Garuda - Garba Rujukan Digital

RISK ANTICIPATION OF THE MUDHARABAH FINANCING (CASE STUDY IN THE CIMB NIAGA SYARIAH BANK AT MATARAM BRANCH) Susianti, Nurul
Journal of Enterprise and Development (JED) Vol. 3 No. 1 (2021): Journal of Enterprise and Development (JED)
Publisher : Faculty of Islamic Economics and Business of Universitas Islam Negeri Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20414/jed.v3i01.3268

This study analyzes the risk anticipation on the mudharabah funding in Nusa Tenggara banks, namely CIMB Niaga Syariah. Unlike the other sharia banks, this bank does not apply mudharabah financing in their services. This analysis uses data collection methods and data analysis techniques using descriptive qualitative research with interview respondents. The respondents were the director of the CIMB Niaga Syariah bank and the direct financing division. Based on the result obtained from interviews and documentation, it shows that the reasons and considerations of the bank not to apply risk anticipation and mudharabah financing are as follows: side streaming, intentional negligence/mistake, and concealment of profits, the funds to be distributed by the bank in the form of mudharabah financing fund from third parties or funds from depositors.

FUNDING COMPATIBILITY OF THE HALAL INDUSTRY BASED ON THE ABNORMAL RATE OF ISSI STOCK RETURN Susianti, Nurul; Hasanah, Shofia Mauizotun; Pratiwi, Intan Kusuma
Ulul Albab: Jurnal Studi Islam Vol 23, No 1 (2022): Islamic Law and Economic
Publisher : Universitas Islam Negeri Maulana Malik Ibrahim Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18860/ua.v23i1.15706

This article aims to test the suitability of sharia funding by referring to the MUI Fatwa on the halal industry in the Indonesian capital market with a benchmark of sharia compliance based on. Event study before and after the Covid-19 pandemic, where the focus of the problem and the hypothesis of this research is on whether there is a change in the level of abnormal Return of the 30 ISSI stock samples. Observations were made before the government's announcement about Covid-19 pandemic, which was around the end of january 2020 and after entering the new normal, which was around the beginning of August 2020. The results of this study indicate that the significant figures both before and after the Covid-19 pandemic on ISSI sharia shares are less than 0.05, which means that ISSI shares do not have abnormal returns, so the research results are in line with the MUI Fatwa Article 5 concerning Securities Transactions. Article 5 discusses transaction mechanisms that are not allowed such as gharâr, maysîr, usurî, and risywah speculating and manipulation. To be appropriate because what is meant by abnormal returns in the capital market is often influenced by speculation and manipulation so that prices are no longer reasonable. The research hypothesis is rejected as an alternative to continuously to trust investor funding in the Indonesian islamic capital market industry.

DIVERSIFIKASI PRODUK MURABAHAH DALAM MENINGKATKAN KEUNGGULAN KOMPETITIF PADA KSPPS GUMARANG AKBAR SYARIAH MATARAM Yanti, Fenti Fifi; Mahmud, Agus; Susianti, Nurul
Islamic Banking and Finance Vol. 3 No. 1 (2023)
Publisher : Faculty of Islamic Economics and Business

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30863/ibf.v3i1.5213

This study aims to see the diversification carried out by KSPSS Gumarang Akbar Syariah Mataram in increasing customers or prospective members and increasing competitive advantage. Diversification in the form of product diversification aimed at meeting market needs and maintaining excellence in the midst of intense competition. Based on the results of the study, it shows that the diversification of Murabahah Products is in the form of Murabahah Bil Wakalah Products. The difference in terms of the margin obtained from Murabahah Bil Wakalah products is 1.3%, while for Murabahah financing it is 1.5%. Judging from the data on the significant increase in the number of customers from the use of Murabahah contracts as many as 84, 102 and 120 customers in 2019-2021, accompanied by innovations carried out, the number of customers using innovative products was 112,117,143 customers/members in 2019-2021. This is a promising opportunity to increase the advantages of KSPPS Gumarang Akbar Syariah Mataram.

