cover
Article Per Year (5 Year)
All
Home Page
OAI Link
Editorial Team
Contact
Reviewer
Google Scholar
Contact Name
Rifadli D Kadir
Contact Email
rkadir@iaingorontalo.ac.id
Phone
+6281243160577
Journal Mail Official
rkadir@iaingorontalo.ac.id
Editorial Address
Kampus 2, Jl. Sultan Amai, No. 1, Ds. Pone, Kec. Limboto Barat, Kab. Gorontalo, Prov. Gorontalo, Indonesia 96215.
Location
Kota gorontalo,
Gorontalo
INDONESIA
Mutanaqishah: Journal of Islamic Banking
Published by Institut Agama Islam Negeri Sultan Amai Gorontalo
ISSN : -     EISSN : 28078500     DOI : https://doi.org/10.54045/mutanaqishah
Core Subject : Economy,
Economics, Econometrics & Finance
Mutanaqishah: Journal of Islamic Banking published in online, published by Department of Islamic Banking, Faculty of Islamic Economics and Business, IAIN Sultan Amai Gorontalo. Mutanaqishah contains the results of field research and library research or the results of thoughts about banking and Islamic banking. Mutanaqishah functions as a place for academics, scientists, researchers, practitioners and industry to share views on banking and Islamic banking as outlined in scientific papers. This Journal Published every June and December. The main focus of the Mutanaqishah: Journal of Islamic Banking is Islamic Banking, Banking, Non-Bank Financial Institutions, Islamic Bank Information Systems, Islamic Bank Accounting, Islamic Bank Audit, Islamic Bank Management, Islamic Banking Risk Management, Marketing Management of Islamic Banking, Islamic Bank Law Design, Islamic Bank Liquidity Management, Financial Statement Analysis Islamic Banking, Islamic Banking Ethics.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 5 Documents
 1 
Search results for , issue "Vol. 2 No. 2 (2022): December 2022" : 5 Documents clear
Konsep Maslahah pada Produk Perbankan Sharia Card Muhammad Fadel; Mukhtar Lutfi; Nasrullah Bin Sapa; Nurjannah
Mutanaqishah: Journal of Islamic Banking Vol. 2 No. 2 (2022): December 2022
Publisher : Department of Islamic Banking

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54045/mutanaqishah.v2i2.377

Abstract

This study aims to determine sharia economic law and problems regarding the use of sharia credit cards which have now become a tool for today's transactions. This research is a library research with descriptive qualitative method. Data obtained from secondary data, namely various journals, research, books that are relevant to the discussion. Data obtained from various literatures were then analyzed, then data reduction, and resulted in classification of data by describing it in the discussion, in order to obtain conclusions. The results of this study are that Islamic credit cards are permissible based on the DSN MUI fatwa No. 54/DSN-MUI/X/2006 concerning sharia cards with various provisions that still pay attention to sharia principles, such as not incurring usury, not being used for transactions that are not in accordance with sharia, not encouraging excessive spending. Of course there are benefits to credit cards, but these can still be minimized. The use of sharia credit cards is still at the maslahah tahsiniyyah level, but can be changed to hajiyyah which is adjusted to the needs of the cardholder. This research can provide consumers with an understanding regarding muamalah law so that they can determine the choice of credit card to use and can also ensure the correlation of problems with the product used.   Penelitian ini bertujuan untuk mengetahui hukum muamalah dan korelasinya terhadap maslahah mengenai penggunaan kartu kredit syari’ah yang saat ini telah menjadi alat transaksi. Penelitian ini merupakan penelitian studi pustaka (library research) dengan metode kualitatif deskriptif. Data diperoleh dari data sekunder yaitu berbagai jurnal, penelitian dan buku yang relevan dengan pembahasan. Data yang diperoleh dari berbagai literatur kemudian dianalisis, lalu reduksi data, dan dihasilkan klasifikasi data dengan mendeskripsikannya pada pembahasan, sehingga diperoleh kesimpulan. Hasil penelitian menunjukkan bahwa kartu kredit syari’ah dibolehkan berdasarkan fatwa DSN MUI No. 54/DSN-MUI/X/2006 tentang sharia card dengan berbagai ketentuan yang tetap memerhatikan prinisp-prinsip syari’ah, seperti tidak menimbulkan riba, tidak digunakan untuk transaksi yang tidak sesuai dengan syari’ah, tidak mendorong pengeluaran yang berlebihan. Berbagai manfaat atas kartu kredit tentu terdapat mafsadat, namun masih dapat diminimalisir. Pengunaan kartu kredit syari’ah masih pada tataran maslahah tahsiniyyah, namun dapat berubah menjadi hajiyyah yang disesuaikan dengan kebutuhan pemegang kartu. Penelitian ini dapat memberikan pemahaman terkait hukum muamalah kepada konsumen sehingga dapat menentukan pilihan kartu kredit yang akan digunakan dan  juga dapat memastikan korelasi maslahah pada produk yang digunakan.
Inovasi Green Banking pada Layanan Perbankan Syari’ah Cania Anggita Putri; Muhammad Iqbal Fasa; Suharto; Adib Fachri
Mutanaqishah: Journal of Islamic Banking Vol. 2 No. 2 (2022): December 2022
Publisher : Department of Islamic Banking

