cover
Contact Name
Soritua Ahmad Ramdani Harahap
Contact Email
soritua@unida.gontor.ac.id
Phone
+6281230009158
Journal Mail Official
ibmj@unida.gontor.ac.id
Editorial Address
University of Darussalam Gontor, Main Building 2nd Floor Jl Raya Siman, Demangan, Siman, Ponorogo, East Java, Indonesia, 63471, Email: ibmj@unida.gontor.ac.id
Location
Kab. ponorogo,
Jawa timur
INDONESIA
Islamic Business and Management Journal (IBMJ)
ISSN : 26226316     EISSN : 26226324     DOI : 10.21111
Islamic Business and Management Journal (IBMJ) (P-ISSN: 2622-6316 | E-ISSN: 2622-6324) is a semiannual journal published by University of Darussalam Gontor. IBMJ have collaborated with Forum Pengelola Jurnal Manajemen. In line with the objective of the University, the journal is committed to promoting and developing contemporary issues in Business and Islamic management. In the broadest sense, in order to keep scholars on research in the area of management. The editorial board welcomes original submissions in several fields: 1. Islamic Finance 2. Islamic Human Resource Management 3. Islamic Marketing IBMJ is currently indexed by ISSN BRIN, Google Scholar, and other indexes in the future.
Articles 6 Documents
Search results for , issue "Vol. 2 No. 2 (2019): IBMJ | December" : 6 Documents clear
THE IMPLEMENTATION OF CORPORATE GOVERNANCE IN ISLAMIC BANKING IN INDONESIA BASED ON AAOIFI STANDARD Ali Firmansyah Ashshiddiqy; Hartomi Maulana
Islamic Business and Management Journal Vol. 2 No. 2 (2019): IBMJ | December
Publisher : University of Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21111/ibmj.v2i2.2240

Abstract

This study aims to analyze the implementation of Corporate Governance in Islamic banking in Indonesia and the implementation of Corporate Governance in Islamic banking in Indonesia according to the standards of Corporate Governance by AAOIFI. This study used secondary data obtained from the annual report of Good Corporate Governance of Sharia Commercial Bank which has been published in 2016. The method used in this study is qualitative with the type of research is content analysis from the annual Good Corporate Governance report of Islamic bank in Indonesia. The results of this study indicate that the implementation of Corporate Governance at Sharia Commercial Banks in general have done good corporate governance which is marked with the result of self-assessment of every Sharia Commercial Bank which on average gets a good predicate. The results of research on the implementation of AAOIFI standards of Corporate Governance in general have applied some of the AAOIFI standards, but there is one standard AAOIFI that has not been applied by Sharia Commercial Banks other than Bank Muamalat. The standard that has not been applied is Internal Sharia Reviews which should be established in the policy. Thus it can assist the Sharia Supervisory Board and become the Liaison Officer between the Bank and the Sharia Supervisory Board in supervising the aspects of sharia regularly and helping to prepare the supervisory report of the Sharia Supervisory Board every semester which must be submitted to the Financial Services Authority (OJK). For further research, it is expected to re-analyze the implementation of Corporate Governance based on AAOIFI standard by using GCG report in several periods and to examine other components of the annual report and not only use AAOIFI governance standards.
ANALISIS PENGARUH CITRA MEREK (Brand Image), DAN MOTIVASI KONSUMEN TERHADAP KEPUTUSAN KONSUMEN (Studi Kasus Pada pondok Tahfidz Al Muqoddasah Ponorogo) Riki Andika; Mohammad Zaenal Abidin
Islamic Business and Management Journal Vol. 2 No. 2 (2019): IBMJ | December
Publisher : University of Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21111/ibmj.v2i2.3161

