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Journal Of Business, Finance, and Economics (JBFE)
Published by Universitas Veteran Bangun Nusantara
ISSN : 27466906     EISSN : 27466914     DOI : 10.32585
Core Subject : Economy,
Economics, Econometrics & Finance
Journal Of Business, Finance, and Economics (JBFE) adalah jurnal ilmiah peer review yang diterbitkan oleh Universitas Veteran Bangun Nusantara. Jurnal JBFE terbit dalam dua edisi dalam setahun, yaitu edisi Juni dan Desember. Kontributor Jurnal JBFE berasal dari peneliti, akademisi (dosen dan mahasiswa) di bidang Manajemen, Ekonomi, Bisnis dan Kewirausahaan. Jurnal Journal Of Business, Finance, and Economics (JBFE) memiliki fokus dan ruang lingkup yang terdiri dari: Studi bisnis, etika; Masalah pendidikan, kewirausahaan, pasar elektronik; Layanan, aliansi strategis; ekonomi mikro; Ekonomi perilaku dan kesehatan; Peraturan pemerintah, perpajakan, masalah hukum; ekonomi makro; Pasar keuangan, teori investasi, perbankan; Ekonomi internasional, FDI; Pembangunan ekonomi, dinamika sistem; Studi lingkungan, masalah perkotaan, pasar negara berkembang; Studi empiris, metode kuantitatif/eksperimental
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 30 Documents
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Search results for , issue "Vol 3, No 2 (2022): Journal Of Business, Finance, and Economics (JBFE)" : 30 Documents clear
Evaluasi Kinerja Ekonomi Keuangan Dengan Menggunakan Metode Value For Money Pada Badan Keuangan dan Aset Daerah Kota Medan Muhammad Syahbudi; Rizky Febrian Saragih
Journal Of Business, Finance, and Economics (JBFE) Vol 3, No 2 (2022): Journal Of Business, Finance, and Economics (JBFE)
Publisher : Universitas Veteran Bangun Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32585/jbfe.v3i2.4030

Abstract

The goals of this study are to: (1) analyze the day-to-day operations of the Bank for Foreign Exchange in Kota Medan; and (2) determine if the procedures for opening bank accounts there comply with the rules governing pending transactions. (1) Value for money-focused banking work at BPK Kota Medan is very good and adheres to three principles: efficacy, effectiveness, and warning; and (2) Opening a bank account at the BPK Kota Medan. This means that business initiatives must be carried out in a way that maximizes financial resources and is especially focused on the needs of the general populace or the local populace.
KUALITAS PELAYANAN TERHADAP KEPUASAN NASABAH (STUDI KASUS NASABAH BANK BRI DI GORONTALO) Siti Rahmatia P.Z Saputra; Meriani Angguda; Nabila Azhara
Journal Of Business, Finance, and Economics (JBFE) Vol 3, No 2 (2022): Journal Of Business, Finance, and Economics (JBFE)
Publisher : Universitas Veteran Bangun Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32585/jbfe.v3i2.3892

Abstract

This research was conducted to determine how much influence service quality and customer satisfaction have on Bank BRI Gorontalo branch.  The purpose of this study was to determine the effect of service quality on customer satisfaction at BRI bank in Gorontalo.  In this study, we took samples from customers who use BRI bank in Gorontalo.  The method in this study is a quantitative method and data collection using a questionnaire.  The population in this study were all Gorontalo people as customers at BRI Bank in Gorontalo, 100 respondents were sampled.  The results of the study prove that the magnitude of the influence of service quality on customer satisfaction and there is no influence of customer satisfaction on service quality.
Strategi Mempertahankan Usaha Franchise Pada Minuman Mixue di Indonesia Najla Najla; Yani Dewanthi; Erwin Permana
Journal Of Business, Finance, and Economics (JBFE) Vol 3, No 2 (2022): Journal Of Business, Finance, and Economics (JBFE)
Publisher : Universitas Veteran Bangun Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32585/jbfe.v3i2.4099

Abstract

The franchise system provides various advantages for people who buy the system.  By using a franchise system, it can provide benefits such as a business brand, logo, marketing, production methods, brand name, and a business system that has also been built from the start.  One of the products that runs the franchise strategy to develop its business is the Mixue product. Even though it is relatively new, Mixue has experienced extraordinary development with quite high popularity. This study aims to analyze the strategy of maintaining a franchise business on Mixue drinks in Indonesia. The research was conducted with a qualitative approach.  The collection technique uses searches on various official and popular sites as well as reviews of various official publications and scientific publications on the results of scientific research.  The results of the study show that Mixue uses three strategies to maintain its business, namely producing contemporary products, low price strategy and FOMO strategy. With these three strategies, Mixue is competent enough to be able to maintain the franchise business.  In Indonesia, they also have many outlets and can keep mixue popular among ice cream or boba drink products.  Mixue is also able to compete with other companies that offer similar products at higher prices. The mixue outlet consistently applies the franchise concept as a mainstay for developing a business with very positive results. The researcher suggests Mixue business actors to develop new strategies in addition to maintaining existing strategies. The new strategy suggested is for example, business collaboration with complementary products that are well known in Indonesia, for example culinary shops that do not yet serve similar drinks, such as waroeng Special Sambal, solaria fried rice, etc.  It is suggested to further researchers to conduct an analysis on the digital marketing aspects of Mixue products.               
Analisis Produk Banane Shampoo Diana Vimalakirti Chow; Hardi Suandri; Herman Herman; Ricky Ricky
Journal Of Business, Finance, and Economics (JBFE) Vol 3, No 2 (2022): Journal Of Business, Finance, and Economics (JBFE)
Publisher : Universitas Veteran Bangun Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32585/jbfe.v3i2.3922

