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Rojai Zhofir
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rojaizho@gmail.com
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sembjournal@gmail.com
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Jl. Jaya Wijaya, Dusun Besar Kota Bengkulu
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Sharia Economic and Management Business Journal (SEMBJ)
Published by Yayasan Darussalam Bengkulu
ISSN : 27742679     EISSN : 27742679     DOI : https://doi.org/10.62159/sembj.vxxx
Core Subject : Religion, Economy, Science, Education, Agriculture,
Religion Agriculture, Biological Sciences & Forestry Computer Science & IT Economics, Econometrics & Finance Education Other
SEMB-J, sharia economic and management business journal is peer-reviewed journal published by Yayasan Darussalam Bengkulu. SEMB-J focus on the research of sharia economic and management business. The aim of this journal is to explore and develop economic management related to islamic and business. The focus of this journal is an effort to publish scientific works related to thoughts or studies in the field of sharia accounting and banking as well as actualizing and adding to the treasures of a better understanding of sharia accounting and banking through publishing articles and research reports. SEMB-J Journal of Sharia Economic and Management Business accepts original works which are the results of research, including: Accountancy; Sharia Accounting; Banking; Sharia Banking; Sharia Banking Information Systems; Sharia Banking Audit; Sharia Banking; Management; Sharia Banking Liquidity Management; Sharia Banking Ethics; Marketing Management of Sharia Banking; Finance; Sharia Finance; Cash Waqf;
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Bisnis, Menejemen, dan Akutansi (Lain-Lain)
Articles 5 Documents
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Search results for , issue "Vol. 4 No. 1 (2023): February" : 5 Documents clear
The Role of Financial Literacy in Students in Increasing Interest in Using Mobile Banking Ihwani Harahap, Ade; Tri Oktavianti, Laila; Fikri, Muhammad; Yustati, Herlina
Sharia Economic and Management Business Journal (SEMBJ) Vol. 4 No. 1 (2023): February
Publisher : Yayasan Darussalam Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62159/sembj.v4i3.1163

Abstract

This study aims to analyze the extent to which the level of financial literacy in college students affects students' interest in using mobile banking. With a better understanding of the factors that influence students' interest in using mobile banking, it can help develop more effective educational and promotional strategies to increase financial literacy and the use of mobile banking among college students. The data in this study were generated from interviews with several students at the Faculty of Economics and Islamic Business, Fatmawati Sukarno State Islamic University Bengkulu. The number of respondents in this study were 20, namely 10 sharia economics study program students, and 10 sharia banking study program students. From the interviews that researchers have conducted, 90% of respondents have used mobile banking in conducting daily transactions. This mobile banking service is also very easy to access using only a cellphone. In addition, the features available in mobile banking also provide comfort and convenience, such as quick access to balances, transferring funds without having to go to the bank, transaction notifications so that users can see funds in or out of the account, and additional security from two-step verification. The ease of use of the features contained in mobile banking is also one of the reasons that many students are interested in using the mobile banking service, because the mobile banking service can be accessed anytime and anywhere.
Implementation of Istishna Akad in Online Sale and Purchase Transactions Tio Sopa, Aula; Mutiara Umi, Olga; Mirabai Bhhana
Sharia Economic and Management Business Journal (SEMBJ) Vol. 4 No. 1 (2023): February
Publisher : Yayasan Darussalam Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62159/sembj.v4i1.1181

Abstract

This study analyzes the use of istishna contracts in online buying and selling transactions. Then the method used in making this journal is a qualitative research method and in collecting data using secondary data, namely by collecting data through websites, journals, and books. In using the istishna contract in online buying and selling transactions, it already follows the provisions or pillars of the istishna contract. The istishna contract can also end based on several things, one of which is the non-fulfillment of formal obligations by the parties involved. Online buying and selling transactions that are growing rapidly, in an Islamic perspective, fall into the category of business or commerce. In Islam, there are rules governing sellers and buyers in buying and selling transactions. This research explores the pillars and conditions for conducting online buying and selling transactions and the implementation of Istishna contracts in online buying and selling transactions. The results of this study determine the sale and purchase transactions in Islam with an istishna contract and what form the transaction takes.
The Politics of Sharia Economic Law in the Development of Islamic Financial Institutions in Indonesia Anggreini, Reika; Sarjoni, Boni
Sharia Economic and Management Business Journal (SEMBJ) Vol. 4 No. 1 (2023): February
Publisher : Yayasan Darussalam Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62159/sembj.v4i1.1183

Abstract

Sharia economy has grown rapidly in indonesia. This is indicated by the increasing number of bank and non-bank that use sharia principles. One of the alleged supporters of this development is the political economy of sharia law conducted by the government. The problem is on the role of law politic between the sharia financial institutions regulation and the sharia financial institutions development. This research aims to privide an objective picture as well as a recommendation for the strengthening of islamic politic of law and sharia regulations. This research used normative method, which is a study on regulation, research result, journal, data and other reference, that will be analyzed by qualita tive descriptive method. The results of the study found that the politic of laws and regulations of sharia economy have contributed and established facilities for the development of islamic financial institutions in indonesia. The unity of law Politic and sharia economic regulation has established public trust and provides opportunities and protection for community, bussiness people, customers and sharia financial institutions.
Sharia Banking Accounting: A Study of Posting Theory on the Sharia Banking Balance Sheet Anwar, Robi; Meliana, Sherin
Sharia Economic and Management Business Journal (SEMBJ) Vol. 4 No. 1 (2023): February
Publisher : Yayasan Darussalam Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62159/sembj.v4i1.1184

Abstract

Islamic bank accounting is a financial calculation process starting from collecting funds to channeling funds. Every collection of funds carried out by Islamic banks has accounts that are different from conventional banks, such as the collection of financial accounting reports at Islamic banks (balance sheet). The method used is library research, namely collecting data or scientific papers related to the object of research or collecting data that is literature.
Development of Human Capital Indicators to Improve Employee Performance Apriyani Daulay, Rizka; Anggi Restu, Dimas; Mohammad Hamidul Haqque
Sharia Economic and Management Business Journal (SEMBJ) Vol. 4 No. 1 (2023): February
Publisher : Yayasan Darussalam Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62159/sembj.v4i1.1185

Abstract

This article provides a review of various theories, models, and methods used to measure, develop, and utilize human capital. The review evaluates and compares different approaches, theories, and methodologies used in human capital research. The authors aim to identify trends and areas of research that require further exploration. The article also discusses the difference between human capital and human resources and various methods used to measure human capital. The research methodology used in the study involved a three-way approach, including field research, literature review, and open-ended questionnaires. The article discusses the importance of developing and measuring human capital indicators for organizations to improve their effectiveness and productivity. It highlights three stages of research to identify key human capital indicators, including employee competence, job accountability, professional experience, employee commitment, teamwork, skills, creativity, professional knowledge, organizational tenure, and education level. The article also emphasizes the importance of managing and measuring human capital sustainably to improve organizational effectiveness. The study concludes that education and health play a vital role in developing human capital and contributing to regional economic growth.

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