Abstract

Pendidikan merupakan pondasi utama dalam membangun peradaban bangsa. Pentingnya pendidikan akan menentukan kualitas kesejahteraan dan juga masa depan suatu bangsa. Pentingnya pendidikan menjadikan pemerintah ikut serta dalam memajukan dan mengembangkan pendidikan. Hal ini dipertegas dalam UUD pasal 31 ayat 1 dan 2 yaitu setiap warga negara berhak mendapatkan pendidikan, wajib mengikuti pendidikan dasar dan pemerintah wajib membiayainya. Penelitian ini bertujuan untuk mengetahui dan menjelaskan pengaruh citra merek dan motivasi konsumen terhadap keputusan konsumen. keputusan dapat diartikan suatu kegiatan individu yang secara langsung terlibat dalam mendapatkan dan mempergunakan barang yang ditawarkan. Populasi dalam penelitan adalah wali murid dengan sampel sebanyak 85 responden. Penarikan sample dengan cara probability sampling dengan tehnik simple random sampling, analisis data menggunakan regresi linear berganda. Hasil penelitian menunjukkan bahwa: Secara Simultan Citra merek dan Motivasi konsumen berpengaruh Positif terhadap Keputusan Konsumen. Dan secara parsial (X1) Citra Merek berpengaruh positif dan signifikan terhadap Keputusan Konsumen, (X2) Motivasi Konsumen berpengaruh negatif dan tidak Signifikan terhadap Keputusan Konsumen.
THE EFFECT OF FINANCIAL PERFORMANCE AND ENVIRONMENTAL PERFORMANCE ON ISLAMIC SOCIAL REPORTING DISCLOSURES (Study of Mining Sector Companies Listed in List of Sharia Securities for the Period 2014-2018) Alif Prakasa; Kurnia Rahman Abadi
Islamic Business and Management Journal Vol. 2 No. 2 (2019): IBMJ | December
Publisher : University of Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21111/ibmj.v2i2.3162

Abstract

This research was conducted to examine the effect of independent variables namely financial performance usingindicators NetProfit Margin (NPM), Return On Assets (ROA), Return On Equity (ROE), Earning Per Share (EPS) and environmental performance using the indicator of the Company Performance Rating Program (PROPER) on disclosure of the dependent variable namely Islamic social reporting (ISR) mining companies registered in the sharia securities list for the period 2014-2018. The population in this study amounted to 25 mining companies listed on the Islamic(Maulana,2019) securities list in the 2014-2018 period. The sampling technique used purposive sampling method and obtained as many as 10 mining companies with a total sample of 50 research data. This study uses secondary data, namely annual reports, financial reports and reports from the Ministry of Environment (KLH) regarding the Corporate Performance Rating Program (PROPER) of mining companies registered in the Sharia securities list for the period 2014-2018. The analysis technique used is using multiple regression analysis with Statistical Product Service Solution (SPSS) 25 program. The results showed that the positive effect on the financial performance disclosure Islamic Social Reporting (ISR) are not supported due to a lack of enterprise performance management in legitimating religion and government policies, through the award approach. Environmental performance has a positive effect on unconfirmed disclosure of the Islamic Social Reporting (ISR) due to the lack of government approaching education and labor training on the mining environment.
ANALISIS PENGARUH RELIGIUSITAS DAN KEPERCAYAAN TERHADAP KEPUTUSAN NASABAH MENGGUNAKAN JASA KEUANGAN SYARIAH (Studi Kasus pada BMT Beringharjo Cabang Ponorogo) Mohammad Nurfaiz Mauludin; Hartomi Maulana
Islamic Business and Management Journal Vol. 2 No. 2 (2019): IBMJ | December
Publisher : University of Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21111/ibmj.v2i2.3167

