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NATUJA: Jurnal Ekonomi Syariah
Published by Institut Agama Islam IBRAHIMY GENTENG BANYUWANGI
ISSN : 28294882     EISSN : 28293576     DOI : -
Core Subject : Religion, Economy,
Religion Economics, Econometrics & Finance
NATUJA: Jurnal Ekonomi Syariah is a journal published by the Department of Sharia Economics, Faculty of Islamic Economics and Business, Institut Agama Islam (IAI) Ibrahimy Genteng Banyuwangi, Indonesia. This journal is used to provide a forum for researchers, academics, and practitioners who have an interest in conveying ideas in the field of Islamic economics. This journal encompasses original research articles, review articles, and short communications, including: Islamic Accounting, Islamic Bussines Management, Islamic Human Resource Management, Islamic Economic, Islamic Banking and Financial.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 5 Documents
 1 
Search results for , issue "Vol 1 No 1 (2021): (November 2021)" : 5 Documents clear
PERAN LAZISNU DALAM MENINGKATKAN SOSIAL EKONOMI MASYARAKAT KECAMATAN KALIBARU KABUPATEN BANYUWANGI Balya Hidayat; Habibulloh Habibulloh; Samsuri Samsuri; Wisnu Wisnu
NATUJA : Jurnal Ekonomi Syariah Vol 1 No 1 (2021): (November 2021)
Publisher : Program Studi Ekonomi Syariah, Institut Agama Islam (IAI) Ibrahimy Genteng Banyuwangi

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Abstract

One of the worships in Islam is the implementation of zakat, infaq and alms (ZIS). On the other hand, ZIZ is also an effective solution for community economic empowerment. This study aims to elaborate on the socio-economic potential and assistance of the community carried out by LAZISNU in Kalibaru District. The research method uses descriptive qualitative research with NU leaders, LAZISNU managers in Kalibaru District and the beneficiary communities as informants in the study. Data were collected by observation, interviews and documentation. The Miles and Huberman model analysis technique is used as an analytical tool. The results of this study show that the large number of Nahdiyin residents and a solid and competent management/management team have potential in the development of LAZIZNU. There are 3 excellent program models that are continuously being implemented, including: Biasiwa, NUPrenuer, and NUCare as pillars of improving the social economy of the community. In addition, the activation of the NU Deputy Branch Council at the District level, as well as the formation of new branches and UPZIS-UPZIS that can reach muzaqqi and munfiq in remote areas are efforts in institutional optimization.
ANALISIS KESALAHAN MAHASISWA PERBANKAN SYARIAH IAI IBRAHIMY GENTENG DALAM MENYELESAIKAN SOAL EKONOMETRIK BERDASARKAN MODEL KASTOLAN Anis Hidayati MS; Nurul Hidayah
NATUJA : Jurnal Ekonomi Syariah Vol 1 No 1 (2021): (November 2021)
Publisher : Program Studi Ekonomi Syariah, Institut Agama Islam (IAI) Ibrahimy Genteng Banyuwangi

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Abstract

This study was conducted to analyze student errors in working on econometric questions in order to facilitate the handling. The analysis used is the theory of error analysis according to Kastolan. This research was conducted using qualitative research methods with a case study approach. This research was conducted at the IAI Ibrahimy Genteng campus in Banyuwangi, on Wednesday, June 19, 2019. The research subjects in this study were students of Islamic Banking class 2006. Data were collected by observation, interviews and documentation. As for the conclusions from the research on the errors of Kastolan's theory by students, it can be seen that conceptual errors occur because students do not understand the concept of the classical assumption test. procedural errors occur as a result of a lack of understanding of the concept of the learning material, resulting in errors in carrying out the steps in working on/answering the questions given. While in technical errors, students make this error because of lack of accuracy in performing arithmetic operations. The factors that cause conceptual errors made by students are due to the lack of student knowledge about the concept of regression and classical assumptions. Factors causing procedural errors made by students are difficulties in manipulating the steps and confusion in determining the steps for working on the classical assumption test. Furthermore, the factor causing technical errors made by students is because students do not pay attention to the available time so that at the end of the exam the time is up without being able to re-check their work.
ANALISIS AKAD TANGGUNG RENTENG DALAM PERSPEKTIF MUAMALAH SYARIAH DI BADAN USAHA MILIK DESA BERSAMA SINGOLESTARI KECAMATAN SINGOJURUH Ficky Septalinda; Restu Cahya Ningrum
NATUJA : Jurnal Ekonomi Syariah Vol 1 No 1 (2021): (November 2021)
Publisher : Program Studi Ekonomi Syariah, Institut Agama Islam (IAI) Ibrahimy Genteng Banyuwangi

