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All Journal I-ECONOMICS: A Research Journal on Islamic Economics Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Islaminomics: Journal of Islamic Economics, Business and Finance Amwaluna Jurnal Ekonomi dan Keuangan Syariah International Journal of Accounting & Finance in Asia Pasific Jurnal KALANDRA Journal of Development Economic and Social Studies (JDESS) Contemporary Studies in Economic, Finance and Banking (CSEFB) Islamic Economics and finance in Focus (IEFF)

Aminullah Achmad Muttaqin

Universitas Brawijaya

Author-ID : 2527880

Religion Agriculture, Biological Sciences & Forestry Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Social Sciences

Published : 21 Documents Claim Missing Document

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Analisis Kinerja Manajemen Risiko Pembiayaan Mudharabah dan Musyarakah Sebelum dan Selama Pandemi Covid-19 (Studi Kasus pada PT Bank Jatim Syariah Cabang Kota Madiun) Fachrounissa Zein Vitadiar; Aminullah Achmad Muttaqin
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 7, No 1 (2022)
Publisher : Universitas Muhammadiyah Surabaya

Di tengah ketidakstabilan perekonomian saat ini, Perbankan Syariah dapat menjadi solusi dalam mendukung upaya pemulihan ekonomi nasional dengan penyaluran pembiayaan. Namun dalam penyaluran pembiayaan tidak lepas akan terjadinya risiko pembiayaan. Perlu adanya sebuah manajemen yang baik dalam meminimalisir terjadinya risiko tersebut. Tujuan dalam penelitian ini adalah untuk mengetahui bagaimana kinerja manajemen risiko yang diterapkan oleh bank Jatim Syariah Madiun di periode tahun 2019 sebelum ada pandemi dan tahun 2020 saat terjadi pandemi. Penelitian ini berfokus pada pembiayaan mudharabah dan musyarakah bank Jatim Syariah Cabang Madiun. Penelitian ini menggunakan mixed method research. Data yang digunakan adalah data primer bersumber dari wawancara dan data sekunder bersumber dari rasio keuangan. Hasil dalam penelitian ini yaitu kinerja manajemen risiko pembiayaan bank Jatim Syariah cabang Madiun diukur menggunakan rasio keuangan, yaitu rasio NPF, FDR, BOPO, Kolektibilitas, ROA, dan NOM. Jika dihitung secara keseluruhan, pada sebelum terjadi pandemi, kinerja manajemen risiko tergolong pada peringkat 1 dan 2. Sedangkan selama pandemi, kinerja manajemen risiko mengalami kenaikan yang tergolong pada peringkat 1. Peningkatan kinerja selama pandemi ini, membuktikkan bahwa bank Jatim Syariah Madiun mampu menghadapi risiko dibawah tekanan saat kondisi krisis akibat covid-19. Kata kunci: Pembiayaan, Risiko Pembiayaan, Manajemen Risiko.

IMPACT OF ZAKAT MANAGEMENT THROUGH ‘AMIL INSTITUTIONS AND MASJID ON SOCIAL DEVELOPMENT IN MALANG CITY Marlina Ekawaty; Aminullah Achmad Muttaqin; Fifi Bahril Wahdah Majid
AMWALUNA (Jurnal Ekonomi dan Keuangan Syariah) Vol 4, No 2 (2020)
Publisher : Univeristas Islam Bandung

The amount of benefits of zakat as an instrument of the distribution of income in Islam depends on how the management of zakat conducted by the institutions of Zakat, Infak, and charity Managers (ZIS). In Indonesia BAZNAS (Badan Amil Zakat Nasional) and LAZ (Lembaga Amil Zakat) are two institutions that are authorized to manage zakat, but both institutions are not much chosen Muzzaki as a place to pay zakat and prefer to pay zakat through Masjids. Compared to the Masjid and BAZNAS in Malang, LAZ has been managing ZIS well, creative, and innovative. This research aims to determine the dynamics of the ZIS management conducted by formal zakat institutions consisting of BAZNAS and LAZ, as well as Masjids as the institution chosen the majority of Muzakki in paying zakat.

