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Jurnal Ekonomika dan Bisnis Islam

jei
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Published by Universitas Negeri Surabaya

ISSN : - EISSN : 2686620X DOI : https://doi.org/10.26740/jekobi

Core Subject : Economy,

Economics, Econometrics & Finance

Jurnal Ekonomika dan Bisnis Islam mencakup studi ilmu Ekonomi Islam yang terdiri dari: Ekonomi dan Bisnis Islam Kewirausahaan Islam Zakat dan Wakaf Akuntasni Syariah Keuangan dan Perbankan Syariah

Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)

Articles 17 Documents

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Search results for , issue "Vol 5 No 2 (2022): Agustus" : 17 Documents clear

Analisis Faktor Yang Mempengaruhi Keputusan Pembelian Konsumen Muslim di Tiktok Shop Ulfa, Wulan Santika; Fikriyah, Khusnul
Jurnal Ekonomika dan Bisnis Islam Vol 5 No 2 (2022): Agustus
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/jekobi.v5n2.p106-118

This research examines factors that affect buying decisions of Muslim consumers at Tiktok Shop. The existence of Tiktok Shop as one of the e-commerce sites in Indonesia is quite recent, start at 2020. In 2019, e-commerce growth is growing very rapidly in Indonesia up to 78%. The method in this study is quantitative with the measuring instrument is a Likert scale and the data analysis technique is multiple linier regression analysis. The factors studied are price, convenience, and promotion. The result showed from the T test that the factors had a significant influence partially on the purchasing decisions. And the F test also resulted that the factors studied had a simultaneous influence on purchasing decisions. So it can be concluded that in the process of purchasing decisions at Tiktok Shop, Muslim consumers pay attention to product prices, ease of application, and also promotions carried out.

ANALISIS SISTEM KEPEMIMPINAN DAN PELATIHAN DALAM MENINGKATKAN KINERJA KARYAWAN LAZISMU (Studi Kasus LAZISMU Kabupaten Mojokerto) Yatun Ilmiyah, Chil; Indrarini, Rachma
Jurnal Ekonomika dan Bisnis Islam Vol 5 No 2 (2022): Agustus
Publisher : Universitas Negeri Surabaya

In Indonesia, there are zakat management institutions, namely those established by the government such as BAZ (Badan Amil Zakat), and those formed by the community and protected by the government such as LAZ (Lembaga Amil Zakat). One example of LAZ is LAZISMU. In an organization or company, it is important to evaluate employees because the evaluation of future employee performance will be related to the development itself and career planning. One that can improve employee performance is a leadership and training system. The purpose of this study was to determine how the leadership and training system in improving the performance of LAZISMU employees, Mojokerto Regency. This research is qualitative research using phenomenological methods. The object of research is the head of the office and employees of LAZISMU, Mojokerto Regency. Data collection techniques in the form of observation, interviews, and documentation as well as the validity of the data using triangulation of data sources. The results of this study indicate that there are efforts made by LAZISMU related to the leadership system, namely shidiq, amanah, tabligh, and fathanah. And with training, namely coaching, assignments, temporary assignments, job instructions, and internships. Where this is an effort to improve employee performance.

A PENGARUH LITERASI TERHADAP INKLUSI KEUANGAN SYARIAH Rijal, Muhammad Qomarul; indrarini, Rachma
Jurnal Ekonomika dan Bisnis Islam Vol 5 No 2 (2022): Agustus
Publisher : Universitas Negeri Surabaya

The low level of financial literacy in Indonesia affects unexpected financial inclusion, therefore, to overcome this, various innovations and policies must be carried out in the financial sector, especially in the field of Islamic finance. Knowledge related to financial literacy and skilled in individual financial management because it is very important for daily life. There are also many people who dare to open businesses to help their family's economy and many types of businesses are opened in various fields. Financial behavior is needed to improve living standards, minimize the risk of financial disasters, be able to invest optimally and accumulate wealth within a certain period of time. Good financial behavior must pay attention to the habit of recording monthly expenditure budgets, determining and setting goals and tasks for each finance, carrying out financial activities according to the amount of income, and separating needs and wants. The purpose of this study is to observe the influence of financial literacy on financial inclusion, especially in the field of Islamic finance, financial literacy on financial technology on financial inclusion. These results have the implication that financial literacy is good so that it is hoped that the community can make appropriate financial management decisions to improve the performance and success of a business. The public is expected to be able to implement the use of financial technology products that are under the supervision of the OJK in order to avoid fraud that often occurs.

Analisis Pengelolaan Dana Zakat Produktif Dalam Memberdayakan UMKM Pada Lazis Muhammadiyah (LAZISMU) Kabupaten Lamongan Mahmudah, Latifatul; Yasin, Ach
Jurnal Ekonomika dan Bisnis Islam Vol 5 No 2 (2022): Agustus
Publisher : Universitas Negeri Surabaya

LAZISMU Lamongan Regency has a goal to assist the government in improving welfare and independence in the community. Since the year of its establishment until now, LAZISMU Lamongan Regency has an independent business program with the concept of providing business capital assistance to mustahiq. LAZISMU Lamongan Regency in implementing an independent business program by providing business assistance capital to MSME actors in Lamongan Regency who need additional funds for business capital. The purpose of this study is to see the zakat fund collection system carried out by LAZISMU Lamongan Regency and to find out the empowerment of MSMEs carried out by LAZISMU Lamongan Regency. Theiresearch methode used is descriptiveiqualitative. The resultsiof the study stated that the management of zakat in LAZISMU, Lamongan Regency was in accordance with sharia principles. Fundraising is done through two systems, namely direct and indirect. Zakat funds that have been collected will then be distributed according to asnaf. Management of zakat funds uses management principles, namely planning, organizing, mobilizing, and supervising. The distribution of zakat funds at LAZISMU Lamongan Regency is carried out using two types of distribution, namely traditional consumptive and creative productive. The empowerment carried out by LAZISMU in Lamongan Regency is in the form of counseling and mentoring with the aim of developing the knowledge and skills possessed.