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Abstract

This study explains the joint responsibility transactions that exist within the Joint Village Owned Enterprise (BUMDesma) Singolestari, Singojuruh sub-district. Where BUMDesma is an interesting thing to study, namely the joint responsibility system used in settling bad loans. The formulation of the problem in this research is the practice of joint responsibility and joint responsibility system in the Islamic perspective. This study uses a qualitative descriptive method with a phenomenological approach. From the results of field research, it is found that in practice the joint responsibility transaction in BUMDesma is a dependent if one of the members cannot pay at maturity by dividing the deposit amount by the number of existing members. Based on the concept, the transaction system of joint responsibility is in accordance with the kafalah contract with the type of kafalah bil-maal, which is an obligation carried out by the guarantor with payment in the form of property or money and has fulfilled the requirements and pillars of the kafalah contract. The rules for joint responsibility in BUMDesma have been written in the proposal which is clearly made and has been approved by the customer in taking credit. However, in the savings and loan program which is not in accordance with the perspective of Islamic economics, namely taking profits from savings and loans is still in the percentage of INTEREST.
PEMBIAYAAN MURABAHAH BERMASALAH DAN MODEL PENYELESAIAN DI BMT UGT NUSANTARA CAPEM TEGALDLIMO Habibulloh Habibulloh
NATUJA : Jurnal Ekonomi Syariah Vol 1 No 1 (2021): (November 2021)
Publisher : Program Studi Ekonomi Syariah, Institut Agama Islam (IAI) Ibrahimy Genteng Banyuwangi

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Abstract

This research is a qualitative research. which was held at BMT UGT Nusantara. This study aims to determine the application of murabahah financing risk management applied by BMT UGT Nusantara. While the data collection method in this study used interviews, and documentation information to obtain documents about the management of problematic financing. The data analysis methods used were interview, observation and documentation techniques. The results of the qualitative research show that the risk management system for problematic murabahah financing is to adjust or implement what is in the SOP (Standard Operating Procedure), the factors that affect non-performing financing are internal factors including employee negligence, etc., external factors include a decrease in customer income. , was hit by a disaster, and Efforts were made to save the problematic murabahah financing by using R3 (Rescheduling, Reconditioning, Restructuring) by carrying out predetermined procedures.
PENGARUH KUALITAS LAYANAN TERHADAP LOYALITAS NASABAH PADA PEGADAIAN SYARIAH UNIT BANYUWANGI Samsuri Samsuri; Guritno Prihatmojo Wisnu Murti
NATUJA : Jurnal Ekonomi Syariah Vol 1 No 1 (2021): (November 2021)
Publisher : Program Studi Ekonomi Syariah, Institut Agama Islam (IAI) Ibrahimy Genteng Banyuwangi

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Abstract

This study aims to determine whether there is an influence of service quality on customer loyalty at the Banyuwangi Syariah Pawnshop Unit. This research is a quantitative research. The population of this research is the customers of Pawnshop Syariah Unit Banyuwangi, where the sampling is 100 customers. Data was collected using a questionnaire method for service quality instruments. The analysis of the two instruments includes the analysis of validity and reliability. The data analysis method used is multiple linear regression analysis technique using SPSS 18 for windows 10. The results of the validity analysis show that from 5 variables proved valid, all of them are reliable. Judging from the acquisition of f arithmetic > f table (48.357>2.31), while the results of the regression equation y = -6.314+0.235X1+ 0.173X2+0.038X3+0.129X4+0.165X5 and the results of the t-test of 4 variables obtained t-count > t- table (3.131, 2.151, 2.667, 3.221 >1.98552) and 1 variable that results in t count < t table (0.623 <1.98552) it can be seen that there are 4 variables that affect customer loyalty and 1 variable does not affect customer loyalty. The influence is included in the very strong category obtained from the multiple correlation coefficient data of 0.849, which is between the values ​​of 0.800-0.999. And it means Ha is accepted and Ho is rejected. Thus, it can be concluded that there is an influence of service quality on customer loyalty at the Banyuwangi Syariah Pawnshop Unit.

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