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Business and Finance Journal
Published by Universitas Nahdlatul Ulama Surabaya
ISSN : 25274872     EISSN : 2477393X     DOI : https://doi.org/10.33086/bfj
Core Subject : Economy,
Economics, Econometrics & Finance
Business and Finance Journal UNUSA (p-ISSN: 2527-4872; e-ISSN: 2477-493X) is a scientific peer-reviewed journal published by Faculty of Economics and Business, Universitas Nahdlatul Ulama Surabaya, Indonesia. Since Established in 2016, BFJ is intended Provide a medium for dissemination of original and quality research on various topic in business, finance and economics.
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Articles 6 Documents
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Search results for , issue " Vol 1 No 2 (2016): October" : 6 Documents clear
Analisis Kualitas Layanan dan Kepuasan Pengunjung Perpustakaan Kampus A Universitas Nahdlatul Ulama Surabaya (Unusa) Karya, Denis Fidita
Jurnal Bisnis dan Keuangan Vol 1 No 2 (2016): October
Publisher : UNUSA Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33086/bfj.v1i2.280

Abstract

This research conducted a survey respondents visitors to 100 library campus aUnusa. The purpose of this research is to assess the level of the quality of services andsatisfaction visitors library campus a Unusa, so that it can be known how big level thequality of services and satisfaction visitors library. Research methodology it uses researchquantitative so that can be described clearly of the level of the quality of services andsatisfaction visitors library campus a Unusa. This research uses the importance performanceanalysis (ipa) used to know position strength and weakness of the indicators used.The result of research is obtainable 19 an indicator of the measurement of the quality ofservices library. In addition, this research results from for variables reliability and assurancehaving the same as it lies in quadrant two, while the rest those are variable tangible,responsiveness and empathy located at quadrant three.
Implementasi Balanced Scorecard sebagai Alat Pengukur Kinerja pada Koperasi Simpan Pinjam ARTA PANCA JAYA di Kabupaten Sidoarjo Kartika, Anita
Jurnal Bisnis dan Keuangan Vol 1 No 2 (2016): October
Publisher : UNUSA Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33086/bfj.v1i2.431

Abstract

This study aims to determine the performance of Credit Unions ARTA PANCA JAYA when measured using the concept of balanced scorecard through four perspectives, namely: financial perspective, customer perspective, internal business process and learning and growth perspective, so it can be used as information for management in assessing company performance. The data used is quantitative and qualitative data. Quantitative data is data that can be measured, including comparative balance sheet, profit/loss and others. While the qualitative data is data that cannot be measured. The purpose of this study was to make a descriptive/picture, describe a systematic, factual and accurate information on the facts, characteristics and relationships between phenomena diselidiki. This study seeks to get an overview of the performance of companies in this regard, namely Credit Unions ARTA PANCA JAYA when viewed from four perspectives of the balanced scorecard. Performance measurement in this study using a score of -1 for the performance of “less”, and 0 for performance “pretty” and one for performance “good”. Total score assessment of performance against Credit Unions ARTA PANCA JAYA is 8, of the total weight of the standard 15. Thus, the average score is 8/15 = 0.53 (situated between 0 to 0.6).Berdasarkan results of performance assessment Credit Unions ARTA PANCA JAYA in 2010 showed that the performance of Credit Unions ARTA PANCA JAYA   overall was good. 
Tinjauan Aspek Keuangan dalam Kelayakan Usaha Pendirian Bank Perkreditan Rakyat Wulanditya, Putri
Jurnal Bisnis dan Keuangan Vol 1 No 2 (2016): October
Publisher : UNUSA Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33086/bfj.v1i2.432

