cover
Article Per Year (5 Year)
All
Home Page
OAI Link
Editorial Team
Contact
Reviewer
Google Scholar
Contact Name
mohammad fikri nugraha kholid
Contact Email
jurnalsalam@radenintan.ac.id
Phone
+6282175878116
Journal Mail Official
jurnalsalam@radenintan.ac.id
Editorial Address
Jl. Letnan Kolonel Endro Suratmin, Kec. Sukarame, Kota Bandar Lampung, Lampung 35131
Location
Kota bandar lampung,
Lampung
INDONESIA
Salam (Islamic Economics Journal)
Published by Universitas Islam Negeri Raden Intan Lampung
ISSN : 27457478     EISSN : 27235955     DOI : http://dx.doi.org/10.24042/slm
Core Subject : Economy,
Economics, Econometrics & Finance
SALAM is a Journal of Islamic Economics and Business and a biannual journal published by Faculty of Islamic Economics and Business at UIN Raden Intan Lampung - Indonesia. SALAM focused on economic development research. Scope of SALAM are Economic Development, Economic Growth, Islamic Economics, Regional Economics, Public Economics, International Economics, Planning Economics, Institutional Economics, Monetary Economics, and Industrial Economics. SALAM Journal of Islamic Economics provides a space for scientific discussion of issues in Islamic economics and economic development
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekomomi dan Ekonometrika
Articles 17 Documents
 1   2 
Search results for , issue "Vol. 6 No. 1 (2025): June 2025" : 17 Documents clear
AMBERGRIS SEBAGAI KOMODITAS EKONOMI DALAM PERSPEKTIF ETIKA BISNIS ISLAM Fakhrurozi, Moh; Warsiyah, Warsiyah; Sari, Mutiara; Tyas Nurulia , Eki; Saputri, Noorikha Pandayahesti Saputeri
Salam (Islamic Economics Journal) Vol. 6 No. 1 (2025): June 2025
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/m405bc87

Abstract

Ambergris, a rare substance produced from the digestive system of sperm whales (Physeter macrocephalus), has high economic value and is widely used in the luxury perfume industry. However, its controversial existence from an ecological, ethical, and religious point of view raises questions in the context of Islamic economics. This article analyzes the ambergris trade through an Islamic approach to business ethics, highlighting the principles of justice, openness, prohibition of exploitation, and the potential  elements of gharar and maysir. This study uses a literature study method based on normative and qualitative approaches, with primary sources of fiqh muamalah and Islamic business ethics theory. The findings show that the trade in ambergris can be categorized as conditionally halal, but it must meet Islamic moral and ecological principles so as not to cause damage and uncertainty that is contrary to maqashid al-shari'ah.   Keywords: ambergris, Islamic economics, business ethics, justice, gharar, maysir.
Komparasi Kinerja Bank Umum Syariah di Indonesia: Analisis Islamicity Performance Index  (IPI) Wartoyo; Amalia Habibah, Sabrina; Abdul Wadud Kasyful Anwar, Abdul Muiz; Nur Haida, Nur
Salam (Islamic Economics Journal) Vol. 6 No. 1 (2025): June 2025
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/6cjcz141

Abstract

This research aims to measure the performance of Indonesian sharia banks and Indonesian Muamalat Bank using the Islamic performance index method. This method does not only measure financial performance, but is a method that is able to reveal the materialistic and spiritual values that exist in Islamic banks. The method used in this research is a qualitative descriptive method with data collection techniques using documentation techniques in annual reports on the official websites of each bank. The research results of these five ratios show the same results for four indicators, namely profit sharing ratio, zakat performance index, Islamic income vs non-Islamic income and Islamic investment vs non-Islamic investment where Indonesian Sharia Bank and Indonesian Muamalat Bank have a very unsatisfactory rating. However, the equitable distribution ratio indicator for Bank Muamalat Indonesia has a very satisfactory predicate, while for Indonesian sharia banks it has an unsatisfactory predicate. Keywords: Financial Performance, Sharia Bank, Islamic Performance Index
Pandangan Fukaha Klasik dan Kontemporer  Tentang Wakaf Temporer Waluya, Atep Hendang
Salam (Islamic Economics Journal) Vol. 6 No. 1 (2025): June 2025
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/nnb0bd24

