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INDONESIA
Jurnal Ekonomi Syariah dan Bisnis
Published by Universitas Majalengka
ISSN : 2655822X     EISSN : 26215012     DOI : https://doi.org/10.31949
Core Subject : Economy, Social,
Economics, Econometrics & Finance Social Sciences
Maro; Jurnal Ekonomi Syariah dan Bisnis fokus pada Ekonomi Islam, Manajemen Islam, Akuntansi Syariah, Bisnis Islam, Wakaf, Zakat dan Shadaqoh serta Perbankan Syariah
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 13 Documents
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Search results for , issue "Vol. 8 No. 1 (2025)" : 13 Documents clear
Pengaruh Pembiayaan Murabahah Terhadap Pendapatan UMKM (BMT Al Bahjah Kuningan) Millah, Aep Syaeful
Maro: Jurnal Ekonomi Syariah dan Bisnis Vol. 8 No. 1 (2025)
Publisher : Prodi Ekonomi Syariah Universitas Majalengka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31949/maro.v8i1.14077

Abstract

Indonesia’s micro, small, and medium enterprises (MSMEs) are important in national economic development. Through financing at BMT, MSMEs can develop their businesses according to expectations. This research was conducted to analyze the magnitude of the influence of murabahah financing on MSME income in BMT Al Bahjah District. Brass. The method used in this research is a type of quantitative research. This research uses a saturated sampling technique. The total sample was 40 respondents who were customers or members who obtained murabahah financing. The data collection method used in this research was a questionnaire. The data obtained was processed using SPSS software. The data analysis method uses the normality test, simple linear regression analysis, coefficient of determination (R²), and significant T-test. The results of this study show that the murabahah financing variable has a positive and significant effect on MSME income with a calculated t value = 8.716 > t table = 2.024 and the significant value is 0.000 <0.05. The limitation of this research is the use of only one variable, namely murabahah financing, and its limited scope.
Implementasi dan Tantangan Peran Teknologi pada Kontrak Hawalah dalam Sistem Perbankan Syariah Auliah, Alvia `; Ningsih, Anggun Setya; Nuraliza Asrah, St.; Almadani, Futri Nur; Arsyad, Kamaruddin
Maro: Jurnal Ekonomi Syariah dan Bisnis Vol. 8 No. 1 (2025)
Publisher : Prodi Ekonomi Syariah Universitas Majalengka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31949/maro.v8i1.14102

Abstract

This study examines the implementation of technology in hawalah contracts at Indonesian Islamic banking institutions. Although financial technology (fintech) has developed rapidly, the integration of technology in hawalah products remains limited. This research analyzes technology implementation, identifies challenges, and evaluates the impact of technology on Sharia compliance. This study employs a qualitative approach with literature review method, analyzing secondary data from OJK regulations, Bank Indonesia, DSN-MUI fatwas, and scientific journals through systematic literature search with directed content analysis technique. The research findings indicate that technology implementation is dominated by electronic document management systems and online platforms. Main challenges include system integration complexity, data security, and variations in fiqh interpretation.
Pengaruh Kepuasan Pelanggan Terhadap Retensi Pelanggan Dengan Hambatan Berpindah Sebagai Variabel Pemediasi Dalam Konteks Ekonomi Islam (Pada Pengguna Kartu Telkomsel Di Watampone) Zam, Dilla Yuliana; Novianty, Rina; Hidayat Darwis, Rahma
Maro: Jurnal Ekonomi Syariah dan Bisnis Vol. 8 No. 1 (2025)
Publisher : Prodi Ekonomi Syariah Universitas Majalengka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31949/maro.v8i1.14256

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh kepuasan pelanggan terhadap hambatan berpindah dan retensi pelanggan, serta untuk menguji peran hambatan berpindah sebagai variabel mediasi antara kepuasan dan retensi pelanggan dalam perspektif ekonomi Islam, khususnya pada pengguna kartu Telkomsel di Watampone. Permasalahan yang diangkat mencakup bagaimana hubungan antara kepuasan pelanggan, hambatan berpindah, dan retensi pelanggan. Penelitian ini menggunakan pendekatan kuantitatif dengan metode explanatory research, melibatkan 97 responden dan dianalisis menggunakan regresi linier berganda. Hasil penelitian menunjukkan bahwa: (1) kepuasan pelanggan berpengaruh signifikan terhadap hambatan berpindah sebesar 69,9%; (2) kepuasan pelanggan berpengaruh signifikan terhadap retensi pelanggan sebesar 66,2%; (3) hambatan berpindah berpengaruh signifikan terhadap retensi pelanggan sebesar 27,7%; dan (4) hambatan berpindah mampu memediasi pengaruh kepuasan pelanggan terhadap retensi pelanggan. Kesimpulan dari penelitian ini menunjukkan bahwa retensi pelanggan dapat diperkuat melalui peningkatan kepuasan dan penciptaan hambatan berpindah yang etis. Implikasinya, Telkomsel perlu merancang strategi layanan yang sesuai dengan prinsip ekonomi Islam, seperti kejujuran, transparansi, dan amanah, guna meningkatkan loyalitas jangka panjang pelanggan

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