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RETRACTED
Journal of Enterprise and Development (JED) Vol. 3 No. 1 (2021): Journal of Enterprise and Development (JED)
Publisher : Faculty of Islamic Economics and Business of Universitas Islam Negeri Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar

The article was retracted due to multiple publications

THE PRACTICE OF ILLEGAL HEALTH EQUIPMENT DISTRIBUTION IN INDONESIA REVIEWED FROM BUSINESS ETHICS Wilandari, Angestika
Journal of Enterprise and Development (JED) Vol. 3 No. 1 (2021): Journal of Enterprise and Development (JED)
Publisher : Faculty of Islamic Economics and Business of Universitas Islam Negeri Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20414/jed.v3i01.3083

The emergence of illegally distributed medical devices is certainly not without reason. The expansion of access to health insurance has pushed the need for health services for the people in Indonesia. The high demand for health services will be directly proportional to the need for medical devices that are distributed safely and evenly. Geographical conditions and characteristics and demographic conditions in Indonesia are a real challenge for the distribution of medical devices evenly and according to procedures. The responsibility for distributing medical devices is one form of applying business ethics through applicable policies or regulations. This study examines the practice of distributing medical devices illegally in Indonesia in terms of business ethics using descriptive analysis methods. With limited research time, the study of illegally distributing medical devices does not reflect healthy and ethical activities when viewed from business ethics outside of relaxation of existing regulations.

COMPARISON OF THE AUCTION PROCESS FOR COLLATERAL AT BNI SHARIA AND BNI BRANCH OF PONTIANAK Bahtiar, Eko
Journal of Enterprise and Development (JED) Vol. 3 No. 1 (2021): Journal of Enterprise and Development (JED)
Publisher : Faculty of Islamic Economics and Business of Universitas Islam Negeri Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20414/jed.v3i01.3198

The purpose of this research is to reveal: The Mechanism of the Implementation Process of Collateral Auction at Bank BNI Syariah Pontianak Branch and Comparison of he Implementation Process of Collateral Auction at Bank BNI Syariah and Bank BNI Branch of Pontianak. This research uses qualitative research in which data is obtained from PT. BNI Tbk Pontianak Branch, the Pontianak Branch of the BNI Syariah bank and the Pontianak State Wealth and Auction Service Office (KPKNL). Meanwhile, secondary sources are documents and data at PT. BNI Tbk Pontianak Branch, Bank BNI Syariah Pontianak Branch and Pontianak State Wealth and Auction Service Office (KPKNL). Based on the analysis conducted, the researchers concluded that the differences in the auction process at BNI and BNI Syariah banks, in general, have similarities, such as a listing of collateral auctions at the State Wealth and Auction Service Office (KPKNL), announcement 1 (one) time, announcement II (two) in mass media, auctions, the winner with the highest bid price, after the auction is held, the proceeds from the sale of collateralwill be paid to pay off the debt. If the proceeds from the sale of collateral are less than the total debt of the customer, the bank will collect until the debt is paid off, on the other hand, if the sale of collateral is more than the total debt of the customer, the bank is obliged to collect it. return the auction results to the customer, this is done by all banks, both Islamic banks, and banks. conventional. As for what distinguishes between BNI and BNI Syariah banks, there are 2, namely the first process before submitting the auction, namely the BNI Syariah bank there are more warning periods and the persuasion approach period is more widely applied in the BNI Syariah bank, as well as the eggs higher. Second, the process of resistance or lawsuits for the auction, which is when there is a problem between the bank and the debtor orcustomer refusal when there is dissatisfaction with the auction results.

RISK ANTICIPATION OF THE MUDHARABAH FINANCING (CASE STUDY IN THE CIMB NIAGA SYARIAH BANK AT MATARAM BRANCH) Susianti, Nurul
Journal of Enterprise and Development (JED) Vol. 3 No. 1 (2021): Journal of Enterprise and Development (JED)
Publisher : Faculty of Islamic Economics and Business of Universitas Islam Negeri Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20414/jed.v3i01.3268

This study analyzes the risk anticipation on the mudharabah funding in Nusa Tenggara banks, namely CIMB Niaga Syariah. Unlike the other sharia banks, this bank does not apply mudharabah financing in their services. This analysis uses data collection methods and data analysis techniques using descriptive qualitative research with interview respondents. The respondents were the director of the CIMB Niaga Syariah bank and the direct financing division. Based on the result obtained from interviews and documentation, it shows that the reasons and considerations of the bank not to apply risk anticipation and mudharabah financing are as follows: side streaming, intentional negligence/mistake, and concealment of profits, the funds to be distributed by the bank in the form of mudharabah financing fund from third parties or funds from depositors.