SUSTAINABLE ECONOMIC DEVELOPMENT: GREEN AND CIRCULAR ECONOMIC DURING THE COVID-19 ECONOMIC RECOVERY IN LOMBOK Susianti, Nurul
IQTISHADUNA Vol. 14 No. 2 (2023): IQTISHADUNA: JURNAL EKONOMI DAN KEUANGAN ISLAM
Publisher : UIN Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar

This study aims to measure the success of the vision and mission of the NTB governor Mr. Dr. Zulkiflimansyah, S.E, M.Ec as the current NTB Governor, namely the sub-vision of the mission of the original and sustainable NTB. This vision and mission has been implemented since he took office. It is proposed in this study whether this model is able to become an economic recovery model using zero waste-based economic development sub-theme green and circular economy. The method used is descriptive qualitative sampling technique purpose sampling 4 indicators namely policy makers namely DLHK Prov NTB, UMKM Lombok Island, Academics and the community. The results of this study indicate that the form of success of the NTB governor by building a plastic-based school, the central Lombok area has used GAS made from organic waste, 126 waste banks recorded in various locations and special waste management sites Reuse, Reduce and Recycle at 25 points and the last is the 369 location waste team and several forms of training programs conducted at all points in NTB. Some MSMEs have used waste as the basic material for business, the community at the collection and separation stage has not yet been able to manage it into goods of economic value.

Marketing Strategy of Griya iB Hasanah Financing Products: Evidence from the Bank Syariah Indonesia in Mataram Hayati, Salwa; Susianti, Nurul; Azim, Muhammad Paozan
Maliki Islamic Economics Journal Vol 1, No 2 (2021): Maliki Islamic Economics Journal
Publisher : Faculty of Economics UIN Maulana Malik Ibrahim Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18860/miec.v1i2.14229

The purpose of this research is to find out the marketing strategy carried out and to find out the obstacles that occur in implementing the marketing strategy of the Griya iB Hasanah product at Bank Syariah Indonesia KC. Mataram. The research methodology used by the researcher a type of qualitative research using primary data sources and secondary data. The method of data collection, researchers used observation, interviews and documentations. The data analysis techniques used data reduction, data presentation and data conclusion drawing. As for the validity of the data using triangulation, peer assessment and adequacy of references. The results of the study indicate that the Islamic Bank of Indonesia Mataram branch office formulates in selecting and determining the target market by using the 4P marketing mix. How to improve the quality of human resources, in the process of serving customers, increasing promotional and outreach activities that place more emphasis on ASN, civil servants, and the general public, either by door to door, or by promoting through advertising in the form of banners and brochures, and down directly to the developer. Meanwhile, the obstacles that occur in implementing this strategy competition between sales from other banks and public perception of the mortgage financing mechanism at Bank Syariah Indonesia KC Mataram which is too complicated compared to other banks.

ANALISIS TINGKAT KESEHATAN BANK MENGGUNAKAN METODE REGC PADA BANK UMUM SYARIAH YANG TERDAFTAR DI BURSA EFEK INDONESIA PERIODE 2018-2020 Fitriani, Fitriani; Susianti, Nurul; Meylianingrum, Kurniawati; Amalia, Siti Nur Annisa
IQTISHADUNA: Jurnal Ekonomi dan Keuangan Islam Vol. 13 No. 1 (2022): IQTISHADUNA: JURNAL EKONOMI DAN KEUANGAN ISLAM
Publisher : Universitas Islam Negeri Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20414/iqtishaduna.v13i1.5378

This study aims to determine the soundness of Islamic Commercial Banks listed on theIndonesia Stock Exchange for the period 2018-2020 using the REGC method Risk profile(Risk profile), Good Corporate Governance (GCG), Profitability (Earnings) and Capital(Capital). This study uses a quantitative descriptive approach with the research subject ofIslamic Commercial Banks listed on the Indonesia Stock Exchange for the 2018-2020 period.The data were obtained by using literature study and documentation techniques. The dataanalysis technique used in this study is financial analysis using the RGEC method The resultsof the study show that the performance of each Islamic Commercial Bank is in the samecomposite rank each year, namely: BRI Syariah Bank for the 2018-2020 period is at compositerank 2 (PK-2) with the HEALTHY category according to the details of the weight of thedetermination composite ratings are 74.29%, 82.86% and 82.86. Panin Dubai Syariah Bank forthe 2018-2020 period is at composite rank 3 (PK-3) with the ENOUGH HEALTHY categoryaccording to the weighting of the composite ratings of 65.71%, 62.86% and 62.86.Furthermore, BTPN Syariah is ranked composite 1 (PK-1) with the VERY HEALTHYcategory according to the weight of the composite rating of 91.43% in a row during the 2018-2020 period.

