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Contact Name
Drajat Stiawan
Contact Email
drajatstiawan@iainpekalongan.ac.id
Phone
+6281385249519
Journal Mail Official
velocity@iainpekalongan.ac.id
Editorial Address
http://e-journal.iainpekalongan.ac.id/index.php/velocity/EDITORIALTEAM
Location
Kota pekalongan,
Jawa tengah
INDONESIA
Velocity: Journal of Sharia Finance and Banking
ISSN : 2797247X     EISSN : 27971546     DOI : -
Core Subject : Economy,
Velocity: Journal of Sharia Finance and Banking is a journal that provides authoritative scientific information sources for researchers and academics in academia, research institutions, government agencies, and industry. ISSN Print is 2797-247X and Online is 2797-1546. We publish original research papers, review articles and case studies focused on Islamic Finance and Banking as well as related topics. All papers were peer reviewed by at least two reviewers. This journal is maintained and published by Department of Islamic Banking, Faculty of Islamic Economics and Business, Institut Agama Islam Negeri Pekalongan. Velocity: Journal of Sharia Finance and Banking is a journal that publishes articles covering Sharia Financial Institution Information System, Management of Sharia Financial Institutions, Sharia Financial Institution Risk Management Sharia Financial Institution Marketing Liquidity Management of Sharia Financial Institutions Sharia Financial Institutions Ethics Sharia Financial Institution Law Analysis of the financial statements of Sharia Financial Institutions
Articles 7 Documents
Search results for , issue "Vol. 2 No. 1 (2022): May 2022" : 7 Documents clear
Pengaruh Pemasaran Produk Baitul Mal Wa Tamwil (BMT) dan Implementasinya Berbasis Digital di Pekalongan Muh. Izza
Velocity: Journal of Sharia Finance and Banking Vol. 2 No. 1 (2022): May 2022
Publisher : Department of Islamic Banking, Faculty of Islamic Economics and Business, UIN KH Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/velocity.v2i1.4391

Abstract

The purpose of this paper is to examine the implementation of digital-based marketing of BMT products in Pekalongan. This theme departs from the gap that the digitalization trend has influenced business behavior in Islamic microfinance institutions (BMT). The type of this research is field research in three Islamic microfinance institutions in Pekalongan. The research approach of this study uses a phenomenological qualitative descriptive method. The results of this study, firstly, show that the marketing of financial institution products has used e-mobile applications through two work system patterns, namely (1) Unitary System Work Patterns with nine services (2) Unitary System Work Patterns through four services. Secondly, the implementation of this marketing through various digital media channels that are synergistic, linear, and practical-economically carried out in three steps, namely (1) Data Digitization (2) Creating and Utilizing Digital Media, and (3) Synergizing Data into Digital Media. Thirdly, services through digital products go through six processes, namely (1) account creation, (2) filling in personal data (3) attaching attachments, (4) data verification, (5) institutional confirmation, and (f) finishing.
Transparency and Reputation as The Factor Influences to The Intention Waqf: Empirical Studies in Gontor Institution Azidni Rofiqo; Diyan Novita Sari
Velocity: Journal of Sharia Finance and Banking Vol. 2 No. 1 (2022): May 2022
Publisher : Department of Islamic Banking, Faculty of Islamic Economics and Business, UIN KH Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/velocity.v2i1.4615

Abstract

This study aim to measure and exam the transparency and reputation influence to the intention waqf in Gontor Institution. Professional, trustworthy, and honest management of waqf is the reason Gontor continues to grow rapidly. This paper raises reputation and transparency variables as independent variables, intention to have waqf as the dependent variable. The approach this study is a quantitative approach with structural equation modeling-partial least square (SEM-PLS) measurements. by distributing questionnaires to the community and has 197 respondents. The data were processed using path modeling with SmartPLS 3.32 tools. The results of this study indicate that reputation and transparency have a positive and significant effect on intention to do waqf in the Gontor Institution.
Pengaruh Tingkat Literasi Keuangan Syariah Terhadap Kinerja Pemasaran Bank Umum Syariah Guna Optimalisasi Kepercayaan Nasabah Mochamad Yusuf; Rinda Asytuti
Velocity: Journal of Sharia Finance and Banking Vol. 2 No. 1 (2022): May 2022
Publisher : Department of Islamic Banking, Faculty of Islamic Economics and Business, UIN KH Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/velocity.v2i1.4642

Abstract

This study aims to analyze the effect of Islamic financial literacy level on the performance of Islamic banks in order to optimize customer trust. This research is classified as a type of qualitative descriptive research. The type of data used in this study is the type of primary data with data collection techniques in the form of observation and interviews. The results of this study indicate that the level of Islamic financial literacy plays an important role in the performance of Islamic banks. Good performance of Islamic banks gives customers confidence in Islamic banks. Keywords: Islamic Financial Literacy, Islamic Bank Performance, Trust
Pengaruh Pengetahuan, Sanksi, Kesadaran dan Kualitas Pelayanan Petugas Pajak Terhadap Kepatuhan Pajak M. Fathrezza Imani; Imahda Khoiri Furqon
Velocity: Journal of Sharia Finance and Banking Vol. 2 No. 1 (2022): May 2022
Publisher : Department of Islamic Banking, Faculty of Islamic Economics and Business, UIN KH Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/velocity.v2i1.5080

