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Jurnal Al-Kharaj: Studi Ekonomi Syariah, Muamalah, dan Hukum Ekonomi
Published by Institut Agama Islam Negeri Bone
ISSN : 27970787     EISSN : 2798009X     DOI : https://doi.org/10.30863/alkharaj
Core Subject : Religion,
Religion
Al-Kharaj contains several studies and reviews on Sharia Economic Law which includes Economic Law, Fiqh Muamalah, and Sharia Economics also includes many studies on law in a broader sense.
Arjuna Subject : Umum - Umum
Articles 4 Documents
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Search results for , issue "Vol 2, No 2 (2022)" : 4 Documents clear
MEMAKNAI PERINTAH ṢADAQAH DALAM ALQURAN PADA TATARAN KEHIDUPAN MODERASI BERAGAMA (Telaah Makna Lafaz Ṣadaqah dalam Ayat Alquran) Maria Ulfah Syarif; Husaini Husaini; Muh. Qodri Syarif Ilham
AL-KHARAJ Vol 2, No 2 (2022)
Publisher : IAIN BONE

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30863/alkharaj.v2i2.3243

Abstract

AbstractSadaqah is anact that is mentioned the acknowledgment in the world, both in the Qur'an and Hadith. Dueto the fadhilah and wasilah of sadaqah, the recommendation to share and give sadaqah is contained in the verses of the Qur'an approximately 39 verses. Because the practice of sadaqah is not only worship that teaches a person to have a good relationship with Allah (hablūmīnallah) but also brings the mutaṣaddiq to have good relations with fellow humans (hablumīnannās). After the implementation of social distancing dueto the Covid-19 pandemic, the advice to share and give sadaqah is becoming in creasingly widespread in Indonesia, which is famous for the plurality of its population in terms of ethnic and religion. Without knowing the time, offers to give sadaqah are milling on all social media homepages. Not even a few individuals or institutions dare to offer an suggestion to give sadaqah directly to personal contacts. So now, anyone and anywhere from all walksoflife has the opportunity to give sadaqah or receive sadaqah.  This paper will dig deeper into what the Qur'an means when it says that a religiously moderate person should give sadaqah. This study aims to gather research data from different kinds of literature and focus its analysis on the world of texts,  specifically on what the commandment sadaqah in the verses of the Qur'an says about living a religiously moderate life. Furthermore, the results show that the command to sadaqah is not only material but also canbe non-material. Hence, every Muslim has the opportunity to give sadaqah. Giving sadaqah is not only to fellow Muslims but also permissible to give charity to non-Muslims (sadaqah Tatawwu' or al-sadaqah al-Nafilah). AbstarakSedekah merupakan sebuah amalan yang disebutkan balasannya di dunia, baik dalam Alquran maupun Hadis. Begitu besarnya fadhilah dan wasilah sedekah,  sehingga anjuran berbagi dan bersedekah tertuang dalam ayat-ayat Alquran kurang lebih sebanyak 39 ayat. Wajar saja, karena amalan sedekah bukan hanya sebatas ibadah yang mengajarkan seseorang untuk memiliki hubungan baik dengan Allah (hablūmīnallah) namun juga membawa si mutaṣaddiq  memiliki hubungan baik dengan sesama manusia (hablumīnannās). Pasca pemberlakuan sosial distancing akibat pandemi Covid-19, fenomena ajakan berbagi dan bersedekah semakin marak di Indonesia yang tersohor dengan kemajemukan penduduknya baik dari segi ras maupun agama. Tanpa mengenal waktu, tawaran bersedekah tersebar di semua beranda media sosial. Bahkan tidak sedikit orang ataupun lembaga yang berani menawarkan ajakan bersedekah langsung ke kontak pribadi. Sehingga kini, siapapun dan dimanapun semua lapisan masyarakat berpeluang untuk bersedekah maupun menerima sedekah. Tulisan ini bertujuan untuk mengkaji lebih mendalam makna anjuran sedekah pada Alquran dalam hubungannya dengan kehidupan moderasi beragama.Penelitian ini berusaha menghimpun data penelitian dari berbagai literatur dan menjadikan dunia teks sebagai obyek utama analisisnya yaitu menelaah makna perintah ṣadaqah dalam ayat-ayat Alquran dalam hubungannya dengan kehidupan moderasi beragama. Dan hasilnya menunjukkan bahwasanya perintah berṣadaqah tidak melulu dengan materi melainkan bisa pula berbentuk non materi sehingga setiap umat muslim berpeluang untuk memberikan ṣadaqah. Pemberian ṣadaqah pun tidak hanya kepada sesama muslim melainkan dibolehkan pula bersedekah kepada non  muslim (al-Ṣadaqah Taṭawwu’ atau al-Ṣadaqah al-Nafilah).
ANALISIS TRANSAKSI VALUTA ASING (AL-SHARF): Tinjauan Hukum Ekonomi Islam di Indonesia A. Ika Fahrika; H. Muhtar Lutfi; Nasrullah Bin Sapa
AL-KHARAJ Vol 2, No 2 (2022)
Publisher : IAIN BONE

