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Electronic Journal of Education, Social Economics and Technology
Published by SAINTIS Publishing
ISSN : -     EISSN : 27236250     DOI : https://doi.org/10.33122/ejeset
Core Subject : Religion, Economy, Humanities, Health, Science, Education, Art, Social, Engineering,
Religion Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Environmental Science Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Nursing Public Health Social Sciences Veterinary Other
Electronic Journal of Education, Social Economics and Technology (eJESET) with ISSN 2723-6250 (online) is a open-access, peer-reviewed multidisciplinary international journal. The journal aims to provide an international platform for researchers, professionals and scientists for solve of problems with multidisciplinary approaches on all topics related to educational, social science, economics and technology to exchange, sharing and disseminate theoretical of current research results as widely as possible. Electronic Journal of Education, Social Economics and Technology (eJESET) publishes the latest research results in multidisciplinary approaches on all topics related to educational, social science, economics and technology. First published in 2020. The Journal is published biannually and is available in open access electronic version.
Arjuna Subject : Ilmu Sosial - Ilmu Sosial (Lain-Lain)
Articles 169 Documents
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Search results for , issue "Vol 6, No 2 (2025)" : 169 Documents clear
Bancassurance Strategy in Increasing Sales of Sharia Life Insurance Products: A Case Study of Collaboration Between Prudential Syariah and BSI in Medan City Nur, Dara Lutfiah; Soemitra, Andri; Nasution, Yenni Samri Juliati
Electronic Journal of Education, Social Economics and Technology Vol 6, No 2 (2025)
Publisher : SAINTIS Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33122/ejeset.v6i2.1095

Abstract

This study aims to analyze the bancassurance strategy in increasing sales of sharia life insurance products through a case study of collaboration between PT Prudential Life Assurance Unit Syariah and Bank Syariah Indonesia (BSI) in Medan City. Using a descriptive qualitative approach, data were collected through in-depth interviews with Financial Service Consultants (FSC), BSI marketing staff, and direct observation of marketing activities in the field. The results of the study indicate that the implemented sharia bancassurance strategy includes placing FSCs in BSI branch offices, an educational approach to customers, product integration (bundling), and utilizing BSI's customer database for targeting. This approach has been proven to be able to increase customer understanding of the benefits of sharia life insurance and has contributed significantly to increasing the number of policies and premium contributions received each month. However, the implementation of this strategy is not without challenges. Among them are the referral-based work system that makes FSC dependent on bank staff in reaching potential customers, as well as the low literacy of the community regarding sharia concepts and values in insurance. To overcome this, it is necessary to increase internal synergy, regular training for marketers, and a sustainable and comprehensive sharia financial literacy.
The Effect of Chimney Height Variation on the Performance of a Solar-Powered Cascara Coffee Dryer Prototype Faisal, Faisal; Suryadi, Suryadi; Ikhwan, Irhamna; Sayuthi, Muhammad; Putra, M. Iqbal Adhya
Electronic Journal of Education, Social Economics and Technology Vol 6, No 2 (2025)
Publisher : SAINTIS Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33122/ejeset.v6i2.1085

Abstract

This study aims to evaluate the effect of chimney height variation on the performance of a solar-powered cascara coffee dryer prototype. Chimney height is an important parameter in drying systems because it affects the rate of hot air flow, relative humidity, and drying process efficiency. An experimental study was conducted by varying the chimney height in the dryer's air outlet duct, then observing the drying performance of coffee cherry husks (cascara) as the test material. The main parameters analyzed included drying time, temperature stability in the drying chamber, drying efficiency, and final product quality. The results showed that variations in chimney height had a significant effect on system performance. A chimney with a height of 220 cm proved to produce the best performance with a more stable air flow rate, consistent drying temperature, and 100% efficiency. This results in a faster, more even, and higher quality cascara drying process. The final product, dried cascara coffee, can then be processed into high-value herbal tea drinks and has the potential to increase coffee product diversification. Thus, this study confirms that proper chimney height adjustment is a crucial factor in the design and development of solar drying technology, especially for agricultural products such as coffee cherry skin. These findings are expected to serve as the basis for developing more efficient, environmentally friendly dryer designs that support increased added value for coffee derivative products at both the farmer and small-to-medium industry levels.
The Influence of Job Involvement and Organizational Commitment on Organizational Citizenship Behavior of Civil Servants at UPTD Puskesmas Korpri Kubu Raya Regency Pratama, Syahroni; Arninda, Arninda
Electronic Journal of Education, Social Economics and Technology Vol 6, No 2 (2025)
Publisher : SAINTIS Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33122/ejeset.v6i2.871