PREFERENCES OF USING QUICK RESPONSE CODE INDONESIAN STANDARD (QRIS) AMONG STUDENTS AS A MEANS OF DIGITAL PAYMENT Permadi, Yudistira Andi; Wilandari, Angestika
Journal of Enterprise and Development (JED) Vol. 3 No. 1 (2021): Journal of Enterprise and Development (JED)
Publisher : Faculty of Islamic Economics and Business of Universitas Islam Negeri Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20414/jed.v3i01.3285

QRIS is a digital payment instrument that has provided positive signals since it was launched. It is known that the demographics of QRIS users are quite diverse, including students. This study aims to determine students' preferences in Jabodetabek in using QRIS as a means of digital payment. Preference or interest in using QRIS that arises in this study is measured using the following four characteristics: 1) Easiness Characteristic; 2)Usefulness Characteristic; 3) Risk Characteristic, and 4) Trust Characteristic. The research results by distributing questionnaires conducted showed that of 154 respondents, the majority felt the easiness and benefits of the QRIS. However, even though it is easy and useful, respondents are still cautious and show a lack of trust in using QRIS because it is considered quite risky.

MONETARY POLICY AND ISLAMIC BANK STABILITY IN INDONESIA Syapriatama, Imronjana; Pratiwi, Intan Kusuma
Journal of Enterprise and Development (JED) Vol. 3 No. 1 (2021): Journal of Enterprise and Development (JED)
Publisher : Faculty of Islamic Economics and Business of Universitas Islam Negeri Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20414/jed.v3i01.3367

The purpose of this paper is to examine the role of monetary policy to Islamic Bank Stability in Indonesia from January 2007 to December 2020. The policy is presented by Bank Indonesia 7DRR while Islamic Bank Stability uses Islamic Bank Z-score. This paper also employs several variables as control variable in order to manage effectiveness of the model. This paper uses Autoregressive Distributed Lag method (ARDL) in order to investigate the long run and short run effect between selected variables. The results reveal that the policy does not affect the Islamic Bank Stability in the long run. It only affects the Stability in the short run. The result also implies that tightening policy is responded by Islamic Bank Stability based on the financial environment.

RETRACTED
Journal of Enterprise and Development (JED) Vol. 3 No. 1 (2021): Journal of Enterprise and Development (JED)
Publisher : Faculty of Islamic Economics and Business of Universitas Islam Negeri Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar

The article was retracted due to multiple publications

THE PRACTICE OF ILLEGAL HEALTH EQUIPMENT DISTRIBUTION IN INDONESIA REVIEWED FROM BUSINESS ETHICS Wilandari, Angestika
Journal of Enterprise and Development (JED) Vol. 3 No. 1 (2021): Journal of Enterprise and Development (JED)
Publisher : Faculty of Islamic Economics and Business of Universitas Islam Negeri Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20414/jed.v3i01.3083

The emergence of illegally distributed medical devices is certainly not without reason. The expansion of access to health insurance has pushed the need for health services for the people in Indonesia. The high demand for health services will be directly proportional to the need for medical devices that are distributed safely and evenly. Geographical conditions and characteristics and demographic conditions in Indonesia are a real challenge for the distribution of medical devices evenly and according to procedures. The responsibility for distributing medical devices is one form of applying business ethics through applicable policies or regulations. This study examines the practice of distributing medical devices illegally in Indonesia in terms of business ethics using descriptive analysis methods. With limited research time, the study of illegally distributing medical devices does not reflect healthy and ethical activities when viewed from business ethics outside of relaxation of existing regulations.