Abstract

Wealth is the pillar of human life, with it humans can live nobly and become a muhsinin. With wealth, difficulties will be overcome and complex problems can be solved, changes in the era are overcome, wealth is a support for technology and industry, the advancement of science and knowledge. Waqf is a form of worship that has a broad social effect, but there are still many people who are not familiar with waqf and its various types, such as temporary waqf. The purpose of this article is to find out the views of both classical and contemporary jurists regarding the validity and permissibility of temporary waqf. Literature study is the method used in writing this article. Data collection was carried out by searching for literature related to the theme discussed. The data analysis used uses text and discourse analysis. All fukaha agree that permanent waqf is valid and prescribed. As for temporary waqf according to the majority of classical jurists, it is not permissible, because the waqf is required to be tabīd. As for the Maliki School and a small number of other classical jurists, they are of the opinion that temporary waqf is valid and permitted. Among the contemporary scholars who are of the opinion that temporary waqf is valid, permissible and prescribed are al-Dubyān, al-Khatlān, Yūnus al-Miṣrī, Hānī Manṣūr, Aḥmad al-Afnadī, Sayyid ‘Ismā‘īl, the authors of al-Fiqh al-Muyassar and it is an opinion that is selected by the AAOIFI.
Pengaruh Dana Pihak Ketiga, Kecukupan  Modal  Dan Suku Bunga Kredit Terhadap Return On Assets (ROA) BANK (Studi Kasus Pada Bank Persero Periode 2020-2023) Rita Lestari; Amas Priatna, Isep
Salam (Islamic Economics Journal) Vol. 6 No. 1 (2025): June 2025
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/7q9v8q45

Abstract

This research aims to determine the influence of Third Party Funds, Capital Adequacy Ratio, and Credit Interest Rates on Return On Assets in Persero Banking Companies for the 2020-2023 period. The research method used in this research is a quantitative research method. The population used is the financial reports of PT Bank Mandiri (Persero) Tbk, PT Bank Rakyat Indonesia (Persero) Tbk, PT Bank Tabungan Negara (Persero) Tbk, and PT Bank Negara Indonesia (Persero) Tbk from the 2020-2023 quarterly period. The data analysis used is Panel Data Regression analysis using Eviews 12. The results of the t test (partial) obtained that Third Party Funds partially have an effect on Return On Assets (ROA), Capital Adequacy Ratio (CAR) partially has a significant effect on Return On Assets (ROA). Interest Rates partially have a significant effect on Return On Assets (ROA. The results of the F test (simultaneous), DPK, CAR and Interest Rates have a significant effect on Return On Assets (ROA). This is also reinforced by the results of the Fcount value (30.22457) > Ftable (2.76) and a significance value of 0.000.
Pengaruh Pengetahuan, Sikap, Persepsi Terhadap Awareness Labelisasi Farmasi Halal dikalangan Mahasiswa  Cupian; Noven, Sarah Annisa; Anindya, Anindya; Syifa, Anisa; Yudistira, Yudistira
Salam (Islamic Economics Journal) Vol. 6 No. 1 (2025): June 2025
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/wbtnqw46

Abstract

The halal status of goods consumed is important for people who embrace Islam. This is a necessity that has been explained in the Qur'an. In this study, consumption was related to the use of halal drugs or halal pharmaceuticals. In Indonesia, the use of halal pharmaceuticals is still minimal due to difficulties in procuring raw materials for halal pharmacy itself plus not all types of pharmaceutical products that have used halal raw materials have been labeled halal. This makes it more difficult for Muslims who want to take halal medicines,  even though Indonesia has the largest Muslim population in the world. This study aims to determine the effect of the level of knowledge, attitudes, and perceptions of Padjadjaran University health students towards awareness of halal pharmaceutical labeling. This study uses a descriptive quantitative approach and the method of data collection using the Random Sampling technique by distributing questionnaires to respondents. The results of data analysis show that the awareness of halal pharmaceuticals labeling is significantly and positively influenced by the variables of knowledge and perception while for the attitude variable has a positive but not significant effect.
ANALISIS PENGARUH PERSEPSI KEMUDAHAN, PERSEPSI MANFAAT, KEPERCAYAAN, DAN TRANSPARANSI TERHADAP INTENSI MEMBAYAR ZISWAF MELALUI PLATFORM E-COMMERCE SHOPEE(Studi pada Lembaga Amil Zakat Harapan Dhuafa (LAZ Harfa) di Provinsi Banten) Nur Febriyan, Aldin; Ainun Najib, Mohamad; Kurnia Dwi Sari Utami, Kurnia Dwi Sari Utami
Salam (Islamic Economics Journal) Vol. 6 No. 1 (2025): June 2025
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/dcq0b728