MATERIALISME VERSUS NILAI-NILAI KONSUMSI ISLAMI: SURVEY PRILAKU KONSUMSI MAHASISWA DI MALANG Aminullah Achmad Muttaqin; Bintang Nurrizki Dwi Ardianto
ISLAMINOMICS: JOURNAL OF ISLAMIC ECONOMICS, BUSINESS AND FINANCE Vol 9, No 2 (2019): ISLAMINOMICS: Journal of Islamic Economics, Business and Finance
Publisher : STES Islamic Village

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47903/ji.v9i2.80

The purpose of this research is to investigateMuslim student consumer’s behavior. The predictor variablein this study are: materialism and the Islamic values of consumption, on the other hand the target variable is Islamic consumption behavior. Primary data gathered by likert scale questioner survey and for the sample of this research are the students of Islamic Economics program at Universitas Brawijaya Malang. Total of sample are 194 from 372 students of Islamic Economics program (2016-2018). The data had been transformed from ordinal to interval by successive interval. Multiple regression analysis is used in this study. The finding shows that materialism and Islamic values of consumption as significant determinants of Muslim consumer behavior. There is an insignificant negative association between materialism and Muslim Student consumer’s behavior. The finding suggests that most respondents understand and implement Islamic valuesof consumption.

Infak dan Kesejahteraan: Studi Kasus Dampak Berinfaq Bagi Munfiq pada Civitas Akademika Fakultas Ekonomi dan Bisnis Universitas Brawijaya Tufail Rosyad Abdi; Aminullah Achmad Muttaqin
ISLAMINOMICS: JOURNAL OF ISLAMIC ECONOMICS, BUSINESS AND FINANCE Vol 10, No 1 (2020): ISLAMINOMICS: Journal of Islamic Economics, Business and Finance
Publisher : STES Islamic Village

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47903/ji.v10i1.78

Infaq is a form of ibadah that has 2 dimensional forms, firstly is horizontal dimension and secondly is vertical dimension. In the first dimension, infaq is manifested as a form of servant’s obedience to the Creator. Secondly, it is showed as a form of caring to others. In Islamic Teaching, infaq as a form of ibadah is not only beneficial for recipients but also for the munfiq (donator) itself. Therefore this study aims to investigated the impact of infaq for the munfiq. The variables used in this study are the amount of infaq expenditures, income, age, marital status and faith. While the research method used in this research is quantitative with multiple linear regression analysis tools. The results obtained from this study indicate that infak has a significant effect on the welfare of the munfiq individual, as well as the income, age and faith variables. Meanwhile, the variable amount of infaq expenditure and marital status did not affect the welfare of the individual munfiq.

Irrational Choice of Bankers: Wealth or Welfare? Aminullah Achmad Muttaqin; Iswan Noor; Silvi Asna Prestianawati
International Journal of Accounting & Finance in Asia Pasific (IJAFAP) Vol 5, No 1 (2022): International Journal of Accounting & Finance in Asia Pasific (IJAFAP) February
Publisher : AIBPM Publisher

The phenomenon of the high number of workers who are not absorbed in the workforce in Indonesia is a problem that is difficult to solve briefly. The lack of employment opportunities accompanied by problems with the level of education and expertise of the workforce in Indonesia has also become a polemic in the national development process. However, another fact occurs where workers tend to choose to leave several leading sectors in Indonesia, such as the financial sector, especially banking. It is feared that this condition will cause the banking sector as one of the sectors that drive the national economy, to lose qualified and loyal workers so that it will have an impact on production inefficiency in the banking sector and eventually will directly impact the community considering the function of the bank as an intermediary institution. This study aims to reveal the motives for changing workers' behaviour in banking by using qualitative methods and a phenomenological approach. This research is expected to contribute to the improvement of the employment system in the financial sector, especially banking, to absorb qualified and loyal workers to the company. Thus, macroeconomically, it is to reduce the voluntary unemployment rate in order to accelerate national development as a whole.