COMPARISON OF THE AUCTION PROCESS FOR COLLATERAL AT BNI SHARIA AND BNI BRANCH OF PONTIANAK Bahtiar, Eko
Journal of Enterprise and Development (JED) Vol. 3 No. 1 (2021): Journal of Enterprise and Development (JED)
Publisher : Faculty of Islamic Economics and Business of Universitas Islam Negeri Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20414/jed.v3i01.3198

The purpose of this research is to reveal: The Mechanism of the Implementation Process of Collateral Auction at Bank BNI Syariah Pontianak Branch and Comparison of he Implementation Process of Collateral Auction at Bank BNI Syariah and Bank BNI Branch of Pontianak. This research uses qualitative research in which data is obtained from PT. BNI Tbk Pontianak Branch, the Pontianak Branch of the BNI Syariah bank and the Pontianak State Wealth and Auction Service Office (KPKNL). Meanwhile, secondary sources are documents and data at PT. BNI Tbk Pontianak Branch, Bank BNI Syariah Pontianak Branch and Pontianak State Wealth and Auction Service Office (KPKNL). Based on the analysis conducted, the researchers concluded that the differences in the auction process at BNI and BNI Syariah banks, in general, have similarities, such as a listing of collateral auctions at the State Wealth and Auction Service Office (KPKNL), announcement 1 (one) time, announcement II (two) in mass media, auctions, the winner with the highest bid price, after the auction is held, the proceeds from the sale of collateralwill be paid to pay off the debt. If the proceeds from the sale of collateral are less than the total debt of the customer, the bank will collect until the debt is paid off, on the other hand, if the sale of collateral is more than the total debt of the customer, the bank is obliged to collect it. return the auction results to the customer, this is done by all banks, both Islamic banks, and banks. conventional. As for what distinguishes between BNI and BNI Syariah banks, there are 2, namely the first process before submitting the auction, namely the BNI Syariah bank there are more warning periods and the persuasion approach period is more widely applied in the BNI Syariah bank, as well as the eggs higher. Second, the process of resistance or lawsuits for the auction, which is when there is a problem between the bank and the debtor orcustomer refusal when there is dissatisfaction with the auction results.

RISK ANTICIPATION OF THE MUDHARABAH FINANCING (CASE STUDY IN THE CIMB NIAGA SYARIAH BANK AT MATARAM BRANCH) Susianti, Nurul
Journal of Enterprise and Development (JED) Vol. 3 No. 1 (2021): Journal of Enterprise and Development (JED)
Publisher : Faculty of Islamic Economics and Business of Universitas Islam Negeri Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20414/jed.v3i01.3268

This study analyzes the risk anticipation on the mudharabah funding in Nusa Tenggara banks, namely CIMB Niaga Syariah. Unlike the other sharia banks, this bank does not apply mudharabah financing in their services. This analysis uses data collection methods and data analysis techniques using descriptive qualitative research with interview respondents. The respondents were the director of the CIMB Niaga Syariah bank and the direct financing division. Based on the result obtained from interviews and documentation, it shows that the reasons and considerations of the bank not to apply risk anticipation and mudharabah financing are as follows: side streaming, intentional negligence/mistake, and concealment of profits, the funds to be distributed by the bank in the form of mudharabah financing fund from third parties or funds from depositors.

Home Page

OAI Link

Editorial Team

Contact

Reviewer

Google Scholar

Contact Name
Dr. Muh. Salahuddin

Contact Email
muhsalahuddin@uinmataram.ac.id

Phone
+6287765688800

Journal Mail Official
jed@uinmataram.ac.id

Editorial Address
Jl. Pendidikan No. 35 Mataram Gedung Fakultas Ekonomi dan Bisnis Islam UIN Mataram

Location
Kota mataram,

Nusa tenggara barat

INDONESIA

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Home Page

OAI Link

Editorial Team

Contact

Reviewer

Google Scholar

Contact Name Dr. Muh. Salahuddin

Contact Email muhsalahuddin@uinmataram.ac.id

Phone +6287765688800

Journal Mail Official jed@uinmataram.ac.id

Editorial Address Jl. Pendidikan No. 35 Mataram Gedung Fakultas Ekonomi dan Bisnis Islam UIN Mataram

Location Kota mataram, Nusa tenggara barat INDONESIA

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Contact Name
Dr. Muh. Salahuddin

Contact Email
muhsalahuddin@uinmataram.ac.id

Phone
+6287765688800

Journal Mail Official
jed@uinmataram.ac.id

Editorial Address
Jl. Pendidikan No. 35 Mataram Gedung Fakultas Ekonomi dan Bisnis Islam UIN Mataram

Location
Kota mataram,

Nusa tenggara barat

INDONESIA