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JPEKA: Jurnal Pendidikan Ekonomi, Manajemen dan Keuangan
Published by Universitas Negeri Surabaya
ISSN : -     EISSN : 25795716     DOI : http://dx.doi.org/10.26740/jpeka.v3n2
Core Subject : Economy, Education, Social,
Economics, Econometrics & Finance Education Social Sciences Other
JPEKA: Jurnal Pendidikan Ekonomi, Manajemen dan Keuangan Since 2017 published twice a year by Open Journal System to accommodate various research offers original articles on teaching economics. JPEKA: Jurnal Pendidikan Ekonomi, Manajemen dan Keuangan is a peer-reviewed journal that is managed by Department of Economic Education, Faculty of Economic, Universitas Negeri Surabaya and published by Universitas Negeri Surabaya in collaboration with Aspropendo (Asosiasi Pendidik Ekonomi Indonesia) leading scholars evaluate innovations in teaching techniques, materials, and programs. Instructors of introductory through graduate level economics will find the journal an indispensable resource for content and pedagogy in a variety of media. JPEKA: Jurnal Pendidikan Ekonomi, Manajemen dan Keuangan published in May and November.
Arjuna Subject : Ilmu Sosial - Ilmu Sosial (Lain-Lain)
Articles 9 Documents
 1 
Search results for , issue "Vol. 10 No. 1 (2026)" : 9 Documents clear
The Role of Organizational Leadership to Improving Effectiveness of Public Administration in The Cirebon City Disdukcapil Rosadah, Ros Awaliyah; Dhameria, Vita; Eliyawati, Eliyawati; Sugiyarsih, Susi
JPEKA: Jurnal Pendidikan Ekonomi, Manajemen dan Keuangan Vol. 10 No. 1 (2026)
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/jpeka.v10n1.p1-14

Abstract

Objective: This study aims to analyze the influence of organizational leadership on the effectiveness of public administration in the Population and Civil Registration Office (Disdukcapil) of Cirebon City. Method: The population in this study included all employees and leaders of the Cirebon City Disdukcapil, and using the census method, questionnaires were distributed to 28 respondents.  Results: The results of simple linear regression analysis show that organizational leadership has a positive and significant effect on public administration effectiveness, as indicated by a regression coefficient value of 0.425 and a significance value of 0.001. The ANOVA test also reinforces this finding with a calculated F value of 12.823 and a significance value of 0.001 (< 0.05).  Novelty: These findings indicate that visionary, participatory, and innovative leadership are key factors in improving the performance of responsive and high-quality public services, as well as strengthening public trust in population service institutions in the digital age.
The Effect of Liquidity, Claim Expense Ratio, and Profitability on the Solvency of Life Insurance Companies in Indonesia Iskandar, Bryan Carlo; Colline, Fredella
JPEKA: Jurnal Pendidikan Ekonomi, Manajemen dan Keuangan Vol. 10 No. 1 (2026)
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/jpeka.v10n1.p15-26

Abstract

Objective: This study examines the effect of liquidity (Current Ratio), claim burden (Claim Expense Ratio), and profitability (Return on Assets/ROA) on the solvency level of life insurance companies in Indonesia, proxied by Risk Based Capital (RBC). Using 159 firm-year observations from annual financial statements over the 2022–2024 period. Method: The study applies pooled multiple linear regression to panel-structured data. To address differences in measurement scales and improve coefficient comparability, the independent variables are standardized using Z-scores prior to estimation. The analysis incorporates classical diagnostic tests including normality, multicollinearity, heteroskedasticity, and autocorrelation as well as panel-data diagnostics to assess potential cross-sectional dependence and ensure the robustness of the estimates.  Results: The results indicate that the model is jointly significant (F = 4.256; p = 0.006). Partially, Current Ratio has a positive and significant effect on RBC (B = 0.174; p = 0.028), while Claim Expense Ratio has a negative and significant effect (B = −0.246; p = 0.002). ROA does not significantly affect RBC (B = −0.036; p = 0.642).  Novelty: The model explains 7.6% of the variation in RBC (R² = 0.076; Adjusted R² = 0.058), indicating that capital adequacy is influenced by broader structural and regulatory risk factors beyond short-term financial ratios. This implies that while liquidity and claims are critical, 92.4% of life insurance solvency is driven by other operational factors such as reinsurance or investment strategy.
Exploring the Effects of Financial Technology on Economic Growth: Evidence from Indonesia Prabowo, Rakhmat; Nuriansyah, Fazar; Setiawan, Agung; Hilmiatussadiah, Kinanti Geminastiti
JPEKA: Jurnal Pendidikan Ekonomi, Manajemen dan Keuangan Vol. 10 No. 1 (2026)
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/jpeka.v10n1.p27-42