RISK ANTICIPATION OF THE MUDHARABAH FINANCING (CASE STUDY IN THE CIMB NIAGA SYARIAH BANK AT MATARAM BRANCH) Susianti, Nurul
Journal of Enterprise and Development (JED) Vol. 3 No. 1 (2021): Journal of Enterprise and Development (JED)
Publisher : Faculty of Islamic Economics and Business of Universitas Islam Negeri Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20414/jed.v3i01.3268

This study analyzes the risk anticipation on the mudharabah funding in Nusa Tenggara banks, namely CIMB Niaga Syariah. Unlike the other sharia banks, this bank does not apply mudharabah financing in their services. This analysis uses data collection methods and data analysis techniques using descriptive qualitative research with interview respondents. The respondents were the director of the CIMB Niaga Syariah bank and the direct financing division. Based on the result obtained from interviews and documentation, it shows that the reasons and considerations of the bank not to apply risk anticipation and mudharabah financing are as follows: side streaming, intentional negligence/mistake, and concealment of profits, the funds to be distributed by the bank in the form of mudharabah financing fund from third parties or funds from depositors.

Implementation Of Islamic Philantropy On Ownership Of Securities At The Indonesia Stock Exchange In West Nusa Tenggara Province Hasanah, Ulfatun; Susianti, Nurul; Awwalunnisa, Nur; Darmayani, Dania
IQTISHADUNA: Jurnal Ekonomi dan Keuangan Islam Vol. 16 No. 1 (2025): IQTISHADUNA: Jurnal Ekonomi Dan Keuangan Islam
Publisher : Universitas Islam Negeri Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20414/iqtishaduna.v16i1.13720

Stock zakat in Indonesia holds significant potential to support socio-economic development; however, it still faces several challenges, particularly in terms of financial literacy and investor participation. Data shows that only around 10% of investors are aware of their zakat obligations on stock ownership, despite the increasing number of investors annually. This study focuses on the implementation of Islamic philanthropy, specifically stock zakat, at the Indonesia Stock Exchange (IDX) West Nusa Tenggara branch in collaboration with BAZNAS NTB and BAZNAS Mataram city. Data collection methods include observation between, and documentation. The findings indicate that collaboration between financial institutions and zakat organizations can enhance the transparency and accountability of stock zakat distribution. Therefore, the potential of stock zakat can be optimized to support inclusive and sustainable regional economic growth. Keywords: Stock Zakat, Philanthropy, Sharia Capital Market, BAZNAS, Indonesia Stock Exchange.

GENDER DAN KEWIRAUSAHAAN (STUDI SOSIAL EKONOMI MAHASISWA FAKULTAS EKONOMI DAN BISNIS ISLAM ANGKATAN 2019 UIN MATARAM) Gustriliani, Hesti; Badriati, Baiq El; Susianti, Nurul
AN-NISA Vol. 16 No. 2 (2023)
Publisher : Institut Agama Islam Negeri (IAIN) Bone-Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30863/an.v16i2.4222

This research is motivated by how gender and entrepreneurship (a study on the socio-economy of students of the Faculty of Economics and Islamic Business Class of 2019 UIN Mataram) where students run a business during college to increase their income, but each gender character is different in managing their business. Therefore, researchers want to examine: (1) the role of each gender character in student business success, (2) the role of socio-economic conditions in student business success. This type of research is qualitative research using a descriptive qualitative approach. The data collection methods used are observation, interviews and documentation. The research instrument used a structured interview. While the data analysis techniques used by researchers are such as: data reduction, data presentation, conclusion drawing and verification. The object of this research is students who have a business at the Faculty of Economics and Islamic Business, 2019 UIN Mataram. The results of this study indicate that the character of each gender has a role in student businesses, there are no significant differences between male and female students in managing their businesses and socio-economic conditions play an active role in the success of student businesses.

Title

Found 9 Documents
Search

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Title Search

Found 9 Documents Search

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Title

Found 9 Documents
Search