cover
Contact Name
sutikno
Contact Email
sutikno@unsera.ac.id
Phone
+6281286259610
Journal Mail Official
sutikno@unsera.ac.id
Editorial Address
Editorial Team EditEdit Editorial Team Penanggung Jawab : Suhartini , Direktur Program Pendidikan Vokasi,Universitas Serang Raya,Indonesia Pemimpin Redaksi : Sutikno , Keuangan dan Perbankan,Universitas Serang Raya,Indonesia Anggota Redaksi : Nursaman , Keuangan dan Perbankan,Universitas Serang Raya,Indonesia Tri Wahyuni ​​Sukiyaningsih ,Akuntansi, Universitas Serang Raya, Indonesia Peninjau Sejawat : 1. Denny Saputera , Perdagangan Internasional, Universitas Widyatama, Indonesia 2. Siska Yuli Anita , Manajemen Keuangan,Universitas Islam Negeri Raden Intan,Indonesia 3. Wulan Rahma Dewi , STIE Insan Pembangunan, Tangerang, Indonesia 4. Sukirno , Manajemen Keuangan, Universitas Serang Raya, Indonesia 5. Ahmad Firdaus , Lembaga Bank Perkreditan Rakyat, Indonesia 6. Dr. Muhammad Yusuf , Akuntansi Perbankan Syariah, Institut Teknologi dan Bisnis Bank Rakyat Indonesia 7. Dr. Sri Budi Cantika Yul , Keuangan, Universitas Muhammadiyah Malang, Indonesia 8. Mohammad Sofyan , Keuangan, Institut Ilmu Sosial dan Manajemen STIAMI, Indonesia 9. Dr.Evan Hamzah Muchtar , Perbankan Syariah, STAI Asy-Syukriyyah, Indonesia 10. Dr.Muliyati , Manajemen,Institut Bisnis dan Informasi Kosgoro 1957, Indonesia 11. Wenny Desty Febrian , Keuangan dan Perbankan, Universitas Dian Nusatara, Indonesia 12. Erwin Harinurdin , Keuangan d
Location
Kota serang,
Banten
INDONESIA
Jurnal Keuangan dan Perbankan(KEBAN)
ISSN : -     EISSN : 28086430     DOI : https://doi.org/10.30656/jkk.v1i2
Core Subject : Economy,
Fokus dan Lingkup Jurnal ini mencakup ilmu disiplin keuangan dan perbankan (syariah dan konvensional) dari segala bidang yang membahasnya, diantara lain; Sistem Pembayaran,Hukum Keuangan dan Perbankan;Akuntansi dan Pelaporan Keuangan; Investasi Alternatif; penilaian aset; Perilaku Keuangan; keuangan perusahaan; Tata Kelola dan Etika Perusahaan; Penetapan Harga Derivatif dan Lindung Nilai; Keuangan Empiris; Akuntansi Keuangan; Aplikasi Keuangan Teori Keputusan atau Teori Permainan; Aplikasi Keuangan Simulasi atau Metode Numerik; Ekonomi Keuangan; Rekayasa Keuangan; Peramalan Keuangan; Manajemen dan Analisis Risiko Keuangan; Teknologi Keuangan dan Perbankan; keuangan internasional; Optimalisasi Portofolio dan Perdagangan; Keuangan Real Estat; Regulasi Pasar dan Lembaga Keuangan; Keuangan Pedesaan; Model Stochastic untuk Harga Aset dan Instrumen; Risiko Sistemik; Perpajakan;Efisiensi Perbankan; Peraturan Perbankan; Solvabilitas dan Struktur Permodalan Bank; Manajemen Bank; Pengelolaan Dana Bank, Bank Sentral; Perbankan Konvensional versus Non-Konvensional; peringkat kredit; Bank CSR; Stabilitas Keuangan; Perbankan Elektronik; Manajemen Valuta Asing, Perbankan Investasi; Perbankan Internasional; internet bank; Perbankan Syariah; Manajemen Likuiditas; Perbankan Pedagang; Perbankan Seluler; Pengambilan Keputusan Kebijakan Moneter dan Fiskal; Perbankan secara online; Perbankan Lepas Pantai; Perbankan ritel; Perbankan UKM;Pemasaran Perbankan;sumber daya Keuangan dan Perbankan,
Articles 52 Documents
ANALYSIS OF THE CAUSES OF THE 1997 MONETARY CRISIS AND ITS INFLUENCE ON BANKING POLICY IN INDONESIA Hanif, Ahmad
Jurnal Keuangan dan Perbankan (KEBAN) Vol. 3 No. 2 (2024): Januari-Juni
Publisher : Universitas Serang Raya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30656/hy3w1k80

Abstract

There is no doubt that the US financial crisis has had an impact on the global financial landscape. Countries in the European region such as Iceland, the Netherlands, Russia, the United Kingdom, Germany, France, as well as those in the Asia-Pacific region, such as Taiwan, China, Singapore, the Philippines, Australia, and Japan were affected by the crisis. This study uses a descriptive analysis method, This is to look into certain situations and conditions, with the findings being reported as research reports. This research investigates the circumstances, conditions and results. The results are presented in the research report as is. Secondary data taken from Bank Indonesia (BI), Central Statistics Agency (BPS), Ministry of Trade, and Indonesian Bank websites were used to form opinion groups from each economic expert during the 1997-1998 crisis. The contributing factors are economic growth, money supply (JUB), interest rates, exchange rates, Debt Service Ratio (DSR), Gross Domestic Gross (GDB), Balance of Payment (BOP), and Inflation. In order to combat inflation brought on by the rupiah's depreciation versus the dollar, Bank Indonesia had to raise the BI rate as a result of the financial crisis. Conventional bank interest rates increased dramatically in response to the rise in the BI rate. However, this increase in interest rates does not affect Islamic banks directly. The economic crisis is caused by unstable markets, has an up-and-down conjuncture, therefore for better results the Government should intervene in the market through its policies.
Credit Risk Management in Sharia Banking mirda, saprian
Jurnal Keuangan dan Perbankan (KEBAN) Vol. 4 No. 1 (2024): Juli-Desember
Publisher : Universitas Serang Raya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30656/zpn29v44

Abstract

Credit risk management in sharia banking is a very important aspect to maintain the stability and sustainability of the operations of sharia financial institutions. Credit risk arises when debtors fail to fulfill their obligations, which can have a negative impact on the bank's financial health. In order to manage this risk, Islamic banks use strategies such as observation, measurement, supervision and risk control. These steps include an internal control system, risk management policies and supervision by the board of commissioners are part of this action. Islamic banks also face operational, legal, market, strategic, reputation, compliance, investment and return risks. Implementing efficient risk management strategies enables Islamic banks to mitigate potential losses and increase operational efficiency, thereby maintaining customer trust and ensuring sustainable long-term growth. This journal aims to analyze challenges and strategies in credit risk management in Islamic banking, as well as provide recommendations for increase the effectiveness of risk management. By understanding the characteristics of credit risk and applying sharia principles, sharia banks can reduce potential losses and increase customer confidence