cover
Contact Name
bakhrul huda
Contact Email
bakhrul.huda@uinsby.ac.id
Phone
+6281331303883
Journal Mail Official
el-qist@uinsa.ac.id
Editorial Address
Kampus Fakultas Ekonomi dan Bisnis Islam UIN Sunan Ampel Surabaya Jl. Jend. A. Yani 117 Surabaya 60237
Location
Kota surabaya,
Jawa timur
INDONESIA
El-Qist : Journal of Islamic Economics and Business (JIEB)
ISSN : 22527907     EISSN : 27160335     DOI : https://doi.org/10.15642/elqist
el-Qist: Journal of Islamic Economics and Business (JIEB) Merupakan jurnal yang terbit dua kali dalam satu tahun, bulan April dan Oktober, berisi kajian-kajian Ekonomi dan Bisnis Islam, baik berupa artikel konsepsional ataupun hasil penelitian
Articles 12 Documents
Search results for , issue "Vol. 2 No. 2 (2012): eL-Qist:" : 12 Documents clear
DINAMIKA DAN PROBLEMATIKA ASURANSI SYARIAH: Mekanisme Kerja Asuransi Syariah & Prosedur Pembayaran Klaim Sulistyowati Sulistyowati
El-Qist: Journal of Islamic Economics and Business (JIEB) Vol. 2 No. 2 (2012): eL-Qist:
Publisher : Islamic Economics Department, Faculty of Islamic Economics and Business, Sunan Ampel State Islamic University, Surabaya Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/elqist.2012.2.2.337-366

Abstract

The mechanism of action of sharia insurance is essential to distinguish between Shariah insurance with conventional insurance lies in how the work is done from the premium deposits, investment funds, to the payment of insurance claims to participants stricken or disaster. Everything is summed up in the concept of the working mechanism Shariah insurance. Discussion about the mechanism of action or Shariah insurance, will be divided in two basic discussion in accordance with Shariah insurance payment itself, the family insurance and insurance Shari'ah common. This division is very important to do considering the mechanism of action of these two Shariah suransi it memuliki little difference, namely in the management of premiums paid to insurance companies Shari'ah. Difference arises because "something" that is to be insuranced is different, if in general insurance (loss) the insured's property or the property insurance participants, whereas in family insurance (life) which is self-insured insurance participants themselves. While the claims payment procedure is no difference between a family Takaful and Takaful general. The difference lies in the source of payment of claims. For the payment of claims to family Takaful insurance participants apart from savings and profit sharing of investment is also sourced from the savings tabarru', whereas in the general Takaful is not a savings tabarru' but the pristine source of savings and profit sharing insurance participants, while the payment of claims to do participants at the stricken insurance or out of contract or insurance participants withdrew into Islamic insurance company clients and most importantly Takaful insurance is not the same as conventional.
PENGELOMPOKAN KABUPATEN/KOTA DI JAWA TIMUR BERDASARKAN VARIABEL-VARIABEL INDEKS PEMBANGUNAN MANUSIA Andita Desy Wulansari
El-Qist: Journal of Islamic Economics and Business (JIEB) Vol. 2 No. 2 (2012): eL-Qist:
Publisher : Islamic Economics Department, Faculty of Islamic Economics and Business, Sunan Ampel State Islamic University, Surabaya Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/elqist.2012.2.2.367-386

Abstract

Human Development Index (HDI) is a composite indicator (combined), which is linked to several variables. This indicator can be beneficial if done properly use the comparison across time and across regions, so that the relative position of a region to another region can be determined as well as the progress and achievement comparison with other areas may also be covered. In general, indicators are useful as an advocacy tool for formulators and decision makers in each region, particularly with regard to public policy is selected and set. Utilization HDI indicators can be used more widely, especially in the context of regional autonomy emphasis on districts / cities, where most of the powers, functions and duties have been transferred to local government autonomy. Thus monitoring the development of self-government performance can be evaluated. East Java is a province with a number of districts / cities most in Java, consists of 29 counties and 9 cities. Respective districts / cities in East Java has the characteristics of the population, condition of the area and can not be equated wisdom for all areas depending on their individual requirements. Can also informed that, based on the 2008 national HDI ranking of East Java Province was ranked 18 out of 33 provinces in Indonesia. When compared to the HDI provinces in Java, East Java Province just better than Banten province who is ranked 23. In order to help resolve issues relating to equitable development in the health sector, education and the economy, it is necessary information about the grouping of districts / cities in East Java Province. In this study, the grouping of districts / cities in East Java is done by principal component analysis and cluster analysis to the non hierarchical / K-Means. With a non-hierarchical grouping the regions that have similar properties to form a single group. Grouping districts / cities in East Java based IPM variables divided into 2 groups: the high-potential areas in group 1 and low potential areas in group 2. Based on the analysis of data obtained in the regions of the incoming group 1 there were 24 districts/cities and 13 districts/cities rest went in groups of 2.

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