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Nurul Inayah
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Fakultas Ekonomi dan Bisnis Islam UIN Sumatera Utara Medan Jln IAIN No 1 Sutomo Ujung
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INDONESIA
Journal of Islamic Economics and Finance
Published by Universitas Islam Negeri Sumatera Utara
ISSN : -     EISSN : 2988201X     DOI : -
Core Subject : Economy,
Economics, Econometrics & Finance
• Islamics Economics Currencies Issues • Islamic Banking level of Analysis • Islamic Finance • Adopt an inter-diciplinary • Integrates Islamic Finance dan Banking of technology • New Product and Process Islamic Banking and Finance • Islamic Finance and Banking Policy
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 5 Documents
 1 
Search results for , issue "Vol 2, No 1 (2023)" : 5 Documents clear
PERAN PENTING ETIKA BISNIS ISLAM TERHADAP PENDAPATAN DAN PENGEMBANGAN UMKM Adek Safitri Nasution; M. Yarham
WELFARE: Journal of Islamic Economics and Finance Vol 2, No 1 (2023)
Publisher : Prodi Perbankan Syariah UIN Sumatera Utara Medan

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Abstract

Ethics is a scientific discipline that deals with the character, values, and norms of human behavior, be it commendable or disgraceful behavior depending on the person judging it. And what is meant by Islamic business ethics is the overall ethics that must be applied and become a guide for business people in accordance with sharia provisions or provisions from the Qur'an and hadith which are guidelines for Muslims and the words of the Prophet. Business people, especially Micro, Small and Medium Enterprises (MSMEs), Islamic business ethics is an effective way of developing and increasing income for those who own a business. Because there are already rules for doing business and developing a business. When a business actor can apply Islamic business ethics in running his business, it will make it easier to develop a business and easier to identify or fix if there is a problem in a business. The research method used by the author is a qualitative method and through literature reviews from books and journals that are relevant and recent. The results of this study prove that Islamic business ethics have several positive impacts and provide benefits to the income and development of Micro, Small and Medium Enterprises, for example, it is easier to run a business, be disciplined, orderly, and reduce the risks that will be faced in carrying out economic activities and are very profitable.
ANALISIS PENERAPAN STRATEGI PEMASARAN DALAM UPAYA MENCIPTAKAN LOYALITAS BANK SYARIAH Ayu Syahvitri; Diva Surya Wibowo; Siska Muliani
WELFARE: Journal of Islamic Economics and Finance Vol 2, No 1 (2023)
Publisher : Prodi Perbankan Syariah UIN Sumatera Utara Medan

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Abstract

Sistem pemasaran adalah perkembangan tujuan dan sasaran, strategi dan keputusan yang memberikan panduan untuk upaya promosi organisasi sesekali, di setiap tingkat dan referensi dan area, terutama sebagai reaksi organisasi terhadap iklim dan pesaing yang terus berubah. Teknik yang tegas dan tegas akan benar-benar ingin mengetahui evaluasi perubahan-perubahan alami dengan cepat dan tepat, baik yang menyangkut bagian dalam maupun luar organisasi sehingga organisasi dapat mengambil langkah awal atas perubahan tersebut. Penelitian ini diharapkan mengkaji metodologi periklanan syariah dengan tujuan akhir menjadikan loyalitas pembeli di PT. Bank Syariah Indonesia Cabang Stabat. Penelitian ini menggunakan metodologi yang berbeda secara subyektif dengan prosedur pemilihan informasi melalui persepsi dan pertemuan. Konsekuensi dari penelitian ini mengungkapkan bahwa sistem promosi syariah yang digunakan di PT. Bank Syariah Indonesia Cabang Stabat untuk membuat keteguhan klien adalah sebagai aturan umum, teknik menampilkan yang diterapkan untuk meningkatkan klien, khususnya item, promosi, spot dan biaya atau yang sering disebut 4P (Item, Advancement, Spot dan Cost). Terlebih lagi, ada komponen campuran iklan tambahan, khususnya siklus (Interaksi), individu (Individu). Kepercayaan pembeli, dukungan dari daerah setempat dan sangat membantu. Sehubungan dengan unsur-unsur represif dalam melaksanakan teknik menampilkan syariah selain menghadapi persaingan ekstrim dan dedikasi klien, PT. Bank Syariah Indonesia juga menghadapi kearifan yang ada pada kepribadian masyarakat pada umumnya, terkait korelasinya dengan keuangan tradisional yang dalam setiap hal lebih produktif secara moneter. berbeda dengan perbankan syariah dalam pandangan kerangka premium. Kerangka bagi hasil yang dilakukan oleh bank syariah masih dipandang setara dengan premi pada bank biasa. Masalah lainnya adalah tidak adanya informasi publik tentang kerangka keuangan Islam. Banyak orang percaya bahwa bank syariah hanya untuk umat Islam dan masih ragu tentang penggunaan standar syariah.
PENGARUH SEKTOR PENDIDIKAN TERHADAP PERTUMBUHAN EKONOMI JAWA BARAT SELAMA PANDEMI Sandi Mulyadi; Sri Mulyati
WELFARE: Journal of Islamic Economics and Finance Vol 2, No 1 (2023)
Publisher : Prodi Perbankan Syariah UIN Sumatera Utara Medan