Abstract

Banana is an agricultural product that is highly developed in Indonesia. Bananas can be easy to grow and reproduce. Rapid and continuous development brings satisfactory results. Bananas need a place to grow in a hot and humid tropical climate to grow and develop. Banana plant is a multifunctional and multipurpose plant. Apart from fruits, other parts can be used. Banana weevil can be processed into chips. Kepok banana peel stems can also be used as a liquid ingredient to remove dirt on the surface of the scalp or/usually as a shampoo. Kepok banana fruit is one type of banana fruit that contains relatively high nutrients. Because kepok bananas contain chromium which has benefits for carbohydrate and lipid metabolism.
DAMPAK BANTUAN SOSIAL TUNAI (BST) COVID-19 TERHADAP KESEJAHTERAAN KELUARGA DI KABUPATEN BULELENG Nyoman Anggaditha Mahatriandini; Putu Ayu Pramitha Purwanti
Journal Of Business, Finance, and Economics (JBFE) Vol 3, No 2 (2022): Journal Of Business, Finance, and Economics (JBFE)
Publisher : Universitas Veteran Bangun Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32585/jbfe.v3i2.4075

Abstract

For the government, the Cash Social Transfers program is a form of policy in order to help ease the burden of living for impoverished communities and affected by the Covid-19 pandemic. Cash Social Transfers is a form of social security program by the central government in the form of cash benefits to protect family welfare during the Covid-19 pandemic. Cash Social Transfers does not directly impact on increasing people's purchasing power, but the program brings benefits to them, generally short-term, namely to meet daily needs such as basic necessities, because the burden of expenses that must be borne is higher than the funds received from the Cash Social Transfers program. This research was conducted on all families in Buleleng Regency with a sample size of 100 respondents. Data collection in this study was conducted using observation, questionnaire, and interview methods. The data analysis technique used in this research is logit (logistic regression). The result of the research concludes that the variables of Cash Social Transfers and demography variables (age, education, occupation, number of family members, and gender) simultaneously affect or have positive correlation with family welfare in Buleleng Regency. Partially there is a positive correlation between Cash Social Transfers and demography variables (age, education, occupation, number of family members, and gender) to the family welfare.
Implementasi SAK EMKM Dalam Penyusunan Laporan Keuangan Studi Kasus pada Toko Gloria di Tulungagung Siti Azizjah; Sri Dwi Estiningrum
Journal Of Business, Finance, and Economics (JBFE) Vol 3, No 2 (2022): Journal Of Business, Finance, and Economics (JBFE)
Publisher : Universitas Veteran Bangun Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32585/jbfe.v3i2.4179

Abstract

The preparation of financial statements has an important significance for a company, because it serves as an instrument to evaluate the financial condition and performance of the company as a whole. Toko Gloria, as a medium-sized business in the field of trade in groceries and beverages that are not prohibited, also needs to prepare financial reports in accordance with the Micro, Small and Medium Entity Financial Accounting Standards (SAK EMKM). This is important so that the owner can obtain accurate information about the condition of the company. The purpose of this study is to investigate the preparation of financial statements based on SAK EMKM at Gloria stores in Tulungagung. This research is a case study using qualitative data and qualitative data analysis techniques. Several stages in the preparation of financial statements include designing codes and account names, making a list of fixed assets, preparing an initial trial balance, collecting transaction records, recording transactions in a special journal, posting to a ledger, preparing a trial balance, making adjusting journals, preparing a work balance. , preparation of financial reports, preparation of closing journal entries, and preparation of a trial balance after closing. The results of the study show that Gloria's shop does not compile complete financial reports. After using SAK EMKM, it is known that the Gloria store has an asset value of IDR 934,137,913.67, a liability value of IDR 372,512,000.00, an equity value of IDR 561,625,913.67, and a net profit of IDR 41,384. 190.00
Pengaruh Perputaran Kas Dan Perputaran Persediaan Terhadap Profitabilitas Pada Perusahaan Sub Sektor Farmasi Yang Terdaftar Di Bei Periode 2019-2021 Salwa Salsabila; Diah Yudhawati; Titing Suharti
Journal Of Business, Finance, and Economics (JBFE) Vol 3, No 2 (2022): Journal Of Business, Finance, and Economics (JBFE)
Publisher : Universitas Veteran Bangun Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32585/jbfe.v3i2.4234

