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Al-Masharif: Jurnal Ilmu Ekonomi dan Keislaman
Published by Institut Agama Islam Negeri Padangsidimpuan
ISSN : 23564628     EISSN : 25798650     DOI : -
Core Subject : Economy,
Economics, Econometrics & Finance
Al-masharif: Jurnal Ilmu Ekonomi dan Keislaman is a peer-reviewed journal, is an economics publication of original research and writing on islamic economics. The journal aims to provide a forum for scholarly understanding of the field of islamic economics and has an important role in promoting the process that accumulated knowledge, values of islamic, and skills. Scientific manuscript dealing about islamics economics topics are particularly welcome to be submitted. The journal encompasses research articles, original research report, reviews, short communications and scientific commentaries in economics.
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Articles 10 Documents
 1 
Search results for , issue "Vol 4, No 1 (2016)" : 10 Documents clear
PERBANDINGAN PERIZINAN DALAM KELEMBAGAAN PERBANKAN SYARIAH DAN KONVENSIONAL Sry Lestari
AL-MASHARIF: JURNAL ILMU EKONOMI DAN KEISLAMAN Vol 4, No 1 (2016)
Publisher : Institut Agama Islam Negeri Padngsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (220.379 KB) | DOI: 10.24952/masharif.v4i1.765

Abstract

Since the appliance of UU no.7 1992 about Banking, the Dual Banking System is apply too. All institutions need to adjust their activites with the new paradigm. Central bank, bank of community credit (BPR) need procedure which set in banking constitution and procedure of licence from the start up, ownership, management until controlling is set by Indonesia Bank as central bank. However, the bank which run syariah pinciple will also controlled by Indonesia Bank accompanied by DSN and DPS.
ANALISIS SISTEM JASA PENGEMBALIAN SPP PNPM-MP DITINJAU DARI PERSPEKTIF EKONOMI ISLAM Azwar Hamid
AL-MASHARIF: JURNAL ILMU EKONOMI DAN KEISLAMAN Vol 4, No 1 (2016)
Publisher : Institut Agama Islam Negeri Padngsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (405.293 KB) | DOI: 10.24952/masharif.v4i1.760

Abstract

PNPM-MP stands for Program Nasional Pemberdayaan Masyarakat Mandiri Perdesaan. This program deals with rural society development. In the other words, PNPM-MP supplies fund for physical or non-physical development finance. The physical developmental finance can be forn of farming, sidewind, lavatory, etc.The non-physical developmental finance is saving and loan cooperative especially for women only which is called SPP. The system of SPP (joint liability) in Islamic economic is known as kafalah.
IMPLEMENTASI ETIKA BISNIS ISLAM DALAM PEMASARAN Jumi Atika
AL-MASHARIF: JURNAL ILMU EKONOMI DAN KEISLAMAN Vol 4, No 1 (2016)
Publisher : Institut Agama Islam Negeri Padngsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (284.896 KB) | DOI: 10.24952/masharif.v4i1.766

Abstract

Business ethics is a study devoted about moral right and wrong. So the need to see how the ethics in advertising and marketing so that no negative impact on the environment . Business ethics of Islam in marketing offers the concept of 4P + 2P, and ethics in advertising must be ethical, aesthetic and artistic so that the ads can make shoppers drool and do not feel deceived and Strategy Umar Allaah anhu in protecting the environment is based on the fundamentals of the faith and the rules morals that govern the behavior of a Muslim in the life and combat a buse so that no negative impact on the environment.
ANALISIS TRANSMISI KEBIJAKAN MONETER SYARIAH DALAM RANGKA ITFDENGAN METODE VAR Aliman Syahuri Zein
AL-MASHARIF: JURNAL ILMU EKONOMI DAN KEISLAMAN Vol 4, No 1 (2016)
Publisher : Institut Agama Islam Negeri Padngsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/masharif.v4i1.534

Abstract

Based on the results of the study concluded that the stationary test result data by using the ADF was found that the variable INF and LnBMBB stationary without differentiation. Meanwhile, TBHP stationary with differentiation.While based on the optimum lag test criteria SC found that the optimal lag length is at lag 2. Granger causality test found a one-way relationship of LnBMBB to INF, TBHP to INF, and TBHP to LnBMBB. These findings suggest that changes in the past BMBB have an influence on the level of inflation at the present time, TBHP change the past affects the present rate of inflation. TBHP change the past affects the present rate of inflation. For cointegration test, it was found that the variable contains cointegration studies, so that the method used for the study is the method VECM.Based on the VECM estimation, the long-term effect on INF BMBB significant, whereas no significant effect on INF to TBHP. Meanwhile, for the short term, the only significant variable TBHP to BMBB.IRF test results concluded that the turmoil/response of inflation to BMBB positive impact and volatile and stable from period 13. While INF against d(TBHP) negative and volatile, stable from period 15.The LnBMBB response to d(TBHP), or otherwise negatively. Referring to the VD, concluded that the inflation rate is influenced most by himself in the first period by 100 %, then by LnBMBB at 1:16 % in the period to 6, and the last is influenced by d ( TBHP ) is very small, in the period to 2 only for 0:47 %.
Baitul Maal wat Tamwil (BMT):Peluang dan Tantangan dalam Pengembangan Lembaga Keuangan Mikro Syariah (LKMS) di Kota Padangsidimpuan Nofinawati Nofinawati
AL-MASHARIF: JURNAL ILMU EKONOMI DAN KEISLAMAN Vol 4, No 1 (2016)
Publisher : Institut Agama Islam Negeri Padngsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (281.042 KB) | DOI: 10.24952/masharif.v4i1.762

