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Husnurrosyidah
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iqtishadia@iainkudus.ac.id
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Program Studi Ekonomi Syariah Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri (IAIN) Kudus Alamat: Jl. Conge Ngembalrejo PO BOX 51
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Iqtishadia: Jurnal Kajian Ekonomi dan Bisnis Islam
Published by Institut Agama Islam Negeri Kudus
ISSN : 25023993     EISSN : 19790724     DOI : http://dx.doi.org/10.21043/iqtishadia.v17i2
Core Subject : Economy,
Economics, Econometrics & Finance
IQTISHADIA, particularly focuses on the main problems in the development of the sciences of Islamic Economics and Business areas. It covers: Islamic Management Islamic Banking Islamic Microfinance Islamic Marketing Islamic Human Resources Islamic Finance Zakah ,Waqf and Poverty Alleviation Islamic Public Finance Islamic Monetary Islamic Economic Development Maqasid al-Sharia Institutional Economics Behavioural Economics and Finance Corporate Governance Risk Management Islamic law and Shariah issues in economics and Finance Securitization and Sukuk Islamic Capital Markets Insurance and Takaful Corporate Social Responsibility in Islam Other topics which related to this area.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 6 Documents
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Search results for , issue "Vol 17, No 2 (2024): IQTISHADIA" : 6 Documents clear
Antecedents of Tawhidic Culture for Developing Sustainable Competitive Advantage Through a Strategic Approach
Iqtishadia: Jurnal Kajian Ekonomi dan Bisnis Islam Vol 17, No 2 (2024): IQTISHADIA
Publisher : Ekonomi Syariah IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/iqtishadia.v17i2.30218

Abstract

This article aims to empirically prove a new theoretical approach developed to address the gap in prior research regarding the impact of organizational learning on sustainable competitive advantage from the perspective of a shared vision. It focuses on tawhidic culture that is aligned with the exploitation and exploration of knowledge. The design research was conducted by distributing a questionnaire to 117 respondents from 54 private universities in Central Java, Indonesia. The data obtained from the questionnaires was then processed using the structural equation modeling (SEM) technique. The research findings indicate that implementing tawhidic culture in a private university in Central Java has a positive impact towards sustainable competitive advantage. This impact occurs when tawhidic culture is effectively integrated into all aspects of the institution, including the development of a shared vision through a tawhidic culture, which positively influences the realization of sustainable competitive advantage. The positive influence of a tawhidic culture on enhancing sustainable competitive advantage is also evident when there is an increase in knowledge exploration. This article presents a novel research variable, tawhidic culture, which is constructed based on the integration of the resourcebased view (RBV) theory of strategic assets with the tahidic paradigm. This variable serves as a foundation for enhancing sustainable competitive advantage
Financing Risk Mitigation Strategy with Governance Approach, Local Wisdom, and Religiosity at Sharia Rural Bank (BPRS) of Riau
Iqtishadia: Jurnal Kajian Ekonomi dan Bisnis Islam Vol 17, No 2 (2024): IQTISHADIA
Publisher : Ekonomi Syariah IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/iqtishadia.v17i2.29956

Abstract

This study presents an innovative approach to financing risk mitigation strategies at BPRS in Riau by identifying causal factors, solutions, and strategies. Using a qualitative approach with the Analytic Network Process (ANP) method involving regulators, practitioners, and academics to reveal the interconnection between internal and external factors, sociocultural dimensions, and religiosity affecting financing performance. The findings show that implementing good governance, community and local wisdom, and religious values in the customer selection process reduces financing risks and strengthens the relationship between Sharia Rural Bank (BPRS) and the community. The results of this study provide significant contributions to developing a more comprehensive and sustainable risk mitigation framework, policies, and practices for BPRS in Riau, inspire the application of similar principles in other Islamic financial institutions, and encourage regulators to develop regulations to support the development of BPRS.
Religiosity as a Moderator Between Planned Behavior Factors and Online Purchase Intention
Iqtishadia: Jurnal Kajian Ekonomi dan Bisnis Islam Vol 17, No 2 (2024): IQTISHADIA
Publisher : Ekonomi Syariah IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/iqtishadia.v17i2.29959

