cover
Article Per Year (5 Year)
All
Home Page
OAI Link
Editorial Team
Contact
Reviewer
Google Scholar
Contact Name
Husnurrosyidah
Contact Email
kanjenxratu@gmail.com
Phone
+62291 432677
Journal Mail Official
iqtishadia@iainkudus.ac.id
Editorial Address
Program Studi Ekonomi Syariah Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri (IAIN) Kudus Alamat: Jl. Conge Ngembalrejo PO BOX 51
Location
Kab. kudus,
Jawa tengah
INDONESIA
Iqtishadia: Jurnal Kajian Ekonomi dan Bisnis Islam
Published by Institut Agama Islam Negeri Kudus
ISSN : 25023993     EISSN : 19790724     DOI : http://dx.doi.org/10.21043/iqtishadia.v17i2
Core Subject : Economy,
Economics, Econometrics & Finance
IQTISHADIA, particularly focuses on the main problems in the development of the sciences of Islamic Economics and Business areas. It covers: Islamic Management Islamic Banking Islamic Microfinance Islamic Marketing Islamic Human Resources Islamic Finance Zakah ,Waqf and Poverty Alleviation Islamic Public Finance Islamic Monetary Islamic Economic Development Maqasid al-Sharia Institutional Economics Behavioural Economics and Finance Corporate Governance Risk Management Islamic law and Shariah issues in economics and Finance Securitization and Sukuk Islamic Capital Markets Insurance and Takaful Corporate Social Responsibility in Islam Other topics which related to this area.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 215 Documents
 1   2   3   4   5 
Digitalization and Efficiency: Technology-based Service of Indonesia Sharia Commercial Banks Firsty Izzata Bella; M Fikri Himmawan
IQTISHADIA Vol 14, No 2 (2021): IQTISHADIA
Publisher : Ekonomi Syariah IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/iqtishadia.v14i2.8983

Abstract

This study aims to assess the technology-based service effectiveness on bank profitability as well as to evaluate the efficiency and stability of Islamic Commercial Banks in Indonesia. The model was analyzed by using multiple linear regressions with generalized least square estimation technique and Data Envelopment Analysis (DEA) with data are gathered from Q1 2017 to Q2 2020. The exogenous variables included were Branchless Banking (BB), Third-party Funds (DPK), and Technology Service Quality (TSQ), with banking operational income (PENDOP) as endogenous variable. The DEA method analyses the VRS and CRS scale while using output orientation. Using the inputs of DPK, operational expenses, and total funding, with the outputs of operational earnings and total assets. The main finding suggests that DPK played as a dominant variable, following by TSQ and BB on bank operational income. Moreover, the results of the DEA models showed in four quadrants in each CRS and VRS model. Respectively, 1 and 5 banks are highly efficient and stable, 5 and 2 banks have high efficiency but low stability, 4 and 2 banks have low efficiency but high stability, 4 and 5 banks have low efficiency and stability in the CRS and VRS model.
Pricing the Equity-Based Financing of Mudharabah: Insights into its Drivers Nazhatul Majalis; Ratna Mulyany; Zata Hulwani Zuhri
IQTISHADIA Vol 14, No 2 (2021): IQTISHADIA
Publisher : Ekonomi Syariah IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/iqtishadia.v14i2.9204

Abstract

This study investigates the factors that influence the pricing of mudharabah financing as offered by Islamic Banks in Indonesia. Specifically, this study examines whether the operational cost to operating income (BOPO), risk factor and spread significantly influences the pricing of mudharabah financing. This study uses a quantitative method based on secondary data derived from the Islamic banks' financial statements for the period of  2014-2018. Purposive sampling is utilized, with the total 9 Islamic Commercial Banks being the samples that meet the criteria, resulting in 45 units of analysis for five years observation. This study uncovers that all of the three independent variables affect the dependent variable simultaneously. From the partial results, only two variables that affect the pricing of mudharabah financing, i.e. risk factors and spread. Meanwhile BOPO was found to have no association with the pricing of mudharabah financing. This study implies that pricing of mudharabah financing may be largely dependent of the risk factors and spread rather than the consideration on the operational cost to the operational income.
Determinant Factor that Influence Muslim Consumers to Choosing Restaurant: The role of Halal, Expectation and Attributes Anton Bawono; Yudi Saputra
IQTISHADIA Vol 14, No 2 (2021): IQTISHADIA
Publisher : Ekonomi Syariah IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/iqtishadia.v14i2.10989