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54045/mutanaqishah.v2i2.402

Abstract

Concern for the environment is now even more intensive than in the past. This concern comes from various organizations, one of which is from banks bringing the idea of ​​Green Banking. Green banking is an environmentally friendly bank activity by considering three aspects: the 3P, (profit, planet and people). This study aims to analyze the relationship between electronic banking as operational support and customer service improvement. Banks can also facilitate and be more environmentally friendly, for example by reducing paper in every transaction or using recycled materials. Thus, it improves the quality of bank services that will be perceived by customers. This research is a qualitative research with descriptive method and the analysis is based on literature study. The results of this study are intended for banks who want to implement or have implemented Green Banking, where knowledge of Green Banking is believed to improve service quality. Kepedulian terhadap lingkungan kini sudah merata lebih intensif dari beberapa waktu sebelumnya. Kekhawatiran ini datang dari berbagai organisasi, salah satunya dari bank  membawa ide Green Banking. Perbankan hijau adalah kegiatan bank yang ramah lingkungan dengan mempertimbangkan tiga aspek: 3P yaitu profit (pencapaian laba), planet (lingkungan) dan people (masyarakat). Penelitian ini bertujuan untuk menganalisis hubungan antara perbankan elektronik sebagai pendukung operasional dan peningkatan layanan pelanggan. Bank juga dapat memfasilitasi dan lebih ramah lingkungan misalnya dengan mengurangi kertas dalam setiap transaksi atau menggunakan daur ulang bahan. Dengan demikian, ini meningkatkan kualitas layanan bank yang akan dirasakan oleh pelanggan. Penelitian ini merupakan penelitian kualitatif dengan metode deskriptif dan analisisnya didasarkan pada studi literatur. Hasil penelitian ini diperuntukan bagi pihak perbankan yang ingin mengimplementasikan atau telah mengimplementasikan Green Banking, dimana pengetahuan tentang Green Banking ini diyakini akan meningkatkan kualitas layanan.
Evaluasi Penggunaan QRIS pada m-Banking Bank Syariah: Pendekatan Technology Acceptance Model Waluyo
Mutanaqishah: Journal of Islamic Banking Vol. 2 No. 2 (2022): December 2022
Publisher : Department of Islamic Banking

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54045/mutanaqishah.v2i2.530

Abstract

This study aims to evaluate transactions using QRIS in mobile banking of Islamic banks. The approach is carried out with the Theory of Acceptance Model (TAM) which integrates usefulness, ease of use and trust in the decision to use QRIS. The respondents who were successfully collected were 140, with technical random sampling in the community in Surakarta. The data analysis technique uses multiple regression analysis with smartPLS. The results show that all variables affect the decision to use QRIS in islamic bank banking cars. Although the results show an influence, there are findings that there is a need for massive socialization of both merchants and users so that the cashless movement can run optimally. In addition, it is necessary to equalize the internet so that the QRIS feature can be felt throughout the region.
Assessing an Islamic Bank's Cash Flow Ana Fitria
Mutanaqishah: Journal of Islamic Banking Vol. 2 No. 2 (2022): December 2022
Publisher : Department of Islamic Banking

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54045/mutanaqishah.v2i2.506

Abstract

The cash flow statement is made up of three parts: operating, investing, and financing cash flows. The objective of this study is to determine the progress of cash flows as observed via changes or comparisons of cash flows at PT. Sharia Aceh Bank. The method adopted is a quantitative descriptive method, in which existing data from the bank's annual reports from 2017 through 2021 is collected and reviewed. The findings reveal that PT. Bank Aceh Syariah has fluctuating cash flow but is still able to maintain positive cash flow on average.
Determinants of Customers Decision to Choose an Islamic Bank Indah Sari
Mutanaqishah: Journal of Islamic Banking Vol. 2 No. 2 (2022): December 2022
Publisher : Department of Islamic Banking

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54045/mutanaqishah.v2i2.626

Abstract

The formulation of the research problem is whether there is an influence of location, service, and promotion on customer decisions in choosing a sharia bank. The discussion in this study is a theory related to location, service, promotion, and customer decisions. This research is a quantitative study, the data source is primary data, data collection using questionnaires and interviews. The research sample consisted of 30 samples with saturated sampling technique, the research analysis used statistics, namely SPSS 20. The results of the study it was found that the variable location had an effect on customer decisions in choosing Islamic banks while the service and promotion has no effect on customer decisions. Then based on the results of the F test, it is known that the variables of location, service, and promotion affect customer decisions in choosing Islamic banks in the Nagasaribu village, Kec. Padang Bolak Tenggara.

Page 1 of 1 | Total Record : 5

 1 

Filter by Year

2022 2022


Reset
Filter By Issues
All Issue Vol. 5 No. 2 (2025): July - December Vol. 5 No. 1 (2025): January - June Vol. 4 No. 2 (2024): December 2024 Vol. 4 No. 1 (2024): June 2024 Vol. 3 No. 2 (2023): December 2023 Vol. 3 No. 1 (2023): June 2023 Vol. 2 No. 2 (2022): December 2022 Vol. 2 No. 1 (2022): June 2022 Vol. 1 No. 2 (2021): December 2021 Vol. 1 No. 1 (2021): June 2021