Abstract

The development of the digital era has changed consumer behavior patterns. This is influenced by factors such as social media, ease of use, lifestyle, and price. This study aims to evaluate the influence of social media, ease of use, price, lifestyle, and religiosity on online shopping behavior. This study uses Structural Equation Modeling (SEM) with a quantitative approach to measure the influence of social media, ease of use, price, lifestyle and religiosity on 300 Muslim consumer respondents with religiosity as a moderator variable. This study found that social media, ease of use, price, and lifestyle have a significant impact on online shopping behavior, with a p-value below 0.05. Price shows the strongest influence (coefficient 0.328), followed by ease of use (0.261), social media (0.219), and lifestyle (0.132). In contrast, religiosity has no significant influence (p-value 0.954) and does not moderate this relationship, as indicated by the high p-value and low f-square value. This suggests that Muslim consumers prioritize rational factors over religiosity in online shopping.
The Intersection of Waqf and Entrepreneurship: Insight from A Bibliometric and Content Analysis Study
Iqtishadia: Jurnal Kajian Ekonomi dan Bisnis Islam Vol 17, No 2 (2024): IQTISHADIA
Publisher : Ekonomi Syariah IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/iqtishadia.v17i2.30217

Abstract

The concept of waqf, one of the Islamic philanthropic instruments, has changed over time and has become a tool for passive charity and economic empowerment. This research examines the potential for integrating waqf with entrepreneurship as a social and economic empowerment instrument, using a bibliometric and content analysis approach to identify trends, insights, and gaps in the literature. The research results show that the concept of productive waqf, if managed innovatively, can contribute significantly to sustainable economic development, poverty alleviation, and community empowerment, especially in Muslim-majority countries. This research also highlights the importance of technology-based waqf management, such as sharia fintech and crowdfunding, as well as cross-sector collaboration to increase the social impact of waqf. Recommendations are provided to practitioners, policymakers, and academics, including the need to develop policies that support transparent waqf management, training for nazhir, and further research to explore the potential of waqf in various economic sectors. This study provides theoretical and practical contributions to more innovative and sustainable waqf management.
The Role of Religious Faith on Female Muslim Attitude and Behavior of Charity Intention
Iqtishadia: Jurnal Kajian Ekonomi dan Bisnis Islam Vol 17, No 2 (2024): IQTISHADIA
Publisher : Ekonomi Syariah IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/iqtishadia.v17i2.30310

Abstract

This study aims to explore how women’s religious faith influences their interest in giving charity. The female Gen-Z has a unique and fast adaptation to digital and social media. It is important to explore their role in giving to charity. The sample size of this study is 311. Data was collected using purposive sampling based on specific criteria: female Muslim, done performing or ever performing a charity, Gen-Z between 17 to 21 years old. The research results were analyzed using Structural Equation Modeling (SEM) by employing AMOS 20; hence, Exploratory Factor Analysis (EFA) and Confirmatory Factor Analysis (CFA) are essential for ensuring the reliability and validity of data analysis. EFA was analyzed through SPSS 20, while CFA and SEM were through AMOS 20. This study reveals that religious faith has a positive and significant impact on attitude and perceived behavioral control. Additionally, both attitude and perceived behavioral control significantly influence the intention of Muslim female Gen-Z to engage in charitable acts. This study is limited to female Muslim Gen-Z individuals. Therefore, future studies need to expand the demographic. This study also did not explore potential mediating or moderating factors. Therefore, future studies are encouraged to add mediating or moderating variables.
Sharia-Based Innovation Performance: The Role of Dynamic Technological Agility and Entrepreneurial Orientation
Iqtishadia: Jurnal Kajian Ekonomi dan Bisnis Islam Vol 17, No 2 (2024): IQTISHADIA
Publisher : Ekonomi Syariah IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/iqtishadia.v17i2.30605

Abstract

This study aims to analyze the relationship between dynamic technological agility based on entrepreneur orientation and network resources towards sharia-based innovation performance and competitive advantage in small medium enterprises of Muslim fashion. Specifically, this study argues that dynamic technological agility moderates the relationship between entrepreneur orientation and network resources with sharia-based innovation performance and competitive advantage. Managers and owners of small medium enterprises at Muslim fashion were chosen as the primary focus of this study. 200 questionnaires were distributed managers and owners of small medium enterprises at Muslim fashion. Following the analysis of data from 163 managers and owners of small medium enterprises at Muslim fashion, empirical testing shows that the entrepreneur orientation and the network resources influences the dynamic technological agility and has a strong correlation. This research finds that  dynamic technological agility has a significant impact on sharia-based innovation performance. Meanwhile, the dynamic technological agility and the sharia-based innovation performance influences the competitive advantage. 

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