Abstract

Sharia Micro Financial Institution in a form Baitul Maal Wa Tamwil (BMT)only one unit has operate in Padangsidimpuan. It called BMT Insani Padangsidimpuan. It is located in Pasar Inpres Sadabuan which is establish in 1998. It proved that BMT was not going well in Padangsidimpuan. Even though the majority of the people was Muslim. BMT should have big opportunity to developeSharia Micro Financial Institution in Padangsidimpuan. How ever, BMT in Padangsidimpuan must face many opportunity and challenge to develope Sharia Micro Financial Institution. This paper was conductive to develope BMT as Sharia Micro Financial Institution in Padangsidimpuan and how to the available opportunity and face the challenge to improve BMT as Sharia Micro Financial Institution in Padangsidimpuan.
KETAHANAN PANGAN DALAM PENINGKATAN PEMBANGUNAN EKONOMI SERTA KAITANNYA DALAM PANDANGAN ISLAM Zulaika Matondang
AL-MASHARIF: JURNAL ILMU EKONOMI DAN KEISLAMAN Vol 4, No 1 (2016)
Publisher : Institut Agama Islam Negeri Padngsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (337.782 KB) | DOI: 10.24952/masharif.v4i1.535

Abstract

Development of food security subsystems rely heavily on food availability, food distribution and consumption of food. Sustainable food supply is essential to ensure food security in order not to fail. By supporting factor in land and good infrastructure is expected to increase food production through a diversity of foodstuffs. The availability of a diversity of foodstuffs strongly support the diversification of food in order to improve public nutrition, which helps to enhance the quality of human resources, which in turn is expected to increase Indonesia's economic development. Stock foodstuffs indispensable as access to ensure food security during such adverse conditions contained in the Qur'an Surah Yusuf verse 47 and verse 48 of Surah Yusuf always make savings when production is on the rise.
KONSEP KEADILAN DALAM BAURAN PEMASARAN MENURUT PERSPEKTIF ISLAM Rizal Ma'ruf Amidy Siregar
AL-MASHARIF: JURNAL ILMU EKONOMI DAN KEISLAMAN Vol 4, No 1 (2016)
Publisher : Institut Agama Islam Negeri Padngsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (255.92 KB) | DOI: 10.24952/masharif.v4i1.763

Abstract

Business cannot be separated from trading/sales activities. Marketing mix (product, price, place and promotion) has been the main strategy of the majority of companies around the world in carrying out marketing activities. The capitalists marketing mix only prioritizing maximization of financial profit, while the marketing mix in the era of globalization is more focused on maximizing values. Islam offers the better of those two types of marketing. In conducting its product, pricing, place and promotion strategy, Islam prefers the interests of wider society. Islamic Marketing only looks the maximization of value if the aspects of fairness and honesty are met. It can be said if Islamic marketing forbids the slightest cheating in every process of the marketing mix.
INSTRUMEN PENELITIAN DAN URGENSINYA DALAM PENELITIAN KUANTITATIF Hamni Fadlilah Nasution
AL-MASHARIF: JURNAL ILMU EKONOMI DAN KEISLAMAN Vol 4, No 1 (2016)
Publisher : Institut Agama Islam Negeri Padngsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (259.443 KB) | DOI: 10.24952/masharif.v4i1.721

Abstract

Allah gave every people the ability to think. The ability to think used to be able to find the best for as the solution of the problems of life is experienced, the solution is often called the study results. From use the provision of procedures carried out in accordance with the steps of scientific thinking. Data are urgent matters in the research. Data is the lifeblood of research. One way to obtain research data is to provide instruments that correspond to the variables to be studied. Instrument can be given a test and non test. Instruments in the study must meet the criteria of reliability. The goal for the instrument given to the respondents is the right instrument to measure the variables of research based on the indicators of the instrument.
HAKIKAT EKONOMI ISLAM TENTANG KELANGKAAN SUMBER DAYA EKONOMI DAN KEBUTUHAN MANUSIA (ERA GLOBALISSASI DAN INDUSTRIALISASI) Rahmad Annam
AL-MASHARIF: JURNAL ILMU EKONOMI DAN KEISLAMAN Vol 4, No 1 (2016)
Publisher : Institut Agama Islam Negeri Padngsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (345.22 KB) | DOI: 10.24952/masharif.v4i1.764

Abstract

Essensce islamic economy based ability in complying need economy, that is teoritical scarcity. Explain that condition human resource inadequate for complete or satisfactory all need human. Impact globalization and industriliazation take along alteration attitude and behavior human to need human and want its. Behavior consumtive penetrate joint life society. between goods primery and secondary to be trend in measurement successfulness and stability social, increasing revenue per capita. Resident always caused measurement successfulness and welfare in concept economiy building. Occured it ekspolitation and modification. Frequently based on for aim increasing welfare social. The consequence occurred crisis multidimensional regarding contuity human resource in assure continuance creature surface earth.
GAMBARAN UMUM PEMASARAN PRODUK DAN JASA PERBANKAN SYARIAH Muhammad Isa
AL-MASHARIF: JURNAL ILMU EKONOMI DAN KEISLAMAN Vol 4, No 1 (2016)
Publisher : Institut Agama Islam Negeri Padngsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (273.911 KB) | DOI: 10.24952/masharif.v4i1.722

Abstract

Marketing is one of the important function besides financial, production, and human resources management. Islamic Bank’s goal not only gets high profit but also community services. Marketing is the main tool to reach its goal. Services marketing, like banking, is different with goods marketing. Service marketing based on 7 elements of marketing mix. They are product, price, place, promotion, people, process, and physical evidence.

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