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Hilyah Ashoumi
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INDONESIA
Izdihar : Jurnal Ekonomi Syariah
Published by Universitas KH. A. Wahab Hasbullah
ISSN : -     EISSN : 28087194     DOI : -
Core Subject : Religion, Economy,
Religion Economics, Econometrics & Finance
Izdihar : Jurnal Ekonomi Syariah, published by Study Program of Sharia Economics Universitas K.H. Wahab Hasbullah, can be said as new academic journal dealing with the theme in Indonesia. The subject covers textual and fieldwork studies with various perspectives of Islamic economics, Islamic public finance, Islamic finance, Islamic accounting, Islamic business ethics, Islamic banking, Islamic insurance, Islamic economic thoughts, Islamic human resource management, Islamic microfinance, Islamic development economics, Islamic monetary economics, Islamic fiscal economics, Islamic capital market, and other relevant themes. Thus, Indonesian and non-Indonesian scholars have enriched the studies published in the journal. Although not from the beginning Izdihar presents highly qualified scholarly articles, improvement—in terms format, style, and academic quality—never ceases. Now with articles written in Indonesian, Arabic, and English and with the fair procedure of peer-review, Izdihar continues publishing researches and studies pertinent to Islamic finance and economics with various dimensions and approaches. The Scope of our journal includes: (1) marketing management, (2) human resources management, (3) financial management, (4) operational management, (5) strategic management (6) entrepreneurship.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 14 Documents
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Search results for , issue "Vol. 3 No. 02 (2023): Oktober" : 14 Documents clear
ANALISIS SISTEM BAGI HASIL AKAD MUDHARABAH DALAM PERSPEKTIF EKONOMI ISLAM PADA BANK SYARIAH Ivanka Mira Nur aini; Fitri Mariyana Dewi; Fitri Nur Latifah
Izdihar: Jurnal Ekonomi Syariah Vol. 3 No. 02 (2023): Oktober
Publisher : Universitas KH. A. Wahab Hasbullah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32764/izdihar.v3i02.2241

Abstract

Abstract: In an effort to spread Islamic teachings in the millennial era with the existing pattern of development in the economic field based on Islamic sharia and in its development applying a profit sharing system (mudharabah) between the two parties. Although basically humans are given the freedom to conduct transactions (mu’amalah) but in its development it must be on the basis of Islamic law with a fiqh perspective and this is also highly expected so that the mudharabah contract can also be used and can also be used and can also be developed in Islamic Banking. The main capital in this concept is not only money but trust and a high social spirit. Keywords: Profit sharing, mudharabah contract, islamic economics, islamic bank
MANAJEMEN RISIKO DI ERA COVID-19 TERHADAP PEREKONOMIAN DAN UMKM DI INDONESIA Laila Ma'rufah; Bekti Widyaningsih
Izdihar: Jurnal Ekonomi Syariah Vol. 3 No. 02 (2023): Oktober
Publisher : Universitas KH. A. Wahab Hasbullah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32764/izdihar.v3i02.3427

Abstract

The Covid-19 pandemic was able to change almost all patterns of community activity in the world. Everything that invites crowds or the involvement of many people must be avoided. So that it will cause a lot of risk impacts in all sectors of life including the economic sector in it. Risk is a result that is not good and can hinder a certain goal. So good risk management is really needed in a situation like this in order to be able to deal with all the risks that arise due to Covid-19. This study aims to determine Risk Management in the Covid-19 era in the economic field. This type of research is a type of library research. The conclusions from the results of this study indicate that Risk Management in the Covid-19 era is in the current economic sector with various impacts on the economy due to the Covid-19 pandemic, namely difficulties in finding jobs, difficulties in meeting daily needs, not even having an income in meeting the necessities of life and there are many more risks that occur from other economic sectors. As for what the government is doing to minimize this risk, namely by issuing several monetary and fiscal policies in the hope of being able to restore the economic situation of the State of Indonesia.   Keywords: Risk Management , Covid-19, Community Economy, UMKM,
PENGARUH CORPORATE SOCIAL RESPONBILITY TERHADAP NILAI PERUSAHAAN DAN MANAJEMEN RESIKO BANK SYARIAH INDONESIA Ika Ainun Nur Fitria; Arivatu Ni'mati Rahmatika
Izdihar: Jurnal Ekonomi Syariah Vol. 3 No. 02 (2023): Oktober
Publisher : Universitas KH. A. Wahab Hasbullah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32764/izdihar.v3i02.3452

Abstract

The purpose of this research is to find out how Corporate Social Responsibility influences. The analysis results show that corporate social responsibility has a significant positive effect on company value. This means that the better the company implements CSR, the more the company value will increase. This research chooses a qualitative method with a descriptive approach to research the implementation of risk management in Islamic banks and Corporate Social Responsibility, therefore researchers must go directly to the field to explore problems related to the implementation of risk management in BSI and the influence of CSR on company value. This research is direct research on customers who save at BSI. Keywords: Risk management, Influence of CSR
ASURANSI SYARIAH : BAGAIMANA KEDEPANNYA? Riky Soleman; Ririn Dwi Aryanti; Nadya Ulfa; Achmad Jufri
Izdihar: Jurnal Ekonomi Syariah Vol. 3 No. 02 (2023): Oktober
Publisher : Universitas KH. A. Wahab Hasbullah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32764/izdihar.v3i02.3461

