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<![CDATA[Analisis Tingkat Pertumbuhan Bank Syariah di Indonesia ]]>
<![CDATA[Rahma Putri, Deasy Ayu]]>;
<![CDATA[Rachmawati, Lucky]]>
<![CDATA[ Jurnal Ekonomika dan Bisnis Islam Vol 5 No 1 (2022): April ]]>
Publisher : <![CDATA[Universitas Negeri Surabaya ]]>
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DOI: 10.26740/jekobi.v5n1.p1-12
<![CDATA[The Islamic economy in Indonesia continues to grow rapidly. This growth cannot be separated from the role of many institutions that run with sharia principles, especially Islamic banking. This study has the purpose of analyzing the growth rate of Islamic banks in 2017-2019. The method used is Multiple Linear Regression to determine the growth of Islamic banking in Indonesia. This study uses the variables of assets, third-party funds, profit for the year, and financing. This study uses quarterly time-series data from the first quarter of 2017 to the fourth quarter of 2019 and is obtained from the Islamic Banking Statistics data of the Financial Services Authority. The results of this study, namely the variables of assets, financing, profit for the year, and third-party funds affect the growth rate of Islamic banks in Indonesia. Assets and profits for the year have a significant positive effect, while financing and third-party funds have a negative effect on the growth of Islamic banks in the 2017-2019 period. During that period, the growth of Islamic banks in Indonesia fluctuated but growth in each variable increased.]]>
<![CDATA[Analisis Pengaruh Budaya Kerja Islam dan Motivasi Kerja terhadap Kinerja Pegawai Kementerian Agama Sidoarjo ]]>
<![CDATA[Andika Radyasasmita]]>;
<![CDATA[Suryaningsih, Sri Abidah]]>
<![CDATA[ Jurnal Ekonomika dan Bisnis Islam Vol 5 No 1 (2022): April ]]>
Publisher : <![CDATA[Universitas Negeri Surabaya ]]>
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DOI: 10.26740/jekobi.v5n1.p120-129
<![CDATA[This research was aim to determine the effect of islamic work culture and work motivation on employee performance at the office of Ministry of Religion Sidoarjo. The approach that do to this research using quantitative approach. Variable that used on this research is islamic work culture (X1) and work motivation (X2) as independent variable and employee performance as dependent variable (Y). Population that used on this research is the employee at Ministry of Religion office. Data that used is primer data type, with the accumulation technic data by offline questionaire which containe some statement that support the succesment of the research. The answer from respondent be measured by likert scale. This questionnaire was tested using validity and reliability tests. This research uses descriptive analysis method and simple linear regression analysis. The result of this research indicated that Islamic work culture and work motivation had a parcial positive and significant effect on the employee performance of the Sidoarjo Ministry of Religion office. Significance value < 0,05 describe Islamic work culture and work motivation had a simultaneous and significant on the employee performance. The value of the coefficient of determintation (R2) is 0.572 its means that the variabel of Islamic work culture and work motivation have 57% effect on the work performance variable of the Sidoarjo Ministry of Religion office employees, the rest is influenced by other variables that not examined in this research.]]>
<![CDATA[Analisis Pengaruh Literasi Zakat dan Kepercayaan terhadap Minat Membayar Zakat Melalui Zakat Digital pada Masyarakat di Kabupaten Sidoarjo ]]>
<![CDATA[Anggraini, Yuanita Nur]]>;
<![CDATA[Indrarini, Rachma]]>
<![CDATA[ Jurnal Ekonomika dan Bisnis Islam Vol 5 No 1 (2022): April ]]>
Publisher : <![CDATA[Universitas Negeri Surabaya ]]>
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DOI: 10.26740/jekobi.v5n1.p54-66
<![CDATA[In the digital era, the collection of zakat funds can be done through a digital platform belonging to the amil zakat institution. However, with this convenience, there is a risk of data leakage that can affect the interest of the people of Sidoarjo Regency to pay their zakat through digital zakat. This study aims to determine the effect of literacy and zakat trust on interest in paying zakat through digital zakat in the people of Sidoarjo Regency. In this study using quantitative methods using a linkert scale measuring instrument. With multiple linear regression data analysis technique using the IBM SPSS 25 program. The results of this study indicate that zakat literacy partially does not affect the interest in paying zakat through digital zakat in the people of Sidoarjo Regency. Trust has an influence on the interest in paying zakat through digital zakat in the people of Sidoarjo Regency. And literacy and trust simultaneously affect the interest in paying zakat through digital zakat in the people of Sidoarjo Regency.]]>
<![CDATA[Pengaruh PENGARUH PRODUCT KNOWLEDGE DAN KUALITAS PELAYANAN ISLAMI TERHADAP KEPUASAN NASABAH DI BTN KCS SURABAYA ]]>
<![CDATA[Nurarista, Erina Ayu]]>;
