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Contact Name
Nurlinda
Contact Email
jurnalbudgeting@polmed.ac.id
Phone
+6285261042176
Journal Mail Official
Jurnalbudgeting@gmail.com
Editorial Address
Politeknik Negeri Medan Jalan Almamater No.1 Kampus USU Medan
Location
Kota medan,
Sumatera utara
INDONESIA
Jurnal Budgeting
ISSN : -     EISSN : 27766721     DOI : 10.51510/budgeting
Jurnal Budgeting is an electronic scientific journal that is published online every six months. This journal aims to improve the quality of science and channel the interest in sharing and disseminating knowledge to scholars, students, practitioners, and observers of science in the field of Business. management and accounting. Budgeting journals accept study results and research articles that have not been published in other media. is published every six months every May and November by the Department of Accounting in collaboration with Pusat Penelitian dan Pengabdian Masyarakat (P3M) of Politeknik Negeri Medan.
Articles 6 Documents
Search results for , issue "Vol. 5 No. 2 (2024): Edisi November" : 6 Documents clear
DAMPAK LITERASI KEUANGAN TERHADAP MINAT INVERTASI PADA PASAR MODAL DIKALANGAN GENERASI MILENIAL Annisa Wulandari; Indahwati, Rini
Jurnal Budgeting Vol. 5 No. 2 (2024): Edisi November
Publisher : Politeknik Negeri Medan

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Abstract

The number of investors in the capital market in Indonesia is still quite low, indicated by the low number of investors in the capital market sector when compared to other financial products and services. This is because the public's understanding and knowledge is not yet well literate regarding investment in the capital market. Knowledge and skills regarding investment will increase interest and motivation in investing. This research aims to determine the impact of financial literacy on investment interest in the capital market among the millennial generation. The population in this study were Medan State Polytechnic students who had an interest in investing. Based on sampling calculations using the probability sampling method with the Slovin formula, a sample of 63 respondents was obtained. Data collection techniques through questionnaires using simple linear regression analysis. Instrument trials were analyzed using validity tests and reliability tests. The results of this research show that financial literacy has a significant effect on investment interest among the millennial generation.
ANALISIS LAPORAN KEUANGAN MENGGUNAKAN RASIO KEUANGAN DAN COMMON SIZE UNTUK MENILAI KINERJA KEUANGAN PT BANK AMAR INDONESIA Hotma Tua Sihombing, Elsa Monica; Nurlinda
Jurnal Budgeting Vol. 5 No. 2 (2024): Edisi November
Publisher : Politeknik Negeri Medan

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Abstract

This final report is entitled Financial Statement Analysis Using Financial Ratios and Common Size to Assess the Financial Performance of PT Bank Amar Indonesia (2019-2022 Period). This final report aims to determine the financial performance of PT Bank Amar Indonesia. The source used is secondary data with documentation data collection. Documentation in the form of financial statements. Data processing uses formulas and describes the results. The results show that the Financial Ratio and Common Size formulas can assess the financial performance of PT Bank Amar Indonesia (2019-2022 period). Financial performance of PT Bank Amar Indonesia (Period 2019- 2022) is declared fluctuating.
PENERAPAN ALTMAN Z-SCORE MODIFIKASI DALAM MEMPREDIKSI KEBANGKRUTAN PT MATAHARI DEPARTMENT STORE TBK Adita Sari, Putri; Nurlinda
Jurnal Budgeting Vol. 5 No. 2 (2024): Edisi November
Publisher : Politeknik Negeri Medan

