cover
Contact Name
Abdillah Ubaidi
Contact Email
jihbiz@uniramalang.ac.id
Phone
+62811379916
Journal Mail Official
jihbiz@uniramalang.ac.id
Editorial Address
Jalan Mojosari 02 Kepanjen - Malang, Universitas Islam Raden Rahmat
Location
Kota malang,
Jawa timur
INDONESIA
Jihbiz: Jurnal Ekonomi, Keuangan dan Perbankan Syariah
ISSN : 25490397     EISSN : 28076028     DOI : https://doi.org/10.33379/jihbiz.v6i1
Core Subject : Economy,
JIHBIZ: Journal of Islamic Economics, Finance, and Banking has a focus study on Islamic economics, Islamic finance, and Islamic banking. While the scope of studies in this journal includes: Islamic Economics: Islamic economics thought, national Islamic economy strategies, the ecosystem of shariah economy, and halal product Fiscal and monetary in Islamic perspective Islamic financial institutions and organizations Islamic social finance: zakat, infaq, sadaqah and waqf Islamic banking, finance and capital market: financial and non-financial performance Shariah compliance and corporate governance Islamic values driving lifestyle practice Islamic business ethics and entrepreneurship
Articles 6 Documents
Search results for , issue "Vol 5 No 2 (2021)" : 6 Documents clear
Sukuk pada Blockchain: Aplikasi, Keunggulan dan Tantangannya Nurul Izzati Septiana; Hilda Sanjayawati
Jihbiz : Jurnal Ekonomi, Keuangan dan Perbankan Syariah Vol 5 No 2 (2021)
Publisher : Universitas Islam Raden Rahmat

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (477.976 KB) | DOI: 10.33379/jihbiz.v5i2.855

Abstract

This paper aims to identify key insights from the available literature review on blockchain in the sukuk market and provide a commentary of its prospects specifically in its application within the sukuk market advantages and challenges. The paper primarily applies a qualitative approach and literature review as a research method. The result showed that smart sukuk has the potential of becoming the future for sukuk issuances and may contribute to the spread of sukuk more widely, leading to the expansion of Islamic funding. The advantages of smart contracts could facilitate transactions in convenient way and hence would contribute to wellbeing of the ummah, thus achieving the maslaha. The use of smart contracts designed to protect against fraud is also consistent with maqasid al-Shariah (purposes of Shariah), which is the protection of al-mal (property).
Optimalisasi Dana Zakat dalam Pemberdayaan Masyarakat Neva Madinatul Amalia; Cindy Cintania Amarta; Renaldy Trisna Erlangga
Jihbiz : Jurnal Ekonomi, Keuangan dan Perbankan Syariah Vol 5 No 2 (2021)
Publisher : Universitas Islam Raden Rahmat

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (409.763 KB) | DOI: 10.33379/jihbiz.v5i2.870

Abstract

Studi ini bertujuan untuk mengetahui peran zakat, infak dan sedekah dalam meningkatkan kesejahteraan sebuah perekonomian masyarakat yang ada di Indonesia. Penelitian ini menggunakan pendekatan deskriptif untuk menggambarkan kejadian yang terjadi secara aktual. Sehingga dalam penulisan artikel optimalisasi pengelolaan dana zakat sebagai pemberdayaan umat mengupayakan untuk menjelaskan dan menggambarkan bagaimana peran negara dan lembaga amil zakat dalam mengelola dana zakat hingga mereka salurkan dengan orang yang lebih membutuhkan. Sumber data diperoleh dari jurnal-jurnal ilmiah yang ditemukan pada basis data situs web https://scholar.google.co.id. Pengindeksan menggunakan kata kunci. Zakat, infak, dan sedekah ialah salah satu bentuk amal ibadah seorang muslim dengan tujuan untuk mencari rida dari Allah Swt.. Dalam melakukan zakat, infak, dan sedekah dapat mengurangi jumlah kemiskinan yang ada. Maka dari itu perlu adanya badan pengelolaan yang mengurus zakat, infak, dan sedekah yang dapat mengelola dengan baik, dan dapat meningkatkan perekonomian masyarakat.
Apakah Aspek Kewirausahaan Penting dalam Program Wakaf Tunai di Organisasi Islam Nahdlatul Ulama? Ries Wulandari; Ismi Khumaedah
Jihbiz : Jurnal Ekonomi, Keuangan dan Perbankan Syariah Vol 5 No 2 (2021)
Publisher : Universitas Islam Raden Rahmat

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (625.267 KB) | DOI: 10.33379/jihbiz.v5i2.871

