cover
Contact Name
Dedi Junaedi
Contact Email
dedijunaedi@gmail.com
Phone
+628118114379
Journal Mail Official
dedijunaedi@journal-laaroiba.com
Editorial Address
Lembaga Publikasi Ilmiah (LPI) Institut Agama Islam (IAI) Nasional Laa Roiba Bogor Jl Raya Pemda Pajeleran Sukahati No 41 Cibinong, Bogor 16913 Telp 021-8757150 HP 08118114379 Email: alkharaj@journal-laaroiba.com Web http://journal-laaroiba.com/ojs/index.php/alkharaj
Location
Kab. bogor,
Jawa barat
INDONESIA
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
ISSN : 26562871     EISSN : 26564351     DOI : https://doi.org/10.47467/alkharaj
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah is a scientific journal published by Pusat Riset dan Kebijakan Strategis PRKS) of  Institut Agama Islam Nasional (IAI-N) Laa Roiba Bogor in collaboration with Masyarakat Ekonomi Syariah (MES) and Intelectual Association for Islamic Studies (IAFORIS) . This journal contains scientific papers from academics, researchers and practitioners in the fields of Islamic economics, finance and business research. E-ISSN 2656-4351 ISSN Print 2656-2871   DOI: 10.47467/alkharaj  Starting from Volume 1 Number 1 2019 to Volume 6 Number 3 of 2024 published on the website with the URL https://journal.laaroiba.ac.id/index.php/alkharaj. Starting from Volume 6 Number 4 2024 onwards it will be published with the URL https://journal-laaroiba.com/ojs/index.php/alkharaj.
Articles 50 Documents
Search results for , issue "Vol. 7 No. 2 (2025): Al-Kharaj: Jurnal Ekonomi, Keuangan " : 50 Documents clear
Relationship Marketing dan Customer Value Terhadap Customer Loyalty yang Dimediasi oleh Trust Sulthoni Surya Saputra; Isa, Muzakar
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 7 No. 2 (2025): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v7i2.7117

Abstract

This study aims to analyze the effect of Relationship Marketing and Customer Value on Customer Loyalty mediated by Trust among Bank Jateng Sragen customers. Using a quantitative approach with a descriptive method, data were collected through a Likert-scale questionnaire. The Partial Least Square (PLS) analysis results indicate that Relationship Marketing and Customer Value have a positive and significant effect on Trust. However, Relationship Marketing does not significantly affect Customer Loyalty. Customer Value and Trust positively affect Customer Loyalty, with Trust mediating the relationship between Relationship Marketing and Customer Loyalty, as well as between Customer Value and Customer Loyalty. The limitations of this study include the focus only on the specified variables and the use of online questionnaires. Future research is recommended to add other variables and utilize interviews for more comprehensive data.
Analisis Penerapan Digital Marketing sebagai Strategi Pemasaran UMKM Eva Yuniarti Utami; Kartika Sari; Eva Desembrianita; Basnendar Herry Prilosadoso; Rudy Irwansyah
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 7 No. 2 (2025): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v7i2.7140

Abstract

Marketing strategy for MSMEs (Micro, Small, and Medium Enterprises) is a plan designed to promote and sell products or services offered by MSMEs. This study aims to analyze the application of digital marketing as a marketing strategy for MSMEs. This research method uses qualitative techniques, which can be applied in journals that consider the application of digital marketing as a marketing strategy for Micro, Small, and Medium Enterprises (MSMEs) can include a case study approach. The data used in this study are interview data, as well as internal documents such as sales reports and operational changes, which can provide a deep understanding of the real impact of digital marketing on MSME operations and competitiveness. The results of the study found that digital marketing strategies for MSMEs (Micro, Small, and Medium Enterprises) are very important for increasing visibility, expanding reach, and attracting new customers. By implementing this digital marketing strategy, MSMEs can more easily develop their business, reach a wider audience, and increase sales effectively. The key is consistency and a deep understanding of the target market you want to reach.
Pengaruh Viral Marketing dan Kualitas Produk Terhadap Keputusan Pembelian Produk Somethinc di Kota Surakarta Dimediasi oleh Citra Merek Nasla Bintang Pramudita; Edy Purwo Saputro
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 7 No. 2 (2025): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v7i2.7153