Abstract

Abstract: Baitul Maal Wat Tamwil (BMT) is a form of non-bank sharia financial institutions whose business activities are based on the sharia system and included in (KJKS), namely sharia financial services cooperatives in Indonesia. The development of BMT in Indonesia has increased from year to year, as stated by Joelarso, General Chair of the Indonesian BMT Association Leadership Council, "until the end of 2015 there were 4,500 BMTs established in Indonesia. Seeing that the majority of people in Indonesia are Muslim, the presence of BMTs is important for the community. One of the BMTs that provide or help the economy of the community is the BMT Beringharjo Ponorogo branch that provides various services to its consumers. This study aims to examine the effect of religiosity and trust in customer decisions using the Islamic branch of BMT Beringharjo Ponorogo financial services. The population in the study was the customers of the Ponorogo branch of BMT Beringharjo with a sample of 80 respondents. Sampling uses probability sampling with simple random sampling technique, data analysis using multiple linear regression. The results showed that simultaneous Religiosity and Trust had a positive effect on Decision Making of customers at BMT Beringharjo Ponorogo. And partially (X1) Religiosity has a positive and significant effect on Decision Making. Customers use Islamic financial services at the Ponorogo branch of BMT Beringharjo, (X2) Trust has a positive and significant effect on Decision Making customers use Islamic financial services at BMT Beringharjo Ponorogo branch.Keywords: Religiosity, Trust, Customer Decision, BMT Beringharjo Ponorogo
FINANCING RISK MANAGEMENT ANALYSIS ON BMT LA TANSA GONTOR PONOROGO Ahmad Wafi Ahdalloh; Rahma Yudi Astuti
Islamic Business and Management Journal Vol. 2 No. 2 (2019): IBMJ | December
Publisher : University of Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21111/ibmj.v2i2.3168

Abstract

The current development of financial institutions, especially the Baitul Maal Wa Tamwil (BMT) despite the encouraging developments of a BMT is often hampered by most classic problems such as weak member participation, weak supervision and poor risk management. These problems are identified potential risks. So that departing from these problems, BMTs should be able to mitigate risk. Furthermore, for a BMT that is engaged in a savings and loan business is a risky financial service’s industry, therefore BMT should properly implement risk management.The formulation of the problem in this research is how the application of risk management at BMT La Tansa Gontor and how the application of risk management in overcoming the problematic financing at BMT La Tansa Gontor. The purpose of this study is to analyze how the application of risk management at BMT La Tansa Gontor, and to analyze how the application of risk management in overcoming problematic financing at BMT La Tansa. This type of research is field research, carried out with the conditions. Data were obtained from interviews with the Financing and Accounting Manager at BMT La Tansa. This research is also supported by library research that aims to collect data or information with the help of material, for example notes, documents, and other references related to risk management data for financing at the BMT La Tansa.The results of this study, BMT La Tansa has implemented risk management by conducting risk identification, risk measurements, risk monitoring, risk management information systems and risk control. This event is proven to minimize the occurrence of financing risk or problem financing, although the risk management of the financing has not been implemented properly, because in its implementation there are still ways to overcome problems with the family system. This event is actually lacking and slightly violates the rules in the application of financing risk management, but even though it feels more focused on the Islamic shariah(Fedro,2019), it would be better to be given extra strict and strict provisions in conditions, guarantees, and policies so that the sustainability of BMTs runs more effectively, so the congestion rate every year decreases, because with the existence of good risk management it will be able to minimize the occurrence of financing risks.
The Effect of Liquidity, Solvability and Profitability Ratios on Disclosure of Islamic Social Reporting In Indonesian Islamic Banking During The Period 2015-2017 Ahmad Romli; Rahma Yudi Astuti
Islamic Business and Management Journal Vol. 2 No. 2 (2019): IBMJ | December
Publisher : University of Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21111/ibmj.v2i2.3177

Abstract

Abstract: An Increase of Islamic Banking in Indonesia is very significant but its development needs to be dominated well. So Islamic economy in future can be recognized by the community and the world. First, the need for better applicability to indicate the system used is in accordance with the Islamic Shari'a system. It’s because other Islamic banking uses an annual report in accordance with the Global Reporting Initiative conventional.This study aimed to determine the effect of Islamic Social Reporting that will be associated premises in various financial ratios such as liquidity, solvability, and profitability ratios. The method used was multiple linear regression with the classical assumption. The data used were secondary data time series during 2015-2017 obtained from the annual reports of Islamic banks with sample of 12 Islamic Banks. Data processing was performed using the IBM SPSS calculation tool 25.The result data processing showed that the Islamic social reporting did  support in individual variable and had an effect simultaneously. However, there were indicators that affected in variable and had good effects in.Keywords: Islamic Social Reporting, Liquidity Ratios, Solvability Ratios, and Profitability Ratios.

Page 1 of 1 | Total Record : 6