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Rifaatul Indana
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rifaatul.indana@uin-suka.ac.id
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jies@uin-suka.ac.id
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UIN Sunan Kalijaga Yogyakarta Jalan Laksda Adisucipto Yogyakarta
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INDONESIA
Journal of Islamic Economic Scholar
Published by Universitas Islam Negeri Sunan Kalijaga Yogyakarta
ISSN : -     EISSN : 27162044     DOI : https://doi.org/10.14421/jies
Core Subject : Economy, Social,
Economics, Econometrics & Finance Social Sciences
JIES: Journal of Islamic Economic Scholar JIES is journal of student collage scientific papers, using electronic media as a place for publication research results from students college. This journal publish twice per year (Juny and December). JIES is a scientific journal that accepts publication papers of both literary and field results, which are included in the scope of Islamic Economics studies. Focus on the study is Islamic Economics, Business, Banking and Management.
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Bisnis, Menejemen, dan Akutansi (Lain-Lain)
Articles 5 Documents
 1 
Search results for , issue "vol. 6 no. 2 (2025)" : 5 Documents clear
Pengaruh Fitur, Kemudahaan Penggunaan dan Customer Perceived Value terhadap Loyalitas Nasabah Pengguna BSI Mobile Monika, Oni; Rifaatul Indana
Journal of Islamic Economic Scholar Vol. 6 No. 2 (2025)
Publisher : FEBI UIN Sunan Kalijaga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14421/jies.2025.6.2.86-101

Abstract

Mobile banking has become one of the most popular banking services in Indonesia, offering convenience and flexibility in conducting financial transactions. However, with the increasing number of mobile banking services, customer loyalty has become a key factor in retaining customers. This study aims to determine the effect of features, ease of use, and customer perceived value on customer loyalty of BSI Mobile users in the Special Region of Yogyakarta with a sample size of 100 respondents. The method used is a quantitative approach with purposive sampling method. The analytical tool used is IBM SPSS Statistics 30 software. The results of this study show that the variables of ease of use and customer perceived value have a significant effect on customer loyalty. While the feature variable does not have a significant effect on customer loyalty of BSI Mobile users in the Special Region of Yogyakarta.
Analysis Of Halal Destination Attributes And Service Quality On Muslim Tourism Interest In Bogor Regency Roisiyatin, Roisiyatin; Anida Lutfiyah
Journal of Islamic Economic Scholar Vol. 6 No. 2 (2025)
Publisher : FEBI UIN Sunan Kalijaga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14421/jies.2025.6.2.71-85

Abstract

Bogor Regency with a Muslim population of approximately 87% of 5.6 million people, has potential for halal tourism development. This research aims to analyze the impact of halal destination attributes and service quality on Muslim tourist interest in Bogor Regency. This study uses a quantitative approach to the population of Bogor Regency residents, with a sample of 100 tourists. Data were collected through questionnaires with a Likert scale and analyzed using SPSS, tested for validity and reliability, classical assumption tests, multiple linear regression analysis, hypothesis testing, and R² determination test to measure the relationship between halal destination attributes and service quality Muslim tourist interest. The results showed that halal destination attributes (X1) were proven to have a partial effect on Muslim tourist interest with t-count 3.955 > t-table 1.984. Similarly, service quality (X2) partially affects Muslim tourist interest with t-count 3.435 > t-table 1.984. Simultaneous testing confirms that both independent variables together have a significant effect on Muslim tourist interest, with a coefficient of determination (R²) of 77.7%, while the remaining 22.3% is influenced by factors outside the research.
Kontribusi Bank Syariah dalam Pemberdayaan Ekonomi Berbasis Zakat, Infak, dan Sedekah (ZIS). Ulpariyeh; Toyiburahman; Maryani
Journal of Islamic Economic Scholar Vol. 6 No. 2 (2025)
Publisher : FEBI UIN Sunan Kalijaga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14421/jies.2025.6.2.102-112

Abstract

This study aims to analyze the contribution of Islamic banks in empowering the economy based on zakat, infaq, and sadaqah (ZIS) through the collection, management, and productive use of funds. The method used is descriptive qualitative with a literature study approach, covering scientific journals, BAZNAS reports, and the Annual Report of Bank Syariah Indonesia (BSI). The results show that Islamic banks made a significant contribution by increasing ZIS fund collection in 2024, distributing Rp 286.62 million in productive zakat, and implementing empowerment programs such as providing micro-business capital, business assistance, and capacity building training involving BAZNAS, BCA Syariah, and micropreneur mustahik. These programs have an impact on improving the competence, income, and economic independence of mustahik. This study concludes that the contribution of Islamic banks is not only financial but also transformative through capacity building and business sustainability, thereby improving the economic welfare of the community in a sustainable manner.
Konsep Falah dalam Pembangunan Ekonomi Makro Modern Athiul Aulia; Imahda Khoiri Furqon; Shulhah Nurullaily
Journal of Islamic Economic Scholar Vol. 6 No. 2 (2025)
Publisher : FEBI UIN Sunan Kalijaga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14421/jies.2025.6.2.124-133

Abstract

This study examines the concept of falah in modern economic development and argues that it offers a comprehensive framework for evaluating economic progress beyond mere material growth. The purpose of this study is to explain how falah integrates spiritual, moral, social, and economic dimensions into an integrated development perspective. This study uses a literature review method by analyzing relevant Islamic texts, scientific artifacts, and economic development. The findings show that falah redefines development success as the achievement of balanced prosperity in this world and the hereafter, not just an increase in income or output. Emphasizing justice, fair distribution, social responsibility, human development, and environmental sustainability as important indicators of a successful economy, the study also found that Islamic economic instruments such as zakat, waqf, alms, and ethical policy design can operationalize falah into development to encourage inclusive economic growth. Humane, and sustainable. This framework is particularly relevant in addressing inequalities, poverty, and ecological degradation in the modern economy. The originality of this study lies in its focused synthesis of falah as a normative and practical paradigm for modern economic development, which offers an alternative to conventional growth-centric models. 
Transformasi UMKM Digital dalam Mengurangi Pengangguran di Indonesia Aulia Azzahra; Imahda Khoiri Furqon; Agus Faisal
Journal of Islamic Economic Scholar Vol. 6 No. 2 (2025)
Publisher : FEBI UIN Sunan Kalijaga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14421/jies.2025.6.2.113-123

Abstract

Unemployment remains one of the major economic challenges in Indonesia. The increasing number of job seekers is not always balanced by the availability of employment opportunities, resulting in a relatively high unemployment rate. At the same time, rapid technological development has encouraged Micro, Small, and Medium Enterprises (MSMEs) to adopt digital transformation as a strategy to improve business performance and competitiveness. This study aims to examine the role of digital MSME transformation in reducing unemployment in Indonesia. The research employs a descriptive qualitative approach using a literature review method by analyzing relevant books, journals, and government publications. The findings indicate that digital transformation enables MSMEs to expand market reach, improve operational efficiency, and increase business revenue through the use of marketplaces, social media, digital payment systems, and other technological platforms. Furthermore, digitalization creates new employment opportunities in fields such as digital marketing, social media management, online customer service, content creation, and e-commerce administration. The growth of digital MSMEs also promotes entrepreneurship, allowing more individuals to establish businesses and generate employment opportunities. Therefore, digital MSME transformation can serve as an effective solution to reduce unemployment while supporting economic growth and improving community welfare in Indonesia.

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