cover
Contact Name
Riza Faishol
Contact Email
riza@iaiibrahimy.ac.id
Phone
+6281358900484
Journal Mail Official
riza@iaiibrahimy.ac.id
Editorial Address
Jl. KH. Hasyim Asy’ari No. 1 Genteng Banyuwangi 68465 Telp. (0333) 845654
Location
Kab. banyuwangi,
Jawa timur
INDONESIA
RIBHUNA : Jurnal Keuangan dan Perbankan Syariah
ISSN : 28294548     EISSN : 28294181     DOI : -
Core Subject : Religion, Economy,
Focus and Scope The topics are as follows, but not limited to : - Takaful and Risk MAnagement - Inclusive financial development - Money payment system & Financial Innovation - Islamic pricing risk & Liquidity Management - Economics analysis of Islamic Banking & Finance - Regulation & Stability of Islamic Banking & Finance - Sharia supervisory boards in Islamic Banking & Finance - Product development Islamic Finance institution - Islamic Economics & Finance - Islamic Finance Service - Islamic Ethics and Governance - Islamic Capital Market - Islamic Microfinance - Islamic financing Modes - Islamic Social Finance and other related topics
Articles 5 Documents
Search results for , issue "Vol 1 No 1 (2022): January 2022" : 5 Documents clear
IMPLEMENTASI MANAJEMEN RISIKO PADA LEMBAGA KEUANGAN NON-BANK SYARIAH (STUDI ANALISIS UNIT SIMPAN PINJAM POLA SYARIAH AUSATH BANYUWANGI) Muhammad Syarofi
RIBHUNA : Jurnal Keuangan dan Perbankan Syariah Vol 1 No 1 (2022): January 2022
Publisher : Islamic Banking Department, Faculty of Islamic Economics and Business, Institut Agama Islam (IAI) Ibrahimy Genteng Banyuwangi, Indonesia.

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Abstract

Islamic non-bank financial institutions, namely islamic cooperatives USPPS Ausath as financial institutions that are also not separated from the risk and return, with the risk or risk forces the cooperative to identify and recognize every risk that is happening and that will be faced in the hope of being able to minimize the risk that occurs so as to be able to get optimal return. This research study is obtained through a qualitative approach, using data in the form of written or oral sentences from a selected source, through events or knowledge of study projects that are descriptive, this type of research uses case study methods. Risk management carried out by the sharia cooperative USPPS Ausath implements risk management effectively and competitively by the individual sharia cooperative USPPS Ausath and the sharia cooperative business unit USPPS Ausath, through consolidation with subsidiaries under the auspices of sharia cooperatives USPPS Ausath and still supervised by the Commissariat Board of sharia cooperatives USPPS Ausath, and the Sharia Supervisory Board.
FAKTOR-FAKTOR YANG MEMPENGARUHI KEPUTUSAN NASABAH DALAM PEMBIAYAAN CICIL EMAS DI BANK SYARIAH INDONESIA KC. ROGOJAMPI Rahmad Hendi Zaelani
RIBHUNA : Jurnal Keuangan dan Perbankan Syariah Vol 1 No 1 (2022): January 2022
Publisher : Islamic Banking Department, Faculty of Islamic Economics and Business, Institut Agama Islam (IAI) Ibrahimy Genteng Banyuwangi, Indonesia.

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Abstract

The value of the benefits of gold can be emotionally enjoyed in its beauty, gold as a precious metal with a high aesthetic value, as one of the profitable investments and continues to move up to its price specifications. The added value that gold has as a symbol of glory and social status for everyone who has. These values encourage Bank Syariah Indonesia to create gold installment products to help customers to finance the purchase / ownership of precious metal gold or lantakan in a very easy and profitable way. This research is with a qualitative approach, phenomenology study to customers of Bank Syariah Indonesia KC. Rogojampi. The results showed that the customer's decision to make a purchase or financing of gold installments at Bank Syariah Indonesia KC. Rogojampi because of four factors, namely service factors on the part of banking employees, social factors for the usefulness of products, personal factors to get the essence value of the company. Keywords: Customer Decision, Gold Installment Financing
STRATEGI PEMASARAN PADA PRODUK TABUNGAN HAJI DI BANK SYARIAH INDONESIA KANTOR CABANG PEMBANTU ROGOJAMPI Habibulloh Habibulloh
RIBHUNA : Jurnal Keuangan dan Perbankan Syariah Vol 1 No 1 (2022): January 2022
Publisher : Islamic Banking Department, Faculty of Islamic Economics and Business, Institut Agama Islam (IAI) Ibrahimy Genteng Banyuwangi, Indonesia.