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30863/alkharaj.v2i2.3198

Abstract

Abstract.             Analysis of Foreign Exchange Transactions (Al-Sharf): An Overview of Islamic Economic Law in Indonesia. The purpose of this research is to find out how the legal view of Indonesian Islamic Economics regarding foreign exchange (Al-Sharf), which is one of the transaction tools to meet basic human needs around the world today. The buying and selling of currencies is permitted as long as the transactions made are paid in cash and the local currency exchange rates are converted to the exchange rates of the currencies being exchanged. The study conducted by the author with an approach to norms and sources of Islamic law that specifically applies in Indonesia. In this study, the author will conduct a literature review of books and documents that discuss foreign exchange trading, as well as examine and analyze them from the perspective of Islamic economic law. Abstrak            Tujuan dari diadakannya penelitian ini adalah untuk mengetahui bagaimana pandangan hukum Ekonomi Islam Indonesia mengenai valuta asing (Al-Sharf), yang merupakan salah satu alat transaski yang untuk memenuhi kebutuhan dasar manusia di seluruh dunia saat ini. Pembelian dan penjualan mata uang diizinkan selama transaksi yang dilakukan dibayar secara tunai dan nilai tukar mata uang lokal dikonversi ke nilai tukar mata uang yang ditukarkan. Kajian yang dilakukan oleh penulis dengan pendekatan norma dan sumber hukum Islam yang khusus berlaku di Indonesia. Dalam penelitian ini, penulis akan melakukan kajian literatur terhadap buku-buku dan dokumen-dokumen yang membahas tentang perdagangan valuta asing, serta mengkaji dan menganalisisnya dari perspektif hukum ekonomi Islam.
PENGARUH LABEL SYARIAH, PROMOSI & HARGA TERHADAP TINGKAT PENJUALAN PADA PERUMAHAN SYARIAH THE MATA RECIDENCE DI KECAMATAN PATTALASANG KABUPATEN GOWA Riskayanti K; Hartas Hasbi
AL-KHARAJ Vol 2, No 2 (2022)
Publisher : IAIN BONE