Abstract

This study aims to explore the impact of viral marketing, product quality, and brand perception on the purchasing decision of Somethinc products in the Surakarta area. The research adopts a quantitative approach using a survey method, with data collected through questionnaire distribution. The study sample consists of 102 participants selected using the purposive sampling technique. The findings indicate that viral marketing and product quality have a positive and significant influence on purchasing decisions, both directly and indirectly through brand perception as a mediating variable. Additionally, brand perception also positively affects purchasing decisions. This study contributes to a deeper understanding of the influence of marketing elements in enhancing the purchasing decisions of domestic products.
Pengaruh Endorser Credibility dan Brand Credibility Terhadap Purchase Intention yang Dimediasi oleh Attitude Towards Brand pada Produk Y.O.U di Sumatera Barat Nismala Roza; Gesit Thabrani
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 7 No. 2 (2025): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v7i2.7154

Abstract

This research aims to analyze the influence of endorser credibility and brand credibility on purchase intention which is mediated by attitude towards brand on Y.O.U beauty products in West Sumatra. This study uses quantitative methods by collecting data through questionnaires involving 200 respondents. Data analysis was carried out using the Partial Least Squares-Structural Equation Modeling (PLS-SEM) method with SmartPLS v.4.0.9.9 software. The research results show that endorser credibility and brand credibility have a positive and significant effect on attitude towards brand. Apart from that, attitude towards brand also has a positive influence on purchase intention. Furthermore, attitude towards brand is proven to mediate the relationship between endorser credibility and purchase intention as well as brand credibility and purchase intention. The implications of this research can be used by cosmetic companies in designing more effective marketing strategies by considering the selection of credible endorsers and increasing brand credibility in order to increase consumer purchase intention.
Analisis Kinerja Kualitas Pelayanan, Kepercayaan dan Layanan Keuangan Digital (Mobile Banking) Terhadap Kepuasan Nasabah Bank Konvensional di Surakarta Nova Caroline; Banu Witono
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 7 No. 2 (2025): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v7i2.7169

Abstract

This study aims to analyze the performance of Service Quality, Trust and digital mobile bangking on customer satisfaction of conventional banks in Surakarta. The type of research used in this study is quantitative research. The population in this study is a conventional bank located in surakarta without any requirements. In this study, researchers used Convenience Sampling technique. In this study , researchers chose 3 conventional banks as a sample of research, namely BRI, BCA and MANDIRI. Data collection using the method of distributing questionnaires using google form. This study used multiple regression model. The results showed that the quality of Service, Trust and mobile bangking affect the customer satisfaction of conventional banks in Surakarta.
Faktor – faktor yang Memengaruhi Penerimaan Opini Audit Going Concern: Studi Empiris Pada Perusahaan Property dan Real Estate di BEI Khoirun Nisa' Nur Hasanah; Rina Trisnawati
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 7 No. 2 (2025): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v7i2.7189

Abstract

Going concern audit opinion is an accounting statement to ensure the survival of a company's business issued by the auditor. This study aims to determine the effect of company growth, opinion shopping, funding decisions, institutional ownership, prior opinion, and company size on going concern audit opinion acceptance. The object of research is 92 property and real estate companies listed on the Indonesia Stock Exchange (IDX) in the period 2020-2023. Going concern audit opinion is calculated using dummy variables. The sample collection method used purposive sampling and obtained a sample of 56 companies, so that the total sample obtained was 224 samples. Data analysis was carried out with SPSS statistical tools using multiple linear regression analysis methods. The results showed that the variables of company growth and company size had no effect on going concern audit opinion acceptance, while the variables of opinion shopping, funding decisions, institutional ownership, and prior opinion had an effect on going concern audit opinion acceptance.
Pengaruh Program Pelayanan SAMSAT, Insentif Pajak dan Kesadaran Pajak Terhadap Tingkat Kepatuhan Pembayaran Pajak Kendaraan Bermotor pada SAMSAT Kota Gorontalo Mahmud, Putra; Wuryandini, Ayu Rakhma; Panigoro, Nurharyati
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 7 No. 2 (2025): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v7i2.5717