Abstract

Cash waqf is one of model of waqf. Cash waqf empowerment program GERWAKU SENA by Nahdlatul Ulama is one of many programs to support reducing poverty program in Indonesia. Due to its purpose this program must be supported by valuable research. The objectives in this research to find the main problem and the best solution to optimize Gerwaku Sena NU using ANP analysis. By using ANP Analysis, we composed the problem and solution in entrepreneur aspect into two groups namely internal and external. The research finding that the most influential problems on the waqf activity is lack of entrepreneur skill to solve operational cost problem and managerial aspect. In line with this problem, supporting entrepreneur skill for human resource is the key factor support the program.
Implementasi Nilai-nilai Islami pada Proses Rekrutmen Karyawan Sri Budi Cantika Yuli; Novi Primita Sari
Jihbiz : Jurnal Ekonomi, Keuangan dan Perbankan Syariah Vol 5 No 2 (2021)
Publisher : Universitas Islam Raden Rahmat

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (312.581 KB) | DOI: 10.33379/jihbiz.v5i2.872

Abstract

This study aimed at determining the implementation of Islamic values in the recruitment process (Case Study at University of Muhammadiyah Malang-UMM). This research applied qualitative method through a phenomenological approach. The informants of this study were (1) University Leaders; (2) Employees. Further, the data collected were analyzed using qualitative data analysis techniques, namely: Data Reduction, Data Presentation, and Conclusion Drawing. The results of this study indicated that the recruitment process at UMM: 1) in accordance with Islamic values sourced from the Qur'an and Hadith; 2) UMM leaders have accomplished the mandate that was showed in selecting employees and establishing the law fairly according to Q.S. An Nisa [4]: 58 and Q.S. Al Maidah [5]: 8. UMM Leaders appoint the most worthy and appropriate employees as in Q.S. An Nisaa [4]: 59; 4) UMM leaders choose employees of the highest quality selectively in accordance with the words of the Prophet Muhammad in HR. Baihaqi; 5) UMM Leaders choose capable and trustworthy employees according to Q.S. Al Anfaal [8]: 27.
Strategi Komunikasi Fundraising Lembaga Filantropi Islam untuk Meningkatkan Pendapatan Zakat Nasional Mukhyiddin Mukhyiddin; Musyafa' Musyafa'
Jihbiz : Jurnal Ekonomi, Keuangan dan Perbankan Syariah Vol 5 No 2 (2021)
Publisher : Universitas Islam Raden Rahmat

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (275.489 KB) | DOI: 10.33379/jihbiz.v5i2.873

Abstract

The purpose of this research is to analyze the concept of fundraising communication strategy or Islamic philanthropic institution association and the effectiveness of Islamic philanthropic institution fundraising communication. This research method is a qualitative case study type with the object of research in Islamic philanthropic institutions in Jepara, Central of Java, Indonesia. Data mining uses observation, documentation, in-depth interviews and Forum Group Discussion (FGD) techniques. The results showed that the fundraising communication strategy carried out by Islamic philanthropic institutions used interpersonal communication, public communication, involvement of figures, involvement of donors in massive activities and advertisements. The effectiveness of communication in the fundraising of Islamic philanthropic institutions uses persuasive communication techniques, getok tular (in Java means sharing information to others by mouth) in group communities and massive advertising.
Fenomena Penggunaan Uang Elektronik bagi Konsumen Muslim Dewi Ulfah Anggreini; Moh. Nurul Qomar
Jihbiz : Jurnal Ekonomi, Keuangan dan Perbankan Syariah Vol 5 No 2 (2021)
Publisher : Universitas Islam Raden Rahmat

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (353.359 KB) | DOI: 10.33379/jihbiz.v5i2.874

Abstract

Penelitian ini bertujuan untuk mengkaji lebih dalam perilaku konsumen muslim dalam menggunakan uang elektronik. Penelitian ini menggunakan pendekatan kualitatif dengan metode fenomenologi, di mana sumber data primer didapatkan melalui wawancara terstruktur yang dikumpulkan dari 17 konsumen muslim, yang terdiri dari 15 pengguna uang elektronik di Indomaret Klaling dan 2 karyawan Indomaret Klaling. Adapun temuan penelitian bahwa penggunaan uang elektronik oleh konsumen semakin diminatinya karena faktor kemudahan dan manfaatnya sehingga volume transaksi uang elektronik meningkat. Partisipan memandang penggunaan uang elektronik sebagai alat transaksi sesuai dengan prinsip ekonomi Islam. Di mana manfaat yang diberikan sesuai dengan prinsip maslahat, prinsip keamanan yang sesuai dengan prinsip menjaga harta, dan tidak menggunakan sistem ribawi. Dari sinilah partisipan muslim menganggap bahwa uang elektronik baik konvensional maupun dengan layanan syariah sama dan seimbang sehingga minat mereka dalam menggunakan uang elektronik layanan syariah pun minim.

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