged into tourism products that can preserve local wisdom, where community empowerment becomes a public concern and is considered one of the appropriate approaches in overcoming the problem of poverty. So that empowerment can form an economically self-sufficient society. This study aims to find out how to implement the economic empowerment of the people of Kebon Ayu Village through the Tourism Village Program and what obstacles are encountered in this implementation. The research method used is qualitative research with data collection carried out using observation, documentation, and interviews. Data analysis techniques are carried out by reducing, presenting, and drawing conclusions. The results of the study show that community economic empowerment through the Tourism Village program has a positive impact on increasing people's income and creating employment opportunities through training and providing business facilities. The main obstacles faced were the lack of business capital, lack of public awareness, and inadequate promotion and marketing media.

The Role of Islamic Banks' Financial Performance on Corporate Social Responsibility (CSR) Nurdyanzah, Muh; Junaidi, Junaidi; Sultan, Sultan
JESI (Jurnal Ekonomi Syariah Indonesia) Vol 13, No 1 (2023)
Publisher : Universitas Alma Ata

This study aims to obtain empirical evidence of factors that can affect the CSR performance of the Islamic social reporting (ISR) index of Islamic banks, which then interact with moderating variables. The method used is a quantitative method with multiple regression techniques and moderated regression analysis used to analyze the data. The factor used is Islamic social reporting, and the moderating variable is financial performance contained in the annual reports of several Islamic banks in Indonesia. From 2012 to 2021, the population of this study is Indonesian Islamic Commercial Banks (BUS). The sample obtained based on the sample selection criteria is only four Islamic commercial banks with a total of only 40 observations, indicating that the sample is still relatively small and the resulting value is relatively low to explain the company's financial performance. The time series method is used to process the data. The result show ROA and ROE can moderate and strengthen the impact of ISR on firm performance, ISR has a favorable and considerable impact on the financial performance of Islamic banks. The added value of the company is supported theoretically and empirically by this study. For this research to be used as a reference to explain phenomena with existing theories, the hypotheses made are stated descriptively and then accompanied by a Sharia perspective.

Implementation of Sharia Marketing Strategy as a Solution to Increase Linkaja Syariah Consumer Loyalty Firdausi, Firna Nahwa; Ardyansyah, Farid
JESI (Jurnal Ekonomi Syariah Indonesia) Vol 13, No 1 (2023)
Publisher : Universitas Alma Ata

The purpose of this research is to find out the sharia marketing strategy as a solution to increase LinkAja Syariah consumer loyalty. The method used is a qualitative approach with descriptive analysis. Source of data obtained from primary data through interviews. The findings of this study indicate that the sharia marketing strategy implemented by LinkAja is a strategy that can increase the loyalty of LinkAja Syariah consumers. Promos and events are one of the sharia marketing strategies that are organized by providing various features in one application that make it easy and very practical for users to carry out all their transaction needs. The LinkAja Syariah strategy is carried out as an implementation to the community of the importance of sharia-based transaction education. The sharia marketing strategy is a form of activity that aims to meet customer needs through good behavior in providing halal products and services following a mutual agreement to achieve material and spiritual balance.

Solving Problematic Financing Through the Execution of Murabaha Contracts: A Case Study of Agam Madani BMT Arwanto, Alfin Dani; Arianti, Farida; Putri Z, Wina Antika; Yani, Suci Fitri; Leli, Maisarah; Rizal, Deri
JESI (Jurnal Ekonomi Syariah Indonesia) Vol 13, No 1 (2023)
Publisher : Universitas Alma Ata