<![CDATA[Indrarini, rachma]]>
<![CDATA[ Jurnal Ekonomika dan Bisnis Islam Vol 5 No 1 (2022): April ]]>
Publisher : <![CDATA[Universitas Negeri Surabaya ]]>
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DOI: 10.26740/jekobi.v5n1.p81-94
<![CDATA[The development of the Islamic economy has increaset the competition of Islamic banking industry. Thus, Islamic bank has to improve its customer satisfaction. Customer satisfaction is affected by product knowledge and service quality in accordance to Islamic law. This is also the focus for BTN KCS Surabaya as one of the developing Islamic Business Units. This study aimet to determine the effect of product knowledge and Islamic service quality on customer satisfaction at BTN KCS Surabaya. The data was obtained by questioner distribution to BTN KCS Surabaya customers. This study used multiple regression analysis. The results show product knowledge has no effect on customer satisfaction, and Islamic service quality affects customer satisfaction. Meanwhile, simultaneously product knowledge and Islamic service quality affect customer satisfaction at BTN KCS Surabaya.]]>
<![CDATA[Peran Nadzir Dalam Mengelola Harta Benda Wakaf Untuk Meningkatkan Kesejahteraan Umat ]]>
<![CDATA[Shaifudin, Rafi Nur]]>;
<![CDATA[Fahrullah,]]>
<![CDATA[ Jurnal Ekonomika dan Bisnis Islam Vol 5 No 1 (2022): April ]]>
Publisher : <![CDATA[Universitas Negeri Surabaya ]]>
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DOI: 10.26740/jekobi.v5n1.p95-105
<![CDATA[Waqf management can be a solution in improving community welfare. Management with a good nadzir role will bring benefits to the community. Baiturrahmah Foundation is one of the foundations that has a waqf management program. This research was conducted in order to see the improvement of welfare through waqf management through the role of nadzir. The research method is qualitative which has the result that there is an increase in welfare in the field of education in the community. However, Nadzir at the Baiturrahmah Foundation is still learning a lot and is not yet professional because in terms of SDI (Human Resources) it is still common and it is necessary to increase the scale of knowledge in terms of waqf and Nadzir operations properly. Nadzir standardization needs to be carried out in supporting professionals in managing cash waqf assets or assets by attending a nadzdiran school which will later be fostered and given training related to nadzir in accordance with Islamic law and will get a nadzir certification which will later be implemented in a good management way in an institution.]]>
<![CDATA[Pengaruh Promosi dan Fitur Layanan terhadap Minat Menggunakan E-Wallet Linkaja (Studi Kasus di Surabaya) ]]>
<![CDATA[Endriyanto, Rizal]]>;
<![CDATA[Indrarini, Rachma]]>
<![CDATA[ Jurnal Ekonomika dan Bisnis Islam Vol 5 No 1 (2022): April ]]>
Publisher : <![CDATA[Universitas Negeri Surabaya ]]>
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DOI: 10.26740/jekobi.v5n1.p67-80
<![CDATA[Increasing internet users every year, making applications also develop, one of which is an online payment application, namely Link Aja. There are several factors that have an impact on interest in using e-wallet at LinkAja, one of which is the promotion factor as well as service features. This research aims to determine the effect of promotions and service features on the interest in using the Linkaja E-Wallet (Case Study in Surabaya). This study uses a quantitative descriptive approach. The population in this study were 100 respondents from the Surabaya community who used Link Aja, using the sampling method using the random sampling method. Data collection in this research used a Likert scale. Methods Data analysis in this research uses multiple linear regression. The results of the study show that promotions and service features have a positive and significant impact on interest in using the Link Aja e-wallet. This is evidenced by the results of the R Square analysis with a value of 72.2%. This means that the variables X1 (promotion) and X2 (service features) simultaneously have an effect on the Y variable (interest in using) of 72.2% and the lack (100% - 72.2% = 72.2%) influenced by other variables outside of this study.]]>
<![CDATA[Pengaruh Pendapatan, Pengetahuan Dan Religiusitas Terhadap Minat Berwakaf Uang Di Kabupaten Sidoarjo ]]>
<![CDATA[Amansyah, Rizka Apta Liani]]>;
<![CDATA[Suryaningsih, Sri Abidah]]>
<![CDATA[ Jurnal Ekonomika dan Bisnis Islam Vol 5 No 1 (2022): April ]]>
Publisher : <![CDATA[Universitas Negeri Surabaya ]]>
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DOI: 10.26740/jekobi.v5n1.p13-27
<![CDATA[Waqf is a form of giving up part of the property that is used for the benefit of the welfare of the community. Sidoarjo Regency has great potential for waqf, but in fact waqf in Sidoarjo Regency is only collected a little, this is due to the low public interest in waqf. The low interest in cash waqf occurs due to several influencing factors such as income factors, knowledge factors and religiosity factors. This study aims to determine whether the income factor, knowledge factor and religiosity factor affect a person's interest in cash waqf in Sidoarjo Regency. The method used in this research is quantitative with a questionnaire method with data processing using SPSS. The results of this study indicate that the income factor does not affect the interest in cash waqf in Sidoarjo Regency, while the knowledge factor and religiosity factor affect the interest in cash waqf in Sidoarjo Regency.]]>