Abstract

This study aims to analyze the influence of Job Involvement and Organizational Commitment on the Organizational Citizenship Behavior (OCB) of Civil Servants (PNS) at UPTD Puskesmas Korpri, Kubu Raya Regency. The research uses an associative quantitative approach with 36 respondents selected using a saturated sampling technique. Data were collected through questionnaires and interviews. The regression analysis results show the equation Y = 1.895 + 0.241X₁ + 0.312X₂ with a correlation coefficient (R) of 0.630, indicating a strong relationship category, and a determination value (R²) of 39.6%, while the remaining 60.4% is influenced by variables outside the research. The F test results indicate that Job Involvement and Organizational Commitment simultaneously have a positive and significant effect on OCB. The partial t-test results also show that Job Involvement and Organizational Commitment have a positive and significant influence on OCB. In conclusion, employee involvement and commitment make a real contribution in shaping organizational citizenship behavior within the health center environment. Future researchers are suggested to consider adding other variables such as job satisfaction, transformational leadership style, organizational culture, work environment atmosphere, work motivation, or work-life balance. By including these variables, the results are expected to provide a more comprehensive picture of the factors influencing organizational citizenship behavior (OCB), especially in health service institutions.
The Influence of Product and Price on the Repurchase Intention of Kebab Khabaz Consumers in Singkawang Mauliza, Shafry; Samsuddin, Samsuddin
Electronic Journal of Education, Social Economics and Technology Vol 6, No 2 (2025)
Publisher : SAINTIS Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33122/ejeset.v6i2.806

Abstract

This study aims to analyze the influence of Product and Price on the Repurchase Intention of consumers at Kebab Khabaz in Singkawang City. A descriptive quantitative approach was used, employing purposive sampling with a total of 100 respondents. Data were processed through validity and reliability tests, classical assumption testing, and multiple linear regression analysis. The F-test results show that Product and Price simultaneously have a significant influence on Repurchase Intention, with a significance value of 0.000 0.05 and an F-count of 56.432. Meanwhile, the t-test results indicate that both Product (t = 5.224; sig. 0.000) and Price (t = 4.776; sig. 0.000) have a positive and significant partial effect on Repurchase Intention. The coefficient of determination (R²) is 0.679, indicating that 67.9% of the variance in Repurchase Intention can be explained by Product and Price, while the remaining 32.1% is influenced by other factors outside this research model. This study emphasizes the importance of product quality and appropriate pricing strategies in building consumer loyalty. It is recommended that the business owner maintain consistent product quality and regularly evaluate pricing strategies to remain competitive and reflect the value offered to consumers.
The Effect of Oil Prices and Gold Prices on the Indonesia Composite Index with Inflation as an Intervening Variable in Indonesia During the Period 2019-2024 Almunadia, Almunadia; Muttaqim, Hakim; Saleh, M.
Electronic Journal of Education, Social Economics and Technology Vol 6, No 2 (2025)
Publisher : SAINTIS Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33122/ejeset.v6i2.634

