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All Journal RIBHUNA : Jurnal Keuangan dan Perbankan Syariah Proceeding of International Conference on Humanity Education and Society
Emi Hidayati
Institut Agama Islam (IAI) Ibrahimy Genteng Banyuwangi, Indonesia
Religion Humanities Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Social Sciences Other

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PERAN KAMPUS DALAM ADVOKASI PERUBAHAN STATUS KELEMBAGAAN “DARI BADAN KREDIT DESA (BKD) MENJADI LEMBAGA MIKRO KEUANGAN” (LKM) DI KABUPATEN BANYUWANGI SEBAGAI UPAYA “PEMULIHAN EKONOMI” DI MUSIM PANDEMI COVID-19 Emi Hidayati; Atho’ilah Aly Najamudin
RIBHUNA : Jurnal Keuangan dan Perbankan Syariah Vol 1 No 2 (2022): July 2022
Publisher : Islamic Banking Department, Faculty of Islamic Economics and Business, Institut Agama Islam (IAI) Ibrahimy Genteng Banyuwangi, Indonesia.

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Abstract

Banyuwangi Regency in an effort to recover the COVID-19 pandemic economy has village financial assets owned by the Village Credit Agency or BKD, namely as a channeling institution for capital distribution schemes for the lower middle class, even since POJK Number 10 of 2016 concerning the institutional transformation of BKD has carried out the process institutional status, because BKD is considered not a legal entity by the government which has an impact on asset ownership status. This study is intended to advocate for institutional change policies by using advocacy theory that has an impact on the institutional status of MFIs in order to assist economic recovery during the COVID-19 pandemic. This article is a type of qualitative research with the results of the advocacy work of the Institute for Research and Community Service (LPPM) of the Islamic Institute (IAI) Ibrahimiy, Genteng, Banyuwangi Regency which was carried out in 68 villages in Banyuwangi Regency, from 2016 until now. The results of campus advocacy work realized 7 things, namely; (1) the process of analyzing problems related to regulations regarding status changes; (2) the strategic process of making steps through FGDs for all former BKDs; (3) the mobilization process to decide on the establishment of MFIs through MUMDES; (4) the action process, namely the establishment of LKM that are members of 62 former BKDs, (5) the evaluation process, namely controlling savings and loans through the community mentoring process, (6) the continuity process to maintain the continuity of the savings and loan cycle of assets, and customers in the LM, (7) Mentoring LKM institutions during the COVID-19 Pandemic season, as distributors of business capital and credit restructuring for customers. This paper concludes that the establishment of a Microfinance Institution (LKM) in the form of PT. BKD Mandiri LKM as a financial service institution that has clear asset ownership, legal entity status and is supervised by the OJK and has an impact on the economic recovery season during the Covid-19 pandemic. This advocacy process requires a policy to strengthen Microfinance Institutions as an effort to provide business capital distribution schemes that support poverty alleviation.
REKONTRUKSI MODEL INTEGRASI UKM DAN LKM KE DALAM CITA-CITA DESA MELALUI BUMDesa DI KABUPATEN BANYUWANGI Emi Hidayati; Nurul Fatimah
RIBHUNA : Jurnal Keuangan dan Perbankan Syariah Vol 1 No 1 (2022): January 2022
Publisher : Islamic Banking Department, Faculty of Islamic Economics and Business, Institut Agama Islam (IAI) Ibrahimy Genteng Banyuwangi, Indonesia.

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Abstract

The management of microfinance institutions in the village has not been directed with certainty. The management of micro-enterprises and units of microfinance institutions aims to be integrated into the management of BUMDes. This requires a deeper study to find out the consolidation model and its management. This study used qualitative research methods. The selection of this qualitative method is based on the consideration of the need to deepen the meaning of a phenomenon. Based on the study and the results of research and discussion, it can be concluded: 1) With this microfinance institution, small and medium enterprises can find solutions that have been one of the problems; 2) establishment and management of Village Owned Enterprises (BUMDes) by integrating the existence of Micro Finance Institutions (LKM) into business units, is actually very strategic for efforts to maximize the role of developing rural micro productive economic enterprises; 3) The reasons for objecting to consolidation or integration are still about sectoral egos, all parties do not feel it is important to position the village as a place to live, do not believe that the village can play a role in building self-reliance and prospering the community.
POVERTY REDUCTION BEST PRACTICES IN BANYUWANGI REGENCY Emi Hidayati; Fitriatul Masruroh
International Conference on Humanity Education and Society (ICHES) Vol. 2 No. 1 (2023): Second International Conference on Humanity Education and Society (ICHES)
Publisher : FORPIM PTKIS ZONA TAPAL KUDA

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Abstract

The poverty reduction policy, which was marked by the issuance of various regulations, was responded by the Banyuwangi Regency Government through 6 regional regulations, 8 regent regulations, 29 regent decrees and 1 Regent circular. As well as various breakthrough programs spread across 14 OPDs (Regional Apparatus Organizations). The purpose of this study describes the variety of services as the government's commitment in the form of innovative poverty reduction policies and strategies through collaboration across Regional Apparatus Organizations and multistakeholders as stated in the Banyuwangi Regency Poverty Reduction Plan document 2021 – 2026. Data collection is carried out with in-depth interviews and documentation to obtain data. The collected data is then analyzed by discussing the theory of policy innovation and presented using a qualitative descriptive approach. The results of this study show that through the forms of innovative poverty reduction programs in Banyuwangi Regency, it can reduce the poverty rate from 20% in 2009 to 7.08% in 2021, the highest achievement in East Java.
Co-Authors Atho’ilah Aly Najamudin Fitriatul Masruroh Nurul Fatimah