Abstract

Syarikat Takaful Indonesia (Takaful Indonesia) in 1994. The research method used in this research is literature study (Case Study) analyzing from books or various studies that have been done previously. This study aims to critically examine sharia insurance and what will happen in the future? The result of this research is that the birth of Takaful Indonesia as a holding company for PT Asuransi Takaful and PT Asuransi Takaful Umum, the first Life and General Sharia Insurance in Indonesia, is the result of commitment and concern for various elements of the nation towards the development of the sharia economy, especially sharia insurance in Indonesia. According to OJK data, as of November 2019, sharia insurance assets against conventional insurance showed a figure of 6.17% or Rp 44.75 trillion (OJK, 2019). To improve and enhance the promotion of the sharia insurance market, support from all parties, be it the government, industry and stakeholders, especially in an effort to increase sharia insurance literacy effectively and massively through socialization of public education.
PENGARUH EFEKTIVITAS PEMBELAJARAN KEWIRAUSAHAAN TERHADAP JIWA ENTREPRENEUR SISWA DI MA AL-IHSAN KALIJARING TEMBELANG JOMBANG Ica Nini Wulandari; Ashlihah Ashlihah
Izdihar: Jurnal Ekonomi Syariah Vol. 3 No. 02 (2023): Oktober
Publisher : Universitas KH. A. Wahab Hasbullah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32764/izdihar.v3i02.3645

Abstract

This study aims to determine whether there is an influence between Entrepreneurship Learning on the Entrepreneurial Spirit of MA Al-Ihsan Kalijaring Kalikejambon Tembelang Jombang Students. Researchers use survey research, and researchers choose a quantitative approach. Researchers use simple linear regression to calculate the effect of effectiveness in their research. From the results of research at Madrasah Aliyah Al-Ihsan Kalijaring Kalikejambon Tembelang Jombang, it has attempted to increase entrepreneurship learning among students through entrepreneurial subjects, as evidenced by the many supporting subjects that have been given to facilitate students to train their skills, so that the entrepreneurial spirit increases and after After graduating, they are able to become entrepreneurs who create their own jobs, not just looking for work. Keywords : : Entrepreneurship, Entrepreneurial Spirit
PENGARUH PERSEPSI, MOTIVASI, DAN PENGETAHUAN PRODUK TERHADAP MINAT MENABUNG DI BANK SYARIAH PADA MASYARAKAT KABUPATEN SIDOARJO Azmiel Habibatul Hazarillah; Norma Rosyidah
Izdihar: Jurnal Ekonomi Syariah Vol. 3 No. 02 (2023): Oktober
Publisher : Universitas KH. A. Wahab Hasbullah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32764/izdihar.v3i02.3678

Abstract

Indonesia’s development Banking is increasing from year to year. Since the enactment of Law Number 10 of 1998 which states the existence of a dual banking system and the 2003 MUI fatwa concerning banking interest rates prohibition, this is a strength for Islamic banks to continue to grow. This very significant Islamic banks development is proof that Islamic banks are getting closer to the community. The people of Sidoarjo Regency themselves have their own interest in saving at Islamic banks, whether it is seen from the products they have, their perception of Islamic banks, or the motivation for the community in Sidoarjo Regency to save in Islamic banks. This study is a quantitative study that analyzes the effect of perception, motivation, and product knowledge on interest in saving in Islamic banks. The sample in this study found 71 respondents, namely the people of Sidoarjo Regency who have become customers at Islamic banks. The data obtained were processed using SPPS 23. The results of this study indicate that partially perception, motivation, and product knowledge affect the interest in saving in Islamic banks. Simultaneously perception, motivation, and product knowledge have a significant effect on interest in saving in Islamic banks Keywords: Perception, Motivation, Product knowledge, Interest in saving  
ANALISIS PENERAPAN CORPORATE SOCIAL RESPONSIBILITY (CSR) DAN MANFAATNYA BAGI PT PERTAMINA TAHUN 2023 Puja Rosiyadi Putri; Mutiarani Asrul; Lilis Renfiana
Izdihar: Jurnal Ekonomi Syariah Vol. 3 No. 02 (2023): Oktober
Publisher : Universitas KH. A. Wahab Hasbullah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32764/izdihar.v3i02.4159