Abstract

This study aims to analyze the effect of oil prices and gold prices on the Indonesia Composite Index (ICI) with inflation as an intervening variable in Indonesia during the period of 2019-2024. The data used are secondary data, and the analysis method is Partial Least Squares (PLS). The results demonstrate that oil prices have a significant influence on inflation and the ICI, while gold prices have a significant influence on inflation but not on the ICI. Additionally, inflation does not act as a moderating variable in the relationship between oil prices and gold prices on the ICI. The R-square value of the ICI variable reached 0.809, indicating a strong relationship between the exogenous variables and the ICI, while inflation had an R-square value of 0.193, classified as weak. Based on these findings, fluctuations in oil prices have a more significant impact on the ICI than gold prices, while inflation is not strong enough to moderate this relationship. This study provides insights for policymakers to mitigate the impact of oil price fluctuations on the stock market, as well as for investors to understand the macroeconomic factors influencing the ICI.
The Influence of Income, Financial Literacy, Financial Behavior, and Lifestyle on the Personal Financial Management of Employees at RSUD Pemangkat Melanu, Virginia Melantika; Suryadi, Edy
Electronic Journal of Education, Social Economics and Technology Vol 6, No 2 (2025)
Publisher : SAINTIS Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33122/ejeset.v6i2.849

Abstract

This study aims to analyze the influence of income, financial literacy, financial behavior, and lifestyle on the personal financial management of employees at RSUD Pemangkat. The research uses an associative quantitative approach with data collected through questionnaires distributed to 188 civil servants as respondents. The data analysis technique applies multiple linear regression along with instrument testing and classical assumption tests. The correlation coefficient (R) of 0.769 and the coefficient of determination (R²) of 59.2% indicate that the independent variables can explain the variation in personal financial management. The F-test results show that income, financial literacy, financial behavior, and lifestyle simultaneously have a positive and significant effect on financial management. The t-test results indicate that income, financial literacy, and financial behavior have a positive and significant effect, while lifestyle has a negative and significant effect on financial management. These findings highlight the importance of increasing income, improving financial literacy, fostering good financial behavior, and controlling a consumptive lifestyle to support effective personal financial management among employees. The practical implication is the need for financial education programs and more optimal income management strategies. Future research is recommended to examine other external factors such as social pressure and macroeconomic conditions, as well as to conduct comparative studies across different institutions to enrich the findings.
The Influence of Service Quality and Customer Satisfaction on Customer Loyalty in Freight Forwarding Services of CV. Citra Surya Abadi Pontianak Qori, Izham Al; Samsuddin, Samsuddin
Electronic Journal of Education, Social Economics and Technology Vol 6, No 2 (2025)
Publisher : SAINTIS Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33122/ejeset.v6i2.899

Abstract

This study aims to analyze the influence of service quality and customer satisfaction on customer loyalty in the freight forwarding services of CV. Citra Surya Abadi Pontianak. This research uses an associative quantitative approach with 100 respondents selected using a purposive sampling technique. Data were collected through questionnaires, interviews, and field observations. The results of multiple regression analysis show the equation Y = 1.459 + 0.226X₁ + 0.425X₂ with a correlation coefficient (R) of 0.619, indicating that the relationship is in the strong category. The coefficient of determination (R²) of 38.3% indicates that customer loyalty is influenced by service quality and customer satisfaction by 38.3%, while the remaining 61.7% is influenced by other factors outside this study. The F test results show that service quality and customer satisfaction simultaneously have a positive and significant effect on customer loyalty. The partial t test results show that service quality and customer satisfaction each have a positive and significant effect on customer loyalty. In conclusion, service quality and customer satisfaction make a real contribution to increasing customer loyalty at CV. Citra Surya Abadi Pontianak. This study recommends the need for continuous improvement of service quality and customer satisfaction to maintain loyalty. Future research is expected to add other variables so that the results are more comprehensive.
The Influence of Financial Literacy, FOMO Lifestyle, and Financial Attitude on Financial Management: A Case Study of University Students in Pontianak City Elvira, Dhina Citra; Ryanto, Fuad Ramdhan
Electronic Journal of Education, Social Economics and Technology Vol 6, No 2 (2025)
Publisher : SAINTIS Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33122/ejeset.v6i2.823