Abstract

Intensi membayar Zakat, Infak, Sedekah, dan Wakaf (ZISWAF) secara digital menjadi hal yang penting untuk diteliti karena mencerminkan kesiapan dan kemauan masyarakat dalam mengadopsi teknologi sebagai sarana pemenuhan kewajiban keagamaannya. Rendahnya pemanfaatan kanal digital di Provinsi Banten, meskipun telah tersedia platform seperti Shopee, menunjukkan adanya kesenjangan antara potensi dan realisasi partisipasi masyarakat dalam membayar ZISWAF secara daring. Penelitian ini bertujuan untuk menganalisis pengaruh persepsi kemudahan, persepsi manfaat, kepercayaan, dan transparansi terhadap intensi membayar ZISWAF melalui platform e-commerce Shopee pada Lembaga Amil Zakat Harapan Dhuafa (LAZ Harfa) di Provinsi Banten. Pendekatan yang digunakan adalah kuantitatif dengan metode survei terhadap 200 responden yang merupakan masyarakat muslim di Provinsi Banten dan pernah melakukan pembayaran ZISWAF secara digital. Instrumen penelitian berupa kuesioner dengan skala Likert yang telah diuji validitas dan reliabilitasnya. Analisis data dilakukan dengan regresi linier berganda menggunakan bantuan program SPSS versi 25. Hasil penelitian menunjukkan bahwa persepsi kemudahan, persepsi manfaat, kepercayaan, dan transparansi secara simultan dan parsial berpengaruh signifikan terhadap intensi membayar ZISWAF secara digital, dengan transparansi menjadi variabel yang paling dominan memengaruhi intensi. Model penelitian ini mampu menjelaskan sebagian besar variasi intensi, sementara sisanya dipengaruhi oleh faktor lain di luar penelitian. Simpulan dari penelitian ini menunjukkan bahwa transparansi dan kepercayaan merupakan faktor kunci dalam mendorong partisipasi masyarakat melalui kanal digital. Oleh karena itu, LAZ Harfa perlu mengembangkan sistem layanan yang mudah, transparan, dan terpercaya agar mampu meningkatkan penghimpunan dana ZISWAF secara digital melalui platform seperti Shopee. Keywords : Intensi Membayar, Persepsi Kemudahan, Persepsi Manfaat, Kepercayaan, Transparansi.
What Financial Literacy and Saving Behavior Reveal About Retirement Planning: A Case Study of CV. Mulia Pratama Afifah Usman, Nurul; Mardhatillah, Dinda
Salam (Islamic Economics Journal) Vol. 6 No. 1 (2025): June 2025
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/yy4faw69

Abstract

According to OJK data, only 15% of those employed has planned retirement programs, with a lower percentage in the private sector. This highlights the substantial obstacles that private sector employees in Indonesia confront when preparing for retirement. Santoso et al. (2022) conducted research that indicates that 90% of private employees are not provided with retirement program facilities by their employers, resulting in a significant welfare disparity in comparison to civil servants. This issue is further exacerbated by a number of factors, including low financial literacy (49.68% nationally in 2022), unbalanced consumption patterns, poor saving behavior that prioritize short-term needs, global economic uncertainties, high inflation rates, and the demographic challenge of Indonesia's aging population. This study looks into how saving behavior and financial literacy affect retirement planning among the employees at CV. Mulia Pratama. The aim is to provide stakeholders information they can use in designing improved retirement planning programs for Indonesian private sector employees.   Keywords: financial literacy, saving behavior, retirement planning
Determinasi Aglomerasi Industri di Sumatera Utara: Pendekatan Hoover Balassa Index Periode 2018–2023 Prasetya Kumara, Bima; Azansyah, Azansyah; Apriyanti, Cikit
Salam (Islamic Economics Journal) Vol. 6 No. 1 (2025): June 2025
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/23x3b565

