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Islamic Economics and finance in Focus (IEFF)
Published by Universitas Brawijaya
ISSN : -     EISSN : 29641233     DOI : 10.21776/ub.ieff
Core Subject : Religion, Economy, Social,
Religion Economics, Econometrics & Finance Social Sciences
Publish all forms of quantitative and qualitative research articles and other scientific studies related to the field of Islamic Economics and finance.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 15 Documents
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Search results for , issue "Vol. 2 No. 1 (2023)" : 15 Documents clear
ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI MINAT MENABUNG MAHASISWA PADA BANK SYARIAH Sucianto, Primadany Yusuf; M. Umar Burhan
Islamic Economics and finance in Focus Vol. 2 No. 1 (2023)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ieff.2023.02.01.03

Abstract

This study aims to examine the effect of saving interest of Islamic Economics students of Universitas Brawijaya on Sharia Banks. This study uses Attitude variables, Subjective Norms, and Behavioral Control as factors that influence interest in saving at Islamic banks. The sampling method uses probability sampling with the Proportional Random Sampling metahod. The research sample consisted of 100 students of Islamic Economics class of 2017-2019 who were randomly selected. The results showed that attitudes had a significant positive influence on students' interest in saving at Islamic banks, subjective norms also had a significant effect on students' interest in saving at Islamic banks, but behavioral control did not have a significant influence on students' interest in saving at Islamic banks. So the conclusion can be drawn is that subjective attitudes and norms are important factors in influencing the interest of Islamic Economics students to save at Islamic banks. However, behavioral control did not make a significant contribution to this.
PENGARUH PENDAYAGUNAAN ZAKAT PRODUKTIF TERHADAP KESEJAHTERAAN MUSTAHIK PADA PROGRAM UNIT USAHA EKONOMI KELUARGA Ghifar, Muhammad Dzil; Prestianawati, Silvi Asna
Islamic Economics and finance in Focus Vol. 2 No. 1 (2023)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ieff.2023.02.01.04

Abstract

Zakat has the potential to be an effective means of empowering the people's economy. Seeing from the majority of Indonesia's population, the majority adheres to Islam. The large number of Indonesians who embrace Islam is 87.2% or around 207,176,162 people of all religions recognized in Indonesia. The main weakness of mustahik to be able to start a small business is actually the mental attitude and readiness of business management. For this reason, giving zakat with the aim of starting a productive business at the initial stage must be accompanied by a companion who is able to educate mustahik. This study aims to analyze the role of utilization of productive zakat on the welfare of mustahik in the Family Economic Business Unit program at the Amil Zakat Infaq Shadaqah Muhammadiyah Institute. This research was conducted at Parepare in April 2023 involving 30 respondents who were selected using a non-probability sampling technique. Data analysis was performed using multiple linear regression methods. The results of this study indicate that the variable of business capital received has a significant effect on the welfare of mustahik, the variable of distribution of zakat has a significant effect on the welfare of mustahik, and the variable of utilization of zakat has a significant effect on the welfare of mustahik
ANALISIS VARIABEL-VARIABEL YANG MEMPENGARUHI KEPUTUSAN UNTUK BERWAKAF TUNAI Nanda Anggih Pratiwi; Multifiah
Islamic Economics and finance in Focus Vol. 2 No. 1 (2023)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ieff.2023.02.01.02

Abstract

This study aims to analyze the influence of the variables religious compliance, motivation, income, information media access, and knowledge of waqf on the decision to give cash waqf donation. This study method used a quantitative approach with logistic regression analysis. The data obtained were primary data sourced from the results of the questionnaires that have been distributed. The sample number in this study was 70 respondents, both cash waqf and non-cash waqf. The results of this study indicated that variables of religious compliance, information media access, and knowledge of waqf partially had a significant effect on the decision to give cash waqf donation. While the motivation and income variables partially had no significant impact on the decision to give cash waqf donation.
DINAMIKA IMPLEMENTASI AKAD JUAL BELI PROPERTI SYARIAH NON BANK Bintang, Ikhsan; Suman, Agus
Islamic Economics and finance in Focus Vol. 2 No. 1 (2023)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ieff.2023.02.01.06

Abstract

This research aims to see the dynamics that occur in the sharia contract scheme used in the Rumahku Surgaku program, starting from the validity of the contract used, the advantages of the program used, then the problems that occur in the contract process as well as the precautions and solutions made to overcome these problems. This research uses primary data from interviews with informants involved, and secondary data obtained from dissertations, literature, articles, journals, and internet sites. The research is qualitative and descriptive. The results of this study indicate that the contract used in the Rumahku Surgaku program is legally valid through the DSN MUI fatwa. The dynamics that occur include consumer literacy issues, sharia marketing needs, risk analysis needs, defaults, payment delays, sale and purchase cancellations, and fines that overlap with applicable law. As an action, a draft contract is made, educating consumers, conducting studies and training for employees, and implementing deliberation, and as a solution, sanctions are imposed for breach of promise, applying compensation for cancellation of sale and purchase, giving consumers the right to complain about product discrepancies, establishing Islamic estate management, and the right to seek assistance from legal institutions if there are problems that cannot be resolved by deliberation.
PENGARUH PEMBERDAYAAN DANA ZAKAT PRODUKTIF SEBAGAI MODAL USAHA UMKM TERHADAP KINERJA UMKM (Studi pada BAZNAS) Fikri Charfian Hadi Pratama Kusuma; Iswan Noor
Islamic Economics and finance in Focus Vol. 2 No. 1 (2023)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ieff.2023.02.01.05

Abstract

This study aims to determine the factors that influence the performance of MSMEs in Tanah Abang, Central Jakarta in 2022. The research data was obtained by distributing questionnaires to mustahiq productive zakat recipients. Human Resources performance variable in MSMEs as the dependent variable. The variable Provision of Productive Zakat Funds, Productive Zakat Fund Management System, and Productive Zakat Fund Utilization System as independent variables. This study uses data analysis methods in the form of Classical Assumption Tests and Multiple Linear Regression Tests. The results of this study indicate that partially, the variables X1, X2, and X3 have no significant effect on Y. Meanwhile, simultaneously, the variables X1, X2, and X3 significantly affect Y.

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