Sosialisasi Produk Pembiayaan Dan Jasa Keuangan Syariah Kepada Masyarakat Desa Banjarejo Kecamatan Pakis Kabupaten Malang Ika Khusnia Anggraini; Aminullah Achmad Muttaqin; Iswan Noor; Muhammad Rizaldi
KALANDRA Jurnal Pengabdian Kepada Masyarakat Vol 1 No 5 (2022): September
Publisher : Yayasan Kajian Riset Dan Pengembangan Radisi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55266/jurnalkalandra.v1i5.188

Salah satu unit usaha yang perlu dikembangkan untuk mendorong pertumbuhan sektor riil adalah usaha mikro kecil dan menengah (UMKM) karena berperan penting sebagai sumber pertumbuhan kesempatan kerja atau pendapatan. Dalam perkembangannya, terdapat beberapa permasalahan yang sering dialami UMKM yaitu kekurangan modal, kesulitan dalam pemasaran, keterbatasan keahlian dan teknologi, dan sulit mendapatkan akses perbankan. Hal inilah yang juga terjadi pada masyarakat Desa Banjarejo, Kecamatan Pakis, Kabupaten Malang, Jawa Timur. Masalah utama yang dirasakan oleh masyarakat disana adalah sulitnya mendapatkan pembiayaan dari bank sehingga memaksa mereka untuk mencari lembaga keuangan nonformal yang mudah diakses seperti rentenir dalam mengajukan pembiayaan walaupun dikenakan bunga yang tinggi. Berangkat dari permasalahan tersebut, maka terciptanya kegiatan pengabdian masyarakat dengan metode pemberian sosialisasi pengenalan produk dan jasa keuangan syariah kepada masyarakat setempat. Materi-materi yang disampaikan seperti pengetahuan dasar tentang riba atau pinjaman berbunga, ekonomi syariah, produk-produk keuangan syariah, dan alternatif pemberdayaan komunitas yang terbebas dari hutang berbunga. Diakhir sesi dilakukan sesi diskusi antara tim pengabdi dan masyarakat setempat. Hasil dari kegiatan ini adalah masyarakat memahami terkait materi pengharaman riba, akad-akad keuangan syariah, perbedaan lembaga keuangan syariah dan konvensional, serta masyarakat secara bertahap akan meninggalkan sistem keuangan ribawi dan mulai memilih lembaga keuangan syariah sebagai solusi permodalan mereka.

ANALISIS PENGARUH LABEL HALAL, KESADARAN HALAL, DAN PERSEPSI ATAS PRODUK HALAL DALAM PEMBELIAN KOSMETIK HALAL Erlambang Agusty, Lingga; Aminullah Achmad Muttaqin
Islamic Economics and finance in Focus Vol. 1 No. 4 (2022)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ieff.2022.01.4.08

Industri kosmetik dan kecantikan merupakan industri dengan nilai yang sangat tinggi di dunia, salah satunya juga di Indonesia. Di Indonesia sendiri, perkembangan dunia kosmetik sangat pesat dari waktu ke waktu. Sebagai negara dengan populasi mayoritas Muslim, permintaan akan produk kosmetik halal merupakan peningkatan yang tidak dapat disangkal. Penelitian ini dilakukan dengan tujuan untuk menganalisis apakah ada pengaruh variabel halal, kesadaran halal, dan juga persepsi produk halal terhadap keputusan konsumen dalam membeli produk kosmetik halal. Metode penelitian yang digunakan dalam penelitian ini adalah menggunakan pendekatan kuantitatif dengan sumber data berupa data primer yang diperoleh melalui teknik penyebaran kuesioner kepada responden dengan menentukan sampel menggunakan metode purposive sampling. Hasil penelitian menunjukkan bahwa terdapat pengaruh yang signifikan terhadap variabel prediktor yang terdiri dari label halal (X1), kesadaran halal (X2) dan persepsi produk halal (X3) terhadap variabel respon yaitu keputusan konsumen dalam membeli produk kosmetik halal (Y) baik secara bersamaan. atau sebagian pada setiap variabel prediktor. Secara parsial, variabel X1 berpengaruh positif sebesar 0,017 dan tidak signifikan dengan nilai 0,847 pada variabel Y. Sedangkan variabel X2 berpengaruh positif sebesar 0,340 dan signifikan dengan nilai 0,000 pada variabel Y. Kemudian untuk variabel X3 berpengaruh positif sebesar 0,399 dan signifikan dengan nilai 0,000 untuk variabel Y.