Abstract

Objective: This study aims to examine the impact of fintech developments on economic growth in 34 provinces in Indonesia during the 2019-2023 period. Fintech indicators are measured through total loans disbursed, the number of borrower accounts and the number of lender accounts. This study also considers gross fixed capital formation, population, government size and HDI as human capital as control variables that affect economic growth. Method: The study applies pooled multiple linear regression to panel-structured data. To address differences in measurement scales and improve coefficient comparability, the independent variables are standardized using Z-scores prior to estimation. The analysis incorporates classical diagnostic tests including normality, multicollinearity, heteroskedasticity, and autocorrelation as well as panel-data diagnostics to assess potential cross-sectional dependence and ensure the robustness of the estimates.  Results: The findings show that the amount of loan disbursement and the number of borrower accounts affect economic growth, however, this study found that the number of lender accounts did not affect economic growth.  Novelty: This shows that the use of fintech in Indonesia is still limited to loan distribution and its potential has not been utilized optimally. This study conducted a sensitivity analysis with the results proving that the model used is robust.
Development of Android-Based Interactive Media Using iSpring Suite 11 with the ADDIE Model for Economics Learning Wardhana, Bimantoro Eko; Herlindawati, Dwi
JPEKA: Jurnal Pendidikan Ekonomi, Manajemen dan Keuangan Vol. 10 No. 1 (2026)
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/jpeka.v10n1.p99-118

Abstract

Objective: This research focuses on developing Android-based interactive instructional media using iSpring Suite 11 to enhance the quality of economics learning. The study was motivated by low student engagement and suboptimal learning outcomes in Class XI-4 at SMAN Rambipuji, where a significant proportion of students did not achieve the minimum passing criteria despite the use of conventional PowerPoint media. Method: The study adopted a modified ADDIE framework, concentrating on the analysis, design, and development stages. The product was evaluated through expert appraisal to examine content and design quality, along with student-based assessments to capture perceived attractiveness. Results: The evaluation results indicate that the media achieved a content feasibility score of 97.1% and a design feasibility score of 94.2%, both categorized as highly feasible. Furthermore, the student attractiveness test yielded a score of 92.2%, indicating a very high level of attractiveness. These findings suggest that the developed media have strong potential to facilitate more engaging, interactive, and student-centered learning processes. Novelty: The novelty of this study lies in the integration of iSpring Suite 11 into Android-based interactive instructional media that are pedagogically structured and empirically validated. This study highlights the strategic role of digital instructional media as a sustainable innovation for enhancing the quality of economics education in the digital era.
Analysis of The Reward and Punishment System on Employee Performance at PT The Univenus Budiono, Sunarto; Sopiah, Sopiah; Zagladi, Arief Noviarakhman
JPEKA: Jurnal Pendidikan Ekonomi, Manajemen dan Keuangan Vol. 10 No. 1 (2026)
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/jpeka.v10n1.p85-98

Abstract

Objective: This study aims to analyse the effect of implementing a reward and punishment system on employee performance at PT The Univenus. Method: The research utilised a quantitative approach with a survey method. The research sample consisted of employees of PT The Univenus selected using purposive sampling. Data were collected through questionnaires, which were then analysed using SEM-PLS with the aid of software. Results: Research results indicate that the reward and punishment system has a significant impact on employee performance. The reward variable is positively correlated with increased motivation and work productivity, while punishment serves as an effective behavioural control mechanism. However, the study also identifies that the effectiveness of the system highly depends on proportionate and fair implementation. Novelty: The novelty of this research lies in the integration of reward and punishment system analysis on employee performance in the context of the tissue paper manufacturing industry, which not only tests direct effects but also captures the dynamics of the relationships between variables more predictively.
The Influence of Personal Branding and Adversity Quotient on Work Readiness of Final Year Students Through Mediation of Self-Efficacy Chumairoh, Siti Nurun; Anam, Choirul; Hutagalung, Fonny Dameaty; Utama, Andika Putranta
JPEKA: Jurnal Pendidikan Ekonomi, Manajemen dan Keuangan Vol. 10 No. 1 (2026)
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/jpeka.v10n1.p43-70

Abstract

Objective: This study aims to examine the influence of personal branding and adversity quotient on the work readiness of final-year students, with self-efficacy acting as a mediating variable. The research emphasizes the urgency of preparing students for the competitive labor market amid Indonesia's rising unemployment rates among graduates. Method: Using a quantitative approach, data were collected from 287 senior students at the Faculty of Economics and Business, Malang State University, via structured questionnaires on a 5-point Likert scale. Structural Equation Modeling with SmartPLS 4.1.0 was employed to analyze the relationships between variables, including the assessment of validity, reliability, and hypothesis testing. Results: Findings indicate that personal branding significantly influences self-efficacy (β= 0.167, p < 0.001), which in turn significantly impacts work readiness (β= 0.430, p < 0.001). Personal branding does not have a direct significant effect on work readiness (p > 0.05). Conversely, adversity quotient directly affects both self-efficacy (β= 0.674, p < 0.001) and work readiness (β= 0.308, p < 0.001). The model explains 36.9% of the variance in work readiness. Novelty: This research is the first post-pandemic study in Indonesia to investigate these internal psychological factors among final-year students, highlighting the crucial role of resilience and self-confidence over external branding in fostering graduate preparedness. The study provides insights into internal resilience strategies as a means to improve employability, urging higher education institutions to prioritize psychological development in career readiness programs.
Effect of Schooling Years, Minimum Wages, and Population Growth on Open Unemployment in Bojonegoro Kholis, Syifaul Fuaadhilah; Musfidah, Heny; Fitrayati, Dhiah; Ajija, Shochrul Rohmatul
JPEKA: Jurnal Pendidikan Ekonomi, Manajemen dan Keuangan Vol. 10 No. 1 (2026)
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/jpeka.v10n1.p71-84

