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Safrilia Ayu Nani
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+6285708508515
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ieff@ub.ac.id
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Jl. MT Haryono No 165 Malang Fakultas Ekonomi dan Bisnis Universitas Brawijaya
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Islamic Economics and finance in Focus (IEFF)
Published by Universitas Brawijaya
ISSN : -     EISSN : 29641233     DOI : 10.21776/ub.ieff
Core Subject : Religion, Economy, Social,
Religion Economics, Econometrics & Finance Social Sciences
Publish all forms of quantitative and qualitative research articles and other scientific studies related to the field of Islamic Economics and finance.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 15 Documents
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Search results for , issue "Vol. 4 No. 1 (2025)" : 15 Documents clear
The Effects of in Cigarette Excise Increase Policies, Price, and Income on People’s Cigarette Consumption Aqmarina, Nadhilah Dwi; Aminullah Achmad Muttaqin
Islamic Economics and finance in Focus Vol. 4 No. 1 (2025)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ieff. 2025.04.1.04

Abstract

The ministry has issued the latest PMK Number 191/PMK.010/2022 on tobacco excise rates. One of the reasons for the government to increase excise rates on tobacco products is to reduce the level of public consumption of cigarettes. The purpose of this study is to determine the effect of excise tax increases, prices and income on cigarette consumption in Malang City. The variables used are cigarette consumption as the dependent variable, cigarette excise tax increase, and price as the independent variable, and income as the control variable. The research method used is descriptive analysis using primary data. Primary data was obtained from distributing questionnaires. The results showed that the increase in excise tax, price, and income had a significant effect on cigarette consumption in Malang City.
Economic Empowerment of Pesantren Through Independent Entrepreneurial Business (A Study of Daarul Ukhuwwah Putra Islamic Boarding School In Malang) Nashir, Muhammad Kautsar; Noor, Iswan
Islamic Economics and finance in Focus Vol. 4 No. 1 (2025)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ieff. 2025.04.1.03

Abstract

The purpose of this study is to analyze and describe the economic empowerment process carried out by Daarul Ukhuwwah Putra Islamic Boarding School through independent business, supporting and inhibiting factors in the economic empowerment of pesantren through independent business, and the impact of independent business on improving the welfare of pesantren, students, and the surrounding community. The method used in this research is descriptive qualitative with a case study approach. Data collection techniques were carried out by interview, observation, and documentation which were analyzed with Miles and Huberman's interaction model. The results of this study indicate that Daarul Ukhuwwah Putra Islamic Boarding School in Malang implements economic empowerment through independent business ventures by establishing business units such as maksof, building shops, and canteens, which involve santri in the management and provision of practice-based entrepreneurship. Supporting factors for economic empowerment include the support of the pesantren leadership, the availability of potential human resources, and cooperation with the surrounding community. However, there are obstacles such as low understanding of business management, less than optimal dependence on technology, and lack of discipline in applying SOPs. This independent business has a positive impact, with profits used for the construction of pesantren facilities, as well as providing entrepreneurial experience and skills for santri. The impact is also felt by the surrounding community who are involved in providing goods and services, which increases their economic income. Overall, this empowerment not only improves the welfare of pesantren and santri, but also strengthens social networks and improves the quality of life of the surrounding community.
Analysis of the Influence of Syariah Bank Financing on Indonesia's Economic Growth in 2019 - 2023 Rizky, Dimas; Kornitasari, Yenny
Islamic Economics and finance in Focus Vol. 4 No. 1 (2025)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ieff. 2025.04.1.14

Abstract

This research aims to see the influence of Islamic bank financing variables including Sharia Working Capital Financing, Sharia Investment Financing and Sharia Consumptive Financing on Indonesia's economic growth. The research uses a quantitative approach. The type of data used is quantitative data and the data source is secondary data. The ap-proach method used in this research is multiple linear regression analysis. The estimation results show that the Sharia Working Capital Financing variable has a negative effect on Economic Growth, Sharia Investment Financing and Sharia Consumptive Financing have a positive effect on Economic Growth.
The Effects of Islamic Financial Literacy and Tam on the Intention of FEB UB Students to Pay Digital Zakat Salma Ainayya Mumtaz; Moh. Athoillah
Islamic Economics and finance in Focus Vol. 4 No. 1 (2025)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ieff. 2025.04.1.05

Abstract

Indonesia is a country with a majority Muslim population that has a very large potential for zakat, infak, and sedekah. However, the realization of ZIS fund collection is still not optimal. The existence of a digital platform is expected to help increase the amount of ZIS fund collection. The aim of this research is to analyze the factors that influence student of the Faculty of economicss and Business Universitas Brawijaya's interest in conducting ZIS transactions through digital platforms. This study uses a quantitative method with SEM-PLS analysis. The sampling was conducted using purposive sampling techniques with the sample criteria being Muslim students of Faculty of economicss and Business Universitas Brawijaya with 101 participants. The results of this study indicate that Islamic financial literacy and perceived usefulness have a negative and insignificant impact on the interest in issuing ZIS. Meanwhile, the perception of ease of use and attitude have a positive and significant impact on the interest in issuing ZIS. Furthermore, attitudes do not moderate Islamic financial literacy towards the interest in issuing ZIS, whereas attitudes can moderate the perception of usefulness and the perception of ease of use towards the interest in issuing ZIS.
Analysis of Profitability Determinants of Sharia Insurance Companies in Indonesia and Malaysia 2017-2022 Ahmad, Adzkia Fataya; Widiyanti, Dwi Retno
Islamic Economics and finance in Focus Vol. 4 No. 1 (2025)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ieff. 2025.04.1.07

Abstract

This research aims to evaluate how factors such as firm size, liquidity, and claim ratio influence the profitability of Islamic insurance companies in Indonesia and Malaysia between 2017 and 2022. The study utilizes secondary data collected through purposive sampling, which selected 24 companies for analysis. Panel data regression was conducted using Eviews 10 software, and hypothesis testing was performed using the t-test. The findings reveal that in Malaysia, the profitability of Islamic insurance firms is significantly influenced by firm size, liquidity, and claim load ratios. In contrast, in Indonesia, only firm size has a positive effect on profitability, with liquidity and claim load ratios showing no significant impact.

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