Murabahah is one of the contracts and products at BMT Agam Madani. This product is financing that is in great demand and is liked by the public. Murbahah contracts cannot be avoided when problematic financing occurs which is favored by interested parties from the community indirectly and contains risks. This study aims to describe the use of the execution method to overcome problematic financing in Murabaha contracts. The method used is a qualitative method with a case study approach. The source of data is done by looking at the social situation regarding problematic financing to the point of saturation. Data collection techniques were carried out using in-depth interviews, namely interview guides aimed at customer informants and BMT employees, besides that they also made observations. The results found from the research that the settlement of problematic financing at BMT Agam Madani is classified into two forms, if there is good faith from the customer, then a rescheduling is carried out. If the customer is not good enough, a warning letter will be given up to three times and ends with execution in the form of submitting debt guarantees. This is done because the letter of guarantee signed by the parties is entered into as a deed of acknowledgment of debt which is classified as an authentic deed and execution as an execution of the payment of a sum of money.

Ab-Chicken Sharia Partnership Business Strategy: In the Face of a Global Economic Recession Kurniawan, Heru; Aziz, Abdul
JESI (Jurnal Ekonomi Syariah Indonesia) Vol 13, No 1 (2023)
Publisher : Universitas Alma Ata

The threat of a global recession is the thing that entrepreneurs are most aware of, including AB Chicken. In this study, the authors used a qualitative approach with descriptive analysis methods, and data collection techniques were obtained from direct observations in the field. The results of this study AB Chicken as a food and beverage business made three strategies in dealing with the global recession, namely implementing a sharia business concept with a da'wah-based marketing approach, building religious and humanitarian images, partnerships with a family concept, increasing skilled and religious human resources and expanding urban markets with services delivery (cloud kitchen). The novelty of this research is the propaganda media as a marketing strategy for AB Chicken through Buya Yahya's preaching with the motto "delicious chicken, delicious blessings".

Portrait Implementation Muzara’ah Contract Effort Encourage Improvement Community's Economy Ishak, Ishak; Saepul, Saepul; Sabani, Akbar
JESI (Jurnal Ekonomi Syariah Indonesia) Vol 13, No 1 (2023)
Publisher : Universitas Alma Ata

The purpose of this study is to describe how the process of implementing profit sharing is carried out by agricultural communities in the District. District Anggeraja. Enrekang and whether the profit-sharing model is following the muzara’ah contract in Islam. There are three main topics discussed in this article, namely (1) The potential for shallot farming (2) The mechanism for implementing the muzara’ah contract in shallot farming (3) The economic impact on the community from shallot farming. This type of research uses qualitative methods which are described descriptively. Sources of research data using primary data and secondary data. To obtain valid data, the authors use data collection methods utilizing observation, interviews, and documentation. The data analysis technique used in this research is data reduction, presenting data, and drawing conclusions. The findings of the results in the study indicate that the concept of profit sharing is carried out by the people of Kec. Anggeraja Kab. Enrekang is called by the term bagessele' which is carried out based on the customs of the local community, namely an agreement between the owner of capital and sharecroppers in the form of an oral statement. In the process of implementing shallot farming profit sharing, all the results obtained from agriculture are totaled as a whole, then reduced by the capital that has been issued, and then divided based on the proportion between sharecroppers and capital owners. The mechanism for implementing the profit sharing used is also following the principles of Islamic law in Ramallah because it refers to the pillars and conditions that have been fulfilled. The distribution of ratios also follows the proportion of profit sharing in the muzara’ah contract, namely ½, 1/3, and ¼ following the mutual agreement.

Implementation of the MSME Micro Financing Strategy Through a Murabahah Agreement at BSI KCP Bangkalan Trunojoyo Amalna, Fika; Ardyansyah, Farid
JESI (Jurnal Ekonomi Syariah Indonesia) Vol 13, No 1 (2023)
Publisher : Universitas Alma Ata

This study analyzes murabahah financing to help ease the burden on customers and promote MSME businesses. In general, murabahah financing is given to customers for short-term financing to meet the needs of an item needed by the community. This research method uses a qualitative approach, namely research that describes events and all matters related to circumstances based on facts found in the field. This study uses primary and secondary data with data collection methods through observation and interviews. The findings from this study indicate that the strategy implemented by BSI KCP Trunojoyo Bangkalan can solve the problem, namely through Rescheduling, Reconditioning, and Restructuring. Management assistance, Novation (AYDA), subrogation, inclusion, liquidation under the hands of HT/FEO execution auctions, auction via court, execution auction via Basyarnas, execution auction via court.