Abstract

This study aims to measure the level of agglomeration of large and medium-sized industries in North Sumatra Province using the Hoover Balassa Index and to identify the factors that influence it. The data used is panel data across regions for the period 2018–2023. The index calculation results reveal varying levels of industrial concentration across regions, ranging from very strong to those without comparative advantages. Regression analysis using a fixed effect approach shows that road length has a significant effect on industrial agglomeration, while industrial value added and the Human Development Index (HDI) do not have a significant effect. These findings indicate that infrastructure development, particularly roads, plays an important role in promoting the concentration and growth of industrial zones in North Sumatra Province.
Produk Dana Talangan Haji pada Lembaga Keuangan Syariah: Studi Literatur Ikhsanti, Nurul
Salam (Islamic Economics Journal) Vol. 6 No. 1 (2025): June 2025
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/0xjf0543

Abstract

Produk dana talangan haji merupakan salah satu bentuk pembiayaan berbasis syariah yang ditawarkan oleh lembaga keuangan syariah untuk memfasilitasi calon jemaah dalam memperoleh porsi keberangkatan haji. Penelitian ini bertujuan untuk menelaah konsep, akad, regulasi, serta pro dan kontra yang melingkupi praktik dana talangan haji melalui pendekatan studi literatur. Metode yang digunakan adalah kajian pustaka terhadap jurnal-jurnal ilmiah, buku, fatwa DSN-MUI, dan kebijakan pemerintah terkait. Hasil studi menunjukkan bahwa meskipun dana talangan haji dapat meningkatkan inklusi keuangan dan mempercepat pendaftaran haji, praktik ini menimbulkan perdebatan terkait kepatuhan terhadap prinsip syariah dan potensi komersialisasi ibadah. Oleh karena itu, diperlukan regulasi yang lebih tegas serta inovasi produk yang lebih sesuai dengan maqashid syariah.
PERAN KEUANGAN SOSIAL ISLAM  DALAM MENGENTASKAN KEMISKINAN DI KABUPATEN KAUR Rahmatin , Rahmatin; Isnaini, Desi
Salam (Islamic Economics Journal) Vol. 6 No. 1 (2025): June 2025
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/5rxpjw57

Abstract

ABSTRAK Penelitian ini membahas peran keuangan sosial Islam zakat, infak, sedekah, dan wakaf dalam mengurangi kemiskinan di Kabupaten Kaur. Tujuan utamanya adalah untuk menganalisis kontribusi instrumen-instrumen tersebut dalam membantu masyarakat miskin, serta mengevaluasi persepsi mustahik dan muzakki terhadap efektivitas penyalurannya. Penelitian ini menggunakan metode kualitatif melalui wawancara mendalam dengan lima mustahik dan empat muzakki, serta dokumentasi dari lembaga pengelola zakat setempat. Hasil penelitian menunjukkan bahwa mayoritas mustahik merasa terbantu, terutama dalam pemenuhan kebutuhan pokok dan pengembangan usaha kecil. Dari empat muzakki, dua menyatakan zakat yang disalurkan berdampak positif, sementara dua lainnya menyoroti kurangnya transparansi serta distribusi yang belum tepat sasaran. Kesimpulan dari penelitian ini adalah bahwa keuangan sosial Islam memiliki potensi signifikan dalam pengentasan kemiskinan. Namun, masih diperlukan perbaikan dalam sistem pengelolaan, peningkatan transparansi, serta strategi penyaluran yang lebih tepat sasaran agar manfaatnya lebih optimal dan berkelanjutan. Kata Kunci: Keuangan Sosial Islam, ZISWAF, Kemiskinan, Mustahik, Muzakki    

Page 1 of 2 | Total Record : 17

 1   2 

Filter by Year

2025 2025


Reset
Filter By Issues
All Issue Vol. 7 No. 1 (2026): Januari 2026 Vol. 6 No. 2 (2025): Desember 2025 Vol. 6 No. 1 (2025): June 2025 Vol. 5 No. 2 (2024): December 2024 Vol. 5 No. 1 (2024): June 2024 Vol. 4 No. 2 (2023): December 2023 Vol. 4 No. 1 (2023): June 2023 Vol. 3 No. 2 (2022): December 2022 Vol. 3 No. 1 (2022): June 2022 Vol. 2 No. 2 (2021): December 2021 Vol. 2 No. 1 (2021): June 2021 Vol. 1 No. 2 (2020): December 2020 Vol. 1 No. 1 (2020): June 2020 More Issue