EFEKTIVITAS RESTRUKTURISASI PEMBIAYAAN, FDR DAN NPF TERHADAP PROFITABILITAS PERUSAHAN SELAMA MASA PANDEMI COVID-19 (STUDI PADA BANK SYARIAH DI INDONESIA) Meilinda, Bunga Putri; Muttaqin, Aminullah Achmad
I-Economics Vol 7 No 2 (2021): I-ECONOMICS: A Research Journal on Islamic Economics
Publisher : Islamic Economics Program, Faculty of Islamic Economics and Business

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/ieconomics.v7i2.9542

This study aims to determine the effect of the financing restructuration, financing to deposit ratio, and non performing financing on company’s profitability represented by return on assets during the covid-19 pandemic.the analytical method used is quantitative research with panel data regression alaysis techniques. The result of this study indicate that financing restructuration has a positive significant effect on the company’s profitability during the covid-19 pandemic of 0,430932 and financing to deposit ratio has a negative effect on the company’s profitability during the covid-19 pandemis of -0,428821. Meanwhile, non performing financing doesn’t have a significant effect on the company’s profitability during the covid-19 pandemic.

PENGARUH DESENTRALISASI FISKAL TERHADAP PENGALOKASIAN BELANJA MODAL DI KABUPATEN DAN KOTA NUSA TENGGARA BARAT Assyifa, Baiq Siti Ainaya; Muttaqin, Aminullah Achmad
Journal of Development Economic and Social Studies Vol. 3 No. 1 (2024)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/jdess.2024.03.1.2

This study aims to determine the effect of fiscal decentralization on capital expenditure in the Districts and Cities of West Nusa Teggara in the period of 2011-2021. In this study, fiscal decentralization is represented by Original Regional Revenue (ORR), General Allocation Fund (GAF), Special Allocation Fund (SAF), and Reveneu Sharing Fund (RSF). The resources of data used are budget realization report of 10 Regency/City Regional Government Province of West Nusa Tenggara that was published at the Directorate General of Financial Balance Ministry of Finance. The type of research is quantitative. Data analysis using panel data regression analysis which is used the combination period/years of 2011-2021 time series data and used the crosssection data of 10 Regency/City Regional Governments in Province of West Nusa Tenggara. The results of the study show that Original Regional Revenue (ORR) has a insignificant effect on capital expenditure. General Allocation Fund (GAF) has positive and significant effect capital expenditure. Reveneu Sharing Fund (RSF) has a positive and significant effect on capital expenditures. Special Allocation Fund (SAF) has a positive and significant effect on capital expenditures.

ANALISIS MEKANISME PEMBIAYAAN MIKRO KEPADA KELOMPOK UMKM Sari, Amila Aulia; Muttaqin, Aminullah Achmad
Contemporary Studies in Economic, Finance and Banking Vol. 2 No. 1 (2023)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/csefb.2023.02.1.06

The objective of this research is to identify the mechanism of financing for micro, small, and medium-sized enterprises (MSME). The identification can help people distinguish financing mechanisms applied in Islamic and conventional banks based on the law of the contracts and the requirements made by the bank. Furthermore, MSME can choose easily which type of financing benefit them most. In brief, Islamic banks use Murabaha, while their counterparts use interest system. Hence, people can be more aware about banking in Indonesia especially in terms of the offered financing products.keyword: banking, the low of the contracts,system

Co-Authors Anis Safitri, Anis Aqmarina, Nadhilah Dwi Assyifa, Baiq Siti Ainaya Ayu Putri, Arina Bintang Nurrizki Dwi Ardianto Choirul Umam, Choirul Erlambang Agusty, Lingga Fachrounissa Zein Vitadiar Fifi Bahril Wahdah Majid Gigih, Gigih Aji Nugroho Ika Khusnia Anggraini Iswan Noor Juniar, Silvia Nursesa Marlina Ekawaty Meilinda, Bunga Putri Moh Afiq Amiruddin Muhammad Amri Robbani Muhammad Rizaldi Qoriroh, Nisrina Ramadhan, Faessal Ilham Sari, Amila Aulia Silvi Asna Prestianawati Tufail Rosyad Abdi Wijanarko, Zhafarina Shabhati

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