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Jurnal Pusat Studi Pendidikan Rakyat (PUSDIKRA)
Published by CV. Pusdikra Mitra Jaya
ISSN : -     EISSN : 2808831X     DOI : -
Core Subject : Education, Social,
Education Social Sciences
Jurnal Pusat Studi Pendidikan Rakyat (PUSDIKRA) merupakan jurnal yang berfokus kepada penerbitan artikel pada bidang penelitian-penelitian sosial. jurnal ini berupaya memberikan sumbangsi ilmu pengetahuan pada bidang pendidikan, penelitian, sosial science, dan pengabdian.
Arjuna Subject : Umum - Umum
Articles 13 Documents
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Search results for , issue "Volume 2 No 4 November 2022" : 13 Documents clear
Persepsi Nasabah Dalam Menyalurkan Pembiayaan Akad Murabahah Pada PT. Bank Sumut Syariah KCP Stabat Firdha Chaira, Muhammad Saleh, Khairani Sakdiah
Jurnal Pusat Studi Pendidikan Rakyat Volume 2 No 4 November 2022
Publisher : CV. PUSDIKRA MITRA JAYA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51178/jpspr.v2i4.1187

Abstract

Penelitian ini memfokuskan pembahasan tentang persepsi nasabah tentang pelaksanaan dan kesyariahan penyaluran pembiayaan murabahah di PT. Bank SUMUT Syariah KCP Stabat. Metode penelitian yang digunakan dalam penelitian ini adalah metode penelitian kualitatif yang bersifat deskriptif dengan pendekatan empiris. Setelah peneliti melakukan penelitian dengan cara wawancara, observasi, dan dokumentasi maka didapat kesimpulan bahwa pelaksanaan pembiayaan akad murabahah di PT. Bank SUMUT Syariah KCP Stabat terdiri dalam beberapa tahapan yaitu tahap pengajuan pembiayaan, tahap verifikasi berkas dan analisa kelayakan pembiayaan, tahap persetujuan dan pelaksanaan akad dan tahap pencairan pembiayaan. Sistem penerapan akad murabahah yang dilakukan di PT. Bank SUMUT Syariah KCP Stabat lebih sering digunakan untuk pembiayaan yang ditujukan kepada nasabah untuk tambahan modal kerja, seperti pembiayaan untuk memperluas usaha. Nasabah berpandangan bahwa pelaksanaan pembiayaan murabahah di PT. Bank SUMUT Syariah KCP Stabat mudah dan tidak memberatkan nasabah serta pelaksanaan pembiayaan tersebut telah berjalan sesuai ketentuan dan kebijaksanaan pembiayaan bank yang berarti pelaksanaannya efektif. Nasabah berpandangan bahwa pembiayaan akad murabahah di PT. Bank SUMUT Syariah KCP Stabat masih belum sepenuhnya sesuai dengan syariah Islam karena tidak ada kejelasan atas barang yang dibeli oleh nasabah, karena bank hanya memberikan modal kerja kepada nasabah, yang selanjutnya dalam pembelian barang dilakukan oleh pihak nasabah dan supplier dengan akad wakalah antara pihak bank dan nasabah.
Strategi Pemasaran Dalam Penjualan Produk Tabungan Pada PT Bank Muamalat KCP Stabat Lisa, Azhar, Khairani Sakdiah
Jurnal Pusat Studi Pendidikan Rakyat Volume 2 No 4 November 2022
Publisher : CV. PUSDIKRA MITRA JAYA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51178/jpspr.v2i4.1188

Abstract

As the largest Islamic Bank in Indonesia, PT. Bank Muamalat KCP Stabat is here to provide several products to help the needs of its customers. These products range from funding products, financing products and other banking services. One of the funding products that complements the Mabrur Savings product is PT. Bank Muamalat KCP Stabat also launched Mabrur Junior Savings or known as children's haj savings. Mabrur Junior Savings is a funding facility provided by PT. Bank Muamalat KCP Stabat to assist customers in carrying out the Hajj pilgrimage who find it difficult to determine the long waiting time. This type of research is field research (Field Research), which is descriptive qualitative. The data sources for this research were obtained from primary data sources and secondary data sources using interviews and documentation techniques that aim to describe the marketing strategy for Mabrur Junior Savings products carried out by PT. Bank Muamalat KCP Stabat. The data analysis used in this study is a qualitative analysis method, because the data obtained is in the form of descriptions or statements obtained from interviews with the Sharia Funding Executive, Customer Service and three customers of PT. Bank Muamalat KCP Stabat. The results of this study indicate that the marketing strategy implemented by PT. Bank Muamalat KCP Stabat on the Mabrur Junior Savings product, namely by implementing the four elements contained in the marketing mix or Marketing Mix, namely Product Strategy, Price Strategy, Place Strategy, and Promotion Strategy, even though there are obstacles in its implementation. The marketing strategy for Mabrur Junior Savings products from 2020 to 2023 has increased but not significantly. Preferably PT. Bank Muamalat KCP Stabat further enhances the marketing of its products by providing rewards and additional facilities in order to attract savings and operate more effectively.
Pengaruh Pelatihan Dan Disiplin Kerja Terhadap Peningkatan Kinerja Karyawan Di PT. Bank Sumut Syariah KCP Stabat Nurhayati, Yaumul Khair Afif, Khairunnisa
Jurnal Pusat Studi Pendidikan Rakyat Volume 2 No 4 November 2022
Publisher : CV. PUSDIKRA MITRA JAYA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51178/jpspr.v2i4.1197

Abstract

This study aims to determine training and work discipline on improving employee performance at PT. Bank SUMUT Syariah KCP Stabat either partially or simultaneously. This type of research is quantitative research that emphasizes numerical data (numbers) processed using inferential statistical methods (analyzing the relationship between variables by testing hypotheses). The data source for this research was obtained directly from the answers to the questionnaires distributed to the research respondents, namely employees of PT. Bank SUMUT Syariah KCP Stabat. The results of the study explain that there is a significant influence between training on improving employee performance at PT. Bank SUMUT Syariah KCP Stabat, this was obtained from the hypothesis test, namely the t test of the Training variable (X1) statistically showing a significance value of less than 0.05 or (0.001 <0.05) and tcount > ttable (4.258 > 2.17881) then there is the effect of variable X on variable Y. There is a significant influence between work discipline on improving employee performance at PT. Bank SUMUT Syariah KCP Stabat, this was obtained from the hypothesis test, namely the t test of the Work Discipline variable (X2) statistically showing a significance value of less than 0.05 or (0.002 <0.05) and tcount > ttable (3.919 > 2.17881 ) then there is the effect of variable X on variable Y. There is a significant influence between training and work discipline together on improving employee performance at PT. Bank SUMUT Syariah KCP Stabat, this was obtained from the hypothesis test, namely the f test, the value of Fcount was obtained 41.271 with a significance level of 0.00 because the significance value was less than 0.05 (0.000 <0.05) and the value of Fcount > Ftable (41.271 > 3 .81), then the independent variables simultaneously affect the dependent variable.

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