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30863/alkharaj.v2i2.3222

Abstract

AbstractThis study aims to find out: (1) the influence of sharia label on the sales insharia housing, The Mata Residence, in Pattallassang, Gowa regency; (2) the influence of promotion on the sales in sharia housing; (3) the influence of price on the sales in sharia housing; and (4) the influence of sharia label, promotion and price on the sales in sharia housing. This study applied a quantitative research methodology. The data used were primary and obtained by using a questionnaire. The population of this study was the whole population in sharia housing, The Mata Residence, in Pattallassang, Gowaregency. The sample of this study was 50 respondents. The data were analyzed by using multiple linear regression. The research was conducted in August 2020. The result showed that partially (1) Sharia label had a significant effect on the sales of sharia housing, The Mata Residence, in Pattallassang, Gowa Regency, indicated by a significant value of 0,000 0.05. Thus, H1 was accepted; (2) Promotion had no significant effect on the sales of sharia housing because the significant value was 0.654 0.05. Thus, H2 was rejected; (3) Price had a significant effect on the sales of sharia housing, proven by the significant value of 0.01 0.05. Thus, H3 was accepted; and (4) simultaneously sharia labels, promotions and prices had a significant effect on the sales of sharia housing, The Mata Residence, in Pattallassang, Gowa regency. Since the significant value was 0,000 0.05, H4 was accepted. Based on the findings, the sharia labels, promotions, and prices contributed to the level of sales. To date, The Mata Residence housing has not given any fine to tenants or confiscated a property due to installment arrears, which lead to many housing seekers interested in buying it. Besides, the transactions do not involve banking. According to the study's findings, sharia labels, promotions, and prices influence the volume of sales; however, to date, there haven't been any fines or confiscations for The Mata Residence housing in case of arrears in installments, which encourage home buyers to buy as well as non-banking transactions. To solve this issue, home buyers should check first before purchasing Islamic property because it is feared that the momentum will actually be used by criminals.AbstrakPenelitian ini bertujuan (1) untuk mengetahui pengaruh label syariah terhadap tingkat penjualan pada perumahan syariah The Mata Residence di Kec.Pattallassang Kab. Gow, (2) untuk mengetahui pengaruh promosi terhadap tingkat penjualan pada perumahan syariah The Mata Residence di Kec.Pattallassang Kab. Gow, (3) untuk mengetahui pengaruh harga terhadap tingkat penjualan perumahan syariah The Mata Residence di Kec.Pattallassang Kab. Gowa, (4) untuk mengetahui pengaruh label syariah, promosi dan harga terhadap tingkat penjualan perumahan syariah the mata residence di Kec.Pattallassang Kab. Gowa. Penelitian ini menggunakan jenis penelitian kuantitatif. Data yang digunakan adalah data primer dengan teknik pengumpulan data menggunakan metode kuesioner. Populasi dalam penelitian ini ialah keseluruhan yang terlibat dalam perumahan syariah The Mata Residence di Kec. Pattallassang Kab. Gowa, sampel yang digunakan dalam penelitian ini sebanyak 50 responden. Metode analisis data menggunakan regresi linear berganda dan waktu penelitian dilakukan pada bulan agustus 2020. Hasil penelitian menunjukkan bahwa secara parsial (1) Label Syariah, berpengaruh signifikan terhadap tingkat penjualan perumahan syariah The Mata Residence di Kec. Pattallassang Kab. Gowa karena nilai signifikan 0,000 0,05 maka H1 diterima (2) Promosi tidak berpengaruh signifikan terhadap tingkat penjualan perumahan syariah The Mata Residence di Kec. Pattallassang Kab. Gowa karena nilai signifikan 0,654 0,05 maka H2 ditolak, (3) Harga berpengaruh signifikan terhadap tingkat penjualan perumahan syariah The Mata Residence di Kec. Pattallassang Kab. Gowa karena nilai signifikan 0,01 0,05 maka H3 diterima, dan secara simultan Label Syariah, Promosi dan Harga berpengaruh signifikan terhadap tingkat penjualan perumahan syariah The Mata Residence di Kec. Pattallassang Kab. Gowa karena nilai signifikan 0,000 0,05 maka H4 diterima. Berdasarkan hasil penelitian, label syariah, promosi, dan harga mempengaruhi volume penjualan; Namun, hingga saat ini, belum ada denda atau penyitaan untuk perumahan The Mata Residence jika terjadi tunggakan angsuran, yang mendorong pembeli rumah untuk membeli maupun transaksi non-perbankan. Untuk mengatasi masalah ini, pembeli rumah harus mengecek terlebih dahulu sebelum membeli properti syariah karena dikhawatirkan dimanfaatkan oleh pelaku hanya mendaapatkan keuntungan semata.
POLA PERILAKU KONSUMSI MAHASISWA MUSLIM (Studi Kasus Mahasiswa FEBI IAIN Kendari 2018-2021) Ririn Indah Zulfiah; Sitti Nur Annisa Amalia
AL-KHARAJ Vol 2, No 2 (2022)
Publisher : IAIN BONE