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Abstract

Marketing strategy is defined as the analysis of development strategies and implementation of activities in the target market determinant strategy for products in business units, setting marketing objectives, and implementation development, as well as the management of market position-determining marketing program strategies designed to meet the desires of target market consumers. This study is a study with a descriptive-cauldronative approach. This research was conducted at Bank Syariah Indonesia Rogojampi Auxiliary Branch Office. The subject in the study was a supervisor, the Consumer Business Relations Manager (CBRM). This research aims to find out how the marketing strategy of hajj savings products in Bank Syariah Indonesia Rogojampi Auxiliary Branch Office. While the method of data collection in this study uses interviews, while the data analysis method used is interviewing, observation, and documentation techniques. The results of qualitative research show that the marketing strategy of Hajj savings products is to utilize the moment at the end of the service such as cross selling, dor to door related to hajj savings products. Such a way is the most effective way to get prospective customers, because it meets face to face and presents hajj savings products like what is in Bank Syariah Indonesia KCP Rogojampi.
STRATEGI KEUNGGULAN BERSAING MELALUI DIGITALISASI LAYANAN PRODUK PADA BANK SYARIAH INDONESIA KCP ROGOJAMPI Samsuri Samsuri
RIBHUNA : Jurnal Keuangan dan Perbankan Syariah Vol 1 No 1 (2022): January 2022
Publisher : Islamic Banking Department, Faculty of Islamic Economics and Business, Institut Agama Islam (IAI) Ibrahimy Genteng Banyuwangi, Indonesia.

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Abstract

This study aims to determine the competitive advantage strategy through digital product services used by Bank Syariah Indonesia Rogojampi Branch Office, to maintain the competitive advantage of digital product services so that they are not rivaled by other financial institutions. This research is a research with a qualitative descriptive approach. This research was carried out at Bank Syariah Indonesia KCP Rogojampi, the research subjects were Retail Banking Managers, Customer service and Customers who use digitalization products. The data collection method in this study used interviews, while the data analysis methods used were interview, observation and research techniques. The strategy used by Bank Syariah Indonesia in determining competitive advantage is by using various strategies, namely by identifying the company's internal and external factors. In addition, it also develops services for a product through digitization that is more flexible and convenient for customers.
REKONTRUKSI MODEL INTEGRASI UKM DAN LKM KE DALAM CITA-CITA DESA MELALUI BUMDesa DI KABUPATEN BANYUWANGI Emi Hidayati; Nurul Fatimah
RIBHUNA : Jurnal Keuangan dan Perbankan Syariah Vol 1 No 1 (2022): January 2022
Publisher : Islamic Banking Department, Faculty of Islamic Economics and Business, Institut Agama Islam (IAI) Ibrahimy Genteng Banyuwangi, Indonesia.

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Abstract

The management of microfinance institutions in the village has not been directed with certainty. The management of micro-enterprises and units of microfinance institutions aims to be integrated into the management of BUMDes. This requires a deeper study to find out the consolidation model and its management. This study used qualitative research methods. The selection of this qualitative method is based on the consideration of the need to deepen the meaning of a phenomenon. Based on the study and the results of research and discussion, it can be concluded: 1) With this microfinance institution, small and medium enterprises can find solutions that have been one of the problems; 2) establishment and management of Village Owned Enterprises (BUMDes) by integrating the existence of Micro Finance Institutions (LKM) into business units, is actually very strategic for efforts to maximize the role of developing rural micro productive economic enterprises; 3) The reasons for objecting to consolidation or integration are still about sectoral egos, all parties do not feel it is important to position the village as a place to live, do not believe that the village can play a role in building self-reliance and prospering the community.

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