Abstract

In general, every company has the same goal, especially to generate profits and maintain the sustainability of the company in the future. One way to see a company's ability to generate profits is to analyze the company's profitability ratios, high profitability is able to support operational activities optimally. This study aims to determine the effect of cash turnover, inventory turnover on profitability in pharmaceutical sub-sector companies listed on the Indonesia Stock Exchange for the 2019-2021 period. The type of data in this research is quantitative data. Source of data is secondary data. The population in this study were pharmaceutical sub-sector companies listed on the IDX for the period 2019 to 2021 and the sampling used the purposive sampling method so that 5 companies were obtained as samples. Data analysis used in this research is descriptive analysis method, panel data regression test, classical assumption test, multiple linear regression test, hypothesis test and test of the coefficient of determination (R2) using Eviews version 12. The results of this study indicate that cash turnover is partially does not have a significant effect on profitability, inventory turnover partially has a significant effect on profitability, cash turnover and inventory turnover simultaneously have a significant effect on profitability.
Pengaruh Pendidikan, Jumlah Tanggungan, Dan Jam Kerja Terhadap Pengeluaran Rumah Tangga Miskin Di Kota Denpasar Ni Made Ayu Martiana Dewi; Made Heny Urmila Dewi
Journal Of Business, Finance, and Economics (JBFE) Vol 3, No 2 (2022): Journal Of Business, Finance, and Economics (JBFE)
Publisher : Universitas Veteran Bangun Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32585/jbfe.v3i2.4294

Abstract

Poverty is a state of not being able to meet basic needs such as clothing, shelter, food, health and education. The relatively large number of poor people in Indonesia proves that the policies that have been implemented have not been able to eradicate poverty. Poverty alleviation needs to be considered from various aspects, one of which is the micro aspect seen from the individual or family point of view. Households that are closely related to poverty have characteristics including a large number of household members, few hours of work, low education, geographical differences between cities and villages, business fields and employment status, access to clean water, adequate housing, utilization electricity and so on.The objectives of this study are: 1) to analyze the effect of education, number of dependents, and working hours simultaneously on the expenditure of poor households in Denpasar City, and 2) analyze effect of.education, number of dependents, and working hours partially on household expenditure poor households in Denpasar City. This research was conducted in Denpasar City with a total of 333 observations obtained based on the number of households whose expenditures were below the poverty line. The data analysis technique used is multiple linear regression.This study found the effect of education, number of dependents and working hours that affect simultaneously expenditure of poor households in Denpasar City. Partially, the education, number of dependent and working hour have a significant positive effect on the expenditure of poor households in Denpasar City.
Pengaruh Work-life Balance, Lingkungan Kerja dan Kepuasan Kerja terhadap Kinerja Karyawan (Studi pada Generasi Milenial di Gading Serpong) Jizra Dilano; Ririsma Sihombing; Gurpreet Dhillon; Bhily Bhily
Journal Of Business, Finance, and Economics (JBFE) Vol 3, No 2 (2022): Journal Of Business, Finance, and Economics (JBFE)
Publisher : Universitas Veteran Bangun Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32585/jbfe.v3i2.4270

Abstract

Employees are an added value for the company. They play a crucial role in achieving the company's vision and goals. To keep employee productivity optimal, it is important to pay attention to their satisfaction. One important factor in employee job satisfaction is creating a balance between work and personal life and creating a comfortable work environment. The research aims to determine the effect of work-life balance, work environment and job satisfaction on the performance of millennial generation employees in Gading Serpong. This type of research uses quantitative methods. The sampling technique uses a non-probability sampling technique with a simple random sampling method. The data collection method uses primary data obtained from questionnaires distributed to 150 millennial employee respondents in Gading Serpong who were used as research objects. The data analysis technique uses multiple regression analysis with t, F and R2 tests using SPSS 25. The results of this study indicate that work-life balance has an effect on employee performance, the work environment has an effect on employee performance, job satisfaction has an effect on employee performance and, Simultaneous Work-life balance, work environment and job satisfaction affect employee performance.
Pemanfaatan Twitter Sebagai Media Promosi Terhadap UMKM Besti Tiurmaida Pardede; Ririsma Sihombing; Sherly Prissillia Devi; Chandra Bayu Hidayat
Journal Of Business, Finance, and Economics (JBFE) Vol 3, No 2 (2022): Journal Of Business, Finance, and Economics (JBFE)
Publisher : Universitas Veteran Bangun Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32585/jbfe.v3i2.4271

Abstract

This study examines how the influence of the use of social media Twitter in promoting small businesses (MSMEs). This research uses a literature study by reviewing previous research. This study uses a qualitative method with data processing using a literature review. The results obtained from this study indicate that the use of social media twitter has a fairly high and positive influence in promoting the MSME business, with the easy twitter feature and tapa budget being the choice of MSME businessme.

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