PENGARUH PENGGUNAAN DEBIT CARD DAN E-MONEY TERHADAP PERILAKU KONSUMTIF MAHASISWA PRODI EKONOMI ISLAM FAKULTAS EKONOMIKA DAN BISNIS UNESA Muhammad Bilal Abdillah Rasyid; Fahrullah,
Jurnal Ekonomika dan Bisnis Islam Vol 5 No 2 (2022): Agustus
Publisher : Universitas Negeri Surabaya

This research was conducted to analyze whether there is an effect of using debit cards and e-money on the consumptive behavior of students of the Islamic Economics Study Program, Faculty of Economics, State University of Surabaya. The population of this research is students of the Islamic Economics Study Program, Faculty of Economics and Business, UNESA batch 2018, 2019, and 2020, totaling 174 students with the criteria of having taken financial management courses and with an allowance of Rp. 1,000,000. Determination of the sample by purposive sampling and a total of 121 students. Data collection through questionnaires. This research uses linear regression analysis through SPSS 25. From the research conducted, the researchers obtained the results that debit cards and electronic money partially or simultaneously have a positive and simultaneous effect on student consumptive behavior. This is evidenced by the results of the R Square analysis with a value of 67.2%. This means that the variables X1 (debit card) and X2 (e-money) simultaneously have an influence on variable Y (consumptive behavior) as much as 67.2% and at least 32.8% are influenced by variables outside of this research..

Analisis Hukum Islam Terhadap Pinjaman Uang Elektronik Shopee Paylater Pada Marketplace Shopee Ananda, Amtricia; Yasin, Ach
Jurnal Ekonomika dan Bisnis Islam Vol 5 No 2 (2022): Agustus
Publisher : Universitas Negeri Surabaya

One form of technological development is the existence of Shopee Paylater which provides convenience in shopping with a buy now pay later system. However, people are still unsure about using it, whether the transaction is allowed in Islam or not. This study aims to identify and analyze the practice of using Shopee Paylater as well as a review of Islamic law on Shopee Paylater electronic money loans on the Shopee marketplace. The method used is descriptive qualitative research where the author describes the practice of using Shopee Paylater electronic money which is then studied from the point of view of Islamic law. The results of this study explain that the practice of using Shopee Paylater is not in accordance with sharia principles so it is not allowed because there are several provisions that contain usury with additional payments and fines due, and there are several elements that contradict the DSN-MUI Fatwa No: 116/DSN- MUI/IX/2017 include the use of electronic money obtained by not making a deposit first but in the form of a loan given in the form of a limit, while the limit obtained cannot be disbursed in physical form, and there is usury in it. The use of additional fees or usury can be avoided by using an ijarah contract as a form of application rental fees.

Pengaruh Pembiayaan Mikro terhadap Perkembangan UMKM Nasabah BSI KCP Mojopahit 2 Rachmawati, Desy Wulan; Yasin, Ach
Jurnal Ekonomika dan Bisnis Islam Vol 5 No 2 (2022): Agustus
Publisher : Universitas Negeri Surabaya

The development of MSMEs in Indonesia is not free from problems, some of the problems generally experienced by MSMEs are limited sources of capital, the difficulty of raw materials that are affordable but of high quality, limited knowledge and technology, market and marketing information, and the quality of human resources. However, most of the problems faced by MSMEs have serious problems in terms of funding or capital which are difficult to obtain so that MSMEs cannot develop a larger market. From these various problems, Bank Syariah Indonesia launched a micro financing program which is capital or investment aimed at micro, small, and medium enterprises in the productive business sector. The purpose of this research is to see and determine the effect of microfinance on the development of MSME customers of BSI KCP Mojopahit 2. The type of research used in this study is quantitative research whose data is obtained from microfinance customers of BSI KCP Mojopahit 2 for the 2022 period. The results of this study indicate that the variable X has an effect on the Y variable. Micro-financing has a positive and significant effect on the development of MSME customers of BSI KCP Mojopahit by 0.292. So, if microfinance increases, the development of MSMEs also increases.

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Ach. Yasin

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Jawa timur

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Home Page

OAI Link

Editorial Team

Contact

Reviewer

Google Scholar

Contact Name Ach. Yasin

Contact Email jurnalekis@unesa.ac.id

Phone +6281299000979

Journal Mail Official jurnalekis@unesa.ac.id

Editorial Address Jl. Ketintang No.2, Ketintang, Kec. Gayungan, Kota SBY, Jawa Timur 60231

Location Kota surabaya, Jawa timur INDONESIA

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Contact Name
Ach. Yasin

Contact Email
jurnalekis@unesa.ac.id

Phone
+6281299000979

Journal Mail Official
jurnalekis@unesa.ac.id

Editorial Address
Jl. Ketintang No.2, Ketintang, Kec. Gayungan, Kota SBY, Jawa Timur 60231

Location
Kota surabaya,

Jawa timur

INDONESIA