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Abstract

West Java's economic growth shows a picture of local community economic activity that will generate added value for people's income in a certain period. One of the indicators in increasing economic growth is education. The purpose of this study was to examine the effect of education as proxied by Average Years of Schooling (RLS), Expected Years of Schooling (HLS), School Participation Rates (APS), and Government Expenditures on Education Sector (PPSP) on economic growth in West Java Province in 2017-2021. This study uses panel data regression analysis with the selected model, namely the fixed effect. The results of the test show that simultaneously the average length of schooling, expected length of schooling, school participation rates and government spending in the education sector affect economic growth in West Java Province during the pandemic. Partially, the average length of schooling, the expected length of schooling, and government spending in the education sector have a positive effect on economic growth. Meanwhile, the school enrollment rate has no effect on economic growth during the pandemic.
ANALISIS MOTIF MASYARAKAT NON MUSLIM MENJADI NASABAH PEMBIAYAAN PADA BANK PEMBIAYAAN RAKYAT SYARIAH AMANAH INSAN CITA (AIC) CABANG LUBUK PAKAM Claudio Ramadona; Tuti Anggraini; Mawaddah Irham
WELFARE: Journal of Islamic Economics and Finance Vol 2, No 1 (2023)
Publisher : Prodi Perbankan Syariah UIN Sumatera Utara Medan

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Abstract

This study aims to find out what the motives of non-Muslims are to become financing customers at the AmanahInsan Cita (AIC) Sharia People's Financing Bank, Lubuk Pakam branch. This type of research uses aqualitative descriptive approach. The conclusions of this study in brief are: the motives of non-Muslimcommunities to become financing customers of BPRS AIC Lubuk Pakam Branch are based on promotions,products offered by the bank, transparency, and places or locations between people's residences that are easy toreach to the Bank. Things that must be considered and increased by the Bank to increase customers include:increasing fund distribution activities in the form of financing for the community to run optimally so as toincrease profits and improve the performance of a company. As well as increasing the work ethic of employeesso that under financing supervision it can reduce the level of risk in financing and marketing in the financingproducts contained in the BPRS AIC Lubuk Pakam Branch which are more in demand by the public.
IMPLEMENTASI MARKETPLACE TERHADAP PENJUALAN SAYUR SEGAR PADA USAHA DHEA SAYUR Era Istiawati; Hendri Hermawan; Drajat Setiawan
WELFARE: Journal of Islamic Economics and Finance Vol 2, No 1 (2023)
Publisher : Prodi Perbankan Syariah UIN Sumatera Utara Medan

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Abstract

This research was conducted in Karangtalok Village, Ampelgading District, Pemalang Regency. This research was conducted starting in May 2023. The purpose of this research was to find out how to implement a marketplace on Facebook and how to sell fresh vegetables managed by Dhea Sayur. The research method used is case study research with a qualitative descriptive approach with primary and secondary data through observation, interviews, and documentation. The results achieved in this study are that with the implementation of the Facebook Marketplace, sellers are able to take advantage of digital marketing in reaching various elements so as to make it easier to get consumers and are expected to be able to introduce and improve products in their marketing. Based on the results of the conclusion, sales using the Facebook Marketplace have not resulted in effective marketing in making sales through online shop

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