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Diponegoro Journal of Islamic Economics and Business
Published by Universitas Diponegoro
ISSN : -     EISSN : 28093895     DOI : -
Core Subject : Economy,
Economics, Econometrics & Finance
DJIEB is an academic Indonesian journal published by Islamic economics study programme, Faculty of Economics and Business, Universitas Diponegoro, Semarang. it is dedicated to academicians, researchers, and practitioners who want to disseminate their idea or knowledge about various field of Islamic Economics, Business, Finance, Banking and Accounting. DJIEB invites contribution from academicians, researchers, and practitioners not only from Indonesia but also from overseas who are interested in related disciplines. DJIEB is published four times a year both in Bahasa or in English.
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Bisnis, Menejemen, dan Akutansi (Lain-Lain)
Articles 5 Documents
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Search results for , issue "Vol 4, No 2 (2024): Desember" : 5 Documents clear
THE INFLUENCE OF THE GINI RATIO, GOVERNMENT EXPENDITURE, EDUCATION LEVEL AND ZIS (ZAKAT, INFAQ, ALMS) ON POVERTY IN 34 PROVINCES INI INDONESIA IN 2020-2023 Ariyani, Diyah; Nafisyah, Dhurotun
Diponegoro Journal of Islamic Economics and Business Vol 4, No 2 (2024): Desember
Publisher : Fakultas Ekonomika dan Bisnis, Universitas Diponegoro, Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14710/djieb.24288

Abstract

Indonesia is a country that has a problem with its poverty level. In Indonesia, poverty is a social problem that has existed for a long time. However, poverty in Indonesia has experienced a continuing downward trend, although the decline has been slow. This study aims to determine the effect of the Gini ratio, government spending, education level and ZIS (Zakat, Infaq and Sadaqah) on poverty levels in 34 provinces in Indonesia. The method used is multiple linear regression, namely panel data with 136 observations for 4 years starting from 2020 to 2023 using data analysis tools in the form of eviews 10. Based on this research, the results obtained are that the gini ratio variable has a positive and significant effect on the poverty rate in 34 provinces in Indonesia, government spending has a positive and insignificant effect on the poverty rate in 34 provinces in Indonesia, the level of education has a negative and significant effect on the poverty rate in 34 provinces in Indonesia, ZIS has a positive and insignificant effect on the poverty rate in 34 provinces in Indonesia.
ANALISIS PENERAPAN BAGI HASIL PETANI PENGGARAP PADI MELALUI AKAD MUZAROAH (Studi Pada Petani Penggarap Padi Desa Tlogoboyo Kecamatan Bonang Kabupaten Demak) Niswah, Illiyatun
Diponegoro Journal of Islamic Economics and Business Vol 4, No 2 (2024): Desember
Publisher : Fakultas Ekonomika dan Bisnis, Universitas Diponegoro, Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14710/djieb.19229

Abstract

Agriculture is the main commodity in the Indonesian economic sector. Muzaro'ah is the practice of landowners and cultivators working together for what they want, where the landowner hands over his land to cultivators to manage so as to obtain maximum yields. The profit-sharing cooperation carried out in Tlogoboyo Village has the principle of trust as the basis for the agreement without witnesses accompanying it and there is no legal entity to protect it. This study aims to find out how the agricultural system exists in Tlogoboyo Village, the things that underlie the occurrence of profit sharing and what is the Islamic view of the muzaro'ah profit sharing farming system in Tlogoboyo Village, Bonang District, Demak Regency This writing uses a qualitative research design with a type of case study with a descriptive approach. This is because with this type of research, the writer will be able to obtain more accurate information on the research topic. Research methods through observation, interviews and document review. In this study it can be seen that cultivators prefer muzaro'ah profit sharing rather than renting or buying land because the muzaro'ah system is considered more profitable because cultivators are not charged with the cost of renting land and things that include additional costs in carrying out farming activities .
AKAD KAFALAH BI GHAIR UJRAH PADA PENDIDIKAN TAMAN KANAK-KANAK (Studi Kasus Taman Kanak-kanak Aisyiyah Bustanul Athfal 4 Kota Blitar) Marhardita, Yunita Dasa
Diponegoro Journal of Islamic Economics and Business Vol 4, No 2 (2024): Desember
Publisher : Fakultas Ekonomika dan Bisnis, Universitas Diponegoro, Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14710/djieb.24290