Abstract

Objective: This study aims to analyze the effect of Average School Length, Minimum Wage, and Population Growth Rate on the Open Unemployment Rate in Bojonegoro Regency for the 2005–2024 period. The research uses a quantitative approach with secondary data obtained from the Central Statistics Agency and related literature. Method: The analysis was performed through multiple linear regression using time series data with a series of classical assumption tests, including normality, multicollinearity, heteroscedasticity, and autocorrelation tests. Results: Show that some variables of population growth rate do not have a significant influence on the Open Unemployment Rate. Meanwhile, the variables of average length of school and minimum wage have a significant and positive influence on the Open Unemployment Rate, which means that these two variables have the potential to lower the open unemployment rate. At the same time, the three independent variables have been proven to have a significant influence on the Open Unemployment Rate. An Adjusted R-Squared (R²) value of 0.687 indicates that 68.7% variation in the Open Unemployment Rate can be explained by Average School Length, Minimum Wage, and Population Growth Rate. Novelty: These findings emphasize the importance of controlling population growth and expanding employment opportunities, especially for highly educated graduates who dominate open unemployment in Bojonegoro. The results of the research are expected to be the basis for local governments in formulating more targeted employment and education policies.
The Influence of Entrepreneurial Motivation and Entrepreneurial Alertness on Entrepreneurial Intentions: The Dominant Role of Alertness among Student Entrepreneurs Erine, Yoan Fadhila; Cerya, Efni
JPEKA: Jurnal Pendidikan Ekonomi, Manajemen dan Keuangan Vol. 10 No. 1 (2026)
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/jpeka.v10n1.p119-132

Abstract

Objective: This study aims to examine the effect of entrepreneurial motivation and entrepreneurial alertness on business success among university students, with a focus on identifying which factor plays a more significant role in achieving business outcomes. Method: A quantitative approach was employed using a survey method. Data were collected through questionnaires measured on a 5-point Likert scale. The analysis was conducted using multiple linear regression to determine the partial effects of each independent variable on business success. Results: The findings indicate that entrepreneurial alertness has a significant positive effect on business success. In contrast, entrepreneurial motivation does not show a significant partial effect (p = 0.122). This suggests that the ability to recognize and exploit business opportunities is more influential than motivation alone in determining business success among students. Novelty: This study provides additional empirical evidence highlighting the critical role of entrepreneurial alertness in student entrepreneurship. It emphasizes that motivation, although important, may not always translate into tangible business outcomes without the capability to identify opportunities. The study also contributes to the literature by focusing on a student sample, offering insights for developing more effective entrepreneurship programs.
The Influence of the Cooperative Script Type Cooperative Learning Model in Economics Learning on Student Learning Outcomes at SMA Negeri 1 Bangkinang City Fadhilah, Zahwa Sekar; Arita, Sri
JPEKA: Jurnal Pendidikan Ekonomi, Manajemen dan Keuangan Vol. 10 No. 1 (2026)
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/jpeka.v10n1.p133-148

Abstract

Objective: Objective: This study aimed to analyze the effect of the Cooperative Script learning model on the Economics learning outcomes of tenth-grade students at SMA Negeri 1 Bangkinang City. Method: The research employed a quantitative approach with a pre-experimental design using a Pretest–Posttest Control Group Design. The sample consisted of experimental and control classes selected from grade X students. Data were collected through pretest and posttest instruments and analyzed using normality, homogeneity, and hypothesis testing. Results: The findings showed that the implementation of the Cooperative Script learning model had a positive and significant effect on students’ Economics learning outcomes. Students in the experimental class demonstrated higher posttest scores compared to the control class taught through conventional lecture methods. The prerequisite tests indicated that the data were normally distributed and homogeneous, confirming the validity of the statistical analysis. The effect size analysis also revealed that the Cooperative Script model provided a moderate to strong contribution to improving student learning achievement. Novelty: This study contributes to the development of cooperative learning research by providing empirical evidence on the effectiveness of the Cooperative Script model in improving Economics learning outcomes at the senior high school level, particularly within the context of Indonesian secondary education, where studies focusing specifically on Economics subjects are still limited.

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