Abstract

In the framework of establishment of the BPR, one of the main aspects of therequirements is the receipt of the feasibility study. From some aspects evaluated in thebusiness feasibility of BPR, one of which is the financial aspect. Based on this, the insideof this article would like to express a problem about How to perform feasibility analysisBPR establishment in terms of financial aspect? According to the problems disclosed, thepurpose of this research is to know how to calculate, assess, and analyze the feasibility ofthe viewpoint of the financial aspects. This study uses data projected financial statementsfor the first 5 years of operations of PT BPR Elbaghraf. The method used included explorativedescriptive analysis using quantitative and qualitative approaches. The results of thefeasibility analysis of investment is reflected in the value of IRR of 17.89%, PP by 4.96and Benefit and Cost Ratio (B/C) ratio of 1.68. Indicates that the planned establishmentof PT BPR Elbaghraf feasible to be realized from the financial feasibility assessment.While based on the financial performance of the financial projections for 5 years initialoutline operational bank is also considered feasible. Based on the analysis of the feasibilitystudy, the project is expected investment in PT BPR Elbaghraf in Sumenep can beimmediately executed. For Commissioners and Board of Directors, will be able to makeprojections on the financial statements as a reference in pengoperasional BPR during thefirst 5 years. So that with the presence of the new BPR in Sumenep can contribute directlyto encourage the economic growth rate in the area of Sumenep.
Pengaruh Pendidikan, Pelatihan, Disiplin, dan Motivasi Kerja terhadap Kinerja Perangkat Desa Gebang Gisik Cemandi Kecamatan Sedati – Kabupaten Sidoarjo wati, Emmy
Jurnal Bisnis dan Keuangan Vol 1 No 2 (2016): October
Publisher : UNUSA Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33086/bfj.v1i2.433

Abstract

As Servants (PNS) must work and devoted loyalty to the state and nation. The village created to manage the rules villagers to meet villages respectively, to the village with good conduct all its activities and can meet the needs of the document will be of residence. Therefore it is necessary to village adequate qualification in order to help citizens properly. The purpose of this study was to determine and analyze the influence of education, training, discipline and motivation to work on the performance of the device Gebang village beach Cemandi Sidoarjo. The data used in this study are primary data and secondary data. This study population by 78 respondents and the sample of 65 respondents, with non-probability sampling technique samples. Test equipment used is linear regression analysis with SPSS 16.0 software. After testing the above hypothesis, the obtained regression coefficient of 2.881 education, training amounted to 5.628, 2.706 and working discipline of work motivation variable of 2.217. And F test value of F count 40.791 larger than f Table 2.52 with a significance of 0.000 <á of 0.50, which means that the variables of education, training, work discipline and motivation simultaneously significant effect on employee performance. The test results T education is worth the t count 2,881> t table 2.000, training variable value t count 5.628> t table 2,000, variable labor discipline worth t count 2,706> t table  2,000, variable motivation worth t count 2,217> t table 2,000, which means that the variable education, training, discipline and motivation is partially significant effect on the variable Employee performance. And in this study, it turns out the variables of education, training, discipline and motivation influence on employee performance 73.10% and the remaining 26.90% influenced by other variables outside the model.
Inklusi dan Literasi Keuangan (Studi pada Masyarakat Kota Surabaya) Murtadho, Muis
Jurnal Bisnis dan Keuangan Vol 1 No 2 (2016): October
Publisher : UNUSA Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33086/bfj.v1i2.435

Abstract

This research is a survey conducted on 500 people in the city of Surabaya. The purpose of this research was to assess the level of financial inclusion and financial literacy in the community of Surabaya City. So it can be known how much knowledge people of Surabaya towards the use of products services banking and financial institutions. This Research was conducted in the community of Surabaya City, because Surabaya is a business city and trading town in East Java. This research method using descriptive qualitative research that can be clearly describe on the level of financial inclusion and financial literacy in the community of Surabaya City. The results of this research are the level of financial inclusion in the community of Surabaya City is very high at 73.6% and level of financial literacy shows excellent condition in which the community knowledge about the products of financial institutions is quite good and can be implemented well.
Cognitive Trust di Dalam Bisnis Keluarga (Studi Kasus pada PT Dharma Samudera Fishing Industries tbk.) Christina, Christina; Paulina, Paulina; Saputra, Teddy
Jurnal Bisnis dan Keuangan Vol 1 No 2 (2016): October
Publisher : UNUSA Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33086/bfj.v1i2.436

Abstract

Family business experts suggested that family business is a cyclical cycle of trust that must be kept and maintained by all members of the family in order to maintain the harmonization of relations between the company and the family. The family business is certainly not immune from the variety of issues that are sometimes difficult to solve. One problem is the mistrust among the members of the family. As a result, it is often family business in decline, even forced to close as a result of the ongoing conflict. This study aims to explore the beliefs, especially cognitive trust of first and second generation at PT Dharma Samudera Fishing Industries Tbk. The method used in this research is qualitative descriptive. Results showed that inter-personal trust and confidence of competence has awakened among first and second generation, but the first generation not yet demonstrated their confidence in the system that strives to be built and run by the secondgeneration. They deepened the distrust their generation gap that occurred and led to the second generation chose to leave the company. 

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