Abstract

The kafalah bi ghair ujrah contract is a Sharia financial instrument that involves a guarantee provided by one party on behalf of another without requiring any fees or compensation. As an Islamic-based educational institution, a kindergarten has sought solutions that align with Islamic principles to alleviate the financial burden of education on parents or guardian. One of the solutions implemented is the use of the kafalah bi ghair ujrah contract. This study aims to determine the mechanism for using the kafalah bi ghair ujrah contract in education financing at Aisyiyah Bustanul Athfal 4 Kindergarten in Blitar City. The method used by researchers is qualitative with a case study approach. Data were collected through observation, interviews, and documentation.The results of the study in dicate that the application of the kafalah bi ghair ujrah contract can significantly reduce education costs for parents or guardians of students. On the other hand, this contract also helps schools in improving the quality of education and the sustainability of school operations. In this case, it can be concluded that the kafalah bi ghair ujrah contract is a solution that is in accordance with the rules or principles of sharia, which can be applied to educational institutions to ease the burden of education financing.
Analysis of factors that influence students in using Islamic mobile banking Aditya, Deny Rahmad
Diponegoro Journal of Islamic Economics and Business Vol 4, No 2 (2024): Desember
Publisher : Fakultas Ekonomika dan Bisnis, Universitas Diponegoro, Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14710/djieb.24420

Abstract

The study aims to analyze factors that influence the decision of students to use Islamic mobile banking services. In this study, 180 respondents were collected through purposive sampling with criteria that have used or are currently using mobile banks, respondents answered an online survey through Google Forms as the main data collection. The method for analyzing gathered data in this study uses Multiple Linear Regression. The findings show that the factors of Performance Expectancy, Social Influence, and Islamic financial literacy have a positive influence while Risk Vibe has a negative influence. These four variables are significant to the decision to use Islamic mobile banking. These four factors can explain about 57.2% of the intention decision to use Islamic mobile banking services. These findings imply that these factors need to be considered by customers and banks. Islamic banking must continue to strive for security, data confidentiality, and customer trust in more creative, comfortable, and effective mobile banking service features and systems so that customers still feel their decision to use Islamic mobile banking services is correct.
ANALYSIS OF THE USE OF MOBILE BANKING ON BCA SYARIAH CUSTOMER SATISFACTION Haryawan, Marsvitodian Setya
Diponegoro Journal of Islamic Economics and Business Vol 4, No 2 (2024): Desember
Publisher : Fakultas Ekonomika dan Bisnis, Universitas Diponegoro, Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14710/djieb.24333

Abstract

With the potential of a high Muslim population in Indonesia, it becomes an opportunity and challenge to develop the Islamic banking industry. The development of Islamic banking can be done by utiliusing technological developments. BCA Syariah is making optimal efforts to take advantage of the momentum of economic growth by accelerating digitalisation. Satisfaction can be influenced by several variables such as e-service quality, e-trust, Perceived Price, and Perceived Risk. This study uses a quantitative analysis approach with multiple linear regression analysis methods. The sampling technique in this study was purposive sampling by taking a sample of 100 respondents / customers who used BCA Syariah mobile banking. The research instrument used a questionnaire through the google form platform and was analysis using IBM SPSS Statistics 26. The results showed that E-Service Quality, and E-Trust had a significant positive effect while Perceived Price and Perceived Risk had a significant negative effect on BCA Syariah mobile customer Satisfaction. The coefficient of determination shows that 42.7% of the dependent variable can be explained by the independent variable and the remaining 57.3% is explained by other variables outside this study.

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