Abstract

Research related to halal food is dominated by halal manufactured products compared to halal restaurants products. Halal is a matter that concerns every aspect of Muslim life including food, it is important to know the factors that affect the purchase of restaurant product, in this case a halal restaurant. This research tries to find determinants of purchasing restaurant food in Indonesia. The model provide time dimension-based. Data collection was carried out through 438 questionnaires for Indonesian Muslim respondents and only 420 questionnaires could be analyzed. This research found that the halal label is not a direct variable that can influence restaurant food purchases. Men and women have different preferences in buying restaurant food. The results of this study are expected to be able to encourage restaurant manufacturers to adopt halal certification to increase sales. This research focuses on looking for determinants of restaurant food purchases, with time dimension-based modeling.
The Effect of Islamic Work Ethics toward Employee Performance Kuntarno Noor Aflah; Suharnomo Suharnomo; Fuad mas'ud
IQTISHADIA Vol 14, No 2 (2021): IQTISHADIA
Publisher : Ekonomi Syariah IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/iqtishadia.v14i2.10278

Abstract

This study aims to analyze the factors which affect employee performance; islamic work ethics by using affective commitment and job satisfaction as intervening variables. Based on the research problem, there are how to improve employee performance through affective commitment and job satisfaction, and the factors which affective commitment and job satisfaction, so the answer is by the Islamic Work Ethics variable. This study is conducted on 200 employees of cross sectors and cross professions working in various fields. Data is processed using Structural Equation Modelling (SEM) by the help Analysis of Moment Structure (AMOS) program. The results show that Islamic Work Ethics has a positive effect on employee performance, by using affective commitment and job satisfaction as intervening variable
The Role of Social Media in Promoting Indonesian Women’s Online Entrepreneurship: Prospects, Challenges and Strategies Sri Wahyuningsih; Muhamad Mustaqim
IQTISHADIA Vol 14, No 2 (2021): IQTISHADIA
Publisher : Ekonomi Syariah IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/iqtishadia.v14i2.9483

Abstract

  Social media nowadays has been inevitably used by people in the world. It plays significant roles for human’s society including as the way of marketing and trading of products. The aim of this study was mainly to explore the prospects of using social media in driving and developing women’s entrepreneurship, its challenges and strategies. This present study anchored in a qualitative research. Data were garnered through semi-structured interviews to Indonesian women living in Kudus, Central Java, Indonesia running their online entrepreneurship as the additional job not the main ones. The results of the study revealed that the prospects of using social media cover it is beneficial for women’s entrepreneurship in improving sales and pursuing the innovation in their online business, it offers others to be reseller in a number of products and it allows the women to develop their online entrepreneurship. However, there are a number of challenges of using social media in online entrepreneurship including the emergence of negative comments and complaints about the products from costumers that will lead to decrease the reputation of business, poor connection of internet which may hinder a better business management, and the lack of knowledge about social media and team that can hinder these women entrepreneurs to handle their customers’ inquiries. Some strategies that need to be taken into account in online women’s entrepreneurship cover women entrepreneurs are supposed to upload new and up-to-date products, give best services to customers, collaborate with Shopee application (online shopping platform) in which they will get less risk in online business through its system and increase their innovation through online business class and trainings. The findings of the study offer an implication to the need of being innovative through the use of technology and social media in running online entrepreneurship particularly for women entrepreneurs since its flexibility and benefits as one of the ways to get additional income.
Sharia Compliance, Islamic Corporate Governance, Intellectual Capital, and Earning Management toward Financial Performance in Indonesia Islamic Banks Asma' Munifatussa'idah
IQTISHADIA Vol 14, No 2 (2021): IQTISHADIA
Publisher : Ekonomi Syariah IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/iqtishadia.v14i2.10152