<![CDATA[Pengaruh Kepemimpinan Islami Dan Kompensasi Terhadap Kinerja Karyawan Di Bank Syariah Indonesia Kantor Cabang Bojonegoro ]]>
<![CDATA[Sofiana, Nana]]>;
<![CDATA[Indrarini, Rachma]]>
<![CDATA[ Jurnal Ekonomika dan Bisnis Islam Vol 5 No 1 (2022): April ]]>
Publisher : <![CDATA[Universitas Negeri Surabaya ]]>
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DOI: 10.26740/jekobi.v5n1.p28-42
<![CDATA[Bank Syariah Indonesia as an institution that operates based on public trust must have good performance. Sharia-based companies have an obligation to implement Islamic leadership and provide compensation for the performance provided by an employee in the form of compensation. The purpose of this study is to analyze the effect of Islamic leadership and compensation on employee performance partially and simultaneously at Bank Syariah Indonesia Bojonegoro Branch Office. The type of research used is field research with quantitative methods and data collection techniques through questionnaires and data processing using multiple linear regression tests on SPSS 25.0. The results of this study found the regression model Y = 3.783 + 0.620(1) + 0.303(?2) + 0.05(e) and concluded that partially or simultaneously Islamic leadership and compensation had a positive and significant effect of 72.5%]]>
<![CDATA[Penerapan Etika Bisnis Islam Dalam Transaksi Jual Beli Sembako Di Pasar Kedurus Surabaya ]]>
<![CDATA[Syahputri, Tyas Fariha]]>;
<![CDATA[Suryaningsih , Sri Abidah]]>
<![CDATA[ Jurnal Ekonomika dan Bisnis Islam Vol 5 No 1 (2022): April ]]>
Publisher : <![CDATA[Universitas Negeri Surabaya ]]>
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DOI: 10.26740/jekobi.v5n1.p146-159
<![CDATA[The high market demand for necessities has increased their business, but many of them do not fully understand islamic business ethics in buying and selling transactions. The purpose of this research is to identify and analyze the application of islamic business ethics in the purchase and sale of necessities at the Kedurus Market in Surabaya City. The descriptive qualitative method was used in the research. The techniques used to collect research data include observation, interviews, and documentation. According to the findings of this study, the application of islamic business ethics in buying and selling groceries at Kedurus Market only applies and carries out four principles of islamic business ethics, namely unity, balance, free will, and responsibility. The application of truth or honesty principle has not been applied by basic food traders because they do not explain the honesty of the quality of goods to buyers during trading. However, purchasing and selling transactions have been carried out by the pillars of purchasing and selling, as well as the form of purchasing ande selling used by food traders, namely ba’i an-naqd, ba’i salam, ba’i ajal, and ba’i musawamah. And the most common khiyar is khiyar majlis and khiyar aib.]]>
<![CDATA[Pendayagunaan Zakat Untuk Pemberdayaan Pendidikan Melalui Program Genpres Pada Laz Nurul Hayat Gresik ]]>
<![CDATA[Pramestuty, Dita Kurnia]]>;
<![CDATA[Suryaningsih, Sri Abidah]]>
<![CDATA[ Jurnal Ekonomika dan Bisnis Islam Vol 5 No 1 (2022): April ]]>
Publisher : <![CDATA[Universitas Negeri Surabaya ]]>
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DOI: 10.26740/jekobi.v5n1.p130-145
<![CDATA[This research aims to determine the utilization of zakat for educational empowerment through the genpres program (achievement generation) at Laz Nurul Hayat Gresik and to analyze the factors supporting and inhibiting the utilization of zakat for educational empowerment through the genpres program (achievement generation) at Laz Nurul Hayat Gresik. This research is a descriptive qualitative study using the interactive data analysis techniques of Miles and Huberman; namely, data reduction, data presentation and conclusion drawing, and SWOT analysis methods. Check the validity of the data using source triangulation and technical triangulation. The results showed that the utilization of zakat funds for the empowerment of the Genpres program was given in the form of educational scholarships every month amounting to Rp. 250,000 where they also receiving coaching in the form of Islamic mentoring, volunteerism, and entrepreneurship training. Rp. 250.000 where they also receive coaching in the from of islamic mentoring, volunteerism and entrepreneurship training. With the educational empowerment program through the Genpres program, it can reduce the number of children dropping out of school and increase student achievement motivation and social life, especially for orphans and poor people.]]>
