cover
Contact Name
Fitra Rizal
Contact Email
rizal@iainponorogo.ac.id
Phone
+6281230038302
Journal Mail Official
etihad@iainponorogo.ac.id
Editorial Address
Fakultas Ekonomi dan Bisnis Islam IAIN Ponorogo Kampus II Jenangan Ponorogo Jawa Timur Indonesia 63492 Telp. (0352) 3576565 Fax. (0352) 3591451 E-mail: etihad@iainponorogo.ac.id
Location
Kab. ponorogo,
Jawa timur
INDONESIA
Etihad: Journal of Islamic Banking and Finance
ISSN : 2807730X     EISSN : 28076915     DOI : https://doi.org/10.21154/etihad
Etihad: Journal of Islamic Banking and Finance accepts original manuscripts in Islamic banking and finance (covering bank and non-bank financial institutions), manuscripts in the form of research reports, case reports, theory application, critical studies and literature reviews.
Articles 5 Documents
Search results for , issue "Vol. 4 No. 2 (2024)" : 5 Documents clear
Analysis of Customer on Boarding Implementation in Supporting Green Banking at BMI KCP Ponorogo Nugroho, Dika Yulianto Bagus; Anhar, Fibrianis Puspita
Etihad: Journal of Islamic Banking and Finance Vol. 4 No. 2 (2024)
Publisher : UIN Kiai Ageng Muhammad Besari Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/etihad.v4i2.9324

Abstract

Introduction: Banks are responding to environmental concerns by adopting green banking practices. Financial institutions such as Sharia banking can contribute to sustainable development that meets current and future needs. Furthermore, the banking industry can play a role in balancing the economy and the environment. The customer onboarding service facilitates quick and precise transactions. Research Methods: This research analyzes the implementation of the customer onboarding service at Bank Muamalat Indonesia Ponorogo Head Office (BMI KCP Ponorogo) in support of green banking. This research is descriptive qualitative research. The primary data source used includes interviews, documentation, and observation. Results: The research findings indicate that customer onboarding at BMI KCP Ponorogo supports green banking through online transactions. BMI KCP Ponorogo implements customer onboarding as its commitment to conducting healthy operational activities in line with the principles of green banking and the requirements of Bank Indonesia. Conclusion: Customers benefit from customer onboarding as it makes the transaction process more effective and efficient, providing flexible access while supporting the green economy for sustainable development.
Factors Affecting the Implementation of SAK EMKM in MSMEs Registered in PLUT Sleman Regency Wijayanti, Wahyu; Wulandari , Ika
Etihad: Journal of Islamic Banking and Finance Vol. 4 No. 2 (2024)
Publisher : UIN Kiai Ageng Muhammad Besari Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/etihad.v4i2.9963

Abstract

Introduction: Sleman Regency is home to many established and expanding MSMEs. However, many of them do not follow SAK EMKM while preparing financial accounts, and many are simply unaware of SAK EMKM. This study aims to ascertain how PLUT Sleman Regency members prepare financial statements based on SAK EMKM in relation to business size, education level, information availability, and socialization. Research Methods: This study is a quantitative research with a sample determination method using the slovin formula and analyzed using multiple linear regression analysis. Results: The study's findings demonstrate that the preparation of financial statements using SAK EMKM is unaffected by the company's size. The creation of financial statements by SAK EMKM is affected by educational background, information availability, and socialization. Conclusion: The findings of this study have significance for relevant organizations like the Cooperative and SME Office, which must create a training curriculum to enhance MSME actors' knowledge and proficiency in creating financial reports using SAK EMKM. Additionally, MSME actors can receive training in financial statement preparation in compliance with SAK EMKM and enhance their accounting knowledge.
User Preferences of Islamic Banking Services in Islamic Boarding Schools: A Case Study of Students and Teachers at Darul Huda Ponorogo Rosada, Nova Arina; Purbasari , Verbena Ayuningsih
Etihad: Journal of Islamic Banking and Finance Vol. 4 No. 2 (2024)
Publisher : UIN Kiai Ageng Muhammad Besari Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/etihad.v4i2.9967

Abstract

Introduction: Indonesia which is predominantly Muslim, and all activities should be based on Islamic law, as well as economic activities carried out on the basis and principles of Islam. Thus, the emergence of financial institutions that are based on Islamic principles or Islamic banking. However, there is a lack of understanding regarding how Islamic banks are oriented to Islamic principles, so they still use conventional banks. Research Methods: This research is included in qualitative research, where the research procedure produces descriptive data in the form of written or spoken words from respondents. With an approach using field research. Data collection techniques started from interviews conducted directly by students, students, and teachers at the Darul Huda Mayak Ponorogo Islamic Boarding School. Results: Based on the research results, it can be concluded that the preferences of students, students, and teachers who use Islamic banking services are transmissibility and continuity; the more, the better. The preferences of students, students, and teachers who do not use Islamic banking services: the principle of completeness, transmissibility, and the better. The factors influencing the preferences of students, students, and teachers who use Islamic banking services are cultural, social, personal, and psychological. Culture and society influence the preferences of students, students and teachers who do not use Islamic banking services. Conclusion: For the bank, it is hoped that they can increase promotions and socialization to the community and fellow students so that they understand the actual Islamic bank, add offices and ATM services at several points not only in urban areas or in villages, thus increasing interest in using Islamic banks.
The Effect of Government Quality on Foreign Investment: Empirical Study on ASEAN Developing Countries Drajat, Estu Unggul
Etihad: Journal of Islamic Banking and Finance Vol. 4 No. 2 (2024)
Publisher : UIN Kiai Ageng Muhammad Besari Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/etihad.v4i2.10055

Abstract

Introduction: Many ASEAN nations face governance challenges and high corruption, especially Cambodia, Myanmar, and Laos, categorizing most as developing countries. Foreign capital inflows are essential for economic growth, requiring governments to create favorable investment climates. While good governance can attract foreign direct investment (FDI), this relationship is inconsistent. This study aims to determine how government quality affects foreign investment (Foreign Direct Investment). Research Methods: In this study, secondary data is used using quantitative methods. Developing countries in ASEAN are used as samples in this study. Results: This study provides results that political stability and legal regulations have a significant positive impact on Foreign Direct Investment, while corruption control, government effectiveness, and voting rights and accountability hurt FDI. Conclusion: The study has three fundamental implications: it enhances understanding of government quality's impact on foreign investment in developing ASEAN countries, serves as a reference for further research, and offers insights for policymakers to improve regulations and investment climates.
Transforming Accounting System With Blockchain Technology Implementation Fitriani, Ajeng Pipit
Etihad: Journal of Islamic Banking and Finance Vol. 4 No. 2 (2024)
Publisher : UIN Kiai Ageng Muhammad Besari Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/etihad.v4i2.10069

Abstract

Introduction: The increasing need for transparency and accountability in financial reporting has highlighted significant shortcomings in traditional accounting systems, particularly data manipulation and fraud. This research explores the potential of blockchain technology, a decentralized ledger introduced through Bitcoin, as a transformative solution to these issues. Research Methods: This study uses a qualitative descriptive design because this study describes the details and interprets the initial data, symptoms and phenomena obtained during the study. This study is a qualitative study using a library research approach. Results: The findings demonstrate that blockchain can significantly improve data reliability through its key features, including immutability, decentralization, transparency, and enhanced security. Furthermore, blockchain offers operational efficiencies in financial reporting, mainly through transaction automation, real-time auditability, and cost reduction. Conclusion: This study finds that Blockchain provides data reliability assurance through an immutable and distributed system, minimizing the risk of data manipulation or fraud.

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