Abstract

The aim of this research is to determine the effect of the Samsat service program, tax incentives and tax awareness on the level of compliance with motor vehicle tax payments in Gorontalo City Samsat. The type of method used in this research is a quantitative method with data collection techniques using questionnaire surveys and observation. The number of respondents in this study was 100 respondents consisting of motor vehicle taxpayers registered with the Gorontalo City Samsat. The tool used in this research uses multiple linear regression analysis. The research results show that 1. The Samsat service program has a positive and significant effect on the level of compliance with motor vehicle tax payments. 2. Tax incentives have a positive and significant effect on the level of compliance with motor vehicle tax payments. 3. Tax awareness has a positive and significant effect on the level of compliance with motor vehicle tax payments. 4. Simultaneously, the Samsat service program, tax incentives and tax awareness have a positive effect on the level of compliance with motor vehicle tax payments.
Analisis Dampak Volatilitas Nilai Tukar dan Kinerja UMKM di Indonesia Terhadap Ketahanan Pangan di Indonesia Pasca Pandemi Covid 19 Abdul Aziz
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 7 No. 2 (2025): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v7i2.6366

Abstract

This study examines the impact of exchange rate volatility and the performance of Micro, Small and Medium Enterprises (MSMEs) on food inflation in post-COVID-19 pandemic Indonesia. Using a quantitative approach, secondary data from relevant institutions such as Bank Indonesia and FAO were analysed by logistic regression to evaluate the relationship between exchange rate fluctuations, MSME productivity, and food security. Results show that exchange rate volatility has no significant effect on food inflation, while MSME performance has a significant relationship. Simultaneously, the study also found that both variables have an effect on food inflation. This research provides a new perspective on the role of MSMEs in Indonesia's post-pandemic food security, and proposes more comprehensive and Islamic economy-based policies to support the sustainability of MSMEs and food security in Indonesia.
Pengaruh Penerapan Good Corporate Governance Terhadap Penghindaran Pajak pada Perusahaan di Indonesia Mega Arisia Dewi
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 7 No. 2 (2025): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v7i2.7270

Abstract

This study aims to determine the effect of the implementation of good corporate governance on tax avoidance in companies in Indonesia. The mechanisms of good corporate governance in this study include managerial ownership, institutional ownership, independent board of commissioners, and accounting expertise background or audit finance committee. This study uses a sample of 48 companies listed on the Indonesia Stock Exchange, during 4 years of observation there were 192 annual reports analyzed. The sampling technique in this study was purposive sampling and the data analysis tool used in this study was multiple linear regression analysis. The results of this study are managerial ownership, institutional ownership, and independent board of commissioners do not affect tax avoidance. While the accounting or financial expertise background of the audit committee affects tax avoidance.
Pengaruh Return On Assets (ROA), Return On Equity (ROE) Dan Loan To Deposit Ratio (LDR) Terhadap Capital Adequacy Ratio (CAR) Bank BUMN Tahun 2019-2023 Dimas Pranoto; Atwal Arifin
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 7 No. 2 (2025): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v7i2.7313

Abstract

This study aims to analyze the impact of Return on Assets (ROA), Return on Equity (ROE), and the Loan to Deposit Ratio (LDR) on the Capital Adequacy Ratio (CAR) in state-owned banks. The method used in this research is panel data regression, with secondary data sourced from the annual reports of state-owned banks from 2019 to 2023. The results of the study show that the best model selected is the Random Effect Model (REM). Based on the data analysis, it was found that ROA, ROE, and LDR variables simultaneously influence CAR. The t-test results indicate that ROA has a significant effect on CAR, while ROE and LDR do not have a significant effect on CAR in state-owned banks. The findings of this study are expected to provide benefits for policymakers as a basis for financial management planning to maintain the bank’s health through CAR, as well as for banking institutions as input for evaluating bank health. Furthermore, these results can also serve as a reference for investors and potential investors in assessing the bank's health before making investments.

Filter by Year

2025 2025


Filter By Issues
All Issue Vol. 7 No. 11 (2025): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 7 No. 10 (2025): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 7 No. 9 (2025): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 7 No. 8 (2025): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 7 No. 7 (2025): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 7 No. 6 (2025): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 7 No. 5 (2025): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah  Vol. 7 No. 4 (2025): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 7 No. 3 (2025): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 7 No. 2 (2025): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 7 No. 1 (2025): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 12 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 11 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 10 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 9 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 8 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 7 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 6 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah (in Press) Vol. 6 No. 5 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 4 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 3 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 2 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah  Vol. 6 No. 1 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah  Vol. 5 No. 6 (2023): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah  More Issue