Abstract

Tujuan dari penelitian ini adalah untuk mengetahui implementasi CSR pada PT. Pertamina Indonesia. Metode penelitian yang digunakan adalah penelitian kualitatif. Teknik pengumpulan data yang digunakan adalah dengan metode observasi melalui website Pertamina dan beberapa sumber data lainnya. Hasil penelitian menunjukkan bahwa PT. Pertamina Indonesia menerapkan program Corporate Social Responsibility (CSR) yang didasarkan pada kepedulian sosial dan lingkungan. Program Corporate Social Responsibility (CSR) ini diterapkan dalam berbagai kegiatan atau program diantaranya adalah bidang pendidikan yaitu beasiswa Sobat Bumi, Beasiswa Afirmasi dan Beasiswa Pertamina Vokasi, beasiswa ini tersebar di kampus-kampus nusantara seperti ITERA, UNPAD, UI dan sebagainya. Kemudian di bidang kesehatan Pertamina memberikan bantuan penanganan gizi buruk di Medan, Padang, Pekanbaru, Jakarta dan lain-lain. Selanjutnya di bidang infrastruktur ini Pertamina memiliki program bedah rumah, program tahun ini berlokasi tepatnya di Bontang, Kalimantan Timur. Selain itu progam pemberdayaan sumber daya manusia yang diberikan oleh Pertamina yaitu program Pertamina Berdikari yang beroperasi di wilayah sekitar perusahaan. Lebih jauh lagi Pertamina juga menjalankan program pemberian bantuan dari dampak bencana alam, serta menjaga dan melestarikan lingkungan. Dari penerapan Corporate Social Responsibility ini dapat memberikan manfaat bagi perusahaan dan bagi sosial maupun lingkungan. Dengan adanya penerapan Corporate Social Responsibility ini dapat memberikan hubungan baik bagi perusahaan dan sosial lingkungan, bagi perusahaan mampu meningkatkan reputasi dan kredibilitas perusahaan dan bagi sosial lingkungan mampu meningkatkan kualitas SDM serta mampu mengolah lingkungan agar tetap lestari hingga dapat diambil manfaatnya.
ANALISIS SISTEM BAGI HASIL AKAD MUDHARABAH DALAM PERSPEKTIF EKONOMI ISLAM PADA BANK SYARIAH aini, Ivanka Mira Nur; Mariyana Dewi, Fitri; Nur Latifah, Fitri
Izdihar: Jurnal Ekonomi Syariah Vol. 3 No. 02 (2023): Oktober
Publisher : Universitas KH. A. Wahab Hasbullah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32764/izdihar.v3i02.2241

Abstract

Abstract: In an effort to spread Islamic teachings in the millennial era with the existing pattern of development in the economic field based on Islamic sharia and in its development applying a profit sharing system (mudharabah) between the two parties. Although basically humans are given the freedom to conduct transactions (mu’amalah) but in its development it must be on the basis of Islamic law with a fiqh perspective and this is also highly expected so that the mudharabah contract can also be used and can also be used and can also be developed in Islamic Banking. The main capital in this concept is not only money but trust and a high social spirit. Keywords: Profit sharing, mudharabah contract, islamic economics, islamic bank
MANAJEMEN RISIKO DI ERA COVID-19 TERHADAP PEREKONOMIAN DAN UMKM DI INDONESIA Ma'rufah, Laila; Widyaningsih, Bekti
Izdihar: Jurnal Ekonomi Syariah Vol. 3 No. 02 (2023): Oktober
Publisher : Universitas KH. A. Wahab Hasbullah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32764/izdihar.v3i02.3427

Abstract

The Covid-19 pandemic was able to change almost all patterns of community activity in the world. Everything that invites crowds or the involvement of many people must be avoided. So that it will cause a lot of risk impacts in all sectors of life including the economic sector in it. Risk is a result that is not good and can hinder a certain goal. So good risk management is really needed in a situation like this in order to be able to deal with all the risks that arise due to Covid-19. This study aims to determine Risk Management in the Covid-19 era in the economic field. This type of research is a type of library research. The conclusions from the results of this study indicate that Risk Management in the Covid-19 era is in the current economic sector with various impacts on the economy due to the Covid-19 pandemic, namely difficulties in finding jobs, difficulties in meeting daily needs, not even having an income in meeting the necessities of life and there are many more risks that occur from other economic sectors. As for what the government is doing to minimize this risk, namely by issuing several monetary and fiscal policies in the hope of being able to restore the economic situation of the State of Indonesia.   Keywords: Risk Management , Covid-19, Community Economy, UMKM,
PENGARUH CORPORATE SOCIAL RESPONBILITY TERHADAP NILAI PERUSAHAAN DAN MANAJEMEN RESIKO BANK SYARIAH INDONESIA Nur Fitria, Ika Ainun; Rahmatika, Arivatu Ni'mati
Izdihar: Jurnal Ekonomi Syariah Vol. 3 No. 02 (2023): Oktober
Publisher : Universitas KH. A. Wahab Hasbullah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32764/izdihar.v3i02.3452

Abstract

The purpose of this research is to find out how Corporate Social Responsibility influences. The analysis results show that corporate social responsibility has a significant positive effect on company value. This means that the better the company implements CSR, the more the company value will increase. This research chooses a qualitative method with a descriptive approach to research the implementation of risk management in Islamic banks and Corporate Social Responsibility, therefore researchers must go directly to the field to explore problems related to the implementation of risk management in BSI and the influence of CSR on company value. This research is direct research on customers who save at BSI. Keywords: Risk management, Influence of CSR

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