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30863/alkharaj.v2i2.3170

Abstract

AbstractThe pattern of consumption behavior is a person's lifestyle, especially among young people or students today who cannot be separated from technology and modern flows according to the times. Based on this, the researcher was interested and wanted to know the pattern of consumption behavior of students at the Faculty of Economics and Islamic Business IAIN Kendari, especially in the Islamic Economics study program class 2018 - 2021 in the perspective of Islamic economics and the use of their income (pocket money) to carry out consumption activities, especially on non-food consumption.This study aims to determine the pattern of non-food consumption behavior in students at the Faculty of Economics and Islamic Business IAIN Kendari, especially in the Islamic Economics study program class 2018 - 2021 as well as in the perspective of Islamic economics and to find out students in using their income (pocket money) to carry out consumption activitie , especially in non-food consumption.This study uses a quantitative descriptive analysis method that does not use hypothesis testing but is an attempt to answer the researcher's questions so that it is hoped that an overall picture of a real phenomenon will emerge and explain or describe the variables in this study. This research was conducted by giving questionnaires and giving interviews which are related to the variables of consumption behavior patterns of Muslim students.The results of this study are (1) students at the Faculty of Islamic Economics and Business IAIN Kendari, especially in the Islamic Economics study program class 2018 - 2021, in the pattern of non-food consumption behavior, most of them are said to be relatively the same and have diverse needs between male and female students woman. (2) Students at the Islamic Economics and Business Faculty, IAIN Kendari, especially in the Islamic Economics study program class 2018 - 2021, show that students from an Islamic economic perspective, their consumption behavior patterns are still said to be not in accordance with what has been shari'ah according to Islamic teachings. (3) Students at the Faculty of Islamic Economics and Business, IAIN Kendari, especially in the Islamic Economics study program class 2018 - 2021, show that in using income (pocket money), students are more likely to allocate it to fulfilling needs beyond limits and prioritize needs that are actually less needed not even useful and can be postponed, especially in the needs of entertainment, care/cosmetic, and especially in tobacco/cigarettes.AbstrakPola perilaku konsumsi merupakan gaya hidup seseorang, terutama di kalangan anak muda atau pelajar saat ini yang tidak lepas dari teknologi dan arus modern sesuai dengan perkembangan zaman. Berdasarkan hal tersebut, peneliti tertarik dalam membahas bagaimana pola perilaku konsumsi mahasiswa fakultas Ekonomi dan Bisnis Islam IAIN Kendari, khususnya pada program studi Ekonomi Islam angkatan 2018 – 2021 dalam perspektif ekonomi Islam dan penggunaan pendapatannya (uang jajan) untuk melakukan kegiatan konsumsi,  terutama pada konsumsi non-makanan.Penelitian ini bertujuan untuk mengetahui pola perilaku konsumsi non pangan pada mahasiswa Fakultas Ekonomi dan Bisnis Islam IAIN Kendari, khususnya pada program studi Ekonomi Islam angkatan 2018 – 2021 serta dalam perspektif ekonomi Islam dan untuk mengetahui mahasiswa dalam menggunakan pendapatannya (uang jajan) untuk melakukan kegiatan konsumsi,  terutama dalam konsumsi non-makanan.Penelitian ini menggunakan metode analisis deskriptif kuantitatif yang tidak menggunakan pengujian hipotesis tetapi merupakan upaya untuk menjawab pertanyaan peneliti sehingga diharapkan akan muncul gambaran keseluruhan dari suatu fenomena nyata dan menjelaskan atau mendeskripsikan variabel-variabel dalam penelitian ini. Penelitian ini dilakukan dengan memberikan kuesioner dan memberikan wawancara yang berkaitan dengan variabel pola perilaku konsumsi mahasiswa muslim.Penelitian ini menghasilkan, bahwa (1) Mahasiswa Fakultas Ekonomi dan Bisnis Islam IAIN Kendari angkatan 2018 – 2021, dalam pola perilaku konsumsi non pangan, kebanyakan dari mereka dikatakan relatif sama dan memiliki kebutuhan yang beragam antara mahasiswa laki-laki dan perempuan perempuan. 2) Mahasiswa Fakultas Ekonomi dan Bisnis Islam, IAIN Kendari angkatan 2018 – 2021, menunjukkan bahwa mahasiswa dari perspektif ekonomi Islam, pola perilaku konsumsinya masih dikatakan tidak sesuai dengan apa yang telah menjadi syari'ah menurut ajaran Islam. (3) Mahasiswa Fakultas Ekonomi dan Bisnis Islam, IAIN Kendari angkatan 2018 – 2021, menunjukkan bahwa dalam menggunakan pendapatan (uang saku), mahasiswa lebih cenderung mengalokasikannya untuk memenuhi kebutuhan di luar batas dan mengedepankan kebutuhan yang sebenarnya kurang dibutuhkan bahkan tidak berguna dan dapat ditunda,  terutama dalam kebutuhan hiburan, perawatan/kosmetik, dan khususnya pada tembakau/rokok.

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