Analysis of Ecobrick Economic Potential in Improving Community Economic Welfare: Case Study of Bukit Lawang Plantation, Kab. Langkat Nurhalisa, Siti; Nawawi, Zuhrinal M
JESI (Jurnal Ekonomi Syariah Indonesia) Vol 13, No 1 (2023)
Publisher : Universitas Alma Ata

Economic potential shows the ability of economic resources produced by an area that needs to be developed to provide added value for economic development. The economic potential of the ecobrick community in the Bukit Lawang plantation village can be seen from the many economic resources generated from the utilization of ecobrick such as the construction of a recycling village and the manufacture of modular furniture crafts. With the use of ecobricks, they become goods that have economic value so that they can improve the economic welfare of the community. This study used a descriptive qualitative research method, with the data sources used in the form of primary and secondary data. Data collection techniques were used in the form of interviews, observation, and direct surveys. The research results obtained that the Bukit Lawang Plantation Village is one of the areas that utilize waste to become ecobrick as a manifestation of a creative business that can become a selling point of quality goods so that the use of ecobrick can improve the economic welfare of the community by fulfilling the needs for clothing, food, and shelter. that is needed by society. The use of this ecobrick is the result of an agreement from the community to utilize plastic waste to become a quality selling point.

The Influence of Understanding Financial Literacy and Community Readiness on the Use of Central Bank Digital Currency (CBDC) Amarta, Cindy Cintania; Latifah, Fitri Nur
JESI (Jurnal Ekonomi Syariah Indonesia) Vol 13, No 1 (2023)
Publisher : Universitas Alma Ata

<p align="justify">The purpose of this study was to analyze the influence of public understanding of financial literacy and community readiness on the use of Central Bank Digital Currency (CBDC). This is expected to provide information on public knowledge regarding readiness in facing challenges of use (CBDC). This research method uses a quantitative approach. Data collection was carried out by distributing questionnaires. There are 100 research samples with sample criteria, namely the millennial generation born in 1986-1995 and the Z generation from 1996-2005. Researchers used a Likert scale to determine the value of respondents' answers. After that, the data obtained were then analyzed using tools, namely SPSS software by conducting instrument quality tests, validity and reliability tests, classical assumption tests, normality tests, heteroscedasticity tests, multicollinearity tests, and hypothesis testing. t-test and f-test, and test the coefficient of determination. The results of this study indicate that there is a positive relationship between the variables of understanding financial literacy and community readiness for the use of Central Bank Digital Currency (CBDC).

The Impact of Service Quality on Cooperative Customer Satisfaction (Case Study: of Jakarta Cooperatives) Yudhatama, Ricky; Rismayadi, Budi; Sumarni, Neni
JESI (Jurnal Ekonomi Syariah Indonesia) Vol 13, No 1 (2023)
Publisher : Universitas Alma Ata

Cooperatives have provided quality service for their members but the steps taken by cooperatives for members are not very easy, over time it has provided the best service benefits for members, and some members disagree with providing services and some agree to give service. The research method used in this study is a qualitative method which is useful for providing facts and data. Then the techniques used by researchers are source triangulation techniques, data collection technique triangulation, and time triangulation. In this study, the Jakarta Cooperative of educators and education staff has explained the analysis of service quality and satisfaction of cooperative members, expert judgment on service quality must be made on all services available at cooperatives, service treatment and satisfaction of cooperative members must be (equalized) both Honorary, civil servants as well as government employees with work agreements. Meanwhile, all members, employees, and administrators to further enhance the cohesiveness of togetherness to advance the cooperation of educators and education staff in Jakarta.

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