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Contact Name
Sufyan
Contact Email
suyfan@pdfaii.org
Phone
+628992932000
Journal Mail Official
suyfan@pdfaii.org
Editorial Address
Perkumpulan Dosen Fakultas Agama Islam Indramayu Alamat : Jl. Ir. H. Djuanda Km 03, RT 001 RW 005 Desa Singaraja Kecamatan Indramayu Kabupaten Indramayu Jawa Barat 45213.
Location
Kab. indramayu,
Jawa barat
INDONESIA
ORGANIZE: Journal of Economics, Management and Finance
ISSN : -     EISSN : 29630576     DOI : https://doi.org/10.58355/organize.v2i1.6
Core Subject : Economy,
FOCUS Journal of Economics, Management and Finance provides scientific articles developed in attending through the article publications, original research report, reviews, and scientific commentaries in economics. SCOPE Journal of Economics, Management and Finance encompasses research papers from researcher, academics, and practitioners. In particular, papers which consider the following general topics are invited: Economics Science Monetary Economics Economic development Management Science Marketing Digital Bisnis /E-commerce Financial Management Human Resource Management Accounting Sciences Auditing Taxation Insurance Entrepreneurship and business Islamic Finance Economic Syariah Islamic Banking
Articles 5 Documents
Search results for , issue "Vol. 1 No. 1 (2022): Economic Transformation and Development" : 5 Documents clear
Islamic Business Entrepreneurs: To Create Excellent, Courageous and Independent Muslim Entrepreneurs Nursyamsi; dedi
ORGANIZE: Journal of Economics, Management and Finance Vol. 1 No. 1 (2022): Economic Transformation and Development
Publisher : Perkumpulan Dosen Fakultas Agama Islam Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58355/organize.v1i1.1

Abstract

Abstract. This paper aims to examine Islamic business entrepreneurs in an effort to produce Muslim entrepreneurs who are superior, courageous, and independent. This paper concludes that Islamic Business Entrepreneur is entrepreneurship is all business activities that are carried out commercially in order to produce goods or services in a way that does not conflict with the Shari'a. The foundation of Islamic Business Entrepreneur is the Al-Qur'an and As-Sunnah. The functions of Islamic business entrepreneurs are 1). Seeking success in this world and the hereafter, 2). Provide benefits to other community members, 3). Cultivating a dynamic work and life ethic, as well as increasing community participation in nation building, 4). Develop entrepreneurship and make a major contribution to the expansion of employment opportunities, 5). Reducing unemployment, 6). Increase the country's economic strength.
Buying and Selling Gold in Cashless Perspective of Sharia: DSN-MUI Fatwa Study No. 77 Year 2010 Muhammad Faqih Abdillah
ORGANIZE: Journal of Economics, Management and Finance Vol. 1 No. 1 (2022): Economic Transformation and Development
Publisher : Perkumpulan Dosen Fakultas Agama Islam Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58355/organize.v1i1.2

Abstract

DSN-MUI Fatwa No. 77/DSN-MUI/V/2010 concerning buying and selling gold in cash which was issued on June 3 2010, DSN-MUI states that buying and selling in cash is permissible (mubah), as long as gold does not become the official medium of exchange (money), either through ordinary buying and selling or buying and selling murabaha. It is interesting to study the reason for this fatwa being issued and the suitability of the legal advice of the DSN-MUI with the legal advice of the MUI in issuing this fatwa. This research is a type of library research using a descriptive analysis approach. In this study it can be concluded that: the reasons for the permissibility of buying and selling gold in cashless manner in the DSN-MUI fatwa No. 77/DSN-MUI/V/2010, DSN-MUI interprets the Hadith of the Prophet SAW regarding buying and selling gold in a contemporary (contextual) way. This can be seen from the opinion of the DSN-MUI which states that gold and silver are goods (sil'ah) that are sold and bought like ordinary goods, and no longer saman (price, money). So that the result of the DSN-MUI's legal advice on buying and selling gold in cash is considered permissible (mubah).
Fund Management for Zakat, Infaq and Sadaqah at BAZNAS Indramayu Regency Fera Nurwidia Ningsih
ORGANIZE: Journal of Economics, Management and Finance Vol. 1 No. 1 (2022): Economic Transformation and Development
Publisher : Perkumpulan Dosen Fakultas Agama Islam Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58355/organize.v1i1.3