Abstract

This study aims to analyze the influence of financial literacy, Fear of Missing Out (FOMO) lifestyle, and financial attitude on the financial management of university students in Pontianak City. The research employs a quantitative approach with an associative research design. The sample consists of 150 respondents selected through purposive sampling. Data analysis was conducted using multiple linear regression, preceded by validity and reliability tests, along with classical assumption testing. The results indicate that both financial literacy and financial attitude have a positive and significant effect on financial management, while the FOMO lifestyle has a negative and significant effect. Collectively, the three variables have a significant simultaneous impact on students' financial management. These findings highlight the importance of enhancing financial literacy, cultivating positive financial attitudes, and managing the influence of FOMO in shaping healthy financial behavior. The results underscore the need for sufficient financial knowledge and awareness to support responsible financial decision-making among students, particularly in the face of digital social pressures. The study offers practical implications for students to become more discerning in responding to social trends and emphasizes the importance of technology-based educational interventions. Future research is encouraged to explore other psychological factors that may mediate the relationships between variables, such as self-control or impulsive buying behavior.
The Influence of Unemployment and Regional Income on Community Purchasing Power in Pidie Jaya Regency Rahmat, T Babur; Rasyidin, M.; Saleh, M.
Electronic Journal of Education, Social Economics and Technology Vol 6, No 2 (2025)
Publisher : SAINTIS Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33122/ejeset.v6i2.791

Abstract

This research is motivated by the low purchasing power of the community in Pidie Jaya Regency, which is suspected to be influenced by high unemployment rates and income fluctuations. The aim of this study is to analyze the effect of unemployment and income levels on purchasing power during the period 1994–2023. The method used is a quantitative approach with multiple linear regression analysis, utilizing secondary data obtained from the Central Bureau of Statistics and related institutions. The results indicate that the unemployment rate variable (X₁) has a negative and significant effect on purchasing power (Y), while the income variable (X₂) has a positive and significant effect. These findings suggest that higher unemployment rates tend to reduce purchasing power, whereas increased income can enhance it. This highlights the need for local government policies to focus on job creation and income improvement to strengthen purchasing power and promote economic welfare in Pidie Jaya. The study is expected to serve as a reference for formulating more effective and sustainable regional economic development strategies.
Optimization of Clustering Model for Mapping Tourism Potential in Magelang Regency Using K-Means Clustering Algorithm Kanafi, Kanafi; Fatkhurrochman, Fatkhurrochman
Electronic Journal of Education, Social Economics and Technology Vol 6, No 2 (2025)
Publisher : SAINTIS Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33122/ejeset.v6i2.1011

Abstract

Magelang Regency has various tourist destinations with highly diverse potentials, including nature, history, culture, and religious tourism. However, the management of these tourism potentials still faces serious challenges, particularly in terms of mapping, which has not been well-structured. The numerous different tourist spots with various regional potentials have led to local and international tourists experiencing difficulties in selecting promising destinations. The role of mapping for clustering tourism potentials has become a primary need to accelerate economic growth in Indonesia. If clustering is conducted conventionally, without being based on in-depth data analysis, it can risk producing policies that are not well-targeted. The objective of this study is to map the tourism potentials in Magelang Regency using the optimization of the K-Means Clustering method. This clustering is based on variables: attractiveness, accessibility, facilities, number of visitors, ticket prices, security, and rating values. The research methods include literature review, data collection, data pre-processing, K-Means algorithm implementation and optimization, model evaluation and validation, system visualization development, testing, reporting, and publication. The final result of this study is the clustering of tourism potentials into three 7 clusters, the Silhouette Coefficient test yielded a score of 0.504.

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