Abstract

This research aims to analyze the effect of Sharia Compliance, Islamic corporate Governance, Intellectual Capital, and Earnings Management toward the Financial Performance of Islamic Banks. The research method uses a quantitative approach with secondary data. Data were obtained from 12 (twelve) Islamic Commercial Banks in Indonesia, which were selected using the purposive sampling technique. The analysis technique used is Structural Equation Modeling-Partial Least Square (SEM-PLS). The results showed that Sharia compliance has an effect on the financial performance of Islamic banks. Islamic corporate governance has an effect on earnings management and financial performance of Islamic banks, and intellectual capital has an effect on the financial performance of Islamic banks. Meanwhile, earnings management has no effect on the financial performance of Islamic banks. The findings of this study provide evidence that the variables of Sharia compliance, Islamic corporate governance, and intellectual capital can help Islamic banks in Indonesia improve their financial performance. In addition, these findings will contribute to the literature on the determinants of Islamic bank financial performance.
Dynamic Behavior of Islamic Banking Customer Loyalty in Jakarta Rusdianto Rusdianto; Mochammad Jasin
IQTISHADIA Vol 14, No 2 (2021): IQTISHADIA
Publisher : Ekonomi Syariah IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/iqtishadia.v14i2.11556

Abstract

The attractiveness of Islamic banking lies in the profit-sharing system, service delivery, satisfaction, and promotion, where these components are interrelated with customers, which can influence customers to continue to choose Islamic banking services. This study aims to analyze the effect of service quality on customer satisfaction of Islamic banks, analyze the effect of service quality on customer loyalty of Islamic banks, and analyze the effect of customer satisfaction on customer loyalty of Islamic banks. The sample used in this study took the respondents of Islamic bank customers in Jakarta and then processed using SEM-PLS. The results showed that service quality had a significant effect on customer satisfaction, service quality significantly influenced customer loyalty, and customer satisfaction significantly influenced customer loyalty. This study recommends that there is a need to make products or services that are more in line with customer needs, the need to increase Islamic bank outlets or Automated Teller Machines (ATMs) owned by Islamic banks in locations that are more accessible and close to residential and business areas, and the need to conduct activities with customers periodically.
Full-Fledged VS Islamic Bank Windows: Which One Do Muslim Consumers Know Better and Prefer More? Nissa Ghulma Ratnasari; Sri Rahayu Hijrah Hati; Dony Abdul Chalid
Iqtishadia: Jurnal Kajian Ekonomi dan Bisnis Islam Vol 14, No 2 (2021): IQTISHADIA
Publisher : Ekonomi Syariah IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/iqtishadia.v14i2.9967

Abstract

The study aims to compare the knowledge of and preference for the Islamic banking window and the full-fledged Islamic bank among Muslim customers. Data were collected from 1171 banking clients. Data were analyzed using descriptive analysis. The results show most Muslim customers do not know the difference between the full-fledged Islamic bank and the Islamic banking window. Yet, most Muslim customers favor the full-fledged Islamic bank to the Islamic windows since it is perceived to be more sharia compliant. Thus, the study theoretically contributes to Muslim banking behavior literature by providing empirical evidence on customer knowledge and preference in choosing an Islamic bank. Besides, the study provides knowledge to both the Islamic bank windows and full-fledged Islamic bank on the Muslim customers' understanding of both channels' availability.
BUDAYA ORGANISASI ISLAMI SEBAGAI UPAYA MENINGKATKAN KINERJA Lukman Hakim
IQTISHADIA Vol 9, No 1 (2016): IQTISHADIA
Publisher : Ekonomi Syariah IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/iqtishadia.v9i1.955