Abstract

Zakat, infaq and shodaqoh are acts of worship that have a very strategic position in terms of religious, social, economic and community welfare aspects. Zakat is an obligation for Muslims to carry out the 3rd pillar of Islam which is the axis of the happiness of the servant in this world and in the hereafter. Through BAZNAS institutions, it is easier for the community to channel this third pillar of Islam. This type of research uses field research, research conducted by collecting data and information obtained directly from respondents and directly observing research objects related to research techniques. The research method used in this study is a type of field research using qualitative research methods. The results of the study concluded that the flow of BAZNAS activities in Indramayu Regency started with reception, recording and finally distribution. As for the zakat received, there are 3: zakat mal, zakat fitrah and zakat profession. This is in accordance with the legal basis of Law Number 23 of 2011 concerning Management of Zakat. The process of channeling the allocation of zakat, infaq and shodaqah funds at BAZNAS Indramayu Regency is divided into two, the first is incidental distribution and the second is collective distribution. Incidental distribution, namely distribution carried out after the opinion of the proposal from the community and BAZNAS Indramayu will process and follow up on the proposal based on predetermined requirements, then it will be forwarded to the leader regarding the proposal. If it has been received, BAZNAS will assist it. While collective distribution is usually through the sub-district UPZ (zakat recipient unit) for villages in the sub-district to channel the funds
Analysis of Factors Causing Problematic Financing at the Bank Tabungan Negara Syariah KCP Indramayu Hendri Cahyono
ORGANIZE: Journal of Economics, Management and Finance Vol. 1 No. 1 (2022): Economic Transformation and Development
Publisher : Perkumpulan Dosen Fakultas Agama Islam Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58355/organize.v1i1.4

Abstract

In providing services to the public, banks develop various banking products and services, one of which is lending funds in the form of financing. The provision of fees contains risks for smooth implementation. Banks carry out good financing methods to minimize the occurrence of problematic financing. Problem financing can have bad consequences if it occurs continuously and will increase if the settlement is not carried out properly. The purpose of this study is to find out and analyze what factors cause problematic financing at BTN Syariah KCP Indramayu and what steps are taken by the bank to solve it. This study uses a qualitative approach method. The results or findings in this study are that the factors causing problematic financing at BTN Syariah KCP Indramayu are from the character of the customer and it reaches 90%, where the customer underestimates the installments that are his obligations. Efforts made by banks are to be more careful in choosing and selecting prospective customers and if there is a financing problem the actions that can be taken are by: rescheduling, reconditioning and restructuring. The conclusion in this study is that credit financing and other products at the BTN Syariah KCP Indramayu bank are still relatively normal and can still be overcome. This can be seen from the problematic financing, which occurs in a small percentage, not up to 1%, or around 0.5%.
Analysis of the Causes of People Not Choosing Islamic Banks: Research on Gabuswetan Village Communities, Indramayu Regency Irwan Maulana
ORGANIZE: Journal of Economics, Management and Finance Vol. 1 No. 1 (2022): Economic Transformation and Development
Publisher : Perkumpulan Dosen Fakultas Agama Islam Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58355/organize.v1i1.5

Abstract

This paper aims to answer questions about how people perceive Islamic banks and what factors cause people not to choose Islamic banks. The research data was collected from direct interviews with the people in Gabuswetan Village, Indramayu Regency. Interviews were conducted with people who did not choose Islamic banks as their financial institutions. Furthermore, this study was analyzed using a qualitative descriptive analysis method. The results of the study show that people who do not choose Islamic banks think that Islamic banks are the same as conventional banks. This is due to the low level of public knowledge considering the lack of promotion by Islamic banks. The public still feels that the information that reaches them about Islamic banking, starting from the system, concept to the product, is very little. Factors that cause people not to choose Islamic banks include knowledge of Islamic banks, products and their very low existence. In addition, there are very few Islamic bank service offices and ATMs around the community. Apart from that, Islamic bank branding is felt to be lacking because of the minimal events and promos carried out by Islamic banks. Seeing the state of society like that, Islamic banks should provide education to the public about Islamic banks, starting from the system to its products. Islamic banks are expected to provide educational promotions by getting closer to the community directly. In addition, the fulfillment of facilities that support services to customers is also needed in order to provide the best service to the public.

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