Abstract

This research was conducted with the aim of analyzing the effect of Knowledge, Sanctions, Awareness and Service Quality of Tax Officers on Taxpayer Compliance. Data obtained through a questionnaire distribution survey and supported by the Regional Office or Regional Office of the Directorate General of Taxes. The analytical method used is descriptive quantitative. The test results show that partially Tax Knowledge has a significant effect on Taxpayer Compliance, Tax Sanctions have no significant effect on Taxpayer Compliance, Tax Officer Service Quality has no significant effect on Taxpayer Compliance, Taxpayer Awareness has no significant effect on Taxpayer Compliance.
Liquidity Ratio Analysis in Measuring Company Financial Health at PT. Indofood CBP Sukses Makmur Tbk Dhea Aulia Damayanti; Darma Taujiharrahman; Ibnu Fikri Ghozali
Velocity: Journal of Sharia Finance and Banking Vol. 2 No. 1 (2022): May 2022
Publisher : Department of Islamic Banking, Faculty of Islamic Economics and Business, UIN KH Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/velocity.v2i1.5167

Abstract

The liquidity ratio will be used to assess PT. Indofood CBP Sukses Makmur Tbk's ability to meet its obligations to pay short-term debt. The current ratio, quick ratio, cash ratio, and inventory to net working capital ratios will be used to analyze PT. Indofood CBP Sukses Makmur Tbk's ability to pay short-term debt. The approach used in this study is a qualitative descriptive analysis method from a financial standpoint, reporting data from PT. Indofood CBP Success Makmur. Tbk. from 2015 to 2019. The data showed that PT. Indofood CBP Success Makmur. Tbk. had a very good liquidity ratio from 2015 to 2019. With a current ratio of 233 percent, a quick ratio of 183 percent, a cash ratio of 116 percent, and an inventory to net working capital ratio of 43 percent, the company is in good shape.
Performance of Indonesian Sharia Rural Bank During Covid-19 Pandemic: A Descriptive Analysis Nurul Fatma Hasan
Velocity: Journal of Sharia Finance and Banking Vol. 2 No. 1 (2022): May 2022
Publisher : Department of Islamic Banking, Faculty of Islamic Economics and Business, UIN KH Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/velocity.v2i1.5192

Abstract

This article aims to analyze the performance of Indonesian Sharia Rural Bank during Covid-19 Pandemic. This research took descriptive-quantitative approach of financing composition and financial ratios of Sharia Rural Banks in Indonesia. The data is taken from secondary source, that is Sharia Banking Statistics of 2018-2021. The results show that financing composition by Sharia Rural Banks are still dominated by non-PLS financing. The the financial performance of Indonesian Sharia Rural Bank during the Covid-19 Pandemic was relatively good. Although the number of Sharia Rural Bank has decreased from 167 in 2018 to 163 in November 2021, but all indicators (CAR, ROA, ROE, NPF, and FDR) are still in accordance with Financial Services Authority standards.
Riba in The Perspective of Sharia Bank Customers: A Systematic Literature Review Ahmad Hasan Asy'ari Ulama'i; Ferida Rahmawati; Maaz Ud Din
Velocity: Journal of Sharia Finance and Banking Vol. 2 No. 1 (2022): May 2022
Publisher : Department of Islamic Banking, Faculty of Islamic Economics and Business, UIN KH Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/velocity.v2i1.5422

Abstract

This study aims to determine the Islamic bank customers to the understanding of usury. This type of research is literature review research. The type of data collected in this study is primary data, namely data obtained from various current and relevant literature regarding the level of understanding of Islamic bank customers about usury, such as from books, journals, articles, papers, and other related reading sources. The data analysis technique of this research was carried out using the data analysis technique of the Miles and Huberman model. The data analysis activities of this model include data reduction, data display and conclusion drawing or verification. The results of a systematic literature review found that usury is an additional take, both in buying and selling transactions and lending and borrowing in vanity. The prohibition of usury in the Qur’an was revealed in stages, preceded by a series of moral teachings relevant to the theme of the prohibition of usury. Conventional banks use the interest system to support their operations. In contrast to the interest system prevailing in conventional banks, Islamic banks determine the amount of return and profit sharing based on the amount of profit sharing between the customer and the bank without determining the percentage that must be paid by the customer. Bank interest is an evolution of the concept of usury that cannot be separated from the development of financial institutions. Riba in modern banking makes business decline and become unproductive. Education and religion can be used as the basis for mu’amalah for all mankind, especially Muslims. Islamic education can lead humans to become individuals who are able to survive in this world and the hereafter (al-falah). Education about usury provides important information that can be a guide for human life in contemporary mu’amalah.

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