Abstract

Artikel ini mencoba menggambarkan tentang peran budaya perusahaan khususnya terkait teori budaya organisasi. Budaya organisasi terdiri atas nilai-nilai, keyakinan, dan pemahaman yang diyakini bersama oleh para anggotanya. Budaya mencakup pola pikir, perasaan, dan reaksi yang menjadi pedoman dalam pengambilan keputusan dan aktivitas lain para anggota organisasi. Organisasi yang sukses tampaknya memiliki budaya kerja yang kuat sehingga mampu menarik, menjaga dan memberi balasan bagi siapa saja yang memenuhi kewajiban dan mencapai target. Dalam artikel ini, bebrapa aspek budaya organisasi dikaji dan dianalisis dengan mempertemukan teori dengan kondisi nyata.  Tulisan ini bertujuan untuk menggali fungsi dan eksistensi budaya organisasi. Selain itu dibahas juga tentang bagaimana perkembangan teori organisasi dan dampaknya bagi performa pekerja. Diakhir tulisan disajikan konsep budaya kerja Islami berdasarkan Al-Qur’an dan Hadits. Kata Kunci: Fungsi Budaya Kerja, Karakteristik Budaya Kerja, Budaya Kerja Islami ISLAMIC ORGANIZATIONAL CULTURE TO ENHANCE WORK PERFORMANCE AbstractThis paper tried to describe the role of corporate culture in organization especially how developt organization culture theory. Organization culture is the set of important values, beliefs, and understandings that members share in common. Culture provides patterned ways of thinking, feeling, and reacting that guide decission making and other activities of organization participants. Succesful organizations appear to have strong cultures that attract, hold and reward people for peforming roles and meeting goals. Some aspects of culture be investigated and analyzed by combined of theorytical background in the real context. The paper explored the function, the existence  of organization culture in the organization. The paper also explored how to develop the theory of organization culture and discussing their impact to performance of worker. Finally, in the end of the paper, author explained the cracteristic of Islamic organization culture that be adopted from the Holly Al Qur’an and Sunnah  Profet Muhammad Saw. Keyword: Function Of Organization Culture, Characteristic Of Conventional Organization Culture, Islamic Organizational Culture 
Contribution of National Sharia Council Fatwa of Indonesian Council of Ulama (DSN-MUI) in The Islamic Economic Development in Indonesia Abdurrohman Kasdi
IQTISHADIA Vol 11, No 1 (2018): IQTISHADIA
Publisher : Ekonomi Syariah IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/iqtishadia.v11i1.3187

Abstract

This research aims to identify the contribution of fatwa (Islamic instructions of rules) from DSN-MUI in developing the theories and practices of the Islamic economics in Indonesia. The research method used is qualitative, which consists of 116 fatwa DSN-MUI as the main subjects of study. The collected data had been analyzed using content analysis method by creating inimitable and valid data inferences related to its context. The results show that DSN-MUI is the only institution mandated by the law to establish fatwa on Islamic economics and finance, and to provide the provisions of Islamic law toward the Islamic financial institutions in carrying out their activities. Since its establishment in 1998, the roles of DSN-MUI are enormous in laying the foundations of the development of Islamic economics in Indonesia. Until the end of 2017, DSN-MUI has issued 116 fatwa on Islamic economics and finances. Even, DSN-MUI has a very important and strategic role in developing and applying sharia values in the economic field. MUI's important and strategic roles are shown from its position as a pioneer in socialization, internalization, and triggering the Islamic economic growth in Indonesia. 

Page 1 of 22 | Total Record : 215

 1   2   3   4   5 

Filter by Year

2013 2025


Reset
Filter By Issues
All Issue Vol 18, No 2 (2025): IQTISHADIA Vol 18, No 1 (2025): IQTISHADIA Vol 17, No 2 (2024): IQTISHADIA Vol 17, No 1 (2024): IQTISHADIA Vol 16, No 2 (2023): IQTISHADIA Vol 16, No 1 (2023): IQTISHADIA Vol 15, No 2 (2022): IQTISHADIA Vol 15, No 1 (2022): IQTISHADIA Vol 14, No 2 (2021): IQTISHADIA Vol 14, No 1 (2021): IQTISHADIA Vol 13, No 2 (2020): IQTISHADIA Vol 13, No 1 (2020): IQTISHADIA Vol 12, No 2 (2019): IQTISHADIA Vol 12, No 1 (2019): IQTISHADIA Vol 11, No 2 (2018): IQTISHADIA Vol 11, No 1 (2018): IQTISHADIA Vol 10, No 2 (2017): IQTISHADIA Vol 10, No 1 (2017): IQTISHADIA Vol 9, No 2 (2016): IQTISHADIA Vol 9, No 1 (2016): IQTISHADIA Vol 8, No 2 (2015): IQTISHADIA Vol 8, No 1 (2015): IQTISHADIA Vol 7, No 2 (2014): IQTISHADIA Vol 7, No 1 (2014): IQTISHADIA Vol 6, No 2 (2013): IQTISHADIA More Issue