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Abstract

Bankruptcy PT Matahari Department Store Tbk for the period of 2018-2022”.The purpose of this final report is to determine the prediction of bankruptcy at PT Matahari Department Store Tbk for the 2018-2022 period using the Altman Z-Score method. The population of this final report is the financial statements of PT Matahari Department Store Tbk and the sample of this final report is the financial statements of PT Matahari Department Store Tbk for the period 2018-2022. The type of data used is quantitative data and the data source used is secondary data. Data collection techniques use documentation from financial statements published through www.matahari.com website. Data processing techniques using the Altman Z-Score Modification formula with descriptive statistics analysis techniques. Based on the results of data processing, the Z-Score result in 2018 was 6,498; in 2019 it was 6.8738; the year 2020 was -0.1909; in 2021 it was 3.4049; Year 2022 is 3.4933. Based on data analysis, it can be concluded that PT Matahari Department Store Tbk for the 2018, 2019, 2021, and 2022 periods is included in the safe zone because the standard assessment indicator is Z > 2.6, while in 2020 it is included in the dangerous zone indicator because the Z-Score value is at Z < 1.1.
PENGARUH PENGGUNAAN BRAND AMBASSADOR IDOL K-POP (EXO) TERHADAP KEPUTUSAN PEMBELIAN PRODUK SCARLETT WHITENING Wicaksana, Julio; Asmalidar
Jurnal Budgeting Vol. 5 No. 2 (2024): Edisi November
Publisher : Politeknik Negeri Medan

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Abstract

This research aims to determine the influence of using the K-Pop Idol (EXO) brand ambassador on purchasing decisions for Scarlett Whitening products. The type of data in this research is quantitative data using a Likert scale. The data collection technique used a questionnaire distributed to 86 finance and banking students majoring in accounting at Medan State Polytechnic who had used Scarlett products. The data analysis technique uses hypothesis testing, correlation coefficient, coefficient of determination, and simple linear regression analysis, which was processed with the help of SPSS 27. This research found that using EXO as a brand ambassador positively impacted purchasing decisions for Scarlett Whitening products, with an influence of 15.5%. The remaining 84.5% is explained by other variables not studied. The results of the simple linear regression analysis show that every time a brand ambassador experiences an increase of 1%, purchasing decisions will also increase by 0.254.
PROSEDUR PEMBERIAN KREDIT PEMILIKAN RUMAH (KPR) DI PT BANK TABUNGAN NEGARA (PERSERO) TBK KANTOR CABANG PEMBANTU MEDAN JOHOR Gunawan, Sarah Angelica; Asmalidar
Jurnal Budgeting Vol. 5 No. 2 (2024): Edisi November
Publisher : Politeknik Negeri Medan

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Abstract

This research is entitled "Procedure for Providing Home Ownership Credit (KPR) at PT Bank Tabungan Negara (Persero) Tbk Medan Johor Sub-Branch Office." The aim of this research is to find out the procedure for granting subsidized home ownership credit and to find out whether the procedure for granting Home Ownership Credit (KPR) at PT Bank Tabungan Negara (Persero) Tbk Medan Johor Sub-Branch Office is in accordance with Kasmir theory (2014). Data collection techniques were carried out by interviews. The data processing method used is a descriptive method which is then compared with existing theory. The research results show that the procedure for granting Home Ownership Credit at PT Bank Tabungan Negara (Persero) Tbk Medan Johor Sub-Branch Office is not in accordance with the Kasmir theory.
PENGARUH HARGA, LABELISASI HALAL, DAN KUALITAS PRODUK TERHADAP KEPUTUSAN PEMBELIAN ROTI KACANG HJ. ELIYA LUBIS DI KOTA TEBING TINGGI Nasution, Anriza Witi; Auliah, Dina; Wathan, Hubbul
Jurnal Budgeting Vol. 5 No. 2 (2024): Edisi November
Publisher : Politeknik Negeri Medan

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Abstract

This study was conducted to determine the effect of price, halal labeling and product quality on purchasing decisions. This study uses independent variables, namely price, halal labeling and product quality and dependent variables, namely purchasing decisions. Primary data used in the study were obtained from questionnaires that had been distributed to consumers of Roti Kacang Hj Eliya Lubis with a sample size of 101 respondents. This study uses a quantitative method using a Likert scale. Data analysis techniques use multiple linear regression, partial test (t test), simultaneous test (F test), determination test (R2) and autocorrelation test with a significance level of 5% (α = 0.05) which are processed using SPSS 25. The results of the partial test that has been carried out indicate that the variables price, halal labeling and quality partially have a significant effect on purchasing decisions. The variables price, halal labeling and product quality simultaneously have a significant effect on purchasing decisions

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